Buy Cheap Chrysler Pacifica Auto Insurance in 2024
If you want to buy inexpensive Chrysler Pacifica insurance coverage then you should know that a policy will cost $111 per month ($1,332 per year) on average. On average, Chrysler Pacifica comprehensive insurance coverage costs $324, collision coverage costs $474, and liability coverage costs $376.
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Schimri Yoyo
Licensed Agent & Financial Advisor
Schimri Yoyo is a financial advisor with active insurance licenses in seven states and over 20 years of professional experience. During his career, he has held roles at Foresters Financial, Strayer University, Minnesota Life, Securian Financial Services, Delaware Valley Advisors, Bridgemark Wealth Management, and Fidelity. Schimri is an educator eager to assist individuals and families in ach...
Licensed Agent & Financial Advisor
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Key Takeaways:
- Full coverage costs around $1,332 a year or $111 each month
- A liability-only policy costs around $534 a year or $45 each month
- Highest rates are for teenage drivers at around $4,868 a year or $406 each month
- Good drivers can save as much as $549 a year by earning policy discounts
- Chrysler Pacifica insurance costs around $187 less per year than the average vehicle
Don’t let searching for Chrysler Pacifica insurance rates ruin your day. Chrysler Pacifica insurance costs around $187 less per year than the average vehicle. Our guide covers all the factors that go into Chrysler Pacifica insurance rates, from the price of your Chrysler Pacifica to its safety ratings.
You can start comparing quotes for Chrysler Pacifica car insurance rates from some of the best car insurance companies by using our free online tool now.
Chrysler Pacifica Insurance Cost
The average Chrysler Pacifica car insurance costs are $1,332 a year or $111 a month.
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Are Chrysler Pacificas Expensive to Insure?
The chart below details how Chrysler Pacifica insurance rates compare to other vans like the Kia Sedona, Dodge Grand Caravan, and Toyota Sienna.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Chrysler Pacifica | $348 | $532 | $316 | $1,332 |
| Kia Sedona | $282 | $448 | $338 | $1,204 |
| Dodge Grand Caravan | $308 | $438 | $372 | $1,276 |
| Toyota Sienna | $294 | $532 | $372 | $1,356 |
| Honda Odyssey | $280 | $532 | $372 | $1,342 |
However, there are a few things you can do to find the cheapest Chrysler insurance rates online.
Read more: Buy Cheap Dodge Auto Insurance
What Impacts the Cost of Chrysler Pacifica Insurance?
The Chrysler Pacifica trim and model you choose can impact the total price you will pay for Chrysler Pacifica car insurance coverage.
Age of the Vehicle
The average Chrysler Pacifica car insurance rates are higher for newer models. For example, car insurance rates for a 2020 Chrysler Pacifica are $1,332, while 2017 Chrysler Pacifica rates are $1,292, a difference of $40.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2020 Chrysler Pacifica | $348 | $532 | $316 | $1,332 |
| 2019 Chrysler Pacifica | $332 | $512 | $332 | $1,312 |
| 2018 Chrysler Pacifica | $320 | $506 | $338 | $1,300 |
| 2017 Chrysler Pacifica | $308 | $494 | $354 | $1,292 |
Driver Age
Driver age can have a significant effect on Chrysler Pacifica car insurance rates. As an example, a 30-year-old driver pays around $59 more each year for their Chrysler Pacifica car insurance than a 40-year-old driver.
Driver Location
Where you live can have a large impact on Chrysler Pacifica insurance rates. For example, drivers in Los Angeles may pay $493 a year more than drivers in Philadelphia.
Your Driving Record
Your driving record can have an impact on the cost of Chrysler Pacifica auto insurance. Teens and drivers in their 20’s see the highest jump in their Chrysler Pacifica car insurance with violations on their driving record.
Chrysler Pacifica Safety Ratings
The Chrysler Pacifica’s safety ratings will affect your Chrysler Pacifica auto insurance rates. See the chart below:
| Test Type | Rating |
| Small overlap front: driver-side | Good |
|---|---|
| Small overlap front: passenger-side | Acceptable |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Chrysler Pacifica Crash Test Ratings
Chrysler Pacifica crash test ratings can impact your Chrysler Pacifica car insurance rates. See Chrysler Pacifica crash test results below:
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Chrysler Pacifica PHEV Hybrid MV FWD | N/R | N/R | N/R | N/R |
| 2020 Chrysler Pacifica MV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2019 Chrysler Pacifica VAN FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2019 Chrysler Pacifica PHEV VAN FWD | N/R | N/R | N/R | N/R |
| 2018 Chrysler Pacifica VAN FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2018 Chrysler Pacifica PHEV VAN FWD | N/R | N/R | N/R | N/R |
| 2017 Chrysler Pacifica VAN FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2017 Chrysler Pacifica PHEV VAN FWD | N/R | N/R | N/R | N/R |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Chrysler Pacifica Safety Features
The Chrysler Pacifica safety features can help lower insurance costs. The 2020 Chrysler Pacifica has the following safety features:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Traction Control
- Blind Spot Monitor
- Lane Departure Warning
- Lane Keeping Assist
Chrysler Pacifica Finance and Insurance Cost
If you are financing a Chrysler Pacifica, most lenders will require your carry higher Chrysler Pacifica coverage options including comprehensive coverage, so be sure to shop around and compare Chrysler Pacifica auto insurance quotes from the best auto insurance companies using our FREE tool below.
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Ways to Save on Chrysler Pacifica Insurance
You have more options at your disposal to save money on your Chrysler Pacifica auto insurance costs. For example, try taking advantage of the following five strategies to reduce your Chrysler Pacifica car insurance rates
- Don’t Always Pick the Cheapest Chrysler Pacifica Insurance Policy
- Check Reviews and State Complaints Before You Choose an Insurer
- Apply for Your Full, Unrestricted License as Soon as You’re Eligible
- Provide Your Chrysler Pacifica VIN When Requesting Chrysler Pacifica Auto Insurance Quotes
- Purchase a Roadside Assistance Program for Your Chrysler Pacifica
Top Chrysler Pacifica Insurance Companies
The best auto insurance companies for Chrysler Pacifica car insurance rates will offer competitive rates, discounts, and account for the Chrysler Pacifica’s safety features. The following list of car insurance companies outlines which companies hold the highest market share.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
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Frequently Asked Questions
How can I buy cheap Chrysler Pacifica auto insurance?
Here are a few strategies to potentially lower the cost of Chrysler Pacifica auto insurance:
- Shop around and compare quotes from multiple insurance providers to find the best rates.
- Maintain a clean driving record, as insurers often offer lower rates to drivers with fewer accidents or violations.
- Opt for a higher deductible, which can help lower your premium. However, make sure you can afford the deductible amount in case of a claim.
- Inquire about available discounts, such as safe driver discounts, multi-policy discounts, or discounts for safety features on your vehicle.
- Consider bundling your auto insurance with other policies, like homeowners or renters insurance, as this may lead to savings.
Are there any downsides to buying cheap auto insurance?
While cheap auto insurance can help save money, there are some potential downsides to consider:
- Limited coverage: Cheap insurance policies often come with minimal coverage, which may not adequately protect you in the event of an accident or other incidents.
- Higher deductibles: To keep premiums low, insurers may require higher deductibles, meaning you’ll have to pay more out of pocket before your coverage kicks in.
- Subpar customer service: Some low-cost insurers may not provide the same level of customer service or claims support as more reputable companies.
- Limited network: Cheap insurance providers might have a limited network of repair shops or preferred providers, which could affect your choices when getting repairs done.
Is the Chrysler Pacifica expensive to insure compared to other vehicles?
Insurance rates for the Chrysler Pacifica can vary depending on several factors, including your location, driving history, and the coverage options you choose. While it’s not possible to provide a definitive answer, the Chrysler Pacifica is generally considered to have average insurance costs compared to other similar vehicles in its class.
What factors can affect the cost of Chrysler Pacifica auto insurance?
Several factors can influence the cost of Chrysler Pacifica auto insurance, including:
- Your driving record: Drivers with a clean record typically pay lower premiums compared to those with accidents or traffic violations.
- Location: Insurance rates can vary based on where you live, as areas with higher crime rates or more traffic congestion may lead to higher premiums.
- Age and gender: Younger drivers and male drivers typically face higher insurance rates due to statistical risk factors.
- Coverage options: The type and amount of coverage you choose will impact the cost of insurance.
- Vehicle features: Safety features, such as anti-lock brakes, airbags, and security systems, can lead to discounts on insurance premiums.
Is it advisable to solely focus on buying the cheapest insurance for my Chrysler Pacifica?
While cost is an important factor when purchasing insurance, it’s not the only factor to consider. It’s generally not advisable to solely focus on buying the cheapest insurance for your Chrysler Pacifica. It’s crucial to balance cost savings with adequate coverage and quality service. Cheaper policies may offer limited coverage or come from less reputable insurers, which could result in inadequate protection or difficulties during the claims process. It’s recommended to consider the overall value, coverage options, customer reviews, and reliability of the insurance provider when making a decision.
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Schimri Yoyo
Licensed Agent & Financial Advisor
Schimri Yoyo is a financial advisor with active insurance licenses in seven states and over 20 years of professional experience. During his career, he has held roles at Foresters Financial, Strayer University, Minnesota Life, Securian Financial Services, Delaware Valley Advisors, Bridgemark Wealth Management, and Fidelity. Schimri is an educator eager to assist individuals and families in ach...
Licensed Agent & Financial Advisor
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.