Buy Cheap Palestine, TX Auto Insurance in 2024
Palestine, TX auto insurance rates average $302 a month. Minimum auto insurance requirements in Palestine, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Palestine, TX, compare Palestine auto insurance quotes from top companies.
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Laura Gunn
Insurance and Finance Writer
Laura Gunn is a former teacher who uses her passion for writing and learning to help others make the best decisions regarding finance and insurance. After stepping away from the classroom, Laura used her skills to write across many different industries including insurance, finance, real estate, home improvement, and healthcare. Her experience in various industries has helped develop both her ...
Insurance and Finance Writer
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average auto insurance rates in Palestine, TX after a DUI are $4,133/year
- The most expensive auto insurance company in Palestine is Allstate
- Average auto insurance rates in Palestine, TX are $302/month
Finding affordable Palestine, Texas auto insurance can be challenging, but everything you need to know to buy cheap Palestine, TX auto insurance with confidence is right here. Auto insurance rates in Palestine are affected by local factors as well as personal ones like your driving record.
See how Palestine, TX car insurance rates compare to Dallas auto insurance rates, San Antonio auto insurance rates, and El Paso auto insurance rates before you read more about the cost of auto insurance in Palestine.
Don’t buy Palestine, TX auto insurance until you’ve compared rates. Get free Palestine, Texas auto insurance quotes when you enter your ZIP code above.
Palestine, TX Minimum Auto Insurance Requirements
The required auto insurance in Palestine, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Palestine, Texas is outlined here.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $30,000 per person $60,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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Find Cheap Palestine, TX Auto Insurance by Credit History
Your credit can have an impact on what you pay for auto insurance in Palestine, TX. Take a look at Palestine, Texas auto insurance rates by credit history.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $6,432 | $4,703 | $4,024 |
| American Family | $5,544 | $3,463 | $3,040 |
| Geico | $4,426 | $2,517 | $1,688 |
| Nationwide | $4,227 | $3,394 | $2,952 |
| Progressive | $5,072 | $4,374 | $4,050 |
| State Farm | $4,084 | $2,538 | $2,020 |
| USAA | $3,727 | $2,141 | $1,718 |
Buy Cheap Palestine, TX Auto Insurance by Age, Gender, and Marital Status
Do age, gender, and marital status affect Palestine, Texas auto insurance rates? Find out how car insurance rates in Palestine, TX are impacted by demographics.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,284 | $3,312 | $3,244 | $3,244 | $8,642 | $10,424 | $4,054 | $4,220 |
| American Family | $2,439 | $2,704 | $2,271 | $2,590 | $6,343 | $8,338 | $3,473 | $3,964 |
| Geico | $2,167 | $2,330 | $2,096 | $2,365 | $4,620 | $4,790 | $2,331 | $2,318 |
| Nationwide | $2,221 | $2,260 | $1,965 | $2,080 | $6,237 | $8,009 | $2,603 | $2,816 |
| Progressive | $2,412 | $2,298 | $2,141 | $2,185 | $10,009 | $11,166 | $2,863 | $2,916 |
| State Farm | $2,039 | $2,039 | $1,807 | $1,807 | $4,783 | $6,080 | $2,209 | $2,282 |
| USAA | $1,616 | $1,631 | $1,539 | $1,535 | $4,501 | $4,919 | $2,160 | $2,328 |
Buy Cheap Palestine, TX Auto Insurance for Teen Drivers
Auto insurance for teenagers in Palestine can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Palestine, TX are listed here.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $8,642 | $10,424 |
| American Family | $6,343 | $8,338 |
| Geico | $4,620 | $4,790 |
| Nationwide | $6,237 | $8,009 |
| Progressive | $10,009 | $11,166 |
| State Farm | $4,783 | $6,080 |
| USAA | $4,501 | $4,919 |
Buy Cheap Palestine, TX Auto Insurance for Seniors
You can save on senior auto insurance rates in Palestine, Texas by comparing Palestine senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Palestine, TX here.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,244 | $3,244 |
| American Family | $2,271 | $2,590 |
| Geico | $2,096 | $2,365 |
| Nationwide | $1,965 | $2,080 |
| Progressive | $2,141 | $2,185 |
| State Farm | $1,807 | $1,807 |
| USAA | $1,539 | $1,535 |
Find Cheap Auto Insurance Rates in Palestine, TX by Coverage Level
The amount of coverage you choose is a big factor in the cost of Palestine, Texas auto insurance. Compare Palestine, TX auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,923 | $5,004 | $5,232 |
| American Family | $3,740 | $3,869 | $4,437 |
| Geico | $2,718 | $2,836 | $3,077 |
| Nationwide | $3,795 | $3,373 | $3,404 |
| Progressive | $4,310 | $4,478 | $4,708 |
| State Farm | $2,742 | $2,872 | $3,029 |
| USAA | $2,449 | $2,519 | $2,618 |
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Find Cheap Palestine, TX Auto Insurance Rates by Commute
How long you’re in your car each day affects the cost of auto insurance in Palestine. Compare auto insurance rates in Palestine, TX by commute length to see how your daily commute impacts your rates.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $4,933 | $5,173 |
| American Family | $4,015 | $4,015 |
| Geico | $2,823 | $2,931 |
| Nationwide | $3,524 | $3,524 |
| Progressive | $4,499 | $4,499 |
| State Farm | $2,881 | $2,881 |
| USAA | $2,496 | $2,561 |
Find Cheap Palestine, TX Auto Insurance Rates by ZIP Code
Auto insurance rates in Palestine, Texas can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Palestine, TX to see how much where you live in Palestine affects the cost of car insurance.
| ZIP Code | Average Annual Rates |
|---|---|
| 75801 | $5,408 |
| 75803 | $5,343 |
Find Cheap Palestine, TX Auto Insurance Rates by Driving Record
Auto insurance rates in Palestine, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Palestine, TX, take a look at the average cost for various violations versus rates for a clean driving record in Palestine.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,925 | $6,054 | $6,307 | $3,925 |
| American Family | $3,670 | $4,641 | $4,080 | $3,670 |
| Geico | $2,446 | $3,209 | $2,704 | $3,149 |
| Nationwide | $3,059 | $3,059 | $4,526 | $3,453 |
| Progressive | $3,925 | $5,063 | $4,586 | $4,422 |
| State Farm | $2,571 | $2,934 | $3,447 | $2,571 |
| USAA | $1,888 | $2,779 | $3,280 | $2,168 |
Find Cheap Palestine, TX Auto Insurance Rates After a DUI
The cost of DUI auto insurance in Palestine, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Palestine for less when you shop around and compare rates from multiple Palestine, TX auto insurance companies.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $6,307 |
| American Family | $4,080 |
| Geico | $2,704 |
| Nationwide | $4,526 |
| Progressive | $4,586 |
| State Farm | $3,447 |
| USAA | $3,280 |
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Winners by Category: Where to Buy Cheap Auto Insurance in Palestine, TX
Compare rates from the cheapest auto insurance companies in Palestine, TX for your needs. Take a look at how Palestine, Texas auto insurance companies stack up for each category.
| Category | Insurance Company |
|---|---|
| Teenagers | Geico |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | Geico |
| With 1 Speeding Violation | USAA |
Find Cheap Palestine, Texas Auto Insurance Companies
If you’re looking for the cheapest Palestine, TX auto insurance companies overall, you can compare them here. Find the best price for Palestine, Texas car insurance by company.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,053 |
| American Family | $4,015 |
| Geico | $2,877 |
| Nationwide | $3,524 |
| Progressive | $4,499 |
| State Farm | $2,881 |
| USAA | $2,529 |
What affects Palestine, Texas auto insurance rates?
Local factors affect auto insurance rates in Palestine, TX, including traffic, theft statistics, and commute length. Take a look at the things that impact Palestine auto insurance rates.
Commute Times in Palestine
Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Palestine, TX is 16.5 minutes according to City-Data.
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Compare Auto Insurance Quotes in Palestine, TX
You can buy cheap Palestine, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Palestine, Texas auto insurance quotes from top companies.
Frequently Asked Questions
What factors should I consider when looking for cheap auto insurance in Otis, OR?
When searching for cheap auto insurance in Otis, OR, it’s essential to consider several factors, including:
- Coverage options: Evaluate the coverage types and limits offered by different insurers to ensure they meet your needs.
- Deductibles: Determine the deductibles you’re comfortable with, as they can affect your premium.
- Insurance company reputation: Research the insurer’s reputation for customer service, claims handling, and financial stability.
- Discounts: Inquire about available discounts that can help lower your premiums, such as safe driver discounts or multi-policy discounts.
Can I legally drive without auto insurance in Otis, OR?
No, it is illegal to drive without auto insurance in Otis, OR, as it is in most states. You must carry at least the minimum required liability coverage to comply with the law and protect yourself and others in case of an accident.
How can I find cheap auto insurance quotes in Otis, OR?
To find cheap auto insurance quotes in Otis, OR, consider the following options:
- Shop around: Obtain quotes from multiple insurance companies to compare prices and coverage options.
- Online comparison tools: Utilize online comparison tools that allow you to enter your information once and receive quotes from various insurers.
- Work with an independent agent: An independent insurance agent can help you navigate different policies and find affordable options tailored to your needs.
Are there any pros to buying cheap auto insurance in Otis, OR?
Pros of buying cheap auto insurance in Otis, OR may include:
- Cost savings: Cheap insurance policies typically have lower premiums, allowing you to save money.
- Compliance with the law: Purchasing any auto insurance, even if it’s cheap, ensures that you meet the legal requirements for driving in Otis, OR.
What are the cons of buying cheap auto insurance in Otis, OR?
Cons of buying cheap auto insurance in Otis, OR may include:
- Limited coverage: Cheap insurance policies may provide minimal coverage, which may not be sufficient to cover all potential risks.
- Higher deductibles: Cheap policies often have higher deductibles, meaning you’ll have to pay more out of pocket in case of an accident.
- Lower customer service quality: Some cheap insurance providers may offer subpar customer service or have a slower claims handling process.
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Laura Gunn
Insurance and Finance Writer
Laura Gunn is a former teacher who uses her passion for writing and learning to help others make the best decisions regarding finance and insurance. After stepping away from the classroom, Laura used her skills to write across many different industries including insurance, finance, real estate, home improvement, and healthcare. Her experience in various industries has helped develop both her ...
Insurance and Finance Writer
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.