Buy Cheap Mazda CX-3 Auto Insurance in 2024
If you want to buy inexpensive Mazda CX-3 insurance coverage then you should know that a policy will cost $112 per month ($1,338 per year) on average. Shop around to find cheap Mazda CX-3 insurance rates. On average, Mazda CX-3 comprehensive insurance coverage costs $326, collision coverage costs $476, and liability coverage costs $378.
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Tim Bain
Licensed Insurance Agent
Tim Bain is a licensed insurance agent with 23 years of experience helping people protect their families and businesses with the best insurance coverage to meet their needs. His insurance expertise has been featured in several publications, including Investopedia and eFinancial. He also does digital marking and analysis for KPS/3, a communications and marking firm located in Nevada.
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UPDATED: Jul 26, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jul 26, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- Full coverage costs around $1,338 a year or $112 each month
- A liability-only policy costs around $536 a year or $45 each month
- Highest rates are for teenage drivers at around $4,890 a year or $408 each month
- Good drivers can save as much as $552 a year by earning policy discounts
- Mazda CX-3 insurance costs around $181 less per year than the average vehicle
Don’t let shopping for Mazda CX-3 insurance rates cause frustration. Full coverage for a Mazda CX-3 costs around $1,338 a year or $112 each month. Read on to learn what factors go into Mazda CX-3 insurance rates, so you can get started on finding savings.
You can start comparing quotes for Mazda CX-3 car insurance rates from some of the best car insurance companies by using our free online tool now.
Mazda CX-3 Insurance Cost
The average Mazda CX-3 car insurance costs are $1,338 a year or $112 a month.
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Are Mazda CX-3s Expensive to Insure?
The chart below details how Mazda CX-3 insurance rates compare to other crossovers like the Lincoln MKC, Chevrolet Equinox, and Infiniti QX30.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Mazda CX-3 | $308 | $500 | $372 | $1,338 |
| Lincoln MKC | $306 | $596 | $398 | $1,458 |
| Chevrolet Equinox | $308 | $532 | $372 | $1,370 |
| Infiniti QX30 | $344 | $686 | $398 | $1,586 |
| Ford EcoSport | $280 | $500 | $372 | $1,310 |
| Hyundai Kona | $280 | $500 | $316 | $1,232 |
| Honda CR-V | $280 | $408 | $316 | $1,140 |
However, there are a few things you can do to find the cheapest Mazda insurance rates online.
Read more: Buy Cheap Lincoln Auto Insurance in (2023
What Impacts the Cost of Mazda CX-3 Insurance?
The Mazda CX-3 trim and model you choose can impact the total price you will pay for Mazda CX-3 car insurance coverage.
Age of the Vehicle
Older Mazda CX-3 models generally cost less to insure. For example, auto insurance for a 2020 Mazda CX-3 costs $1,338, while 2016 Mazda CX-3 insurance costs are $1,296, a difference of $42.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2020 Mazda CX-3 | $308 | $500 | $372 | $1,338 |
| 2019 Mazda CX-3 | $294 | $482 | $390 | $1,324 |
| 2018 Mazda CX-3 | $282 | $478 | $398 | $1,316 |
| 2017 Mazda CX-3 | $272 | $466 | $416 | $1,312 |
| 2016 Mazda CX-3 | $262 | $446 | $430 | $1,296 |
Driver Age
Driver age can have a significant effect on the cost of Mazda CX-3 car insurance. For example, a 20-year-old driver could pay around $136 more each month for their Mazda CX-3 car insurance than a 30-year-old driver.
Driver Location
Where you live can have a large impact on Mazda CX-3 insurance rates. For example, drivers in New York may pay $348 a year more than drivers in Chicago.
Your Driving Record
Your driving record can have an impact on the cost of Mazda CX-3 car insurance. Teens and drivers in their 20’s see the highest jump in their Mazda CX-3 auto insurance rates with violations on their driving record.
Mazda CX-3 Safety Ratings
Your Mazda CX-3 car insurance rates are influenced by the safety ratings of the Mazda CX-3. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Good |
|---|---|
| Small overlap front: passenger-side | Good |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Mazda CX-3 Crash Test Ratings
Good Mazda CX-3 crash test ratings can lower your Mazda CX-3 auto insurance rates. See Mazda CX-3 crash test results below:
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Mazda CX-30 SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2020 Mazda CX-30 SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2020 Mazda CX-3 SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2020 Mazda CX-3 SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2019 Mazda CX-3 SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2019 Mazda CX-3 SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2018 Mazda CX-3 SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2018 Mazda CX-3 SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2017 Mazda CX-3 SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2017 Mazda CX-3 SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2016 Mazda CX-3 SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2016 Mazda CX-3 SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Mazda CX-3 Safety Features
The Mazda CX-3 safety features play a vital role in keeping passengers safe in crashes, but they can also help lower your Mazda CX-3 auto insurance rates. The Mazda CX-3’s safety features include:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Integrated Turn Signal Mirrors
- Traction Control
- Blind Spot Monitor
- Auto-Leveling Headlights
- Lane Departure Warning
- Cross-Traffic Alert
Mazda CX-3 Finance and Insurance Cost
If you are financing a Mazda CX-3, you will pay more if you purchase Mazda CX-3 car insurance at the dealership, so be sure to shop around and compare Mazda CX-3 car insurance quotes from the best companies using our FREE tool below.
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Ways to Save on Mazda CX-3 Insurance
You can save more money on your Mazda CX-3 auto insurance rates by employing any of the following five strategies.
- Consider Renting a Car Instead of Buying a Second Mazda CX-3
- Re-Check Mazda CX-3 Quotes Every 6 Months
- Understand that Insurance Companies Can’t Change Your Mazda CX-3 Auto Insurance Rate Mid-Term Based on Changes to Your Credit Score
- Ask for a New Mazda CX-3 Auto Insurance Rate Based on Your Improved Credit Score
- Ask About Discounts for People with Disabilities
Top Mazda CX-3 Insurance Companies
Who is the top car insurance company for Mazda CX-3 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Mazda CX-3 auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Mazda CX-3 offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
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Start comparing Mazda CX-3 auto insurance quotes and buy cheap Mazda auto insurance from some of the best car insurance companies by using our free online tool now.
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Frequently Asked Questions
Is it possible to find cheap insurance for a Mazda CX-3?
Yes, it is possible to find affordable insurance rates for a Mazda CX-3. Several factors influence insurance premiums, such as your location, driving history, coverage options, and insurance company. By comparing quotes from multiple insurers and exploring available discounts, you can increase your chances of finding cheap Mazda CX-3 auto insurance.
What can I do to lower the insurance costs for my Mazda CX-3?
There are several steps you can take to lower the insurance costs for your Mazda CX-3:
- Maintain a clean driving record: Avoid accidents and traffic violations, as they can lead to higher premiums.
- Choose a higher deductible: Opting for a higher deductible can lower your insurance premium, but be sure you can afford to pay the deductible if you need to make a claim.
- Utilize available discounts: Inquire about discounts offered by insurance companies, such as safe driver discounts, multi-policy discounts, or discounts for vehicle safety features.
- Compare quotes: Shop around and obtain quotes from multiple insurance providers to find the best rates for your Mazda CX-3.
What factors affect the insurance rates for a Mazda CX-3?
Several factors can influence the insurance rates for a Mazda CX-3, including:
- Location: Insurance rates can vary depending on where you live due to factors such as crime rates, traffic congestion, and weather conditions.
- Driving record: Your driving history, including accidents and traffic violations, can impact your insurance premiums.
- Vehicle age and value: The age and value of your Mazda CX-3 can affect insurance rates, with newer and more valuable vehicles generally having higher premiums.
- Coverage options: The type and amount of coverage you choose will impact your insurance costs. Comprehensive coverage and lower deductibles typically result in higher premiums.
- Insurance company: Different insurers have varying rates, so it’s important to compare quotes from multiple providers.
Are there any specific insurance considerations for the Mazda CX-3?
While insurance considerations may vary depending on the insurer, there are a few aspects to keep in mind for the Mazda CX-3:
- Safety features: The Mazda CX-3 comes equipped with various safety features, such as advanced driver-assistance systems and airbags. These safety features may qualify for discounts with some insurance companies.
- Repair costs: Insurance rates can be influenced by the cost of repairing or replacing parts for a specific vehicle model. The availability and cost of Mazda CX-3 parts can impact insurance premiums.
- Theft rates: Vehicle theft rates can affect insurance costs. The Mazda CX-3 typically has lower theft rates compared to some other models, which may translate into lower insurance premiums.
Where can I find cheap insurance quotes for my Mazda CX-3?
To find cheap insurance quotes for your Mazda CX-3, you can:
- Contact insurance companies directly: Reach out to insurance providers and request quotes specifically for your Mazda CX-3.
- Use online insurance comparison tools: Numerous websites and platforms allow you to compare insurance quotes from multiple companies, making it easier to find affordable options.
- Consult with an insurance agent: Speaking with an insurance agent or broker can help you navigate the options available and find the best rates for your Mazda CX-3.
What types of coverage should I consider for my Mazda CX-3?
The specific coverage options you choose will depend on your needs and preferences. However, common coverage types for a Mazda CX-3 may include:
- Liability coverage: This coverage is usually mandatory and helps pay for damages or injuries you cause to others in an accident.
- Collision coverage: This coverage helps pay for repairs or replacement of your Mazda CX-3 if it is damaged in a collision, regardless of fault.
- Comprehensive coverage: This coverage protects your vehicle from non-collision-related damages, such as theft, vandalism, or weather-related incidents.
- Uninsured/underinsured motorist coverage: This coverage helps protect you if you’re involved in an accident with a driver who lacks sufficient insurance coverage.
- Personal injury protection (PIP): PIP coverage helps cover medical expenses and related costs for you and your passengers in case of an accident, regardless of fault.
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Tim Bain
Licensed Insurance Agent
Tim Bain is a licensed insurance agent with 23 years of experience helping people protect their families and businesses with the best insurance coverage to meet their needs. His insurance expertise has been featured in several publications, including Investopedia and eFinancial. He also does digital marking and analysis for KPS/3, a communications and marking firm located in Nevada.
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.