Buy Cheap BMW 4 Series Gran Coupe Auto Insurance in 2024
Auto insurance for the BMW 4 Series Gran Coupe will vary a lot, because it's based on personal factors like your driving habits, where you live, and how much you drive. The BMW 4 Series Gran Coupe has numerous safety features that can help reduce car insurance rates. To find the best deal on BMW 4 Series Gran Coupe auto insurance, it's best to compare multiple companies.
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Kalyn Johnson
Insurance Claims Support & Sr. Adjuster
Kalyn grew up in an insurance family with a grandfather, aunt, and uncle leading successful careers as insurance agents. She soon found she has similar interests and followed in their footsteps. After spending about ten years working in the insurance industry as both an appraiser dispatcher and a senior property claims adjuster, she decided to combine her years of insurance experience with another...
Insurance Claims Support & Sr. Adjuster
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Crash test ratings have an impact on BMW 4 Series Gran Coupe auto insurance rates
- Safety features of the BMW 4 Series Gran Coupe can earn you a car insurance discount
- The cost of insurance for a BMW 4 Series Gran Coupe depends on the trim level
Before you buy a BMW 4 Series Gran Coupe, or even if you already own one, you’ll want to get the best BMW 4 Series Gran Coupe auto insurance rates. The cost of auto insurance for a BMW 4 Series Gran Coupe can vary from company to company and be based on personal factors like driving record, too.
The best way to get affordable BMW 4 Series Gran Coupe auto insurance is to shop around and compare. Before you do that, take a look at the details we’ve gathered on what affects BMW auto insurance for a 4 Series Gran Coupe. You can also compare BMW 4 Series Gran Coupe auto insurance rates to the average cost of insurance for competitors like Hyundai Veloster and BMW 1 Series M.
To compare BMW 4 Series Gran Coupe auto insurance quotes from top companies, enter your ZIP code above now. It’s fast and free.
Are vehicles like the BMW 4 Series Gran Coupe expensive to insure?
Take a look at how insurance rates for similar models to the BMW 4 Series Gran Coupe look. These insurance rates for other coupes like the Hyundai Veloster, BMW 1 Series M, and Mercury Montego give you a good idea of what to expect.
Read More: Buy Cheap Porsche Auto Insurance
Insurance Rates for Vehicles Similar to the BMW 4 Series Gran Coupe
| Vehicle | Comprehensive | Collision | Liability | Total |
|---|---|---|---|---|
| Porsche 911 | $482 | $1,042 | $398 | $2,080 |
| Hyundai Veloster | $308 | $524 | $416 | $1,406 |
| Chevrolet Corvette | $494 | $922 | $264 | $1,790 |
| Infiniti Q60 | $382 | $744 | $398 | $1,682 |
| MINI Hardtop 2 Door | $282 | $536 | $338 | $1,292 |
| Audi TT | $382 | $714 | $398 | $1,652 |
| Audi S5 | $394 | $864 | $398 | $1,814 |
| Subaru BRZ | $320 | $524 | $354 | $1,334 |
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What impacts the cost of BMW 4 Series Gran Coupe insurance?
The BMW 4 Series Gran Coupe trim and model you choose can impact the total price you will pay for BMW 4 Series Gran Coupe insurance coverage.
You can also expect your BMW 4 Series Gran Coupe rates to be affected by where you live, your driving history, and in most states your age and gender.
BMW 4 Series Gran Coupe Crash Test Ratings
The BMW 4 Series Gran Coupe crash test ratingswill have an affect on BMW 4 Series Gran Coupe car insurance rates. Take a look at crash test results for the BMW 4 Series Gran Coupe.
BMW 4 Series Gran Coupe Crash Test Ratings
| Vehicle Tested | Overall | Frontal | Side | Rollover |
|---|---|---|---|---|
| 2020 BMW 4 Series Gran Coupe 4 DR RWD | N/R | N/R | N/R | N/R |
| 2020 BMW 4 Series Gran Coupe 4 DR AWD | N/R | N/R | N/R | N/R |
Ways to Save on BMW 4 Series Gran Coupe Insurance
If you want to reduce the cost of your BMW 4 Series Gran Coupe insurance rates, follow these tips below:
- Consider ride sharing services to lower your BMW 4 Series Gran Coupe mileage
- Don’t assume your BMW 4 Series Gran Coupe is cheaper to insure than another vehicle. Compare. Compare. Compare.
- Be picky about who drives your BMW 4 Series Gran Coupe
- Ask about discounts for people with disabilities
- Pay your bills on time — especially BMW 4 Series Gran Coupe payments and insurance
Top BMW 4 Series Gran Coupe Insurance Companies
What is the best auto insurance company for BMW 4 Series Gran Coupe insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering BMW 4 Series Gran Coupe auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features found on the BMW 4 Series Gran Coupe.
Largest Auto Insurers by Market Share
| Rank | Company | Volume | Market Share |
|---|---|---|---|
| 1 | State Farm | $66,153,063 | 9.1% |
| 2 | Geico | $46,358,896 | 6.4% |
| 3 | Progressive | $41,737,283 | 5.7% |
| 4 | Allstate | $39,210,020 | 5.4% |
| 5 | Liberty Mutual | $36,172,570 | 5.0% |
| 6 | Travelers | $28,786,741 | 4.0% |
| 7 | USAA | $24,621,246 | 3.4% |
| 8 | Chubb | $24,199,582 | 3.3% |
| 9 | Farmers | $20,083,339 | 2.8% |
| 10 | Nationwide | $18,499,967 | 2.5% |
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Comparing Free BMW 4 Series Gran Coupe Insurance Quotes Online
Save money by comparing BMW 4 Series Gran Coupe insurance rates with free quotes online now.
Frequently Asked Questions
How can I buy cheap insurance for a BMW 4 Series Gran Coupe?
To find affordable insurance for your BMW 4 Series Gran Coupe, consider the following steps:
- Compare quotes: Obtain quotes from multiple insurance providers to compare prices and coverage options. Online insurance comparison websites can be helpful in this process.
- Opt for higher deductibles: Choosing a higher deductible can lower your premium costs. However, ensure that you can afford to pay the deductible amount in the event of a claim.
- Maintain a clean driving record: A good driving history can positively impact your insurance rates. Avoid traffic violations and accidents to keep your premiums lower.
- Bundle your policies: If you have multiple insurance needs, such as home and auto, consider bundling them with the same insurance provider. Many insurers offer discounts for bundling policies.
- Explore discounts: Inquire about available discounts such as safe driver discounts, low mileage discounts, or discounts for safety features on your BMW 4 Series Gran Coupe. Some insurance companies may offer discounts for installing anti-theft devices or taking defensive driving courses.
Are BMW 4 Series Gran Coupes expensive to insure?
Insurance costs can vary depending on several factors such as the model year, trim level, your location, driving history, and the insurance provider you choose. While BMW vehicles generally have higher insurance rates due to their luxury status, the specific cost for a BMW 4 Series Gran Coupe can vary. Factors like safety features, repair costs, and theft rates can also influence insurance premiums. It is advisable to obtain quotes from multiple insurance providers to determine the cost of insurance for your specific BMW 4 Series Gran Coupe.
What factors influence the cost of insurance for a BMW 4 Series Gran Coupe?
Several factors can affect the cost of insurance for a BMW 4 Series Gran Coupe, including:
- Model year and trim level: Newer models or higher trim levels may have higher insurance rates due to higher repair costs.
- Location: Insurance premiums can vary based on your geographic location due to factors such as local crime rates, population density, and accident statistics.
- Driving history: Your personal driving record, including past accidents and traffic violations, can impact your insurance rates.
- Annual mileage: The more you drive, the higher the risk of an accident, which can lead to higher insurance premiums.
- Insurance provider: Each insurance company has its own pricing and underwriting guidelines, which can result in varying premiums for the same vehicle.
What types of coverage should I consider for my BMW 4 Series Gran Coupe?
When insuring your BMW 4 Series Gran Coupe, consider the following types of coverage:
- Liability coverage: This covers bodily injury and property damage if you are at fault in an accident.
- Collision coverage: This pays for repairs to your vehicle in the event of a collision, regardless of fault.
- Comprehensive coverage: This covers non-collision incidents such as theft, vandalism, or damage from natural disasters.
- Uninsured/underinsured motorist coverage: This protects you if you’re involved in an accident with a driver who has insufficient or no insurance.
- Personal injury protection (PIP) or medical payments coverage: This covers medical expenses for you and your passengers after an accident.
Should I choose the minimum required insurance coverage for my BMW 4 Series Gran Coupe?
While minimum required insurance coverage can meet legal obligations, it may not provide adequate protection for your BMW 4 Series Gran Coupe. Consider the value of your vehicle, potential repair costs, and your personal financial situation when deciding on coverage limits. Comprehensive and collision coverage, although not legally required, can provide valuable protection for your vehicle. It is advisable to consult with an insurance professional to understand the coverage options available and make an informed decision based on your specific needs.
Compare Quotes From Top Companies and Save
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Kalyn Johnson
Insurance Claims Support & Sr. Adjuster
Kalyn grew up in an insurance family with a grandfather, aunt, and uncle leading successful careers as insurance agents. She soon found she has similar interests and followed in their footsteps. After spending about ten years working in the insurance industry as both an appraiser dispatcher and a senior property claims adjuster, she decided to combine her years of insurance experience with another...
Insurance Claims Support & Sr. Adjuster
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.