Buy Cheap Jeep Cherokee Auto Insurance in 2024
If you want to buy inexpensive Jeep Cherokee insurance coverage then you should know that a policy will cost $137 per month ($1,640 per year) on average. On average, comprehensive coverage costs $399, collision coverage costs $583, and liability coverage costs $463 for Jeep Cherokee insurance.
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Heidi Mertlich
Licensed Insurance Agent
Heidi works with top-rated insurance carriers to bring her clients the highest quality protection at the most competitive prices. She founded NoPhysicalTermLife.com, specializing in life insurance that doesn’t require a medical exam. Heidi is a regular contributor to several insurance websites, including FinanceBuzz.com, Insurist.com, and Forbes. As a parent herself, she understands the need ...
Licensed Insurance Agent
UPDATED: Jan 27, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jan 27, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- Full coverage costs around $1,640 a year or $137 each month
- A liability-only policy costs around $658 a year or $55 each month
- Highest rates are for teenage drivers at around $5,994 a year or $500 each month
- Good drivers can save as much as $676 a year by earning policy discounts
- Jeep Cherokee insurance costs around $121 more per year than the average vehicle
Jeep Cherokee insurance rates can be pricy. Jeep Cherokee insurance costs around $121 more per year than the average vehicle. To discover how to save on Jeep Cherokee insurance rates, read our guide to see what important factors determine rates.
You can start comparing quotes for Jeep Cherokee car insurance rates from some of the best car insurance companies by using our free online tool now.
Jeep Cherokee Insurance Cost
The average auto insurance rates for a Jeep Cherokee cost $1,640 a year or $137 a month.
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Are Jeep Cherokees Expensive to Insure?
The chart below details how Jeep Cherokee insurance rates compare to other SUVs like the Volkswagen Touareg, Kia Telluride, and Toyota Sequoia.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Jeep Cherokee | $348 | $626 | $466 | $1,640 |
| Volkswagen Touareg | $372 | $690 | $390 | $1,610 |
| Kia Telluride | $376 | $688 | $316 | $1,516 |
| Toyota Sequoia | $332 | $566 | $398 | $1,454 |
| BMW X5 | $444 | $750 | $372 | $1,724 |
| Nissan Armada | $306 | $536 | $338 | $1,316 |
| Acura MDX | $376 | $562 | $372 | $1,468 |
However, there are a few things you can do to find the cheapest Jeep insurance rates online.
Read more:
What Impacts the Cost of Jeep Cherokee Insurance?
The Jeep Cherokee trim and model you choose can impact the total price you will pay for Jeep Cherokee insurance coverage.
Age of the Vehicle
Older Jeep Cherokee models generally cost less to insure. For example, car insurance for a 2020 Jeep Cherokee costs $1,640, while 2014 Jeep Cherokee insurance costs are $1,534, a difference of $106.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2020 Jeep Cherokee | $348 | $626 | $466 | $1,640 |
| 2019 Jeep Cherokee | $332 | $600 | $488 | $1,620 |
| 2018 Jeep Cherokee | $320 | $596 | $498 | $1,614 |
| 2017 Jeep Cherokee | $308 | $582 | $520 | $1,610 |
| 2016 Jeep Cherokee | $298 | $558 | $536 | $1,592 |
| 2015 Jeep Cherokee | $282 | $538 | $554 | $1,574 |
| 2014 Jeep Cherokee | $270 | $500 | $564 | $1,534 |
Driver Age
Driver age can have a significant impact on Jeep Cherokee auto insurance rates. As an example, a 40-year-old driver could pay $173 less each month for their Jeep Cherokee auto insurance compared to a 20-year-old driver.
Driver Location
Where you live can have a large impact on Jeep Cherokee insurance rates. For example, drivers in New York may pay $426 a year more than drivers in Chicago.
Your Driving Record
Your driving record can have an impact on the cost of Jeep Cherokee auto insurance. Teens and drivers in their 20’s see the highest jump in their Jeep Cherokee car insurance with violations on their driving record.
Jeep Cherokee Safety Ratings
The Jeep Cherokee’s safety ratings will affect your Jeep Cherokee car insurance rates. See the chart below:
| Test Type | Rating |
| Small overlap front: driver-side | Good |
|---|---|
| Small overlap front: passenger-side | Good |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Jeep Cherokee Crash Test Ratings
Not only do good Jeep Cherokee crash test ratings mean you are better protected in a crash, but good crash ratings also mean cheaper Jeep Cherokee auto insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Jeep Cherokee SUV FWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2020 Jeep Cherokee SUV 4WD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2019 Jeep Cherokee SUV 4WD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2019 Jeep Cherokee SUV 2WD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2018 Jeep Cherokee SUV 4WD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2018 Jeep Cherokee SUV 2WD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2017 Jeep Cherokee SUV 4WD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2017 Jeep Cherokee SUV 2WD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2016 Jeep Cherokee SUV 4WD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2016 Jeep Cherokee SUV 2WD | 4 stars | 4 stars | 5 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Jeep Cherokee Safety Features
Having a variety of safety features on your Jeep Cherokee can help lower your insurance costs. The 2020 Jeep Cherokee’s safety features include:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- Rear Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Integrated Turn Signal Mirrors
- Traction Control
- Blind Spot Monitor
- Lane Departure Warning
- Lane Keeping Assist
Jeep Cherokee Insurance Loss Probability
The Jeep Cherokee’s insurance loss probability varies between different coverage types. The lower percentage means lower Jeep Cherokee auto insurance costs; higher percentages mean higher Jeep Cherokee auto insurance costs.
| Insurance Coverage Category | Loss Rate |
| Collision | -24% |
|---|---|
| Property Damage | 5% |
| Comprehensive | -23% |
| Personal Injury | -13% |
| Medical Payment | -10% |
| Bodily Injury | 9% |
| Source: Insurance Institute for Highway Safety | |
Jeep Cherokee Finance and Insurance Cost
If you are financing a Jeep Cherokee, most lenders will require your carry higher Jeep Cherokee coverage options including comprehensive coverage, so be sure to shop around and compare Jeep Cherokee auto insurance quotes from the best auto insurance companies using our FREE tool below.
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Ways to Save on Jeep Cherokee Insurance
You have more options at your disposal to save money on your Jeep Cherokee car insurance costs. For example, try these five tips:
- Pay Your Jeep Cherokee Insurance Upfront
- Spy on Your Teen Driver
- Improve Your Credit Score
- Ask About Jeep Cherokee Low Mileage Discounts
- Park Your Jeep Cherokee Somewhere Safe – like a Garage or Private Driveway
Top Jeep Cherokee Insurance Companies
Who is the top car insurance company for Jeep Cherokee insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Jeep Cherokee auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Jeep Cherokee offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
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You can start comparing quotes for Jeep Cherokee insurance from some of the top car insurance companies by using our free online tool today.
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Frequently Asked Questions
Are there any specific safety features on the Jeep Cherokee that can help reduce insurance costs?
Yes, the Jeep Cherokee includes several safety features that may reduce your insurance prices. The following are the top seven features:
- advanced airbags
- anti-lock brakes
- traction control
- electronic stability control
- lane departure warning
- blind-spot monitoring
- forward collision warning
How can I find cheap auto insurance for my Jeep Cherokee?
To find cheap auto insurance for your Jeep Cherokee, consider the following five tips:
- Shop around and compare quotes from multiple insurance providers.
- Maintain a clean driving record and avoid accidents or traffic violations.
- Opt for a higher deductible, which can lower your premiums.
- Inquire about any available discounts, such as multi-policy or safe driver discounts.
- Explore usage-based insurance programs that can offer discounts based on your driving habits.
Does the cost of insurance vary based on the model year of my Jeep Cherokee?
Yes, the model year of your Jeep Cherokee can impact your insurance rates. Generally, newer vehicles may have higher insurance premiums due to the cost of repairs or replacement parts. However, safety features and anti-theft devices commonly found in newer models may help offset the higher costs.
Are there any insurance providers that specialize in offering cheap auto insurance for Jeep Cherokee owners?
While many insurance companies offer coverage for Jeep Cherokee vehicles, the rates and discounts they provide can vary. It’s recommended to research and compare quotes from multiple insurance providers to find the most affordable option tailored to your specific needs.
Can I lower my insurance costs by taking a defensive driving course?
Yes, completing a defensive driving course may help reduce your auto insurance premiums, as it demonstrates your commitment to safe driving. Contact your insurance provider to inquire about approved courses and the potential discount you can receive.
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Heidi Mertlich
Licensed Insurance Agent
Heidi works with top-rated insurance carriers to bring her clients the highest quality protection at the most competitive prices. She founded NoPhysicalTermLife.com, specializing in life insurance that doesn’t require a medical exam. Heidi is a regular contributor to several insurance websites, including FinanceBuzz.com, Insurist.com, and Forbes. As a parent herself, she understands the need ...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.