Buy Cheap Nissan Frontier Auto Insurance in 2024
Average Nissan Frontier car insurance rates cost $1,394 a year, or around $116 a month. On average, Nissan Frontier comprehensive insurance coverage costs $340, collision coverage costs $496, and liability coverage costs $393.
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Travis Thompson
Licensed Insurance Agent
Travis Thompson has been a licensed insurance agent for nearly five years. After obtaining his life and health insurance licenses, he began working for Symmetry Financial Group as a State Licensed Field Underwriter. In this position, he learned the coverage options and limits surrounding mortgage protection. He advised clients on the coverage needed to protect them in the event of a death, critica...
Licensed Insurance Agent
UPDATED: Jan 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jan 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- Full coverage costs around $1,394 a year or $116 each month
- A liability-only policy costs around $558 a year or $47 each month
- Highest rates are for teenage drivers at around $5,095 a year or $425 each month
- Good drivers can save as much as $575 a year by earning policy discounts
- Nissan Frontier insurance costs around $125 less per year than the average vehicle
Do you need help finding cheap Nissan Frontier insurance rates? Full coverage for a Nissan Frontier costs around $1,394 a year or $116 each month. Our guide goes over what factors calculate these rates, so you can better understand how to save on Nissan Frontier insurance rates.
You can start comparing quotes for Nissan Frontier car insurance rates from some of the best car insurance companies by using our free online tool now.
Nissan Frontier Insurance Cost
The average auto insurance rates for a Nissan Frontier cost $1,394 a year or $116 a month.
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Are Nissan Frontiers Expensive to Insure?
The chart below details how Nissan Frontier insurance rates compare to other trucks like the Toyota Tundra, GMC Canyon, and Dodge Ram.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Nissan Frontier | $294 | $500 | $420 | $1,394 |
| Toyota Tundra | $320 | $512 | $440 | $1,452 |
| GMC Canyon | $270 | $478 | $398 | $1,304 |
| Dodge Ram | $362 | $562 | $420 | $1,524 |
| GMC Sierra 2500HD | $336 | $656 | $420 | $1,592 |
| Ford Ranger | $254 | $470 | $372 | $1,254 |
| Chevrolet Silverado | $322 | $562 | $420 | $1,484 |
However, there are a few things you can do to find the cheapest Nissan insurance rates online.
Read more:
What Impacts the Cost of Nissan Frontier Insurance?
The Nissan Frontier trim and model you choose can impact the total price you will pay for Nissan Frontier insurance coverage.
Age of the Vehicle
The average Nissan Frontier auto insurance rates are higher for newer models. For example, auto insurance rates for a 2020 Nissan Frontier cost $1,394, while the 2010 Nissan Frontier rates are $1,186, a difference of $208.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2020 Nissan Frontier | $294 | $500 | $420 | $1,394 |
| 2019 Nissan Frontier | $280 | $482 | $440 | $1,382 |
| 2018 Nissan Frontier | $270 | $478 | $450 | $1,378 |
| 2017 Nissan Frontier | $260 | $466 | $470 | $1,376 |
| 2016 Nissan Frontier | $250 | $446 | $486 | $1,362 |
| 2015 Nissan Frontier | $238 | $430 | $500 | $1,348 |
| 2014 Nissan Frontier | $228 | $400 | $510 | $1,318 |
| 2013 Nissan Frontier | $218 | $376 | $514 | $1,288 |
| 2012 Nissan Frontier | $210 | $338 | $520 | $1,248 |
| 2011 Nissan Frontier | $196 | $310 | $520 | $1,206 |
| 2010 Nissan Frontier | $190 | $292 | $524 | $1,186 |
Driver Age
Driver age can have a significant effect on the cost of Nissan Frontier car insurance. For example, 30-year-old drivers pay approximately $61 more for their Nissan Frontier car insurance than 40-year-old drivers.
Driver Location
Where you live can have a large impact on Nissan Frontier insurance rates. For example, drivers in Los Angeles may pay $200 a year more than drivers in Houston.
Your Driving Record
Your driving record can have an impact on the cost of Nissan Frontier auto insurance. Teens and drivers in their 20’s see the highest jump in their Nissan Frontier auto insurance rates with violations on their driving record.
Nissan Frontier Safety Ratings
Your Nissan Frontier car insurance rates are tied to the safety ratings of the Nissan Frontier. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Marginal |
|---|---|
| Small overlap front: passenger-side | Marginal |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Acceptable |
| Source: Insurance Institute for Highway Safety | |
Nissan Frontier Crash Test Ratings
Good Nissan Frontier crash test ratings can lower your Nissan Frontier auto insurance rates. See Nissan Frontier crash test results below:
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Nissan Frontier King Cab PU/EC RWD | N/R | N/R | N/R | 3 stars |
| 2020 Nissan Frontier King Cab PU/EC 4WD | N/R | N/R | N/R | 4 stars |
| 2020 Nissan Frontier Crew Cab PU/CC RWD | 4 stars | 3 stars | 5 stars | 3 stars |
| 2020 Nissan Frontier Crew Cab PU/CC 4WD | 4 stars | 3 stars | 5 stars | 4 stars |
| 2019 Nissan Frontier King Cab PU/EC RWD | N/R | N/R | N/R | 3 stars |
| 2019 Nissan Frontier King Cab PU/EC AWD | N/R | N/R | N/R | 4 stars |
| 2019 Nissan Frontier Crew Cab PU/CC RWD Later Release | 4 stars | 3 stars | 5 stars | 3 stars |
| 2019 Nissan Frontier Crew Cab PU/CC RWD Early Release | 4 stars | 3 stars | 5 stars | 3 stars |
| 2019 Nissan Frontier Crew Cab PU/CC AWD Later Release | 4 stars | 3 stars | 5 stars | 4 stars |
| 2019 Nissan Frontier Crew Cab PU/CC AWD Early Release | 4 stars | 3 stars | 5 stars | 4 stars |
| 2018 Nissan Frontier King Cab PU/EC RWD | N/R | N/R | N/R | 3 stars |
| 2018 Nissan Frontier King Cab PU/EC AWD | N/R | N/R | N/R | 4 stars |
| 2018 Nissan Frontier Crew Cab PU/CC RWD | N/R | 3 stars | N/R | 3 stars |
| 2018 Nissan Frontier Crew Cab PU/CC AWD | N/R | 3 stars | N/R | 4 stars |
| 2017 Nissan Frontier King Cab PU/EC RWD | N/R | N/R | N/R | 3 stars |
| 2017 Nissan Frontier King Cab PU/EC AWD | N/R | N/R | N/R | 4 stars |
| 2017 Nissan Frontier Crew Cab PU/CC RWD | 4 stars | 3 stars | 5 stars | 3 stars |
| 2017 Nissan Frontier Crew Cab PU/CC 4WD | 4 stars | 3 stars | 5 stars | 4 stars |
| 2016 Nissan Frontier King Cab PU/EC RWD | N/R | N/R | N/R | 3 stars |
| 2016 Nissan Frontier King Cab PU/EC 4WD | N/R | N/R | N/R | 4 stars |
| 2016 Nissan Frontier Crew Cab PU/CC RWD | N/R | N/R | N/R | 3 stars |
| 2016 Nissan Frontier Crew Cab PU/CC 4WD | N/R | N/R | N/R | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Nissan Frontier Safety Features
Having a variety of safety features on your Nissan Frontier can help lower your Nissan Frontier insurance costs. The Nissan Frontier’s safety features include:
- Electronic Stability Control
- 4-Wheel Anti-lock Brakes
- Anti-Whiplash
- Front-Impact, Overhead, and Side-Impact Airbags
- Front and Rear Crumple Zones
- Remote Alarm
- Automatic Collision Notifications
- Stolen-Vehicle Locator
- Rear Parking Sensors
- Rearview Camera
Nissan Frontier Insurance Loss Probability
The lower percentage means lower Nissan Frontier car insurance costs; higher percentages mean higher Nissan Frontier car insurance costs. Compare the following Nissan Frontier auto insurance loss probability rates for collision, property damage, comprehensive, PIP, MedPay, and bodily injury.
| Insurance Coverage Category | Loss Rate |
| Collision | -43% |
|---|---|
| Property Damage | no data |
| Comprehensive | -36% |
| Personal Injury | no data |
| Medical Payment | no data |
| Bodily Injury | no data |
| Source: Insurance Institute for Highway Safety | |
Nissan Frontier Finance and Insurance Cost
If you are financing a Nissan Frontier, you will pay more if you purchase Nissan Frontier car insurance at the dealership, so be sure to shop around and compare Nissan Frontier car insurance quotes from the best companies using our FREE tool below.
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Ways to Save on Nissan Frontier Insurance
If you want to reduce the cost of your Nissan Frontier insurance rates, follow these tips below:
- Work with a Direct Insurer Instead of an Insurance Broker for Your Nissan Frontier
- If You’re a Young Driver Living at Home, Add Yourself to Your Parents’ Plan
- Use a Service Like Turo to Rent Out Your Nissan Frontier
- Understand the Different Types of Auto Insurance for Your Nissan Frontier
- Use an Accurate Job Title When Requesting Nissan Frontier Auto Insurance
Top Nissan Frontier Insurance Companies
Several top car insurance companies offer competitive rates for the Nissan Frontier rates based on factors like discounts for safety features. Take a look at this list of top car insurance companies that are popular with Nissan Frontier drivers organized by market share.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
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You can start comparing quotes for Nissan Frontier car insurance rates from some of the best car insurance companies by using our free online tool now.
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Frequently Asked Questions
What factors can affect the cost of Nissan Frontier auto insurance in 2023?
Several factors can influence the cost of Nissan Frontier auto insurance, including your driving record, location, age, gender, credit score, the level of coverage you choose, the deductible amount, and the safety features of your vehicle.
How can I find cheap auto insurance for my Nissan Frontier in 2023?
To find affordable auto insurance for your Nissan Frontier, consider the following:
- Shop around and compare quotes from multiple insurance companies.
- Maintain a clean driving record and avoid traffic violations.
- Install safety features in your vehicle, such as anti-theft devices.
- Increase your deductible (the amount you pay out of pocket before insurance coverage kicks in) if you can afford to do so.
- Inquire about discounts offered by insurance providers, such as safe driver discounts or multi-policy discounts.
Are there any specific insurance providers that offer cheaper rates for Nissan Frontier owners in 2023?
Insurance rates can vary between providers, so it’s essential to compare quotes from different companies to find the best deal. Some insurance companies that are often recognized for competitive rates include Geico, Progressive, State Farm, Allstate, and USAA (for military personnel and their families).
Are there any drawbacks to buying cheap auto insurance for a Nissan Frontier?
While opting for cheap auto insurance can save you money in the short term, it’s important to consider potential drawbacks:
- Limited coverage: Cheap insurance policies may offer minimal coverage, leaving you exposed to financial risks in the event of an accident or damage.
- Higher deductibles: Lower premiums often come with higher deductibles, meaning you’ll have to pay more out of pocket before insurance coverage applies.
- Lack of comprehensive benefits: Cheap policies may not include additional benefits like roadside assistance, rental car coverage, or coverage for personal belongings.
- Poor customer service: Some low-cost insurance providers may not have a strong reputation for customer service, making it more challenging to receive prompt assistance when needed.
What are the advantages of buying auto insurance for a Nissan Frontier in 2023?
The benefits of purchasing auto insurance for your Nissan Frontier include:
- Financial protection: Insurance provides coverage for damages, injuries, and liabilities arising from accidents involving your vehicle.
- Compliance with legal requirements: Auto insurance is mandatory in most states, and having coverage ensures you meet the legal obligations.
- Peace of mind: With insurance, you can drive your Nissan Frontier confidently, knowing that you have protection against unexpected events.
- Additional benefits: Depending on the policy, you may have access to benefits like roadside assistance, rental car coverage, and more.
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Travis Thompson
Licensed Insurance Agent
Travis Thompson has been a licensed insurance agent for nearly five years. After obtaining his life and health insurance licenses, he began working for Symmetry Financial Group as a State Licensed Field Underwriter. In this position, he learned the coverage options and limits surrounding mortgage protection. He advised clients on the coverage needed to protect them in the event of a death, critica...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.