Buy Cheap Chevrolet Captiva Sport Auto Insurance in 2024
Average auto insurance rates for a Chevrolet Captiva Sport cost $1,252 a year, or around $104 a month. Finding Chevrolet Captiva Sport teenager insurance rates can cost on average $4,576 a year, so shop around to find cheap coverage.
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Ty Stewart
Licensed Insurance Agent
Ty Stewart is the founder and CEO of SimpleLifeInsure.com. He started researching and studying about insurance when he got his first policy for his own family. He has been featured as an insurance expert speaker at agent conventions and in top publications. As an independent licensed insurance agent, he has helped clients nationwide to secure affordable coverage while making the process simpl...
Licensed Insurance Agent
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- Full coverage costs around $1,252 a year or $104 each month
- A liability-only policy costs around $502 a year or $42 each month
- Highest rates are for teenage drivers at around $4,576 a year or $381 each month
- Good drivers can save as much as $516 a year by earning policy discounts
- Chevrolet Captiva Sport insurance costs around $267 less per year than the average vehicle
Are you worried Chevrolet Captiva Sport insurance rates are too expensive? Chevrolet Captiva Sport insurance costs around $267 less per year than the average vehicle. Keep reading to learn how to save in our comprehensive breakdown of Chevrolet Captiva Sport insurance rates.
You can start comparing quotes for Chevrolet Captiva Sport car insurance rates from some of the best car insurance companies by using our free online tool now.
Chevrolet Captiva Sport Insurance Cost
The average Chevrolet Captiva Sport car insurance rates are $1,252 a year or $104 a month.
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Are Chevrolet Captiva Sports Expensive to Insure?
The chart below details how Chevrolet Captiva Sport insurance rates compare to other SUVs like the Audi Q7, BMW X5, and BMW X3.
Vehicle | Comprehensive | Collision | Liability | Total |
Audi Q7 | $394 | $714 | $398 | $1,664 |
BMW X5 | $444 | $750 | $372 | $1,724 |
BMW X3 | $376 | $656 | $372 | $1,562 |
Chevrolet Tahoe | $336 | $532 | $372 | $1,398 |
Nissan Armada | $306 | $536 | $338 | $1,316 |
Jeep Compass | $294 | $500 | $372 | $1,324 |
However, there are a few things you can do to find the cheapest Chevrolet insurance rates online.
What Impacts the Cost of Chevrolet Captiva Sport Insurance?
The Chevrolet Captiva Sport trim and model you choose can impact the total price you will pay for Chevrolet Captiva Sport insurance coverage.
Age of the Vehicle
The average Chevrolet Captiva Sport car insurance rates are higher for newer models. For example, car insurance for a 2015 Chevrolet Captiva Sport costs $1,252, while 2012 Chevrolet Captiva Sport insurance costs are $1,154, a difference of $98.
Model Year | Comprehensive | Collision | Liability | Total |
2015 Chevrolet Captiva Sport | $248 | $404 | $442 | $1,252 |
2014 Chevrolet Captiva Sport | $238 | $374 | $452 | $1,222 |
2013 Chevrolet Captiva Sport | $230 | $352 | $456 | $1,196 |
2012 Chevrolet Captiva Sport | $220 | $316 | $460 | $1,154 |
Driver Age
Driver age can have a significant impact on the cost of Chevrolet Captiva Sport auto insurance. For example, 20-year-old drivers pay as much as $1,586 more each year for their Chevrolet Captiva Sport auto insurance than 40-year-old drivers.
Driver Location
Where you live can have a large impact on Chevrolet Captiva Sport insurance rates. For example, drivers in Los Angeles may pay $689 a year more than drivers in Phoenix.
Your Driving Record
Your driving record can have an impact on the cost of Chevrolet Captiva Sport car insurance. Teens and drivers in their 20’s see the highest jump in their Chevrolet Captiva Sport car insurance rates with violations on their driving record.
Chevrolet Captiva Sport Safety Ratings
Your Chevrolet Captiva Sport auto insurance rates are tied to the Chevrolet Captiva Sport’s safety ratings. See the breakdown below:
Test Type | Rating |
Small overlap front: driver-side | N/R |
---|---|
Small overlap front: passenger-side | N/R |
Moderate overlap front | N/R |
Side | N/R |
Roof strength | N/R |
Head restraints and seats | N/R |
Source: Insurance Institute for Highway Safety |
Chevrolet Captiva Sport Crash Test Ratings
Chevrolet Captiva Sport crash test ratings can impact the cost of your Chevrolet Captiva Sport car insurance. See Chevrolet Captiva Sport crash test results below:
Vehicle Tested | Overall | Frontal | Side | Rollover |
Chevrolet Captiva Sport | N/R | N/R | N/R | N/R |
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration |
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Chevrolet Captiva Sport Safety Features
Most drivers don’t realize that not only do Chevrolet Captiva Sport safety features play a vital role in keeping passengers safe in crashes, but they can also help lower Chevrolet Captiva Sport auto insurance rates. The Chevrolet Captiva Sport’s safety features include:
- Dual-stage front-seat air bags
- Front-seat side thorax air bags
- Rollover-capable head curtain air bags
- Pedal release system
- Safety belt pretensioners
- Rainsense automatic wipers
- Rear park assist
- Active head restraints
- Tire pressure monitoring system
- Automatic power door locks
- Side turn signal lamps
- Rearview camera system
Chevrolet Captiva Sport Insurance Loss Probability
Review the Chevrolet Captiva Sport car insurance loss probability rates for collision, property damage, comprehensive, PIP, MedPay, and bodily injury. The lower percentage means lower Chevrolet Captiva Sport auto insurance costs; higher percentages mean higher Chevrolet Captiva Sport auto insurance costs.
Insurance Coverage Category | Loss Rate |
Collision | -11% |
---|---|
Property Damage | -5% |
Comprehensive | -12% |
Personal Injury | 23% |
Medical Payment | 15% |
Bodily Injury | 5% |
Source: Insurance Institute for Highway Safety |
Chevrolet Captiva Sport Finance and Insurance Cost
If you are financing a Chevrolet Captiva Sport, most lenders will require your carry higher Chevrolet Captiva Sport coverage options including comprehensive coverage, so be sure to shop around and compare Chevrolet Captiva Sport car insurance quotes from the best companies using our FREE tool below.
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Ways to Save on Chevrolet Captiva Sport Insurance
You can save more money on your Chevrolet Captiva Sport auto insurance rates by employing any of the following five strategies.
- Take Public Transit Instead of Driving Your Chevrolet Captiva Sport
- Ask About Student Discounts
- Compare Chevrolet Captiva Sport Quotes Online
- Don’t Assume your Chevrolet Captiva Sport is Cheaper to Insure than another vehicle. Compare. Compare. Compare.
- Use Paperless Billing for Your Chevrolet Captiva Sport Insurance Policy
Top Chevrolet Captiva Sport Insurance Companies
The best auto insurance companies for Chevrolet Captiva Sport car insurance rates will offer competitive rates, discounts, and account for the Chevrolet Captiva Sport’s safety features. The following list of car insurance companies outlines which companies hold the highest market share.
Rank | Company | Volume | Market Share |
1 | State Farm | $65,615,190 | 9.3% |
2 | Geico | $46,106,971 | 6.6% |
3 | Progressive | $39,222,879 | 5.6% |
4 | Liberty Mutual | $35,600,051 | 5.1% |
5 | Allstate | $35,025,903 | 5.0% |
6 | Travelers | $28,016,966 | 4.0% |
7 | USAA | $23,483,080 | 3.3% |
8 | Chubb | $23,388,385 | 3.3% |
9 | Farmers | $20,643,559 | 2.9% |
10 | Nationwide | $18,442,145 | 2.6% |
Source: Insurance Information Institute |
Compare Free Chevrolet Captiva Sport Insurance Quotes Online
You can start comparing quotes for Chevrolet Captiva Sport auto insurance rates from some of the best auto insurance companies by using our free online tool now.
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Frequently Asked Questions
How can I find cheap insurance for my Chevrolet Captiva Sport?
To find cheap insurance for your Chevrolet Captiva Sport, consider the following tips:
- Shop around and compare quotes from multiple insurance providers.
- Maintain a good driving record with no accidents or traffic violations.
- Opt for a higher deductible, which can lower your premium.
- Inquire about available discounts, such as multi-policy, safe driver, or loyalty discounts.
- Install safety features in your vehicle, such as anti-theft devices or an alarm system.
- Consider bundling your auto insurance with other types of insurance, like home or renters insurance, for potential discounts.
- Pay your premium annually or semi-annually instead of monthly to avoid additional fees.
What factors affect the cost of Chevrolet Captiva Sport auto insurance?
Several factors can influence the cost of insurance for your Chevrolet Captiva Sport, including:
- Your driving record: A history of accidents or traffic violations may result in higher premiums.
- Age and experience: Younger and less experienced drivers often pay higher rates.
- Location: Insurance costs can vary depending on where you live, particularly if the area has a higher crime rate or a higher number of accidents.
- Vehicle model and year: The make, model, and year of your Chevrolet Captiva Sport can impact insurance rates.
- Deductible amount: Choosing a higher deductible can lower your premium, but it means you’ll have to pay more out of pocket in the event of a claim.
- Coverage options: The type and level of coverage you select will affect the cost of your insurance.
- Credit history: In some states, insurance companies may consider your credit history when determining your premium.
Are there any specific safety features that can help reduce insurance costs for a Chevrolet Captiva Sport?
Yes, certain safety features on your Chevrolet Captiva Sport may help reduce insurance costs. Some features to consider include:
- Anti-lock braking system (ABS)
- Electronic stability control (ESC)
- Anti-theft devices or alarm systems
- Daytime running lights (DRL)
- Airbags (front, side, and curtain)
- Lane departure warning system
- Rearview cameras or parking sensors
Can I get discounts on my Chevrolet Captiva Sport auto insurance?
Yes, insurance providers often offer various discounts that may be applicable to your Chevrolet Captiva Sport. Some common discounts include:
- Multi-policy discount: If you have multiple insurance policies with the same company, such as auto and home insurance, you may qualify for a discount.
- Safe driver discount: Maintaining a clean driving record without accidents or violations can earn you a discount.
- Good student discount: Full-time students with good grades may be eligible for a discount.
- Anti-theft device discount: Installing an approved anti-theft device in your vehicle could lead to a discount.
- Low mileage discount: If you don’t drive your Chevrolet Captiva Sport frequently, you might qualify for a discount.
- Defensive driving course discount: Completing an approved defensive driving course may result in a discount on your premium.
- Loyalty discount: Some insurers offer discounts to customers who have been with them for a certain period.
Is it advisable to only purchase the minimum required insurance coverage for a Chevrolet Captiva Sport?
While purchasing only the minimum required insurance coverage may save you money in the short term, it’s not always advisable. Minimum coverage typically includes liability insurance, which covers damages you cause to others in an accident. However, it doesn’t cover damages to your own vehicle or your medical expenses. If you’re involved in a serious accident, the costs can quickly exceed the coverage provided by the minimum required insurance. It’s generally recommended to consider additional coverage options, such as collision, comprehensive, and personal injury protection, to ensure you’re adequately protected in various scenarios.
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Ty Stewart
Licensed Insurance Agent
Ty Stewart is the founder and CEO of SimpleLifeInsure.com. He started researching and studying about insurance when he got his first policy for his own family. He has been featured as an insurance expert speaker at agent conventions and in top publications. As an independent licensed insurance agent, he has helped clients nationwide to secure affordable coverage while making the process simpl...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.