Buy Cheap Chevrolet Spark Auto Insurance in 2024
Insurance rates for a Chevrolet Spark average $1,310 a year, or around $109 a month. On average, comprehensive coverage costs $319, collision coverage costs $466, and liability coverage costs $370 for Chevrolet Spark insurance.
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Brandon Frady
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Brandon Frady has been a licensed insurance agent and insurance office manager since 2018. He has experience in ventures from retail to finance, working positions from cashier to management, but it wasn’t until Brandon started working in the insurance industry that he truly felt at home in his career. In his day-to-day interactions, he aims to live out his business philosophy in how he treats hi...
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UPDATED: Jul 25, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jul 25, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- Full coverage costs around $1,310 a year or $109 each month
- A liability-only policy costs around $525 a year or $44 each month
- Highest rates are for teenage drivers at around $4,788 a year or $399 each month
- Good drivers can save as much as $540 a year by earning policy discounts
- Chevrolet Spark insurance costs around $209 less per year than the average vehicle
Don’t let Chevrolet Spark insurance rates confuse you. Full coverage for a Chevrolet Spark costs around $1,310 a year or $109 each month. To ensure you are getting reasonable rates, you need to familiarize yourself with what factors determine Chevrolet Spark insurance rates.
You can start comparing quotes for Chevrolet Spark car insurance rates from some of the best car insurance companies by using our free online tool now.
Chevrolet Spark Insurance Cost
The average Chevrolet Spark auto insurance costs are $1,310 a year or $109 a month.
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Are Chevrolet Sparks Expensive to Insure?
The chart below details how Chevrolet Spark insurance rates compare to other subcompact hatchbacks like the Volkswagen Golf, Volkswagen Golf R, and Ford Focus RS.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Volkswagen Golf | $306 | $600 | $390 | $1,454 |
| Volkswagen Golf R | $372 | $660 | $390 | $1,580 |
| Ford Focus RS | $332 | $656 | $398 | $1,544 |
| Volkswagen Beetle | $280 | $542 | $332 | $1,290 |
| Honda Fit | $268 | $512 | $258 | $1,148 |
| Mitsubishi Mirage | $244 | $448 | $398 | $1,248 |
However, there are a few things you can do to find the cheapest Chevrolet insurance rates online.
Read more: Buy Cheap Volkswagen Auto Insurance
What Impacts the Cost of Chevrolet Spark Insurance?
The Chevrolet Spark trim and model you choose can impact the total price you will pay for Chevrolet Spark insurance coverage.
Age of the Vehicle
Older Chevrolet Spark models generally cost less to insure. For example, auto insurance for a 2017 Chevrolet Spark costs $1,310, while 2013 Chevrolet Spark insurance costs are $1,234, a difference of $76.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2017 Chevrolet Spark | $224 | $436 | $470 | $1,310 |
| 2016 Chevrolet Spark | $216 | $418 | $486 | $1,300 |
| 2015 Chevrolet Spark | $204 | $404 | $500 | $1,288 |
| 2014 Chevrolet Spark | $196 | $374 | $510 | $1,260 |
| 2013 Chevrolet Spark | $188 | $352 | $514 | $1,234 |
Driver Age
Driver age can have a significant impact on Chevrolet Spark auto insurance rates. For example, 20-year-old drivers pay approximately $1,602 more each year for their Chevrolet Spark auto insurance than 30-year-old drivers.
Driver Location
Where you live can have a large impact on Chevrolet Spark insurance rates. For example, drivers in Phoenix may pay $720 a year less than drivers in Los Angeles.
Your Driving Record
Your driving record can have an impact on the cost of Chevrolet Spark auto insurance. Teens and drivers in their 20’s see the highest jump in their Chevrolet Spark car insurance with violations on their driving record.
Chevrolet Spark Safety Ratings
Your Chevrolet Spark auto insurance rates are influenced by the Chevrolet Spark’s safety ratings. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | N/R |
|---|---|
| Small overlap front: passenger-side | N/R |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | N/R |
| Head restraints and seats | N/R |
| Source: Insurance Institute for Highway Safety | |
Chevrolet Spark Crash Test Ratings
If the Chevrolet Spark crash test ratings are good, you could have lower Chevrolet Spark car insurance rates. See Chevrolet Spark crash test results below:
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Chevrolet Spark 5 HB FWD | N/R | N/R | N/R | N/R |
| 2019 Chevrolet Spark 5 HB FWD | N/R | N/R | N/R | N/R |
| 2018 Chevrolet Spark 5 HB FWD | N/R | N/R | N/R | N/R |
| 2017 Chevrolet Spark 5 HB FWD | N/R | N/R | N/R | N/R |
| 2016 Chevrolet Spark Ev 5 HB FWD | N/R | N/R | N/R | N/R |
| 2016 Chevrolet Spark 5 HB FWD | N/R | N/R | N/R | N/R |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Chevrolet Spark Safety Features
The more safety features you have on your Chevrolet Spark, the more likely it is that you can earn a discount. The Chevrolet Spark’s safety features include:
- Forward Automatic Braking System
- Forward Collision Alert
- Lane Departure Warning
- Rear View Parking Camera and Park Assist
- Electronic Stability Control and Traction Control
- Anti Theft Features
- Child Seat Anchor Points
- Child Safety Door Locks
Chevrolet Spark Finance and Insurance Cost
If you are financing a Chevrolet Spark, you will pay more if you purchase Chevrolet Spark auto insurance at the dealership, so be sure to shop around and compare Chevrolet Spark auto insurance quotes from the best companies using our FREE tool below.
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Ways to Save on Chevrolet Spark Insurance
There are many ways that you can save on Chevrolet Spark car insurance to get the best value possible. Below are five scenarios you can explore to help keep your Chevrolet Spark car insurance rates low.
- Avoid the Temptation to File a Claim for Minor Incidents
- Apply for Your Full, Unrestricted License as Soon as You’re Eligible
- Don’t Skimp On Chevrolet Spark Liability Coverage
- Consider Using a Tracking Device on Your Chevrolet Spark
- Use an Accurate Job Title When Requesting Chevrolet Spark Auto Insurance
Top Chevrolet Spark Insurance Companies
Who is the top car insurance company for Chevrolet Spark insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Chevrolet Spark auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Chevrolet Spark offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
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You can start comparing quotes for Chevrolet Spark auto insurance rates from some of the best auto insurance companies by using our free online tool now.
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Frequently Asked Questions
Are there any specific insurance requirements for leasing or financing a Chevrolet Spark?
If you lease or finance a Chevrolet Spark, the leasing or financing company may require you to carry comprehensive and collision coverage to protect their investment in the vehicle. It’s important to review the leasing or financing agreement and consult with your insurance provider to ensure you meet the necessary insurance requirements.
Can I add additional coverage options to my Chevrolet Spark insurance policy?
Yes, you can add additional coverage options to your Chevrolet Spark insurance policy based on your needs. For example, you may consider adding uninsured/underinsured motorist coverage, medical payments coverage, or roadside assistance. Discuss your specific requirements with an insurance agent to determine the appropriate additional coverage options for your Chevrolet Spark.
Is it possible to get cheap auto insurance for a Chevrolet Spark with a less-than-perfect driving record?
While having a less-than-perfect driving record can impact your insurance rates, you can still find affordable options for insuring a Chevrolet Spark. It’s advisable to shop around, inquire about discounts for safe driving, and consider improving your driving record over time to potentially qualify for lower premiums.
Are there any specific considerations for insuring a Chevrolet Spark as a new driver?
Insuring a Chevrolet Spark as a new driver may come with higher premiums due to the lack of driving experience. However, you can potentially lower the cost by taking a defensive driving course, maintaining a clean driving record, and considering a higher deductible. It’s recommended to compare quotes from multiple insurance providers to find the most affordable option.
Can I get special insurance coverage for my Chevrolet Spark if I use it for business purposes?
If you use your Chevrolet Spark for business purposes, it’s important to inform your insurance provider, as personal auto insurance policies typically do not cover commercial activities. Depending on the nature of your business use, you may need to consider a commercial auto insurance policy or additional coverage options to adequately protect your vehicle.
Are there any specific considerations for insuring a Chevrolet Spark?
When insuring a Chevrolet Spark, it’s important to consider factors such as the vehicle’s safety features, its value, and the local theft and accident rates in your area. Additionally, reviewing and understanding the terms, conditions, and exclusions of your insurance policy is crucial to ensure you have adequate coverage.
How can I find cheap auto insurance for a Chevrolet Spark?
To find cheap auto insurance for a Chevrolet Spark, consider the following steps:
- Shop around and obtain quotes from multiple insurance providers to compare prices.
- Maintain a good driving record by avoiding accidents and traffic violations.
- Inquire about available discounts, such as safe driver discounts or discounts for bundling multiple policies.
- Adjust your coverage options and deductibles based on your specific needs and budget.
- Consider installing safety features or anti-theft devices, as they may qualify you for additional discounts.
- Seek guidance from an independent insurance agent who can help you explore different options and find the most affordable coverage.
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Brandon Frady
Licensed Insurance Agent
Brandon Frady has been a licensed insurance agent and insurance office manager since 2018. He has experience in ventures from retail to finance, working positions from cashier to management, but it wasn’t until Brandon started working in the insurance industry that he truly felt at home in his career. In his day-to-day interactions, he aims to live out his business philosophy in how he treats hi...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.