Buy Cheap Hyundai Santa Fe Auto Insurance in 2024
If you want to buy affordable Hyundai Santa Fe insurance coverage then you should know that a policy will cost $116 per month ($1,386 per year) on average. Finding Hyundai Santa Fe teenager insurance rates can cost on average $5,066 a year, so shop around to find cheap coverage.
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Brad Larson
Licensed Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Insurance Agent
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- Full coverage costs around $1,386 a year or $116 each month
- A liability-only policy costs around $555 a year or $46 each month
- Highest rates are for teenage drivers at around $5,066 a year or $422 each month
- Good drivers can save as much as $571 a year by earning policy discounts
- Hyundai Santa Fe insurance costs around $133 less per year than the average vehicle
Need cheap Hyundai Santa Fe insurance rates? Hyundai Santa Fe insurance costs around $133 less per year than the average vehicle. Our comprehensive guide will show you what factors go into Hyundai Santa Fe insurance rates, from the age of the Hyundai Santa Fe to its safety ratings.
You can start comparing quotes for Hyundai Santa Fe car insurance rates from some of the best car insurance companies by using our free online tool now.
Hyundai Santa Fe Insurance Cost
The average Hyundai Santa Fe auto insurance costs are $1,386 a year or $116 a month.
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Are Hyundai Santa Fes Expensive to Insure?
The chart below details how Hyundai Santa Fe insurance rates compare to other SUVs like the BMW X5, Cadillac Escalade ESV, and Lincoln Navigator.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Hyundai Santa Fe | $294 | $562 | $372 | $1,386 |
| BMW X5 | $444 | $750 | $372 | $1,724 |
| Cadillac Escalade ESV | $464 | $720 | $390 | $1,732 |
| Lincoln Navigator | $356 | $686 | $398 | $1,598 |
| Volkswagen Atlas | $358 | $690 | $390 | $1,596 |
| Mercedes-Benz GLC 300 | $412 | $810 | $390 | $1,770 |
| Toyota Land Cruiser | $420 | $774 | $398 | $1,750 |
However, there are a few things you can do to find the cheapest Hyundai insurance rates online.
Read more: Buy Cheap Lincoln Auto Insurance in (2023)
What Impacts the Cost of Hyundai Santa Fe Insurance?
The Hyundai Santa Fe trim and model you choose can impact the total price you will pay for Hyundai Santa Fe insurance coverage.
Age of the Vehicle
Older Hyundai Santa Fe models generally cost less to insure. For example, car insurance for a 2020 Hyundai Santa Fe costs $1,386, while 2010 Hyundai Santa Fe insurance costs are $1,140, a difference of $246.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2020 Hyundai Santa Fe | $294 | $562 | $372 | $1,386 |
| 2019 Hyundai Santa Fe | $280 | $542 | $390 | $1,370 |
| 2018 Hyundai Santa Fe | $270 | $536 | $398 | $1,362 |
| 2017 Hyundai Santa Fe | $260 | $524 | $416 | $1,358 |
| 2016 Hyundai Santa Fe | $250 | $502 | $430 | $1,340 |
| 2015 Hyundai Santa Fe | $238 | $484 | $442 | $1,322 |
| 2014 Hyundai Santa Fe | $228 | $450 | $452 | $1,288 |
| 2013 Hyundai Santa Fe | $218 | $424 | $456 | $1,256 |
| 2012 Hyundai Santa Fe | $210 | $380 | $460 | $1,208 |
| 2011 Hyundai Santa Fe | $196 | $350 | $460 | $1,164 |
| 2010 Hyundai Santa Fe | $190 | $328 | $464 | $1,140 |
Driver Age
Driver age can have a significant impact on the cost of Hyundai Santa Fe auto insurance. For example, 20-year-old drivers pay approximately $1,695 each year for their Hyundai Santa Fe auto insurance than 30-year-old drivers.
Driver Location
Where you live can have a large impact on Hyundai Santa Fe insurance rates. For example, drivers in New York may pay $846 a year more than drivers in Seattle.
Your Driving Record
Your driving record can have an impact on the cost of Hyundai Santa Fe car insurance. Teens and drivers in their 20’s see the highest jump in their Hyundai Santa Fe car insurance rates with violations on their driving record.
Hyundai Santa Fe Safety Ratings
Your Hyundai Santa Fe auto insurance rates are influenced by the Hyundai Santa Fe’s safety ratings. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Good |
|---|---|
| Small overlap front: passenger-side | Good |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Hyundai Santa Fe Crash Test Ratings
Not only do good Hyundai Santa Fe crash test ratings mean you are better protected in a crash, but good Hyundai Santa Fe crash ratings also mean cheaper insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Hyundai Santa Fe SUV FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2020 Hyundai Santa Fe SUV AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2019 Hyundai Santa Fe XL SUV FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2019 Hyundai Santa Fe XL SUV AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2019 Hyundai Santa Fe SUV FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2019 Hyundai Santa Fe SUV AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2018 Hyundai Santa Fe SUV FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2018 Hyundai Santa Fe SUV AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2018 Hyundai Santa Fe Sport SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2018 Hyundai Santa Fe Sport SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2017 Hyundai Santa Fe SUV FWD | N/R | N/R | N/R | N/R |
| 2017 Hyundai Santa Fe SUV AWD | N/R | N/R | N/R | N/R |
| 2017 Hyundai Santa Fe Sport SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2017 Hyundai Santa Fe Sport SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2016 Hyundai Santa Fe SUV FWD | N/R | N/R | N/R | N/R |
| 2016 Hyundai Santa Fe SUV AWD | N/R | N/R | N/R | N/R |
| 2016 Hyundai Santa Fe Sport SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2016 Hyundai Santa Fe Sport SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Hyundai Santa Fe Safety Features
Good Hyundai Santa Fe safety features can result in insurers giving you car insurance discounts. The safety features for the 2020 Hyundai Santa Fe are:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Traction Control
- Lane Departure Warning
- Lane Keeping Assist
Hyundai Santa Fe Insurance Loss Probability
Review the Hyundai Santa Fe car insurance loss probability rates for collision, property damage, comprehensive, PIP, MedPay, and bodily injury. The lower percentage means lower Hyundai Santa Fe auto insurance costs; higher percentages mean higher Hyundai Santa Fe auto insurance costs.
| Insurance Coverage Category | Loss Rate |
| Collision | -9% |
|---|---|
| Property Damage | -6% |
| Comprehensive | -18% |
| Personal Injury | -14% |
| Medical Payment | -8% |
| Bodily Injury | -9% |
| Source: Insurance Institute for Highway Safety | |
Hyundai Santa Fe Finance and Insurance Cost
If you are financing a Hyundai Santa Fe, you will pay more if you purchase Hyundai Santa Fe auto insurance at the dealership, so be sure to shop around and compare Hyundai Santa Fe auto insurance quotes from the best companies using our FREE tool below.
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Ways to Save on Hyundai Santa Fe Insurance
Save more on your Hyundai Santa Fe car insurance rates. Take a look at the following five strategies that will get you the best Hyundai Santa Fe auto insurance rates possible.
- Use Paperless Billing for Your Hyundai Santa Fe Insurance Policy
- Make Sure You Use an Accredited Driver Safety Program
- Use a Service Like Turo to Rent Out Your Hyundai Santa Fe
- Consider Using a Tracking Device on Your Hyundai Santa Fe
- Tell Your Insurer How You Use Your Hyundai Santa Fe
Top Hyundai Santa Fe Insurance Companies
Several top car insurance companies offer competitive rates for the Hyundai Santa Fe rates based on factors like discounts for safety features. Take a look at this list of top car insurance companies that are popular with Hyundai Santa Fe drivers organized by market share.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Hyundai Santa Fe Insurance Quotes Online
You can start comparing quotes for Hyundai Santa Fe car insurance rates from some of the best car insurance companies by using our free online tool now.
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Frequently Asked Questions
How can I find cheap Hyundai Santa Fe auto insurance in 2023?
Here are a few tips to find affordable Hyundai Santa Fe auto insurance in 2023:
- Compare quotes from multiple insurance providers to get the best price.
- Maintain a clean driving record and avoid accidents and traffic violations.
- Opt for higher deductibles, which can lower your premium.
- Consider bundling your auto insurance with other policies, such as homeowner’s insurance, for potential discounts.
- Install safety features like anti-theft devices and alarms in your vehicle.
- Inquire about any available discounts or loyalty programs offered by insurance companies.
Are there any cons to buying cheap auto insurance for my Hyundai Santa Fe?
While buying cheap auto insurance can save you money, it’s important to consider the potential cons:
- Cheap insurance policies may offer limited coverage, which could leave you vulnerable in case of an accident.
- Some cheap insurance providers may have poor customer service or slow claims processing.
- Cheap policies may come with higher deductibles, meaning you’ll have to pay more out of pocket in the event of a claim.
- The coverage limits on cheap policies may not be sufficient to cover all potential damages and liabilities.
What are the benefits of buying cheap Hyundai Santa Fe auto insurance?
Here are some potential advantages of purchasing affordable auto insurance for your Hyundai Santa Fe:
- Lower premiums can help you save money on your monthly expenses.
- Cheap insurance can provide you with the minimum coverage required by law, allowing you to meet legal obligations.
- It can be a suitable option if you have a limited budget and want to fulfill basic insurance requirements.
How can I ensure that the cheap insurance I’m buying is reliable?
While searching for cheap auto insurance, it’s essential to consider the reliability of the provider. Here’s what you can do:
- Research the insurance company’s reputation and financial stability.
- Read customer reviews and ratings to gauge their level of customer satisfaction.
- Check if the insurance provider is licensed and regulated by the appropriate authorities.
- Understand the terms and conditions of the policy, including coverage limits, deductibles, and exclusions.
Can I modify my cheap Hyundai Santa Fe auto insurance coverage later?
Yes, in most cases, you can modify your auto insurance coverage even if you initially purchased a cheap policy. You can contact your insurance provider to discuss your options and make any necessary adjustments to your coverage.
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Brad Larson
Licensed Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.