Buy Cheap Mazda CX-5 Auto Insurance in 2024
Average auto insurance rates for a Mazda CX-5 cost $1,384 a year, or around $115 a month. Finding Mazda CX-5 teenager insurance coverage can cost on average $5,059 a year, so shop around to find cheap rates.
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Travis Thompson
Licensed Insurance Agent
Travis Thompson has been a licensed insurance agent for nearly five years. After obtaining his life and health insurance licenses, he began working for Symmetry Financial Group as a State Licensed Field Underwriter. In this position, he learned the coverage options and limits surrounding mortgage protection. He advised clients on the coverage needed to protect them in the event of a death, critica...
Licensed Insurance Agent
UPDATED: Jul 20, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jul 20, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- Full coverage costs around $1,384 a year or $115 each month
- A liability-only policy costs around $555 a year or $46 each month
- Highest rates are for teenage drivers at around $5,059 a year or $422 each month
- Good drivers can save as much as $571 a year by earning policy discounts
- Mazda CX-5 insurance costs around $135 less per year than the average vehicle
Don’t let Mazda CX-5 insurance rates ruin your budget. Mazda CX-5 insurance costs around $135 less per year than the average vehicle. Find out if your rates are competitive by reading on to learn more about Mazda CX-5 insurance rates.
You can start comparing quotes for Mazda CX-5 car insurance rates from some of the best car insurance companies by using our free online tool now.
Mazda CX-5 Insurance Cost
The average Mazda CX-5 auto insurance costs are $1,384 a year or $115 a month.
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Are Mazda CX-5s Expensive to Insure?
The chart below details how Mazda CX-5 insurance rates compare to other crossovers like the MINI Clubman, Subaru Crosstrek, and Chevrolet Trax.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Mazda CX-5 | $322 | $532 | $372 | $1,384 |
| MINI Clubman | $320 | $506 | $398 | $1,382 |
| Subaru Crosstrek | $320 | $512 | $332 | $1,300 |
| Chevrolet Trax | $280 | $470 | $372 | $1,280 |
| Toyota RAV4 | $280 | $482 | $390 | $1,310 |
| FIAT 500X | $256 | $506 | $450 | $1,392 |
| Lincoln MKC | $306 | $596 | $398 | $1,458 |
However, there are a few things you can do to find the cheapest Mazda insurance rates online.
What Impacts the Cost of Mazda CX-5 Insurance?
The Mazda CX-5 trim and model you choose can impact the total price you will pay for Mazda CX-5 auto insurance coverage.
Age of the Vehicle
Older Mazda CX-5 models generally cost less to insure. For example, car insurance for a 2020 Mazda CX-5 costs $1,384, while 2013 Mazda CX-5 insurance costs are $1,254, a difference of $130.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2020 Mazda CX-5 | $322 | $532 | $372 | $1,384 |
| 2019 Mazda CX-5 | $306 | $512 | $390 | $1,366 |
| 2018 Mazda CX-5 | $294 | $506 | $398 | $1,356 |
| 2017 Mazda CX-5 | $284 | $494 | $416 | $1,352 |
| 2016 Mazda CX-5 | $274 | $474 | $430 | $1,336 |
| 2015 Mazda CX-5 | $260 | $458 | $442 | $1,318 |
| 2014 Mazda CX-5 | $250 | $424 | $452 | $1,284 |
| 2013 Mazda CX-5 | $240 | $400 | $456 | $1,254 |
Driver Age
Driver age can have a significant impact on the cost of Mazda CX-5 auto insurance. For example, 20-year-old drivers pay approximately $1,693 each year for their Mazda CX-5 auto insurance than 30-year-old drivers.
Driver Location
Where you live can have a large impact on Mazda CX-5 insurance rates. For example, drivers in Los Angeles may pay $512 a year more than drivers in Philadelphia.
Your Driving Record
Your driving record can have an impact on your Mazda CX-5 auto insurance rates. Teens and drivers in their 20’s see the highest jump in their Mazda CX-5 car insurance with violations on their driving record.
Mazda CX-5 Safety Ratings
The Mazda CX-5’s safety ratings will affect your Mazda CX-5 car insurance rates. See the chart below:
| Test Type | Rating |
| Small overlap front: driver-side | Good |
|---|---|
| Small overlap front: passenger-side | Good |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Mazda CX-5 Crash Test Ratings
Good Mazda CX-5 crash test ratings mean the VW is safer, which could mean cheaper Mazda CX-5 car insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Mazda CX-5 SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2020 Mazda CX-5 SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2019 Mazda CX-5 SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2019 Mazda CX-5 SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2018 Mazda CX-5 SUV FWD Later Release | 5 stars | 5 stars | 5 stars | 4 stars |
| 2018 Mazda CX-5 SUV FWD Early Release | 4 stars | 5 stars | 5 stars | 4 stars |
| 2018 Mazda CX-5 SUV AWD Later Release | 5 stars | 5 stars | 5 stars | 4 stars |
| 2018 Mazda CX-5 SUV AWD Early Release | 4 stars | 5 stars | 5 stars | 4 stars |
| 2017 Mazda CX-5 SUV FWD | 4 stars | 5 stars | 5 stars | 4 stars |
| 2017 Mazda CX-5 SUV AWD | 4 stars | 5 stars | 5 stars | 4 stars |
| 2016 Mazda CX-5 SUV FWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2016 Mazda CX-5 SUV AWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Mazda CX-5 Safety Features
Having a variety of safety features on your Mazda CX-5 can help lower your Mazda CX-5 insurance costs. The Mazda CX-5’s safety features include:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Integrated Turn Signal Mirrors
- Traction Control
- Blind Spot Monitor
- Lane Departure Warning
- Lane Keeping Assist
- Cross-Traffic Alert
Mazda CX-5 Insurance Loss Probability
The lower percentage means lower Mazda CX-5 auto insurance rates; higher percentages mean higher Mazda CX-5 car insurance rates. The Mazda CX-5’s insurance loss probability varies for each form of coverage.
| Insurance Coverage Category | Loss Rate |
| Collision | -34% |
|---|---|
| Property Damage | -12% |
| Comprehensive | -15% |
| Personal Injury | -21% |
| Medical Payment | -17% |
| Bodily Injury | -24% |
| Source: Insurance Institute for Highway Safety | |
Mazda CX-5 Finance and Insurance Cost
If you are financing a Mazda CX-5, most lenders will require your carry higher Mazda CX-5 coverage options including comprehensive coverage, so be sure to shop around and compare Mazda CX-5 auto insurance quotes from the best auto insurance companies using our FREE tool below.
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Ways to Save on Mazda CX-5 Insurance
Although it may seem like your Mazda CX-5 car insurance rates are set, there are a few measures that you can take to secure the best Mazda CX-5 car insurance rates possible. Take a look at the following five ways to save on Mazda CX-5 auto insurance.
- Buy a Mazda CX-5 with an Anti-Theft Device
- Provide Your Mazda CX-5 VIN When Requesting Mazda CX-5 Auto Insurance Quotes
- Take a Refresher Course as an Older Driver
- Re-Check Mazda CX-5 Quotes Every 6 Months
- Use an Accurate Job Title When Requesting Mazda CX-5 Auto Insurance
Top Mazda CX-5 Insurance Companies
Who is the top car insurance company for Mazda CX-5 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Mazda CX-5 auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Mazda CX-5 offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Mazda CX-5 Insurance Quotes Online
You can start comparing quotes for Mazda CX-5 car insurance rates and buy cheap Mazda auto insurance from some of the best car insurance companies by using our free online tool now.
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Frequently Asked Questions
How can I find cheap auto insurance for my Mazda CX-5?
Finding cheap auto insurance for your Mazda CX-5 involves a few steps:
- Compare quotes: Obtain quotes from multiple insurance providers to compare rates and coverage options.
- Opt for higher deductibles: Choosing a higher deductible can lower your insurance premium.
- Maintain a good driving record: Safe driving habits can lead to lower insurance rates over time.
- Utilize available discounts: Inquire about discounts offered by insurance companies, such as safe driver discounts, multi-policy discounts, or low-mileage discounts.
- Consider the type of coverage you need: Assess your insurance needs and select the coverage options that suit your requirements without unnecessary extras.
Are there any specific insurance companies that offer cheap rates for Mazda CX-5?
Insurance rates can vary based on various factors, including your location, driving history, and coverage needs. To find the best insurance rates for your Mazda CX-5, it’s recommended to compare quotes from multiple insurance providers. Some popular insurance companies known for competitive rates and customer satisfaction include GEICO, Progressive, State Farm, Allstate, and Farmers Insurance. However, rates may vary depending on your specific circumstances.
What factors affect the cost of Mazda CX-5 auto insurance?
Several factors can influence the cost of Mazda CX-5 auto insurance, including:
- Driver’s age and driving history: Younger drivers or those with a history of accidents or traffic violations may have higher insurance rates.
- Location: Insurance rates can vary based on where you live due to factors like crime rates, traffic congestion, and the likelihood of accidents.
- Vehicle specifications: The Mazda CX-5’s model year, engine size, safety features, and theft rates can affect insurance costs.
- Coverage options: The type and amount of coverage you choose, including liability limits, comprehensive, collision, and additional coverage, can impact insurance rates.
- Deductible amount: Opting for a higher deductible can lower your premium, but it also means you’ll have to pay more out of pocket in the event of a claim.
What are the recommended coverage options for Mazda CX-5 insurance?
The recommended coverage options for Mazda CX-5 insurance typically include:
- Liability coverage: This covers the costs if you’re at fault in an accident and cause injury or property damage to others.
- Comprehensive coverage: This protects against non-collision-related damages to your Mazda CX-5, such as theft, vandalism, or weather-related incidents.
- Collision coverage: This covers the costs of repairing or replacing your Mazda CX-5 if it’s damaged in a collision with another vehicle or object.
- Medical payments coverage or personal injury protection (PIP): This covers medical expenses for you and your passengers if injured in an accident, regardless of fault.
- Uninsured/underinsured motorist coverage: This protects you if you’re involved in an accident with a driver who doesn’t have insurance or has insufficient coverage.
Does the Mazda CX-5 model year affect insurance rates?
Yes, the Mazda CX-5 model year can affect insurance rates. Generally, newer models may have higher insurance premiums due to their higher market value and cost of repairs. Older models might have lower premiums since their value and repair costs tend to be lower. However, insurance rates also depend on various other factors, such as safety features, theft rates, and the model’s overall risk profile, so it’s best to obtain quotes from insurance providers to determine the specific impact on your premiums.
How can I lower the insurance costs for my Mazda CX-5?
Here are a few ways to potentially lower insurance costs for your Mazda CX-5:
- Opt for higher deductibles: Choosing a higher deductible can reduce your insurance premium.
- Maintain a good driving record: Safe driving habits and avoiding accidents and traffic violations can lead to lower insurance rates over time.
- Take advantage of available discounts: Inquire about discounts offered by insurance companies, such as safe driver discounts, multi-policy discounts, or discounts for safety features installed in your Mazda CX-5.
- Bundle your policies: If you have multiple insurance needs, consider bundling them with the same insurance provider to potentially receive a discount.
- Shop around: Regularly compare quotes from different insurance providers to ensure you’re getting the best rates for your Mazda CX-5.
Compare Quotes From Top Companies and Save
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Travis Thompson
Licensed Insurance Agent
Travis Thompson has been a licensed insurance agent for nearly five years. After obtaining his life and health insurance licenses, he began working for Symmetry Financial Group as a State Licensed Field Underwriter. In this position, he learned the coverage options and limits surrounding mortgage protection. He advised clients on the coverage needed to protect them in the event of a death, critica...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.