Buy Cheap Fort Worth, TX Auto Insurance in 2024
Fort Worth, TX auto insurance rates average $328 a month. Minimum auto insurance requirements in Fort Worth, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Fort Worth, TX, compare Fort Worth auto insurance quotes from top companies.
Free Car Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Jeff Root
Licensed Insurance Agent
Jeff is a well-known speaker and expert in insurance and financial planning. He has spoken at top insurance conferences around the U.S., including the InsuranceNewsNet Super Conference, the 8% Nation Insurance Wealth Conference, and the Digital Life Insurance Agent Mastermind. He has been featured and quoted in Nerdwallet, Bloomberg, Forbes, U.S. News & Money, USA Today, and other leading fina...
Licensed Insurance Agent
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The most expensive auto insurance company in Fort Worth is Allstate
- The most expensive auto insurance company in Fort Worth after a DUI is Allstate
- Average auto insurance rates in Fort Worth, TX for teens drivers are $7,016/year
Finding affordable Fort Worth, Texas auto insurance can be challenging, but everything you need to know to buy cheap Fort Worth, TX auto insurance with confidence is right here. Auto insurance rates in Fort Worth are affected by local factors as well as personal ones like your driving record.
See how Fort Worth, TX car insurance rates compare to Dallas auto insurance rates, Corpus Christi auto insurance rates, and Arlington auto insurance rates before you read more about the cost of auto insurance in Fort Worth.
Don’t buy Fort Worth, TX auto insurance until you’ve compared rates. Get free Fort Worth, Texas auto insurance quotes when you enter your ZIP code above.
Fort Worth, TX Minimum Auto Insurance Requirements
The required auto insurance in Fort Worth, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Fort Worth, Texas is outlined here.
Minimum Required Auto Insurance Coverage in Fort Worth, Texas
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $30,000 per person $60,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Find Cheap Fort Worth, TX Auto Insurance by Credit History
Your credit can have an impact on what you pay for auto insurance in Fort Worth, TX. Take a look at Fort Worth, Texas auto insurance rates by credit history.
Annual Auto Insurance Rates by Credit Score in Fort Worth, Texas
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $6,808 | $4,993 | $4,278 |
| American Family | $6,668 | $4,209 | $3,684 |
| Geico | $5,453 | $3,080 | $2,048 |
| Nationwide | $4,475 | $3,594 | $3,122 |
| Progressive | $5,033 | $4,348 | $4,028 |
| State Farm | $4,362 | $2,725 | $2,177 |
| USAA | $3,639 | $2,120 | $1,711 |
Buy Cheap Fort Worth, TX Auto Insurance by Age, Gender, and Marital Status
Do age, gender, and marital status affect Fort Worth, Texas auto insurance rates? Find out how car insurance rates in Fort Worth, TX are impacted by demographics.
Annual Auto Insurance Rates by Age, Gender, and Marital Status in Fort Worth, Texas
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,465 | $3,488 | $3,420 | $3,420 | $9,239 | $11,126 | $4,277 | $4,442 |
| American Family | $2,871 | $3,201 | $2,698 | $3,096 | $7,794 | $10,251 | $4,160 | $4,760 |
| Geico | $2,612 | $2,824 | $2,526 | $2,874 | $5,768 | $5,970 | $2,827 | $2,813 |
| Nationwide | $2,344 | $2,381 | $2,074 | $2,193 | $6,626 | $8,494 | $2,753 | $2,975 |
| Progressive | $2,384 | $2,274 | $2,122 | $2,161 | $9,963 | $11,131 | $2,835 | $2,888 |
| State Farm | $2,136 | $2,136 | $1,912 | $1,912 | $5,217 | $6,664 | $2,330 | $2,397 |
| USAA | $1,586 | $1,586 | $1,523 | $1,501 | $4,510 | $4,881 | $2,102 | $2,231 |
Buy Cheap Fort Worth, TX Auto Insurance for Teen Drivers
Auto insurance for teenagers in Fort Worth can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Fort Worth, TX are listed here.
Annual Auto Insurance Rates for Teen Drivers in Fort Worth, Texas
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $9,239 | $11,126 |
| American Family | $7,794 | $10,251 |
| Geico | $5,768 | $5,970 |
| Nationwide | $6,626 | $8,494 |
| Progressive | $9,963 | $11,131 |
| State Farm | $5,217 | $6,664 |
| USAA | $4,510 | $4,881 |
Buy Cheap Fort Worth, TX Auto Insurance for Seniors
You can save on senior auto insurance rates in Fort Worth, Texas by comparing Fort Worth senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Fort Worth, TX here.
Annual Auto Insurance Rates for Senior Drivers in Fort Worth, Texas
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,420 | $3,420 |
| American Family | $2,698 | $3,096 |
| Geico | $2,526 | $2,874 |
| Nationwide | $2,074 | $2,193 |
| Progressive | $2,122 | $2,161 |
| State Farm | $1,912 | $1,912 |
| USAA | $1,523 | $1,501 |
Find Cheap Auto Insurance Rates in Fort Worth, TX by Coverage Level
The amount of coverage you choose is a big factor in the cost of Fort Worth, Texas auto insurance. Compare Fort Worth, TX auto insurance rates by coverage level.
Annual Auto Insurance Rates by Coverage Level in Fort Worth, Texas
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $5,228 | $5,310 | $5,541 |
| American Family | $4,535 | $4,688 | $5,339 |
| Geico | $3,335 | $3,483 | $3,762 |
| Nationwide | $4,008 | $3,573 | $3,610 |
| Progressive | $4,270 | $4,452 | $4,688 |
| State Farm | $2,913 | $3,077 | $3,274 |
| USAA | $2,395 | $2,479 | $2,596 |
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Find Cheap Fort Worth, TX Auto Insurance Rates by Commute
How long you’re in your car each day affects the cost of auto insurance in Fort Worth. Compare auto insurance rates in Fort Worth, TX by commute length to see how your daily commute impacts your rates.
Annual Auto Insurance Rates by Commute Length in Fort Worth, Texas
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $5,227 | $5,492 |
| American Family | $4,854 | $4,854 |
| Geico | $3,462 | $3,592 |
| Nationwide | $3,730 | $3,730 |
| Progressive | $4,470 | $4,470 |
| State Farm | $3,088 | $3,088 |
| USAA | $2,459 | $2,521 |
Find Cheap Fort Worth, TX Auto Insurance Rates by ZIP Code
Auto insurance rates in Fort Worth, Texas can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Fort Worth, TX to see how much where you live in Fort Worth affects the cost of car insurance.
Annual Auto Insurance Rates by ZIP Code in Fort Worth, Texas
| ZIP Code | Average Annual Rates |
|---|---|
| 76008 | $5,267 |
| 76102 | $5,890 |
| 76103 | $5,893 |
| 76104 | $5,887 |
| 76105 | $6,029 |
| 76106 | $6,078 |
| 76107 | $5,699 |
| 76108 | $5,583 |
| 76109 | $5,693 |
| 76110 | $5,529 |
| 76111 | $5,937 |
| 76112 | $5,724 |
| 76114 | $5,777 |
| 76115 | $5,873 |
| 76116 | $5,523 |
| 76120 | $5,917 |
| 76123 | $5,836 |
| 76126 | $5,547 |
| 76127 | $6,030 |
| 76129 | $5,954 |
| 76130 | $6,876 |
| 76131 | $5,774 |
| 76132 | $5,626 |
| 76133 | $5,753 |
| 76134 | $5,835 |
| 76135 | $5,652 |
| 76137 | $5,653 |
| 76140 | $5,623 |
| 76148 | $5,582 |
| 76155 | $5,929 |
| 76164 | $6,109 |
| 76177 | $5,727 |
| 76179 | $5,701 |
| 76244 | $5,503 |
| 76247 | $5,505 |
| 76262 | $5,342 |
Find Cheap Fort Worth, TX Auto Insurance Rates by Driving Record
Auto insurance rates in Fort Worth, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Fort Worth, TX, take a look at the average cost for various violations versus rates for a clean driving record in Fort Worth.
Annual Fort Worth, Texas Auto Insurance Rates by Driving Record
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,135 | $6,443 | $6,725 | $4,135 |
| American Family | $4,415 | $5,646 | $4,940 | $4,415 |
| Geico | $2,990 | $3,964 | $3,299 | $3,854 |
| Nationwide | $3,239 | $3,239 | $4,786 | $3,655 |
| Progressive | $3,898 | $5,036 | $4,553 | $4,391 |
| State Farm | $2,732 | $3,149 | $3,738 | $2,732 |
| USAA | $1,851 | $2,748 | $3,237 | $2,125 |
Find Cheap Fort Worth, TX Auto Insurance Rates After a DUI
The cost of DUI auto insurance in Fort Worth, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Fort Worth for less when you shop around and compare rates from multiple Fort Worth, TX auto insurance companies.
Annual Auto Insurance Rates After a DUI in Fort Worth, Texas
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $6,725 |
| American Family | $4,940 |
| Geico | $3,299 |
| Nationwide | $4,786 |
| Progressive | $4,553 |
| State Farm | $3,738 |
| USAA | $3,237 |
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Winners by Category: Where to Buy Cheap Auto Insurance in Fort Worth, TX
Compare rates from the cheapest auto insurance companies in Fort Worth, TX for your needs. Take a look at how Fort Worth, Texas auto insurance companies stack up for each category.
Best Annual Auto Insurance Rates by Company in Fort Worth, Texas
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | USAA |
| With 1 Speeding Violation | USAA |
Find Cheap Fort Worth, Texas Auto Insurance Companies
If you’re looking for the cheapest Fort Worth, TX auto insurance companies overall, you can compare them here. Find the best price for Fort Worth, Texas car insurance by company.
Average Annual Auto Insurance Rates by Company in Fort Worth, Texas
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,359 |
| American Family | $4,854 |
| Geico | $3,527 |
| Nationwide | $3,730 |
| Progressive | $4,470 |
| State Farm | $3,088 |
| USAA | $2,490 |
What affects Fort Worth, Texas auto insurance rates?
Local factors affect auto insurance rates in Fort Worth, TX, including traffic, theft statistics, and commute length. Take a look at the things that impact Fort Worth auto insurance rates.
Auto Theft in Fort Worth
When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Fort Worth, TX auto theft show a total of 2,972 vehicle thefts annually.
Commute Times in Fort Worth
Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Fort Worth, TX is 27.2 minutes according to City-Data.
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Compare Auto Insurance Quotes in Fort Worth, TX
You can buy cheap Fort Worth, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Fort Worth, Texas auto insurance quotes from top companies.
Frequently Asked Questions
Why is it important to have auto insurance in Fort Worth, TX?
Having auto insurance is essential in Fort Worth, TX, as it is a legal requirement in the state of Texas. It provides financial protection in case of accidents, damages, or injuries caused by your vehicle. Additionally, it helps cover medical expenses, vehicle repairs, and legal costs, saving you from potential financial burdens.
Can I find cheap auto insurance in Fort Worth, TX?
Yes, it is possible to find affordable auto insurance in Fort Worth, TX. Insurance rates vary based on several factors, including your driving record, age, type of vehicle, coverage options, and the insurance company you choose. By comparing quotes from multiple insurers and exploring available discounts, you can find a policy that fits your budget.
What factors affect the cost of auto insurance in Fort Worth, TX?
Several factors influence the cost of auto insurance in Fort Worth, TX. These include your driving history, age, gender, marital status, credit score, type of vehicle, coverage limits, deductible amount, and annual mileage. Insurance companies assess these factors to determine your level of risk and calculate the premium you’ll pay.
How can I reduce my auto insurance costs in Fort Worth, TX?
There are several ways to lower your auto insurance costs in Fort Worth, TX:
- Maintain a clean driving record.
- Choose a higher deductible, but make sure it’s an amount you can afford to pay.
- Take advantage of available discounts (e.g., multi-policy, safe driver, good student).
- Consider bundling your auto insurance with other policies, such as homeowners or renters insurance.
- Install safety features in your vehicle.
- Limit your coverage to what you actually need.
Should I purchase the minimum required coverage or get additional coverage?
The minimum required coverage in Texas includes liability insurance for bodily injury and property damage. While it is the legal requirement, it may not provide adequate protection in all situations. It’s recommended to consider additional coverage options, such as comprehensive, collision, uninsured/underinsured motorist, and personal injury protection (PIP), depending on your needs and budget. Additional coverage can offer more extensive financial protection and peace of mind.
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Jeff Root
Licensed Insurance Agent
Jeff is a well-known speaker and expert in insurance and financial planning. He has spoken at top insurance conferences around the U.S., including the InsuranceNewsNet Super Conference, the 8% Nation Insurance Wealth Conference, and the Digital Life Insurance Agent Mastermind. He has been featured and quoted in Nerdwallet, Bloomberg, Forbes, U.S. News & Money, USA Today, and other leading fina...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.