Buy Cheap Chrysler Sebring Auto Insurance in 2024
Average car insurance rates for a Chrysler Sebring cost $1,174 a year, or around $98 a month. Finding Chrysler Sebring teenager insurance rates can cost on average $4,291 a year, so shop around to find cheap coverage.
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Kalyn Johnson
Insurance Claims Support & Sr. Adjuster
Kalyn grew up in an insurance family with a grandfather, aunt, and uncle leading successful careers as insurance agents. She soon found she has similar interests and followed in their footsteps. After spending about ten years working in the insurance industry as both an appraiser dispatcher and a senior property claims adjuster, she decided to combine her years of insurance experience with another...
Insurance Claims Support & Sr. Adjuster
UPDATED: Jul 26, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jul 26, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- Full coverage costs around $1,174 a year or $98 each month
- A liability-only policy costs around $471 a year or $39 each month
- Highest rates are for teenage drivers at around $4,291 a year or $358 each month
- Good drivers can save as much as $484 a year by earning policy discounts
- Chrysler Sebring insurance costs around $345 less per year than the average vehicle
Chrysler Sebring insurance rates don’t have to empty your wallet. Chrysler Sebring insurance costs around $345 less per year than the average vehicle. Keep reading to find out more about Chrysler Sebring insurance rates and what you can do to save on rates.
You can start comparing quotes for Chrysler Sebring car insurance rates from some of the best car insurance companies by using our free online tool now.
Chrysler Sebring Insurance Cost
The average Chrysler Sebring auto insurance costs are $1,174 a year or $98 a month.
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Are Chrysler Sebrings Expensive to Insure?
The chart below details how Chrysler Sebring insurance rates compare to other coupes like the Dodge Challenger, Audi TT, and Audi S5.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Dodge Challenger | $404 | $688 | $420 | $1,692 |
| Audi TT | $382 | $714 | $398 | $1,652 |
| Audi S5 | $394 | $864 | $398 | $1,814 |
| MINI Hardtop 2 Door | $282 | $536 | $338 | $1,292 |
| Cadillac ATS Coupe | $344 | $686 | $398 | $1,586 |
| Infiniti Q60 | $382 | $744 | $398 | $1,682 |
However, there are a few things you can do to find the cheapest Chrysler insurance rates online.
Read more: Buy Cheap Dodge Auto Insurance
What Impacts the Cost of Chrysler Sebring Insurance?
Even though the average annual rate for the Chrysler Sebring is $1,174, your policy can be higher or lower depending upon your profile. Those factors include your age, home address, driving history, and the model year of your Chrysler Sebring.
Age of the Vehicle
The average Chrysler Sebring car insurance rates are higher for newer models. For example, car insurance rates for a 2010 Chrysler Sebring are $1,174.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2010 Chrysler Sebring | $206 | $346 | $464 | $1,174 |
Driver Age
Driver age can have a significant impact on Chrysler Sebring auto insurance rates. For instance, a 30-year-old driver may pay $52 more each year for Chrysler Sebring auto insurance than a 40-year-old driver.
Driver Location
Where you live can have a large impact on Chrysler Sebring insurance rates. For example, drivers in Houston may pay $866 a year more than drivers in Columbus.
Your Driving Record
Your driving record can have an impact on the cost of Chrysler Sebring car insurance. Teens and drivers in their 20’s see the highest jump in their Chrysler Sebring auto insurance rates with violations on their driving record.
Chrysler Sebring Safety Ratings
Your Chrysler Sebring car insurance rates are tied to the safety ratings of the Chrysler Sebring. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | N/R |
|---|---|
| Small overlap front: passenger-side | N/R |
| Moderate overlap front | N/R |
| Side | N/R |
| Roof strength | N/R |
| Head restraints and seats | N/R |
| Source: Insurance Institute for Highway Safety | |
Chrysler Sebring Crash Test Ratings
Not only do good Chrysler Sebring crash test ratings mean you are better protected in a crash, but good crash ratings also mean cheaper Chrysler Sebring auto insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2009 Chrysler Sebring 4-DR. w/SAB | N/R | 5 stars | 4 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Chrysler Sebring Safety Features
Most drivers don’t realize that not only do Chrysler Sebring safety features play a vital role in keeping passengers safe in crashes, but they can also help lower Chrysler Sebring auto insurance rates. The Chrysler Sebring’s safety features include:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Traction Control
- Emergency Trunk Release
Chrysler Sebring Finance and Insurance Cost
If you are financing a Chrysler Sebring, you will pay more if you purchase Chrysler Sebring auto insurance at the dealership, so be sure to shop around and compare Chrysler Sebring auto insurance quotes from the best companies using our FREE tool below.
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Ways to Save on Chrysler Sebring Insurance
Although it may seem like your Chrysler Sebring car insurance rates are set, there are a few measures that you can take to secure the best Chrysler Sebring car insurance rates possible. Take a look at the following five ways to save on Chrysler Sebring auto insurance.
- Get Chrysler Sebring Auto Insurance Through Costco
- Renew Your Chrysler Sebring Insurance Coverage to Avoid Lapses
- Ask About Mature Driver Discounts for Drivers Over 50
- Compare Apples to Apples When Comparing Chrysler Sebring Insurance Quotes and Policies
- Ask About Retiree Discounts
Top Chrysler Sebring Insurance Companies
Who is the top auto insurance company for Chrysler Sebring insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Chrysler Sebring auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Chrysler Sebring offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
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You can start comparing quotes for Chrysler Sebring auto insurance rates from some of the best auto insurance companies by using our free online tool now.
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Frequently Asked Questions
How can I find cheap insurance for my Chrysler Sebring?
Here are some tips to find affordable insurance for your Chrysler Sebring:
- Compare quotes from multiple insurance providers to get the best rates.
- Maintain a good driving record to qualify for lower premiums.
- Opt for higher deductibles, as it can lower your insurance premium.
- Consider bundling your Chrysler Sebring insurance with other policies for potential discounts.
- Inquire about available discounts such as safe driver, low mileage, or multi-car discounts.
What factors can affect the cost of Chrysler Sebring auto insurance?
Several factors influence the cost of auto insurance for a Chrysler Sebring, including:
- Age and driving experience of the primary driver.
- Location and driving conditions.
- Insurance coverage limits and deductibles.
- Vehicle year, make, and model (including safety features).
- Previous insurance claims and driving history.
- Credit history (in some states).
Are there any downsides to buying cheap insurance for my Chrysler Sebring?
While buying cheap insurance may help save money, there are potential drawbacks to consider:
- Limited coverage options: Cheap insurance might offer less coverage than more comprehensive policies, leaving you more exposed to risks.
- Higher deductibles: Cheap insurance often comes with higher deductibles, meaning you’ll have to pay more out of pocket in case of an accident.
- Limited customer service: Some cheaper insurance providers may have fewer customer service options or slower claims processing.
What are the advantages of buying cheap Chrysler Sebring auto insurance?
There are several advantages to buying cheap insurance for your Chrysler Sebring:
- Cost savings: Cheap insurance can help lower your overall auto insurance expenses.
- Affordability: If you’re on a tight budget, cheap insurance can make coverage more accessible.
- Compliance: Even basic coverage can fulfill legal requirements, allowing you to drive legally.
- Competitive rates: Shopping around for affordable insurance can help you find the best rates available.
Can I trust insurance companies offering extremely cheap rates?
When considering insurance providers, it’s essential to research their reputation and financial stability. While some companies may offer very low rates, they might have limited coverage options or poor customer service. It’s crucial to strike a balance between affordability and reliability when choosing an insurance provider.
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Kalyn Johnson
Insurance Claims Support & Sr. Adjuster
Kalyn grew up in an insurance family with a grandfather, aunt, and uncle leading successful careers as insurance agents. She soon found she has similar interests and followed in their footsteps. After spending about ten years working in the insurance industry as both an appraiser dispatcher and a senior property claims adjuster, she decided to combine her years of insurance experience with another...
Insurance Claims Support & Sr. Adjuster
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.