Buy Cheap Volvo V60 Auto Insurance in 2024
Average Volvo V60 car insurance rates cost $121 per month ($1,450 per year). Comprehensive, collision, and liability insurance cost around $353, $516, and $409, respectively.
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Kalyn Johnson
Insurance Claims Support & Sr. Adjuster
Kalyn grew up in an insurance family with a grandfather, aunt, and uncle leading successful careers as insurance agents. She soon found she has similar interests and followed in their footsteps. After spending about ten years working in the insurance industry as both an appraiser dispatcher and a senior property claims adjuster, she decided to combine her years of insurance experience with another...
Insurance Claims Support & Sr. Adjuster
UPDATED: Jun 13, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jun 13, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- Full coverage costs around $1,450 a year or $121 each month
- A liability-only policy costs around $581 a year or $48 each month
- Highest rates are for teenage drivers at around $5,300 a year or $442 each month
- Good drivers can save as much as $598 a year by earning policy discounts
- Volvo V60 insurance costs around $69 less per year than the average vehicle
Want to learn how to save money on Volvo V60 insurance rates? Full coverage for a Volvo V60 costs around $1,450 a year or $121 each month. Various factors go into calculating these Volvo V60 insurance rates, from the vehicle’s age to the driver’s age. Read on.
You can start comparing quotes for Volvo V60 car insurance rates from some of the best car insurance companies by using our free online tool now.
Volvo V60 Insurance Cost
The average Volvo V60 auto insurance rates are $1,450 a year or $121 a month.
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Are Volvo V60s Expensive to Insure?
The chart below details how Volvo V60 insurance rates compare to other wagons like the Subaru Outback.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Subaru Outback | $348 | $500 | $372 | $1,378 |
However, there are a few things you can do to find the cheapest Volvo insurance rates online.
What Impacts the Cost of Volvo V60 Insurance?
Even though the average annual rate for the Volvo V60 is $1,450, your policy can be higher or lower depending upon your profile. Those factors include your age, home address, driving history, and the model year of your Volvo V60.
Age of the Vehicle
The average Volvo V60 auto insurance rates are higher for newer models. For example, auto insurance rates for a 2017 Volvo V60 cost $1,450, while 2015 Volvo V60 rates are $1,396, a difference of $54.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2017 Volvo V60 | $320 | $640 | $354 | $1,450 |
| 2016 Volvo V60 | $310 | $612 | $364 | $1,422 |
| 2015 Volvo V60 | $292 | $592 | $376 | $1,396 |
Driver Age
Driver age can have a significant effect on the cost of Volvo V60 car insurance. For example, a 20-year-old driver could pay around $148 more each month for their Volvo V60 car insurance than 30-year-old driver.
Driver Location
Where you live can have a large impact on Volvo V60 insurance rates. For example, drivers in Los Angeles may pay $1,247 a year more than drivers in Indianapolis.
Your Driving Record
Your driving record can have an impact on your Volvo V60 auto insurance rates. Teens and drivers in their 20’s see the highest jump in their Volvo V60 car insurance with violations on their driving record.
Volvo V60 Safety Ratings
Your Volvo V60 auto insurance rates are influenced by the Volvo V60’s safety ratings. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Good |
|---|---|
| Small overlap front: passenger-side | Not Tested |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Volvo V60 Crash Test Ratings
Not only do good Volvo V60 crash test ratings mean you are better protected in a crash, but good Volvo V60 crash ratings also mean cheaper insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Volvo V60 T8 Polestar Engineered SW AWD | N/R | N/R | N/R | N/R |
| 2020 Volvo V60 T5 SW FWD | 5 stars | 4 stars | 5 stars | 5 stars |
| 2020 Volvo V60 CC T5 SW AWD | 5 stars | 4 stars | 5 stars | 5 stars |
| 2019 Volvo V60 T8 SW AWD | N/R | N/R | N/R | N/R |
| 2019 Volvo V60 T6 SW AWD | N/R | N/R | N/R | N/R |
| 2019 Volvo V60 T5 SW FWD | N/R | N/R | N/R | N/R |
| 2019 Volvo V60 CC T5 SW AWD | N/R | N/R | N/R | N/R |
| 2018 Volvo V60 SW FWD | N/R | N/R | N/R | N/R |
| 2018 Volvo V60 SW AWD | N/R | N/R | N/R | N/R |
| 2018 Volvo V60 CC SW AWD | N/R | N/R | N/R | N/R |
| 2017 Volvo V60 SW FWD | N/R | N/R | N/R | N/R |
| 2017 Volvo V60 SW AWD | N/R | N/R | N/R | N/R |
| 2017 Volvo V60 CC SW AWD | N/R | N/R | N/R | N/R |
| 2016 Volvo V60 SW FWD | N/R | N/R | N/R | N/R |
| 2016 Volvo V60 SW AWD | N/R | N/R | N/R | N/R |
| 2016 Volvo V60 CC SW AWD | N/R | N/R | N/R | N/R |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Volvo V60 Safety Features
Having a variety of safety features on your Volvo V60 can help lower your insurance costs. The Volvo V60’s safety features include:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Integrated Turn Signal Mirrors
- Traction Control
- Blind Spot Monitor
- Auto-Leveling Headlights
- Lane Departure Warning
- Lane Keeping Assist
- Cross-Traffic Alert
Volvo V60 Insurance Loss Probability
Insurance loss probability on the Volvo V60 fluctuates between each type of coverage. The lower percentage means lower Volvo V60 car insurance rates; higher percentages mean higher Volvo V60 auto insurance rates.
| Insurance Coverage Category | Loss Rate |
| Collision | -32% |
|---|---|
| Property Damage | no data |
| Comprehensive | -47% |
| Personal Injury | no data |
| Medical Payment | no data |
| Bodily Injury | no data |
| Source: Insurance Institute for Highway Safety | |
Volvo V60 Finance and Insurance Cost
If you are financing a Volvo V60, most lenders will require your carry higher Volvo V60 coverages including comprehensive coverage, so be sure to compare Volvo V60 car insurance rates from the best companies using our FREE tool below.
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Ways to Save on Volvo V60 Insurance
There are several ways you can save even more on your Volvo V60 car insurance rates. Take a look at the following five tips:
- Make Sure You Use an Accredited Driver Safety Program
- Check the Odometer on Your Volvo V60
- Get Married and Ask for a Discount
- Ask About Discounts for People with Disabilities
- Pay Your Bills On Time — Especially Volvo V60 Payments and Insurance
Top Volvo V60 Insurance Companies
Who is the best auto insurance company for Volvo V60 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Volvo V60 auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Volvo V60 offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
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Frequently Asked Questions
How can I find cheap auto insurance for my Volvo V60?
To find cheap auto insurance for your Volvo V60, you can follow these steps:
- Shop around: Obtain quotes from multiple insurance providers to compare rates and coverage options specific to your Volvo V60.
- Research Volvo-specific insurance programs: Some insurance companies offer specialized programs for Volvo owners, including the Volvo V60. These programs may provide discounted rates or additional benefits.
- Maintain a good driving record: A clean driving record with no accidents or traffic violations can help you qualify for lower insurance premiums.
- Consider safety features: The Volvo V60 is equipped with safety features such as anti-lock brakes, airbags, and advanced driver assistance systems. Mention these features to potential insurers as they may help reduce your premiums.
- Opt for higher deductibles: Increasing your deductible—the amount you pay out of pocket before insurance coverage kicks in—can lower your premiums. Make sure the deductible amount is affordable for you in case of an accident.
- Look for discounts: Inquire about discounts offered by insurance companies, such as safe driver discounts, multi-policy discounts, or discounts for certain safety features in your Volvo V60.
What factors affect the cost of Volvo V60 auto insurance?
Several factors can influence the cost of Volvo V60 auto insurance. Some of the key factors include:
- Model and year: The specific model and year of your Volvo V60 can impact insurance rates. Newer and more expensive models may have higher insurance premiums.
- Safety features: The Volvo V60 is known for its safety features, which may qualify for discounts. Features such as anti-lock brakes, airbags, and advanced driver assistance systems can help lower your insurance rates.
- Driving record: Your driving history, including accidents, traffic violations, and claims, can affect your insurance premiums. Maintaining a clean driving record can help keep your rates lower.
- Location: The location where you live and park your Volvo V60 can impact insurance rates. Areas with higher crime rates or traffic congestion may have higher premiums.
- Insurance coverage and deductibles: The type and amount of coverage you choose, as well as the deductible you select, can affect your insurance costs.
Are there any discounts available specifically for Volvo V60 owners?
While discounts may vary by insurance provider, there are some discounts that Volvo V60 owners may be eligible for, including:
- Safety features discount: The Volvo V60 comes equipped with safety features that may qualify for discounts. Inquire with insurance providers about discounts specifically related to these safety features.
- Multi-policy discount: If you bundle your auto insurance with other policies, such as homeowners or renters insurance, you may be eligible for a discount.
- Safe driver discount: Maintaining a clean driving record without accidents or traffic violations may qualify you for a safe driver discount.
- Good student discount: If you have a covered family member who is a student with good grades, you may qualify for a good student discount.
Can I get cheap auto insurance for a Volvo V60 if I’m a young driver?
While young drivers generally face higher insurance premiums due to their perceived higher risk, there are ways to potentially lower the cost. Consider the following:
- Good student discount: If you are a student with good grades, you may qualify for a good student discount from insurance providers.
- Driver training courses: Completing a recognized driver training course can help demonstrate your commitment to safe driving and may result in lower premiums.
- Compare quotes: Shopping around and obtaining quotes from multiple insurance providers can help you find the best rates available for young drivers.
- Consider being added to a parent’s policy: Adding yourself as a driver to your parent’s insurance policy may be more cost-effective than getting your separate policy.
Does the color of my Volvo V60 affect my insurance premium?
No, the color of your Volvo V60 does not typically affect your insurance premium. Insurance companies primarily consider factors such as your driving history, model, year, safety features, and location when determining premiums. The color of your vehicle is not typically a significant factor in insurance rate calculations.
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Kalyn Johnson
Insurance Claims Support & Sr. Adjuster
Kalyn grew up in an insurance family with a grandfather, aunt, and uncle leading successful careers as insurance agents. She soon found she has similar interests and followed in their footsteps. After spending about ten years working in the insurance industry as both an appraiser dispatcher and a senior property claims adjuster, she decided to combine her years of insurance experience with another...
Insurance Claims Support & Sr. Adjuster
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.