Buy Cheap Mazda RX-8 Auto Insurance in 2024
Getting Mazda RX-8 insurance quotes will cost on average $106 per month ($1,276 per year). You can find cheap Mazda RX-8 insurance rates if you are a good driver—Mature drivers with good driving records may find rates as low as $750 a year.
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Justin Wright
Licensed Insurance Agent
Justin Wright has been a licensed insurance broker for over 9 years. After graduating from Southeastern Seminary with a Masters in Philosophy, Justin started his career as a professor, teaching Philosophy and Ethics. Later, Justin obtained both his Property & Casualty license and his Life and Health license and began working for State Farm and Allstate. In 2020, Justin began working as an i...
Licensed Insurance Agent
UPDATED: Jul 20, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jul 20, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- Full coverage costs around $1,276 a year or $106 each month
- A liability-only policy costs around $511 a year or $43 each month
- Highest rates are for teenage drivers at around $4,664 a year or $389 each month
- Good drivers can save as much as $526 a year by earning policy discounts
- Mazda RX-8 insurance costs around $243 less per year than the average vehicle
Mazda RX-8 insurance rates don’t need to be expensive. The average full coverage policy for a Mazda RX-8 costs around $1,276 a year, or $106 each month. To help you understand how to save on Mazda RX-8 insurance, we cover the critical factors that determine your Mazda RX-8 insurance rates.
You can start comparing quotes for Mazda RX-8 car insurance rates from some of the best car insurance companies by using our free online tool now.
Mazda RX-8 Insurance Cost
The average Mazda RX-8 car insurance costs are $1,276 a year or $106 a month.
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Are Mazda RX-8s Expensive to Insure?
The chart below details how Mazda RX-8 insurance rates compare to other coupes like the Dodge Challenger, Infiniti Q60, and Nissan 370Z.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Dodge Challenger | $404 | $688 | $420 | $1,692 |
| Infiniti Q60 | $382 | $744 | $398 | $1,682 |
| Nissan 370Z | $332 | $714 | $450 | $1,676 |
| Audi TT | $382 | $714 | $398 | $1,652 |
| Cadillac ATS Coupe | $344 | $686 | $398 | $1,586 |
| Mercedes-Benz CLA 250 | $406 | $834 | $398 | $1,796 |
However, there are a few things you can do to find the cheapest Mazda insurance rates online.
What Impacts the Cost of Mazda RX-8 Insurance?
The Mazda RX-8 trim and model you choose will affect the total price you will pay for Mazda RX-8 insurance coverage.
Age of the Vehicle
Older Mazda RX-8 models generally cost less to insure. For example, car insurance for a 2011 Mazda RX-8 costs $1,276, while 2010 Mazda RX-8 insurance costs are $1,246, a difference of $30.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2011 Mazda RX-8 | $250 | $408 | $460 | $1,276 |
| 2010 Mazda RX-8 | $242 | $382 | $464 | $1,246 |
Driver Age
Driver age can have a significant effect on the cost of Mazda RX-8 car insurance. For example, 30-year-old drivers pay approximately $56 more for their Mazda RX-8 car insurance than 40-year-old drivers.
Driver Location
Where you live can have a large impact on Mazda RX-8 insurance rates. For example, drivers in Los Angeles may pay $1,097 a year more than drivers in Indianapolis.
Your Driving Record
Your driving record can have an impact on the cost of Mazda RX-8 auto insurance. Teens and drivers in their 20’s see the highest jump in their Mazda RX-8 auto insurance rates with violations on their driving record.
Mazda RX-8 Safety Ratings
Your Mazda RX-8 car insurance rates are influenced by the safety ratings of the Mazda RX-8. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | N/R |
|---|---|
| Small overlap front: passenger-side | N/R |
| Moderate overlap front | N/R |
| Side | N/R |
| Roof strength | N/R |
| Head restraints and seats | N/R |
| Source: Insurance Institute for Highway Safety | |
Mazda RX-8 Crash Test Ratings
The crash test ratings of the Mazda RX-8 can impact your Mazda RX-8 car insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2011 Mazda RX-8 4 DR RWD | N/R | N/R | N/R | 5 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Mazda RX-8 Safety Features
The more safety features you have on your Mazda RX-8, the more likely it is that you can earn a discount. The Mazda RX-8’s safety features include:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
Mazda RX-8 Finance and Insurance Cost
If you are financing a Mazda RX-8, you will pay more if you purchase Mazda RX-8 auto insurance at the dealership, so be sure to shop around and compare Mazda RX-8 auto insurance quotes from the best companies using our FREE tool below.
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Ways to Save on Mazda RX-8 Insurance
Drivers can end up saving more money on their Mazda RX-8 car insurance rates by employing any one of the following strategies.
- Start Searching for New Mazda RX-8 Car Insurance a Month Before Your Renewal
- Apply for Your Full, Unrestricted License as Soon as You’re Eligible
- Ask About Mazda RX-8 Low Mileage Discounts
- Compare Insurance Companies After Moving
- Pay Your Mazda RX-8 Insurance Upfront
Top Mazda RX-8 Insurance Companies
Who is the top car insurance company for Mazda RX-8 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Mazda RX-8 auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Mazda RX-8 offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
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Start comparing Mazda RX-8 insurance rates and buy cheap Mazda auto insurance from some of the best car insurance companies by using our free online tool now.
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Frequently Asked Questions
What factors determine the cost of Mazda RX-8 auto insurance?
The cost of Mazda RX-8 auto insurance can be influenced by various factors, including the driver’s age, driving history, location, insurance coverage options, deductibles, and the model and year of the RX-8. Additionally, factors such as the car’s safety features, mileage, and usage can also affect insurance premiums.
Can I get cheap insurance for a Mazda RX-8?
While insurance premiums for sports cars like the Mazda RX-8 tend to be higher due to their performance capabilities, it is still possible to find affordable insurance rates. To get cheap insurance for a Mazda RX-8, you can consider factors such as maintaining a clean driving record, increasing your deductible, shopping around for quotes from different insurance providers, bundling your insurance policies, and taking advantage of any available discounts.
What are some pros of buying insurance for a Mazda RX-8?
- Insurance coverage provides financial protection in case of accidents, theft, or damage to your Mazda RX-8.
- Comprehensive coverage can cover non-accident-related damage, such as vandalism or weather-related incidents.
- Liability coverage helps protect you financially if you’re at fault in an accident and cause damage to another person’s property or injuries to others.
- Insurance can provide peace of mind knowing that you are financially protected in case of unforeseen events.
What are some cons of buying insurance for a Mazda RX-8?
- Insurance premiums for sports cars like the Mazda RX-8 are generally higher due to the increased risk associated with these types of vehicles.
- The cost of parts and repairs for a Mazda RX-8 can be higher compared to other cars, which may affect insurance premiums.
- Insurance rates can also be influenced by the driver’s age, driving history, and location, which may further increase the overall cost of coverage.
- Optional coverage options, such as comprehensive and collision, can increase the overall cost of insurance for the Mazda RX-8.
Are there any specific insurance discounts available for a Mazda RX-8?
Insurance providers may offer various discounts that can help reduce the cost of insurance for a Mazda RX-8. Some common discounts include multi-policy discounts for bundling your auto insurance with other policies, good driver discounts for maintaining a clean driving record, anti-theft device discounts, and discounts for safety features such as anti-lock brakes or airbags. It’s best to check with your insurance provider to see what discounts may be available to you.
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Justin Wright
Licensed Insurance Agent
Justin Wright has been a licensed insurance broker for over 9 years. After graduating from Southeastern Seminary with a Masters in Philosophy, Justin started his career as a professor, teaching Philosophy and Ethics. Later, Justin obtained both his Property & Casualty license and his Life and Health license and began working for State Farm and Allstate. In 2020, Justin began working as an i...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.