Buy Cheap Cedar Grove, WV Auto Insurance in 2024
Cedar Grove, WV auto insurance rates average $324 a month. Minimum auto insurance requirements in Cedar Grove, West Virginia are 25/50/25 to comply with West Virginia laws. To buy cheap auto insurance in Cedar Grove, WV, compare Cedar Grove auto insurance quotes from top companies.
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Schimri Yoyo
Licensed Agent & Financial Advisor
Schimri Yoyo is a financial advisor with active insurance licenses in seven states and over 20 years of professional experience. During his career, he has held roles at Foresters Financial, Strayer University, Minnesota Life, Securian Financial Services, Delaware Valley Advisors, Bridgemark Wealth Management, and Fidelity. Schimri is an educator eager to assist individuals and families in ach...
Licensed Agent & Financial Advisor
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average auto insurance rates in Cedar Grove, WV for teens drivers are $7,822/year
- Average auto insurance rates in Cedar Grove, WV are $324/month
- Average auto insurance rates in Cedar Grove, WV after a DUI are $4,766/year
Finding affordable Cedar Grove, West Virginia auto insurance can be challenging, but everything you need to know to buy cheap Cedar Grove, WV auto insurance with confidence is right here. Auto insurance rates in Cedar Grove are affected by local factors as well as personal ones like your driving record.
See how Cedar Grove, WV car insurance rates compare to Fairmont auto insurance rates, Beckley auto insurance rates, and Huntington auto insurance rates before you read more about the cost of auto insurance in Cedar Grove.
Don’t buy Cedar Grove, WV auto insurance until you’ve compared rates. Get free Cedar Grove, West Virginia auto insurance quotes when you enter your ZIP code above.
Cedar Grove, WV Minimum Auto Insurance Requirements
The required auto insurance in Cedar Grove, WV is 25/50/25 according to the auto insurance laws in West Virginia. The minimum auto insurance in Cedar Grove, West Virginia is outlined here.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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Find Cheap Cedar Grove, WV Auto Insurance by Credit History
Your credit can have an impact on what you pay for auto insurance in Cedar Grove, WV. Take a look at Cedar Grove, West Virginia auto insurance rates by credit history.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $5,786 | $4,591 | $3,917 |
| Geico | $4,218 | $3,432 | $2,847 |
| Liberty Mutual | $9,348 | $5,760 | $4,525 |
| Nationwide | $3,536 | $2,984 | $2,796 |
| Progressive | $4,589 | $4,011 | $3,732 |
| State Farm | $3,309 | $2,015 | $1,582 |
| USAA | $4,232 | $2,440 | $1,954 |
Buy Cheap Cedar Grove, WV Auto Insurance by Age, Gender, and Marital Status
Do age, gender, and marital status affect Cedar Grove, West Virginia auto insurance rates? Find out how car insurance rates in Cedar Grove, WV are impacted by demographics.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,860 | $2,649 | $2,566 | $2,572 | $10,381 | $10,807 | $3,142 | $3,140 |
| Geico | $2,478 | $2,442 | $2,354 | $2,282 | $6,153 | $7,420 | $2,381 | $2,481 |
| Liberty Mutual | $3,685 | $3,997 | $2,962 | $3,609 | $14,159 | $15,975 | $3,796 | $4,171 |
| Nationwide | $2,046 | $2,075 | $1,863 | $1,950 | $5,356 | $6,767 | $2,313 | $2,474 |
| Progressive | $2,104 | $2,018 | $1,952 | $1,945 | $9,289 | $10,461 | $2,523 | $2,596 |
| State Farm | $1,658 | $1,658 | $1,497 | $1,497 | $3,751 | $4,840 | $1,965 | $1,548 |
| USAA | $1,697 | $1,671 | $1,580 | $1,589 | $5,665 | $6,259 | $2,191 | $2,350 |
Buy Cheap Cedar Grove, WV Auto Insurance for Teen Drivers
Auto insurance for teenagers in Cedar Grove can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Cedar Grove, WV are listed here.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $10,381 | $10,807 |
| Geico | $6,153 | $7,420 |
| Liberty Mutual | $14,159 | $15,975 |
| Nationwide | $5,356 | $6,767 |
| Progressive | $9,289 | $10,461 |
| State Farm | $3,751 | $4,840 |
| USAA | $5,665 | $6,259 |
Buy Cheap Cedar Grove, WV Auto Insurance for Seniors
You can save on senior auto insurance rates in Cedar Grove, West Virginia by comparing Cedar Grove senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Cedar Grove, WV here.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,566 | $2,572 |
| Geico | $2,354 | $2,282 |
| Liberty Mutual | $2,962 | $3,609 |
| Nationwide | $1,863 | $1,950 |
| Progressive | $1,952 | $1,945 |
| State Farm | $1,497 | $1,497 |
| USAA | $1,580 | $1,589 |
Find Cheap Auto Insurance Rates in Cedar Grove, WV by Coverage Level
The amount of coverage you choose is a big factor in the cost of Cedar Grove, West Virginia auto insurance. Compare Cedar Grove, WV auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,579 | $4,756 | $4,959 |
| Geico | $3,286 | $3,508 | $3,702 |
| Liberty Mutual | $6,208 | $6,529 | $6,895 |
| Nationwide | $3,017 | $3,096 | $3,203 |
| Progressive | $3,926 | $4,062 | $4,345 |
| State Farm | $2,165 | $2,295 | $2,445 |
| USAA | $2,770 | $2,870 | $2,986 |
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Find Cheap Cedar Grove, WV Auto Insurance Rates by Commute
How long you’re in your car each day affects the cost of auto insurance in Cedar Grove. Compare auto insurance rates in Cedar Grove, WV by commute length to see how your daily commute impacts your rates.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $4,765 | $4,765 |
| Geico | $3,461 | $3,537 |
| Liberty Mutual | $6,544 | $6,544 |
| Nationwide | $3,105 | $3,105 |
| Progressive | $4,111 | $4,111 |
| State Farm | $2,241 | $2,362 |
| USAA | $2,842 | $2,909 |
Find Cheap Cedar Grove, WV Auto Insurance Rates by Driving Record
Auto insurance rates in Cedar Grove, West Virginia are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Cedar Grove, WV, take a look at the average cost for various violations versus rates for a clean driving record in Cedar Grove.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,015 | $4,763 | $5,711 | $4,569 |
| Geico | $2,170 | $3,484 | $6,012 | $2,329 |
| Liberty Mutual | $5,357 | $6,778 | $7,496 | $6,545 |
| Nationwide | $2,483 | $3,320 | $3,860 | $2,759 |
| Progressive | $3,489 | $4,689 | $4,171 | $4,095 |
| State Farm | $2,108 | $2,495 | $2,302 | $2,302 |
| USAA | $2,258 | $2,675 | $3,813 | $2,755 |
Find Cheap Cedar Grove, WV Auto Insurance Rates After a DUI
The cost of DUI auto insurance in Cedar Grove, West Virginia is higher than for a clean driving record. You can buy auto insurance after a DUI in Cedar Grove for less when you shop around and compare rates from multiple Cedar Grove, WV auto insurance companies.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $5,711 |
| Geico | $6,012 |
| Liberty Mutual | $7,496 |
| Nationwide | $3,860 |
| Progressive | $4,171 |
| State Farm | $2,302 |
| USAA | $3,813 |
Winners by Category: Where to Buy Cheap Auto Insurance in Cedar Grove, WV
Compare rates from the cheapest auto insurance companies in Cedar Grove, WV for your needs. Take a look at how Cedar Grove, West Virginia auto insurance companies stack up for each category.
| Category | Insurance Company |
|---|---|
| Teenagers | State Farm |
| Seniors | State Farm |
| Clean Record | State Farm |
| With 1 Accident | State Farm |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | State Farm |
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Find Cheap Cedar Grove, West Virginia Auto Insurance Companies
If you’re looking for the cheapest Cedar Grove, WV auto insurance companies overall, you can compare them here. Find the best price for Cedar Grove, West Virginia car insurance by company.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $4,765 |
| Geico | $3,499 |
| Liberty Mutual | $6,544 |
| Nationwide | $3,105 |
| Progressive | $4,111 |
| State Farm | $2,302 |
| USAA | $2,875 |
What affects Cedar Grove, West Virginia auto insurance rates?
Local factors affect auto insurance rates in Cedar Grove, WV, including traffic, theft statistics, and commute length. Take a look at the things that impact Cedar Grove auto insurance rates.
Commute Times in Cedar Grove
Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Cedar Grove, WV is 22.0 minutes according to City-Data.
Compare Auto Insurance Quotes in Cedar Grove, WV
You can buy cheap Cedar Grove, WV auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Cedar Grove, West Virginia auto insurance quotes from top companies.
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Frequently Asked Questions
What factors should I consider when buying auto insurance in Cedar Grove, WV?
When purchasing auto insurance in Cedar Grove, WV, consider the following factors:
- Coverage options: Determine the types of coverage you need, such as liability, collision, comprehensive, personal injury protection, or uninsured/underinsured motorist coverage.
- Deductibles: Decide on the deductible amount you’re comfortable with, as it affects your premium and out-of-pocket expenses.
- Policy limits: Ensure your coverage limits adequately protect you in case of an accident or damage.
- Insurance company reputation: Research and choose a reliable insurance company with good customer service and a strong financial standing.
- Premiums: Compare quotes from different insurers to find a balance between affordability and coverage.
How can I find cheap auto insurance in Cedar Grove, WV?
To find affordable auto insurance in Cedar Grove, WV, consider the following tips:
- Shop around: Obtain quotes from multiple insurance providers to compare prices and coverage options.
- Bundle policies: If you have multiple insurance needs, such as home and auto, bundling them with the same insurer may lead to discounts.
- Maintain a good driving record: Safe driving habits and a clean record often result in lower premiums.
- Increase deductibles: Opting for higher deductibles can reduce your premium but remember to choose an amount you can comfortably afford in case of a claim.
- Seek discounts: Inquire about available discounts, such as safe driver discounts, good student discounts, or discounts for installing safety features in your vehicle.
What are the pros of buying cheap auto insurance in Cedar Grove, WV?
The pros of buying cheap auto insurance in Cedar Grove, WV include:
- Cost savings: Cheap auto insurance typically offers lower premiums, allowing you to save money.
- Compliance: Purchasing insurance at an affordable rate helps you meet the legal requirements of carrying auto insurance in West Virginia.
- Basic coverage: Even cheap insurance policies often provide essential coverage, such as liability protection, which can be crucial in case of an accident.
What are the cons of buying cheap auto insurance in Cedar Grove, WV?
The cons of buying cheap auto insurance in Cedar Grove, WV may include:
- Limited coverage: Cheap auto insurance policies may have lower coverage limits, leaving you financially vulnerable in case of significant accidents or damage.
- Higher deductibles: Cheap policies often come with higher deductibles, meaning you’ll need to pay more out of pocket before insurance coverage kicks in.
- Customer service quality: Some budget insurers may not provide the same level of customer service as larger, more established companies.
- Limited additional benefits: Cheap policies may not offer as many additional benefits or add-ons, such as roadside assistance or rental car coverage.
Are there any specific requirements or regulations for auto insurance in Cedar Grove, WV?
Yes, there are specific requirements for auto insurance in Cedar Grove, WV. West Virginia law mandates that drivers carry liability insurance with minimum coverage limits of $25,000 for bodily injury or death per person, $50,000 for bodily injury or death per accident, and $25,000 for property damage per accident. These minimum requirements help ensure that drivers can cover the costs of damages or injuries caused in an accident. It’s important to note that these are the minimum requirements, and it may be advisable to consider higher coverage limits to provide more comprehensive protection.
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Schimri Yoyo
Licensed Agent & Financial Advisor
Schimri Yoyo is a financial advisor with active insurance licenses in seven states and over 20 years of professional experience. During his career, he has held roles at Foresters Financial, Strayer University, Minnesota Life, Securian Financial Services, Delaware Valley Advisors, Bridgemark Wealth Management, and Fidelity. Schimri is an educator eager to assist individuals and families in ach...
Licensed Agent & Financial Advisor
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.