Buy Cheap Ford Fusion Hybrid Auto Insurance in 2024
Average Ford Fusion Hybrid car insurance rates cost $137 per month ($1,644 per year). Teens pay the highest rates at up to $6,009 a year, while good drivers may only pay $966.
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Justin Wright
Licensed Insurance Agent
Justin Wright has been a licensed insurance broker for over 9 years. After graduating from Southeastern Seminary with a Masters in Philosophy, Justin started his career as a professor, teaching Philosophy and Ethics. Later, Justin obtained both his Property & Casualty license and his Life and Health license and began working for State Farm and Allstate. In 2020, Justin began working as an i...
Licensed Insurance Agent
UPDATED: Jul 26, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jul 26, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- Full coverage costs around $1,644 a year or $137 each month
- A liability-only policy costs around $660 a year or $55 each month
- Highest rates are for teenage drivers at around $6,009 a year or $501 each month
- Good drivers can save as much as $678 a year by earning policy discounts
- Ford Fusion Hybrid insurance costs around $125 more per year than the average vehicle
Ford Fusion Hybrid insurance rates can be a little pricier. Ford Fusion Hybrid insurance costs around $125 more per year than the average vehicle. The good news is that our guide goes over average rates and ways to save on Ford Fusion Hybrid insurance rates.
You can start comparing quotes for Ford Fusion Hybrid car insurance rates from some of the best car insurance companies by using our free online tool now.
Ford Fusion Hybrid Insurance Cost
The average Ford Fusion Hybrid car insurance rates are $1,644 a year or $137 a month.
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Are Ford Fusion Hybrids Expensive to Insure?
The chart below details how Ford Fusion Hybrid insurance rates compare to other hybrid/electrics like the Ford C-Max Hybrid, Chrysler Pacifica Hybrid, and Toyota Prius.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Ford Fusion Hybrid | $322 | $656 | $466 | $1,644 |
| Ford C-Max Hybrid | $282 | $566 | $398 | $1,404 |
| Chrysler Pacifica Hybrid | $370 | $656 | $338 | $1,500 |
| Toyota Prius | $306 | $512 | $332 | $1,286 |
| Chevrolet Volt | $370 | $774 | $398 | $1,700 |
| Ford Fusion Energi | $336 | $626 | $372 | $1,492 |
| Lexus GS 450h | $394 | $774 | $398 | $1,724 |
However, there are a few things you can do to find the cheapest Ford insurance rates online.
Read more: Buy Cheap Chrysler Auto Insurance in (2023)
What Impacts the Cost of Ford Fusion Hybrid Insurance?
The Ford Fusion Hybrid trim and model you choose can impact the total price you will pay for Ford Fusion Hybrid insurance coverage.
Age of the Vehicle
Older Ford Fusion Hybrid models generally cost less to insure. For example, auto insurance rates for a 2020 Ford Fusion Hybrid are $1,644, while 2010 Ford Fusion Hybrid rates are $1,368, a difference of $276.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2020 Ford Fusion Hybrid | $322 | $656 | $466 | $1,644 |
| 2019 Ford Fusion Hybrid | $306 | $630 | $488 | $1,624 |
| 2018 Ford Fusion Hybrid | $294 | $626 | $498 | $1,618 |
| 2017 Ford Fusion Hybrid | $284 | $610 | $520 | $1,614 |
| 2016 Ford Fusion Hybrid | $274 | $586 | $536 | $1,596 |
| 2015 Ford Fusion Hybrid | $260 | $564 | $554 | $1,578 |
| 2014 Ford Fusion Hybrid | $250 | $524 | $564 | $1,538 |
| 2013 Ford Fusion Hybrid | $240 | $494 | $570 | $1,504 |
| 2011 Ford Fusion Hybrid | $214 | $408 | $574 | $1,396 |
| 2010 Ford Fusion Hybrid | $206 | $382 | $580 | $1,368 |
Driver Age
Driver age can have a significant impact on Ford Fusion Hybrid auto insurance rates. For instance, a 30-year-old driver may pay $72 more each year for Ford Fusion Hybrid auto insurance than a 40-year-old driver.
Driver Location
Where you live can have a large impact on Ford Fusion Hybrid insurance rates. For example, drivers in Los Angeles may pay $1,414 a year more than drivers in Indianapolis.
Your Driving Record
Your driving record can have an impact on the cost of Ford Fusion Hybrid car insurance. Teens and drivers in their 20’s see the highest jump in their Ford Fusion Hybrid car insurance with violations on their driving record.
Ford Fusion Hybrid Safety Ratings
Your Ford Fusion Hybrid car insurance rates are tied to the safety ratings of the Ford Fusion Hybrid. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | N/R |
|---|---|
| Small overlap front: passenger-side | N/R |
| Moderate overlap front | N/R |
| Side | N/R |
| Roof strength | N/R |
| Head restraints and seats | N/R |
| Source: Insurance Institute for Highway Safety | |
Ford Fusion Hybrid Crash Test Ratings
The crash test ratings of the Ford Fusion Hybrid can impact your Ford Fusion Hybrid car insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2019 Ford Fusion Hybrid 4 DR FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2018 Ford Fusion Hybrid 4 DR FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2017 Ford Fusion Hybrid 4 DR FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2016 Ford Fusion Hybrid 4 DR FWD | 5 stars | 5 stars | 4 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Ford Fusion Hybrid Safety Features
The Ford Fusion Hybrid safety features play a vital role in keeping passengers safe in crashes, but they can also help lower your Ford Fusion Hybrid auto insurance rates. The Ford Fusion Hybrid’s safety features include:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Integrated Turn Signal Mirrors
- Traction Control
- Blind Spot Monitor
- Lane Departure Warning
- Lane Keeping Assist
- Cross-Traffic Alert
Ford Fusion Hybrid Insurance Loss Probability
The Ford Fusion Hybrid’s insurance loss probability varies between different coverage types. The lower percentage means lower Ford Fusion Hybrid auto insurance costs; higher percentages mean higher Ford Fusion Hybrid auto insurance costs.
| Insurance Coverage Category | Loss Rate |
| Collision | 25% |
|---|---|
| Property Damage | -3% |
| Comprehensive | -2% |
| Personal Injury | -8% |
| Medical Payment | -7% |
| Bodily Injury | -5% |
| Source: Insurance Institute for Highway Safety | |
Ford Fusion Hybrid Finance and Insurance Cost
If you are financing a Ford Fusion Hybrid, you will pay more if you purchase Ford Fusion Hybrid car insurance at the dealership, so be sure to shop around and compare Ford Fusion Hybrid car insurance quotes from the best companies using our FREE tool below.
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Ways to Save on Ford Fusion Hybrid Insurance
You have more options at your disposal to save money on your Ford Fusion Hybrid auto insurance costs. For example, try taking advantage of the following five strategies to reduce your Ford Fusion Hybrid car insurance rates
- Apply for Your Full, Unrestricted License as Soon as You’re Eligible
- Pay Your Ford Fusion Hybrid Insurance Upfront
- Ask About Retiree Discounts
- Use a Service Like Turo to Rent Out Your Ford Fusion Hybrid
- Ask About Ford Fusion Hybrid Low Mileage Discounts
Top Ford Fusion Hybrid Insurance Companies
Several insurance companies offer competitive rates for the Ford Fusion Hybrid based on factors like discounts for safety features. Take a look at these top car insurance companies that are popular with Ford Fusion Hybrid drivers organized by market share.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Ford Fusion Hybrid Insurance Quotes Online
You can start comparing quotes for Ford Fusion Hybrid auto insurance rates from some of the best auto insurance companies by using our free online tool now.
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Frequently Asked Questions
Is it possible to buy cheap insurance for a Ford Fusion Hybrid in 2023?
Yes, it is possible to find affordable insurance for a Ford Fusion Hybrid in 2023. By comparing quotes from different insurance providers and considering factors such as your driving record, location, and insurance coverage options, you can find a policy that fits your budget.
What factors affect the cost of insurance for a Ford Fusion Hybrid?
Several factors can influence the cost of insurance for a Ford Fusion Hybrid, including:
- Your driving record: A clean driving record with no accidents or violations can lead to lower insurance premiums.
- Location: Insurance rates can vary based on your location due to factors like crime rates, population density, and accident statistics.
- Insurance coverage options: The type and amount of coverage you choose will impact your premium. Opting for higher deductibles or minimum coverage may lower costs, but it also means less protection in the event of an accident.
How can I find cheap insurance for a Ford Fusion Hybrid?
To find affordable insurance for a Ford Fusion Hybrid in 2023, consider the following steps:
- Shop around: Obtain quotes from multiple insurance providers to compare rates.
- Maintain a good driving record: Safe driving habits can help you qualify for lower premiums.
- Look for discounts: Inquire about discounts for features such as anti-theft devices, hybrid vehicle discounts, or bundled policies.
- Choose appropriate coverage: Assess your needs and select coverage options that strike a balance between affordability and protection.
Are there any specific insurance discounts available for Ford Fusion Hybrid owners?
Some insurance companies offer specific discounts for Ford Fusion Hybrid owners. These may include discounts for hybrid or electric vehicles, safety features such as anti-lock brakes or airbags, or loyalty discounts if you have multiple policies with the same insurer. It’s advisable to inquire about these discounts when obtaining quotes.
Should I only consider the price when buying insurance for my Ford Fusion Hybrid?
While price is an important factor to consider, it’s not the only aspect you should focus on when purchasing insurance for your Ford Fusion Hybrid. It’s crucial to also consider the coverage options, deductible amounts, customer service reputation of the insurance company, and any additional benefits or discounts they offer. Balancing affordability with adequate coverage and quality service is key.
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Justin Wright
Licensed Insurance Agent
Justin Wright has been a licensed insurance broker for over 9 years. After graduating from Southeastern Seminary with a Masters in Philosophy, Justin started his career as a professor, teaching Philosophy and Ethics. Later, Justin obtained both his Property & Casualty license and his Life and Health license and began working for State Farm and Allstate. In 2020, Justin began working as an i...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.