Buy Cheap Beckley, WV Auto Insurance in 2024
Beckley, WV auto insurance rates average $348 a month. Minimum auto insurance requirements in Beckley, West Virginia are 25/50/25 to comply with West Virginia laws. To buy cheap auto insurance in Beckley, WV, compare Beckley auto insurance quotes from top companies.
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Kristen Gryglik
Licensed Insurance Agent
Kristen is a licensed insurance agent working in the greater Boston area. She has over 20 years of experience counseling individuals and businesses on which insurance policies best fit their needs and budgets. She knows everyone has their own unique needs and circumstances, and she is passionate about counseling others on which policy is right for them. Licensed in Massachusetts, New Hampshire,...
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UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average auto insurance rates in Beckley, WV after a DUI are $5,126/year
- The most expensive auto insurance company in Beckley after a DUI is Liberty Mutual
- Average auto insurance rates in Beckley, WV are $348/month
Finding affordable Beckley, West Virginia auto insurance can be challenging, but everything you need to know to buy cheap Beckley, WV auto insurance with confidence is right here. Auto insurance rates in Beckley are affected by local factors as well as personal ones like your driving record.
See how Beckley, WV car insurance rates compare to Bluefield auto insurance rates, Vienna auto insurance rates, and Clarksburg auto insurance rates before you read more about the cost of auto insurance in Beckley.
Don’t buy Beckley, WV auto insurance until you’ve compared rates. Get free Beckley, West Virginia auto insurance quotes when you enter your ZIP code above.
Beckley, WV Minimum Auto Insurance Requirements
The required auto insurance in Beckley, WV is 25/50/25 according to the auto insurance laws in West Virginia. The minimum auto insurance in Beckley, West Virginia is outlined here.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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Find Cheap Beckley, WV Auto Insurance by Credit History
Your credit can have an impact on what you pay for auto insurance in Beckley, WV. Take a look at Beckley, West Virginia auto insurance rates by credit history.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $5,685 | $4,515 | $3,851 |
| Geico | $4,974 | $4,048 | $3,358 |
| Liberty Mutual | $10,208 | $6,280 | $4,925 |
| Nationwide | $3,292 | $2,779 | $2,601 |
| Progressive | $5,425 | $4,757 | $4,430 |
| State Farm | $3,738 | $2,271 | $1,779 |
| USAA | $4,290 | $2,484 | $1,993 |
Buy Cheap Beckley, WV Auto Insurance by Age, Gender, and Marital Status
Do age, gender, and marital status affect Beckley, West Virginia auto insurance rates? Find out how car insurance rates in Beckley, WV are impacted by demographics.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,809 | $2,603 | $2,525 | $2,530 | $10,205 | $10,638 | $3,083 | $3,077 |
| Geico | $2,912 | $2,870 | $2,766 | $2,681 | $7,282 | $8,784 | $2,799 | $2,917 |
| Liberty Mutual | $3,992 | $4,332 | $3,206 | $3,909 | $15,528 | $17,521 | $4,102 | $4,512 |
| Nationwide | $1,910 | $1,936 | $1,744 | $1,821 | $4,982 | $6,271 | $2,159 | $2,303 |
| Progressive | $2,445 | $2,337 | $2,270 | $2,259 | $11,143 | $12,548 | $2,944 | $3,022 |
| State Farm | $1,845 | $1,845 | $1,675 | $1,675 | $4,286 | $5,534 | $2,190 | $1,717 |
| USAA | $1,717 | $1,689 | $1,604 | $1,610 | $5,788 | $6,380 | $2,216 | $2,373 |
Buy Cheap Beckley, WV Auto Insurance for Teen Drivers
Auto insurance for teenagers in Beckley can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Beckley, WV are listed here.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $10,205 | $10,638 |
| Geico | $7,282 | $8,784 |
| Liberty Mutual | $15,528 | $17,521 |
| Nationwide | $4,982 | $6,271 |
| Progressive | $11,143 | $12,548 |
| State Farm | $4,286 | $5,534 |
| USAA | $5,788 | $6,380 |
Buy Cheap Beckley, WV Auto Insurance for Seniors
You can save on senior auto insurance rates in Beckley, West Virginia by comparing Beckley senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Beckley, WV here.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,525 | $2,530 |
| Geico | $2,766 | $2,681 |
| Liberty Mutual | $3,206 | $3,909 |
| Nationwide | $1,744 | $1,821 |
| Progressive | $2,270 | $2,259 |
| State Farm | $1,675 | $1,675 |
| USAA | $1,604 | $1,610 |
Find Cheap Auto Insurance Rates in Beckley, WV by Coverage Level
The amount of coverage you choose is a big factor in the cost of Beckley, West Virginia auto insurance. Compare Beckley, WV auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,499 | $4,675 | $4,878 |
| Geico | $3,872 | $4,139 | $4,369 |
| Liberty Mutual | $6,762 | $7,120 | $7,531 |
| Nationwide | $2,814 | $2,879 | $2,979 |
| Progressive | $4,647 | $4,814 | $5,152 |
| State Farm | $2,431 | $2,590 | $2,767 |
| USAA | $2,808 | $2,917 | $3,042 |
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Find Cheap Beckley, WV Auto Insurance Rates by Commute
How long you’re in your car each day affects the cost of auto insurance in Beckley. Compare auto insurance rates in Beckley, WV by commute length to see how your daily commute impacts your rates.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $4,684 | $4,684 |
| Geico | $4,081 | $4,172 |
| Liberty Mutual | $7,138 | $7,138 |
| Nationwide | $2,891 | $2,891 |
| Progressive | $4,871 | $4,871 |
| State Farm | $2,526 | $2,666 |
| USAA | $2,888 | $2,956 |
Find Cheap Beckley, WV Auto Insurance Rates by Driving Record
Auto insurance rates in Beckley, West Virginia are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Beckley, WV, take a look at the average cost for various violations versus rates for a clean driving record in Beckley.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,949 | $4,684 | $5,611 | $4,492 |
| Geico | $2,558 | $4,109 | $7,093 | $2,746 |
| Liberty Mutual | $5,830 | $7,397 | $8,186 | $7,138 |
| Nationwide | $2,323 | $3,087 | $3,578 | $2,575 |
| Progressive | $4,121 | $5,576 | $4,941 | $4,847 |
| State Farm | $2,368 | $2,823 | $2,596 | $2,596 |
| USAA | $2,292 | $2,722 | $3,876 | $2,799 |
Find Cheap Beckley, WV Auto Insurance Rates After a DUI
The cost of DUI auto insurance in Beckley, West Virginia is higher than for a clean driving record. You can buy auto insurance after a DUI in Beckley for less when you shop around and compare rates from multiple Beckley, WV auto insurance companies.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $5,611 |
| Geico | $7,093 |
| Liberty Mutual | $8,186 |
| Nationwide | $3,578 |
| Progressive | $4,941 |
| State Farm | $2,596 |
| USAA | $3,876 |
Winners by Category: Where to Buy Cheap Auto Insurance in Beckley, WV
Compare rates from the cheapest auto insurance companies in Beckley, WV for your needs. Take a look at how Beckley, West Virginia auto insurance companies stack up for each category.
| Category | Insurance Company |
|---|---|
| Teenagers | State Farm |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | Nationwide |
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Find Cheap Beckley, West Virginia Auto Insurance Companies
If you’re looking for the cheapest Beckley, WV auto insurance companies overall, you can compare them here. Find the best price for Beckley, West Virginia car insurance by company.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $4,684 |
| Geico | $4,126 |
| Liberty Mutual | $7,138 |
| Nationwide | $2,891 |
| Progressive | $4,871 |
| State Farm | $2,596 |
| USAA | $2,922 |
What affects Beckley, West Virginia auto insurance rates?
Local factors affect auto insurance rates in Beckley, WV, including traffic, theft statistics, and commute length. Take a look at the things that impact Beckley auto insurance rates.
Commute Times in Beckley
Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Beckley, WV is 18.3 minutes according to City-Data.
Compare Auto Insurance Quotes in Beckley, WV
You can buy cheap Beckley, WV auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Beckley, West Virginia auto insurance quotes from top companies.
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Frequently Asked Questions
What factors should I consider when buying auto insurance in Beckley, WV?
When buying auto insurance in Beckley, WV, there are several factors to consider. These include the coverage options you need, your driving record, the type of vehicle you own, your credit history, and the deductible amount you are comfortable with.
Are there any specific requirements for auto insurance in Beckley, WV?
Yes, Beckley, WV follows the state’s minimum requirements for auto insurance coverage. Drivers are required to have liability insurance with minimum limits of $25,000 for bodily injury per person, $50,000 for bodily injury per accident, and $25,000 for property damage.
How can I find cheap auto insurance in Beckley, WV?
To find cheap auto insurance in Beckley, WV, consider shopping around and comparing quotes from multiple insurance companies. You can also try bundling your auto insurance with other policies, maintaining a good driving record, opting for a higher deductible, and taking advantage of any discounts you may qualify for.
What coverage options should I consider when buying auto insurance?
When buying auto insurance in Beckley, WV, it’s important to consider different coverage options such as liability coverage, collision coverage, comprehensive coverage, uninsured/underinsured motorist coverage, and medical payments coverage. Assess your needs and budget to determine which coverage options are essential for you.
Can my credit history affect my auto insurance rates in Beckley, WV?
Yes, in many states, including West Virginia, insurance companies may consider your credit history when determining your auto insurance rates. Having a good credit score can often result in lower insurance premiums, while a poor credit score may lead to higher rates.
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Kristen Gryglik
Licensed Insurance Agent
Kristen is a licensed insurance agent working in the greater Boston area. She has over 20 years of experience counseling individuals and businesses on which insurance policies best fit their needs and budgets. She knows everyone has their own unique needs and circumstances, and she is passionate about counseling others on which policy is right for them. Licensed in Massachusetts, New Hampshire,...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.