Buy Cheap Loop, TX Auto Insurance in 2024
Loop, TX auto insurance rates average $304 a month. Minimum auto insurance requirements in Loop, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Loop, TX, compare Loop auto insurance quotes from top companies.
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Tim Bain
Licensed Insurance Agent
Tim Bain is a licensed insurance agent with 23 years of experience helping people protect their families and businesses with the best insurance coverage to meet their needs. His insurance expertise has been featured in several publications, including Investopedia and eFinancial. He also does digital marking and analysis for KPS/3, a communications and marking firm located in Nevada.
Licensed Insurance Agent
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average auto insurance rates in Loop, TX are $304/month
- Average auto insurance rates in Loop, TX for teens drivers are $6,401/year
- The most expensive auto insurance company in Loop after a DUI is Allstate
Finding affordable Loop, Texas auto insurance can be challenging, but everything you need to know to buy cheap Loop, TX auto insurance with confidence is right here. Auto insurance rates in Loop are affected by local factors as well as personal ones like your driving record.
See how Loop, TX car insurance rates compare to Corpus Christi auto insurance rates, Plano auto insurance rates, and Houston auto insurance rates before you read more about the cost of auto insurance in Loop.
Don’t buy Loop, TX auto insurance until you’ve compared rates. Get free Loop, Texas auto insurance quotes when you enter your ZIP code above.
Loop, TX Minimum Auto Insurance Requirements
The required auto insurance in Loop, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Loop, Texas is outlined here.
Minimum Required Auto Insurance Coverage in Loop, Texas
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $30,000 per person $60,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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Find Cheap Loop, TX Auto Insurance by Credit History
Your credit can have an impact on what you pay for auto insurance in Loop, TX. Take a look at Loop, Texas auto insurance rates by credit history.
Annual Auto Insurance Rates by Credit Score in Loop, Texas
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $6,840 | $4,996 | $4,267 |
| American Family | $5,902 | $3,630 | $3,173 |
| Geico | $4,313 | $2,456 | $1,648 |
| Nationwide | $4,547 | $3,631 | $3,162 |
| Progressive | $5,125 | $4,415 | $4,086 |
| State Farm | $3,479 | $2,166 | $1,726 |
| USAA | $3,528 | $1,968 | $1,564 |
Buy Cheap Loop, TX Auto Insurance by Age, Gender, and Marital Status
Do age, gender, and marital status affect Loop, Texas auto insurance rates? Find out how car insurance rates in Loop, TX are impacted by demographics.
Annual Auto Insurance Rates by Age, Gender, and Marital Status in Loop, Texas
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,491 | $3,541 | $3,451 | $3,451 | $9,072 | $11,025 | $4,348 | $4,563 |
| American Family | $2,654 | $2,929 | $2,412 | $2,741 | $6,548 | $8,640 | $3,717 | $4,239 |
| Geico | $2,117 | $2,261 | $2,000 | $2,223 | $4,502 | $4,732 | $2,291 | $2,320 |
| Nationwide | $2,392 | $2,446 | $2,104 | $2,244 | $6,634 | $8,591 | $2,793 | $3,038 |
| Progressive | $2,446 | $2,333 | $2,174 | $2,217 | $10,076 | $11,244 | $2,901 | $2,944 |
| State Farm | $1,746 | $1,746 | $1,547 | $1,547 | $4,066 | $5,162 | $1,890 | $1,951 |
| USAA | $1,558 | $1,606 | $1,464 | $1,501 | $3,909 | $4,372 | $2,090 | $2,325 |
Buy Cheap Loop, TX Auto Insurance for Teen Drivers
Auto insurance for teenagers in Loop can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Loop, TX are listed here.
Annual Auto Insurance Rates for Teen Drivers in Loop, Texas
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $9,072 | $11,025 |
| American Family | $6,548 | $8,640 |
| Geico | $4,502 | $4,732 |
| Nationwide | $6,634 | $8,591 |
| Progressive | $10,076 | $11,244 |
| State Farm | $4,066 | $5,162 |
| USAA | $3,909 | $4,372 |
Buy Cheap Loop, TX Auto Insurance for Seniors
You can save on senior auto insurance rates in Loop, Texas by comparing Loop senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Loop, TX here.
Annual Auto Insurance Rates for Senior Drivers in Loop, Texas
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,451 | $3,451 |
| American Family | $2,412 | $2,741 |
| Geico | $2,000 | $2,223 |
| Nationwide | $2,104 | $2,244 |
| Progressive | $2,174 | $2,217 |
| State Farm | $1,547 | $1,547 |
| USAA | $1,464 | $1,501 |
Find Cheap Auto Insurance Rates in Loop, TX by Coverage Level
The amount of coverage you choose is a big factor in the cost of Loop, Texas auto insurance. Compare Loop, TX auto insurance rates by coverage level.
Annual Auto Insurance Rates by Coverage Level in Loop, Texas
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $5,275 | $5,333 | $5,496 |
| American Family | $3,987 | $4,104 | $4,614 |
| Geico | $2,691 | $2,779 | $2,947 |
| Nationwide | $4,106 | $3,613 | $3,621 |
| Progressive | $4,306 | $4,521 | $4,799 |
| State Farm | $2,339 | $2,451 | $2,581 |
| USAA | $2,300 | $2,347 | $2,412 |
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Find Cheap Loop, TX Auto Insurance Rates by Commute
How long you’re in your car each day affects the cost of auto insurance in Loop. Compare auto insurance rates in Loop, TX by commute length to see how your daily commute impacts your rates.
Annual Auto Insurance Rates by Commute Length in Loop, Texas
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $5,245 | $5,491 |
| American Family | $4,235 | $4,235 |
| Geico | $2,751 | $2,860 |
| Nationwide | $3,780 | $3,780 |
| Progressive | $4,542 | $4,542 |
| State Farm | $2,457 | $2,457 |
| USAA | $2,322 | $2,384 |
Find Cheap Loop, TX Auto Insurance Rates by Driving Record
Auto insurance rates in Loop, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Loop, TX, take a look at the average cost for various violations versus rates for a clean driving record in Loop.
Annual Loop, Texas Auto Insurance Rates by Driving Record
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,219 | $6,389 | $6,645 | $4,219 |
| American Family | $3,873 | $4,895 | $4,298 | $3,873 |
| Geico | $2,387 | $3,115 | $2,650 | $3,070 |
| Nationwide | $3,265 | $3,265 | $4,889 | $3,702 |
| Progressive | $3,961 | $5,111 | $4,630 | $4,465 |
| State Farm | $2,195 | $2,502 | $2,935 | $2,195 |
| USAA | $1,787 | $2,568 | $3,006 | $2,051 |
Find Cheap Loop, TX Auto Insurance Rates After a DUI
The cost of DUI auto insurance in Loop, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Loop for less when you shop around and compare rates from multiple Loop, TX auto insurance companies.
Annual Auto Insurance Rates After a DUI in Loop, Texas
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $6,645 |
| American Family | $4,298 |
| Geico | $2,650 |
| Nationwide | $4,889 |
| Progressive | $4,630 |
| State Farm | $2,935 |
| USAA | $3,006 |
Winners by Category: Where to Buy Cheap Auto Insurance in Loop, TX
Compare rates from the cheapest auto insurance companies in Loop, TX for your needs. Take a look at how Loop, Texas auto insurance companies stack up for each category.
Best Annual Auto Insurance Rates by Company in Loop, Texas
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | State Farm |
| With 1 DUI | Geico |
| With 1 Speeding Violation | USAA |
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Find Cheap Loop, Texas Auto Insurance Companies
If you’re looking for the cheapest Loop, TX auto insurance companies overall, you can compare them here. Find the best price for Loop, Texas car insurance by company.
Average Annual Auto Insurance Rates by Company in Loop, Texas
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,368 |
| American Family | $4,235 |
| Geico | $2,806 |
| Nationwide | $3,780 |
| Progressive | $4,542 |
| State Farm | $2,457 |
| USAA | $2,353 |
What affects Loop, Texas auto insurance rates?
Local factors affect auto insurance rates in Loop, TX, including traffic, theft statistics, and commute length. Take a look at the things that impact Loop auto insurance rates.
Commute Times in Loop
Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Loop, TX is 16.7 minutes according to City-Data.
Compare Auto Insurance Quotes in Loop, TX
You can buy cheap Loop, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Loop, Texas auto insurance quotes from top companies.
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Frequently Asked Questions
Is it possible to find cheap auto insurance in Loop, TX in 2023?
Yes, it is possible to find affordable auto insurance in Loop, TX in 2023. By comparing quotes from different insurance providers and exploring various coverage options, you can find a policy that fits your budget.
What factors should I consider when looking for cheap auto insurance?
When searching for affordable auto insurance, consider factors such as coverage limits, deductibles, discounts, customer reviews, financial stability of the insurance company, and the overall reputation of the insurer.
Are there any pros to buying cheap auto insurance in Loop, TX?
Pros of buying cheap auto insurance in Loop, TX may include:
- Cost savings: Cheap insurance can help you save money on premiums.
- Legal compliance: It allows you to meet the state’s minimum insurance requirements.
- Basic protection: Even low-cost policies typically provide coverage for liability and property damage, providing a level of financial protection.
What are the potential cons of buying cheap auto insurance?
Cons of buying cheap auto insurance in Loop, TX may include:
- Limited coverage: Cheap policies often offer minimal coverage, which may not fully protect you in case of an accident or other incidents.
- Higher deductibles: To keep premiums low, insurers may require higher deductibles, meaning you’ll have to pay more out of pocket before insurance kicks in.
- Less comprehensive benefits: Cheap policies may not offer additional benefits like roadside assistance or rental car coverage.
How can I ensure I’m getting the best value for my money?
To ensure you’re getting the best value for your money when buying cheap auto insurance in Loop, TX, consider the following:
- Compare quotes from multiple insurers to find the most competitive rates.
- Carefully review the coverage limits and exclusions to ensure they meet your needs.
- Check customer reviews and ratings for the insurance company you’re considering to gauge their reputation and customer service quality.
- Look for available discounts that can help reduce your premium while maintaining necessary coverage.
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Tim Bain
Licensed Insurance Agent
Tim Bain is a licensed insurance agent with 23 years of experience helping people protect their families and businesses with the best insurance coverage to meet their needs. His insurance expertise has been featured in several publications, including Investopedia and eFinancial. He also does digital marking and analysis for KPS/3, a communications and marking firm located in Nevada.
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.