Buy Cheap Hawkins, TX Auto Insurance in 2024
Hawkins, TX auto insurance rates average $302 a month. Minimum auto insurance requirements in Hawkins, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Hawkins, TX, compare Hawkins auto insurance quotes from top companies.
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Brad Larson
Licensed Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Insurance Agent
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average auto insurance rates in Hawkins, TX after a DUI are $4,122/year
- Average auto insurance rates in Hawkins, TX are $302/month
- The most expensive auto insurance company in Hawkins is Allstate
Finding affordable Hawkins, Texas auto insurance can be challenging, but everything you need to know to buy cheap Hawkins, TX auto insurance with confidence is right here. Auto insurance rates in Hawkins are affected by local factors as well as personal ones like your driving record.
See how Hawkins, TX car insurance rates compare to San Antonio auto insurance rates, Corpus Christi auto insurance rates, and El Paso auto insurance rates before you read more about the cost of auto insurance in Hawkins.
Don’t buy Hawkins, TX auto insurance until you’ve compared rates. Get free Hawkins, Texas auto insurance quotes when you enter your ZIP code above.
Hawkins, TX Minimum Auto Insurance Requirements
The required auto insurance in Hawkins, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Hawkins, Texas is outlined here.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $30,000 per person $60,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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Find Cheap Hawkins, TX Auto Insurance by Credit History
Your credit can have an impact on what you pay for auto insurance in Hawkins, TX. Take a look at Hawkins, Texas auto insurance rates by credit history.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $6,447 | $4,734 | $4,052 |
| American Family | $5,374 | $3,393 | $2,982 |
| Geico | $4,422 | $2,515 | $1,687 |
| Nationwide | $4,165 | $3,345 | $2,908 |
| Progressive | $5,422 | $4,683 | $4,338 |
| State Farm | $3,854 | $2,398 | $1,910 |
| USAA | $3,649 | $2,099 | $1,686 |
Buy Cheap Hawkins, TX Auto Insurance by Age, Gender, and Marital Status
Do age, gender, and marital status affect Hawkins, Texas auto insurance rates? Find out how car insurance rates in Hawkins, TX are impacted by demographics.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,281 | $3,316 | $3,239 | $3,239 | $8,694 | $10,521 | $4,074 | $4,258 |
| American Family | $2,351 | $2,615 | $2,212 | $2,529 | $6,242 | $8,166 | $3,372 | $3,842 |
| Geico | $2,152 | $2,323 | $2,094 | $2,373 | $4,630 | $4,804 | $2,317 | $2,302 |
| Nationwide | $2,189 | $2,228 | $1,936 | $2,050 | $6,146 | $7,892 | $2,565 | $2,775 |
| Progressive | $2,558 | $2,440 | $2,273 | $2,317 | $10,752 | $12,018 | $3,047 | $3,109 |
| State Farm | $1,919 | $1,919 | $1,703 | $1,703 | $4,529 | $5,762 | $2,081 | $2,149 |
| USAA | $1,584 | $1,597 | $1,510 | $1,503 | $4,417 | $4,824 | $2,114 | $2,276 |
Buy Cheap Hawkins, TX Auto Insurance for Teen Drivers
Auto insurance for teenagers in Hawkins can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Hawkins, TX are listed here.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $8,694 | $10,521 |
| American Family | $6,242 | $8,166 |
| Geico | $4,630 | $4,804 |
| Nationwide | $6,146 | $7,892 |
| Progressive | $10,752 | $12,018 |
| State Farm | $4,529 | $5,762 |
| USAA | $4,417 | $4,824 |
Buy Cheap Hawkins, TX Auto Insurance for Seniors
You can save on senior auto insurance rates in Hawkins, Texas by comparing Hawkins senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Hawkins, TX here.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,239 | $3,239 |
| American Family | $2,212 | $2,529 |
| Geico | $2,094 | $2,373 |
| Nationwide | $1,936 | $2,050 |
| Progressive | $2,273 | $2,317 |
| State Farm | $1,703 | $1,703 |
| USAA | $1,510 | $1,503 |
Find Cheap Auto Insurance Rates in Hawkins, TX by Coverage Level
The amount of coverage you choose is a big factor in the cost of Hawkins, Texas auto insurance. Compare Hawkins, TX auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,984 | $5,043 | $5,206 |
| American Family | $3,627 | $3,767 | $4,354 |
| Geico | $2,711 | $2,832 | $3,080 |
| Nationwide | $3,748 | $3,324 | $3,347 |
| Progressive | $4,608 | $4,795 | $5,040 |
| State Farm | $2,590 | $2,713 | $2,859 |
| USAA | $2,399 | $2,468 | $2,567 |
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Find Cheap Hawkins, TX Auto Insurance Rates by Commute
How long you’re in your car each day affects the cost of auto insurance in Hawkins. Compare auto insurance rates in Hawkins, TX by commute length to see how your daily commute impacts your rates.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $4,958 | $5,198 |
| American Family | $3,916 | $3,916 |
| Geico | $2,821 | $2,928 |
| Nationwide | $3,473 | $3,473 |
| Progressive | $4,814 | $4,814 |
| State Farm | $2,721 | $2,721 |
| USAA | $2,447 | $2,509 |
Find Cheap Hawkins, TX Auto Insurance Rates by Driving Record
Auto insurance rates in Hawkins, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Hawkins, TX, take a look at the average cost for various violations versus rates for a clean driving record in Hawkins.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,951 | $6,068 | $6,342 | $3,951 |
| American Family | $3,582 | $4,520 | $3,981 | $3,582 |
| Geico | $2,444 | $3,218 | $2,694 | $3,142 |
| Nationwide | $3,014 | $3,014 | $4,459 | $3,403 |
| Progressive | $4,196 | $5,427 | $4,905 | $4,729 |
| State Farm | $2,425 | $2,772 | $3,261 | $2,425 |
| USAA | $1,850 | $2,725 | $3,213 | $2,124 |
Find Cheap Hawkins, TX Auto Insurance Rates After a DUI
The cost of DUI auto insurance in Hawkins, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Hawkins for less when you shop around and compare rates from multiple Hawkins, TX auto insurance companies.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $6,342 |
| American Family | $3,981 |
| Geico | $2,694 |
| Nationwide | $4,459 |
| Progressive | $4,905 |
| State Farm | $3,261 |
| USAA | $3,213 |
Winners by Category: Where to Buy Cheap Auto Insurance in Hawkins, TX
Compare rates from the cheapest auto insurance companies in Hawkins, TX for your needs. Take a look at how Hawkins, Texas auto insurance companies stack up for each category.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | Geico |
| With 1 Speeding Violation | USAA |
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Find Cheap Hawkins, Texas Auto Insurance Companies
If you’re looking for the cheapest Hawkins, TX auto insurance companies overall, you can compare them here. Find the best price for Hawkins, Texas car insurance by company.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,078 |
| American Family | $3,916 |
| Geico | $2,875 |
| Nationwide | $3,473 |
| Progressive | $4,814 |
| State Farm | $2,721 |
| USAA | $2,478 |
What affects Hawkins, Texas auto insurance rates?
Local factors affect auto insurance rates in Hawkins, TX, including traffic, theft statistics, and commute length. Take a look at the things that impact Hawkins auto insurance rates.
Auto Theft in Hawkins
When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Hawkins, TX auto theft show a total of 3 vehicle thefts annually.
Commute Times in Hawkins
Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Hawkins, TX is 25.5 minutes according to City-Data.
Compare Auto Insurance Quotes in Hawkins, TX
You can buy cheap Hawkins, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Hawkins, Texas auto insurance quotes from top companies.
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Frequently Asked Questions
Is it possible to find cheap auto insurance in Hawkins, TX?
Yes, it is possible to find affordable auto insurance in Hawkins, TX. By comparing quotes from different insurance providers and exploring available discounts, you can find a policy that fits your budget.
What factors can affect the cost of auto insurance in Hawkins, TX?
Several factors can influence the cost of auto insurance in Hawkins, TX. These include your driving history, age, gender, the type of vehicle you drive, your credit score, and the coverage limits you choose.
How can I find the cheapest auto insurance rates in Hawkins, TX?
To find the cheapest auto insurance rates in Hawkins, TX, you should consider the following steps:
- Shop around: Obtain quotes from multiple insurance companies to compare rates.
- Bundle policies: Inquire about discounts for bundling your auto insurance with other policies, such as homeowners or renters insurance.
- Increase deductibles: Opting for higher deductibles can lower your premium, but make sure you can afford the deductible amount in case of an accident.
- Maintain a good driving record: Safe driving can help you qualify for lower rates.
- Ask about discounts: Inquire about available discounts for features like anti-theft devices, safe driving courses, or having a low annual mileage.
Are there any specific auto insurance requirements in Hawkins, TX?
Yes, as in most states, Hawkins, TX has specific auto insurance requirements. The state mandates that all drivers must carry at least the minimum liability coverage. This includes $30,000 for bodily injury per person, $60,000 for bodily injury per accident, and $25,000 for property damage per accident.
Should I only focus on the price when buying auto insurance in Hawkins, TX?
While price is an essential factor when buying auto insurance, it shouldn’t be the only consideration. It’s important to evaluate the coverage options, customer service, and reputation of the insurance company to ensure you receive adequate protection and reliable claims service.
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Brad Larson
Licensed Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.