Buy Cheap Mercedes-Benz CLA 250 Auto Insurance in 2024
Auto insurance rates for a Mercedes-Benz CLA 250 average $1,796 a year, or around $150 a month. Finding Mercedes-Benz CLA 250 teenager insurance coverage can cost on average $6,564 a year, so shop around to find cheap rates.
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Tim Bain
Licensed Insurance Agent
Tim Bain is a licensed insurance agent with 23 years of experience helping people protect their families and businesses with the best insurance coverage to meet their needs. His insurance expertise has been featured in several publications, including Investopedia and eFinancial. He also does digital marking and analysis for KPS/3, a communications and marking firm located in Nevada.
Licensed Insurance Agent
UPDATED: Jan 27, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jan 27, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- Full coverage costs around $1,796 a year or $150 each month
- A liability-only policy costs around $720 a year or $60 each month
- Highest rates are for teenage drivers at around $6,564 a year or $547 each month
- Good drivers can save as much as $740 a year by earning policy discounts
- Mercedes-Benz CLA 250 insurance costs around $277 more per year than the average vehicle
Mercedes-Benz CLA 250 insurance rates can be expensive. Mercedes-Benz CLA 250 insurance costs around $277 more per year than the average vehicle. Luckily, understanding what factors determine your insurance rates, from your age to vehicle crash test ratings, can help you save on Mercedes-Benz CLA 250 insurance rates. Read on.
You can start comparing quotes for Mercedes-Benz CLA 250 car insurance rates from some of the best car insurance companies by using our free online tool now.
Mercedes-Benz CLA 250 Insurance Cost
The average Mercedes-Benz CLA 250 auto insurance costs are $1,796 a year or $150 a month.
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Are Mercedes-Benz CLA 250s Expensive to Insure?
The chart below details how Mercedes-Benz CLA 250 insurance rates compare to other coupes like the Nissan 370Z, Dodge Challenger, and Audi TT.
Choosing to buy cheap Mercedes auto insurance can be an option for drivers seeking to manage their expenses, especially if they have a good driving record and own a less expensive or older Mercedes model.
Vehicle | Comprehensive | Collision | Liability | Total |
Mercedes-Benz CLA 250 | $406 | $834 | $398 | $1,796 |
Nissan 370Z | $332 | $714 | $450 | $1,676 |
Dodge Challenger | $404 | $688 | $420 | $1,692 |
Audi TT | $382 | $714 | $398 | $1,652 |
Audi S5 | $394 | $864 | $398 | $1,814 |
MINI Hardtop 2 Door | $282 | $536 | $338 | $1,292 |
Infiniti Q60 | $382 | $744 | $398 | $1,682 |
Read more: Buy Cheap Mini Auto Insurance
However, there are a few things you can do to find the cheapest Mercedes-Benz insurance rates online.
What Impacts the Cost of Mercedes-Benz CLA 250 Insurance?
The Mercedes-Benz CLA 250 trim and model you choose can impact the total price you will pay for Mercedes-Benz CLA 250 insurance coverage.
Age of the Vehicle
The average Mercedes-Benz CLA 250 auto insurance rates are higher for newer models. For example, auto insurance rates for a 2018 Mercedes-Benz CLA 250 cost $1,796, while 2014 Mercedes-Benz CLA 250 rates are $1,652, a difference of $144.
Model Year | Comprehensive | Collision | Liability | Total |
2018 Mercedes-Benz CLA 250 | $406 | $834 | $398 | $1,796 |
2017 Mercedes-Benz CLA 250 | $394 | $814 | $416 | $1,782 |
2016 Mercedes-Benz CLA 250 | $380 | $780 | $430 | $1,748 |
2015 Mercedes-Benz CLA 250 | $358 | $752 | $442 | $1,710 |
2014 Mercedes-Benz CLA 250 | $344 | $698 | $452 | $1,652 |
Driver Age
Driver age can have a significant impact on Mercedes-Benz CLA 250 auto insurance rates. For instance, a 30-year-old driver may pay $79 more each year for Mercedes-Benz CLA 250 auto insurance than a 40-year-old driver.
Driver Location
Where you live can have a large impact on Mercedes-Benz CLA 250 insurance rates. For example, drivers in New York may pay $1,096 a year more than drivers in Seattle.
Your Driving Record
Your driving record can have an impact on the cost of Mercedes-Benz CLA 250 car insurance. Teens and drivers in their 20’s see the highest jump in their Mercedes-Benz CLA 250 car insurance rates with violations on their driving record.
Mercedes-Benz CLA 250 Safety Ratings
Your Mercedes-Benz CLA 250 auto insurance rates are tied to the Mercedes-Benz CLA 250’s safety ratings. See the breakdown below:
Test Type | Rating |
Small overlap front: driver-side | N/R |
---|---|
Small overlap front: passenger-side | N/R |
Moderate overlap front | N/R |
Side | N/R |
Roof strength | N/R |
Head restraints and seats | N/R |
Source: Insurance Institute for Highway Safety |
Mercedes-Benz CLA 250 Crash Test Ratings
Poor Mercedes-Benz CLA 250 crash test ratings could mean higher Mercedes-Benz CLA 250 car insurance rates.
Vehicle Tested | Overall | Frontal | Side | Rollover |
Mercedes-Benz CLA 250 | N/R | N/R | N/R | N/R |
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration |
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Mercedes-Benz CLA 250 Safety Features
Mercedes-Benz CLA 250 safety features can lower the cost of your insurance. The safety features for the 2020 Mercedes-Benz CLA 250 include:
- Electronic Stability Control (ESC)
- ABS And Driveline Traction Control
- Side Impact Beams
- Dual Stage Driver And Passenger Seat-Mounted Side Airbags
- eCall Emergency System Emergency Sos
- Active Brake Assist with Autonomous Emergency Braking
- Tire Specific Low Tire Pressure Warning
- Dual Stage Driver And Passenger Front Airbags
- Curtain 1st And 2nd Row Airbags
- Airbag Occupancy Sensor
- Driver And Passenger Knee Airbag
- Mbrace Connect
- BabySmart Childseat Sensor and Rear Child Safety Locks
- Outboard Front Lap And Shoulder Safety Belts
- Back-Up Camera
Mercedes-Benz CLA 250 Finance and Insurance Cost
If you are financing a Mercedes-Benz CLA 250, you will pay more if you purchase Mercedes-Benz CLA 250 car insurance at the dealership, so be sure to shop around and compare Mercedes-Benz CLA 250 car insurance quotes from the best companies using our FREE tool below.
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Ways to Save on Mercedes-Benz CLA 250 Insurance
There are several ways you can save even more on your Mercedes-Benz CLA 250 car insurance rates. Take a look at the following five tips:
- Consider Ride Sharing Services to Lower Your Mercedes-Benz CLA 250 Mileage
- Talk to Your Credit Card Company to Save on Rental Car Costs
- Ask for a New Mercedes-Benz CLA 250 Auto Insurance Rate Based on Your Improved Credit Score
- Ask About Farm and Ranch Vehicle Discounts
- Ask Your Insurance Company About Mercedes-Benz CLA 250 Discounts
Top Mercedes-Benz CLA 250 Insurance Companies
Who is the top car insurance company for Mercedes-Benz CLA 250 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Mercedes-Benz CLA 250 auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Mercedes-Benz CLA 250 offers.
Rank | Company | Volume | Market Share |
1 | State Farm | $65,615,190 | 9.3% |
2 | Geico | $46,106,971 | 6.6% |
3 | Progressive | $39,222,879 | 5.6% |
4 | Liberty Mutual | $35,600,051 | 5.1% |
5 | Allstate | $35,025,903 | 5.0% |
6 | Travelers | $28,016,966 | 4.0% |
7 | USAA | $23,483,080 | 3.3% |
8 | Chubb | $23,388,385 | 3.3% |
9 | Farmers | $20,643,559 | 2.9% |
10 | Nationwide | $18,442,145 | 2.6% |
Source: Insurance Information Institute |
Compare Free Mercedes-Benz CLA 250 Insurance Quotes Online
You can start comparing quotes for Mercedes-Benz CLA 250 auto insurance rates from some of the best auto insurance companies by using our free online tool now.
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Frequently Asked Questions
Is it possible to find cheap auto insurance for a Mercedes-Benz CLA 250?
Yes, it is possible to find affordable auto insurance for a Mercedes-Benz CLA 250. However, the cost of insurance depends on various factors, including your driving record, location, age, and insurance history. While luxury vehicles like the CLA 250 generally have higher insurance rates due to their higher value and repair costs, there are ways to potentially lower the insurance premium.
What can I do to get cheaper insurance for my Mercedes-Benz CLA 250?
To potentially lower the insurance cost for your Mercedes-Benz CLA 250, you can consider the following:
- Shop around: Obtain quotes from multiple insurance providers to compare prices and coverage options.
- Maintain a good driving record: Avoid accidents, traffic violations, and claims to demonstrate responsible driving behavior.
- Increase deductibles: Opting for a higher deductible can lower your premium, but be sure you can afford to pay the deductible in case of an accident.
- Install security features: Equip your vehicle with anti-theft devices, alarms, or tracking systems to reduce the risk of theft and potentially qualify for discounts.
- Bundle insurance policies: Consider bundling your auto insurance with other insurance policies, such as homeowner’s insurance, to potentially receive a multi-policy discount.
- Seek discounts: Inquire about available discounts, such as safe driver discounts, good student discounts, or loyalty discounts.
- Drive fewer miles: If you have a low annual mileage, you may qualify for a low-mileage discount.
Are there any factors that might increase the insurance cost for a Mercedes-Benz CLA 250?
Yes, there are several factors that might increase the insurance cost for a Mercedes-Benz CLA 250:
- High-value vehicle: Luxury vehicles like the CLA 250 often have higher insurance rates due to their higher value and potentially costly repairs.
- Repair and replacement costs: The cost of parts and labor for repairs and replacements specific to the CLA 250 can impact insurance premiums.
- Safety features: While safety features can potentially earn you discounts, advanced safety features like collision avoidance systems may increase the overall cost of insurance due to the higher repair costs associated with these technologies.
- Location: Insurance rates can vary depending on your location. Areas with higher rates of accidents, thefts, or vandalism may result in higher insurance premiums.
- Driving record: A history of accidents, traffic violations, or claims can increase your insurance premium.
- Age and experience: Younger, less experienced drivers generally face higher insurance rates due to higher perceived risk.
Should I only consider the price when choosing insurance for my Mercedes-Benz CLA 250?
While price is an important factor, it should not be the sole consideration when choosing insurance for your Mercedes-Benz CLA 250. It’s essential to also consider the coverage options, deductibles, customer service, and the financial stability and reputation of the insurance company. Ensure that the policy provides adequate coverage for your specific needs and that the insurance company has a good track record of handling claims efficiently and fairly.
Can I save on insurance by downgrading to a different Mercedes-Benz model?
It’s possible that insurance premiums for other Mercedes-Benz models could be lower compared to the CLA 250. Factors such as vehicle value, repair costs, and safety features may vary among models, which can impact insurance rates. However, insurance costs are influenced by multiple factors, and switching to a different model may not guarantee significant savings. It’s advisable to obtain insurance quotes for different Mercedes-Benz models and compare them to make an informed decision based on your specific requirements and budget.
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Tim Bain
Licensed Insurance Agent
Tim Bain is a licensed insurance agent with 23 years of experience helping people protect their families and businesses with the best insurance coverage to meet their needs. His insurance expertise has been featured in several publications, including Investopedia and eFinancial. He also does digital marking and analysis for KPS/3, a communications and marking firm located in Nevada.
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.