Buy Cheap Cleburne, TX Auto Insurance in 2024
Cleburne, TX auto insurance rates average $298 a month. Minimum auto insurance requirements in Cleburne, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Cleburne, TX, compare Cleburne auto insurance quotes from top companies.
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Zach Fagiano
Licensed Insurance Broker
Zach Fagiano has been in the insurance industry for over 10 years, specializing in property and casualty and risk management consulting. He started out specializing in small businesses and moved up to large commercial real estate risks. During that time, he acquired property & casualty, life & health, and surplus lines brokers licenses. He’s now the Senior Vice President overseeing globa...
Licensed Insurance Broker
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average auto insurance rates in Cleburne, TX are $298/month
- Average auto insurance rates in Cleburne, TX for teens drivers are $6,363/year
- Average auto insurance rates in Cleburne, TX after a DUI are $4,089/year
Finding affordable Cleburne, Texas auto insurance can be challenging, but everything you need to know to buy cheap Cleburne, TX auto insurance with confidence is right here. Auto insurance rates in Cleburne are affected by local factors as well as personal ones like your driving record.
See how Cleburne, TX car insurance rates compare to Arlington auto insurance rates, El Paso auto insurance rates, and Plano auto insurance rates before you read more about the cost of auto insurance in Cleburne.
Don’t buy Cleburne, TX auto insurance until you’ve compared rates. Get free Cleburne, Texas auto insurance quotes when you enter your ZIP code above.
Cleburne, TX Minimum Auto Insurance Requirements
The required auto insurance in Cleburne, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Cleburne, Texas is outlined here.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $30,000 per person $60,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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Find Cheap Cleburne, TX Auto Insurance by Credit History
Your credit can have an impact on what you pay for auto insurance in Cleburne, TX. Take a look at Cleburne, Texas auto insurance rates by credit history.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $6,901 | $5,063 | $4,338 |
| American Family | $5,152 | $3,231 | $2,827 |
| Geico | $4,817 | $2,732 | $1,825 |
| Nationwide | $4,194 | $3,378 | $2,938 |
| Progressive | $4,468 | $3,867 | $3,586 |
| State Farm | $3,962 | $2,469 | $1,969 |
| USAA | $3,594 | $2,073 | $1,666 |
Buy Cheap Cleburne, TX Auto Insurance by Age, Gender, and Marital Status
Do age, gender, and marital status affect Cleburne, Texas auto insurance rates? Find out how car insurance rates in Cleburne, TX are impacted by demographics.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,510 | $3,536 | $3,464 | $3,464 | $9,362 | $11,286 | $4,339 | $4,513 |
| American Family | $2,293 | $2,541 | $2,131 | $2,429 | $5,876 | $7,683 | $3,247 | $3,692 |
| Geico | $2,305 | $2,494 | $2,236 | $2,535 | $5,105 | $5,327 | $2,497 | $2,499 |
| Nationwide | $2,195 | $2,228 | $1,943 | $2,053 | $6,241 | $7,996 | $2,582 | $2,789 |
| Progressive | $2,127 | $2,020 | $1,899 | $1,934 | $8,867 | $9,881 | $2,513 | $2,548 |
| State Farm | $1,935 | $1,935 | $1,728 | $1,728 | $4,736 | $6,053 | $2,110 | $2,174 |
| USAA | $1,569 | $1,579 | $1,499 | $1,489 | $4,353 | $4,743 | $2,085 | $2,237 |
Buy Cheap Cleburne, TX Auto Insurance for Teen Drivers
Auto insurance for teenagers in Cleburne can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Cleburne, TX are listed here.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $9,362 | $11,286 |
| American Family | $5,876 | $7,683 |
| Geico | $5,105 | $5,327 |
| Nationwide | $6,241 | $7,996 |
| Progressive | $8,867 | $9,881 |
| State Farm | $4,736 | $6,053 |
| USAA | $4,353 | $4,743 |
Buy Cheap Cleburne, TX Auto Insurance for Seniors
You can save on senior auto insurance rates in Cleburne, Texas by comparing Cleburne senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Cleburne, TX here.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,464 | $3,464 |
| American Family | $2,131 | $2,429 |
| Geico | $2,236 | $2,535 |
| Nationwide | $1,943 | $2,053 |
| Progressive | $1,899 | $1,934 |
| State Farm | $1,728 | $1,728 |
| USAA | $1,499 | $1,489 |
Find Cheap Auto Insurance Rates in Cleburne, TX by Coverage Level
The amount of coverage you choose is a big factor in the cost of Cleburne, Texas auto insurance. Compare Cleburne, TX auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $5,310 | $5,387 | $5,605 |
| American Family | $3,484 | $3,603 | $4,123 |
| Geico | $2,971 | $3,091 | $3,312 |
| Nationwide | $3,757 | $3,356 | $3,397 |
| Progressive | $3,787 | $3,955 | $4,180 |
| State Farm | $2,650 | $2,792 | $2,958 |
| USAA | $2,361 | $2,435 | $2,537 |
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Find Cheap Cleburne, TX Auto Insurance Rates by Commute
How long you’re in your car each day affects the cost of auto insurance in Cleburne. Compare auto insurance rates in Cleburne, TX by commute length to see how your daily commute impacts your rates.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $5,301 | $5,567 |
| American Family | $3,737 | $3,737 |
| Geico | $3,070 | $3,179 |
| Nationwide | $3,503 | $3,503 |
| Progressive | $3,974 | $3,974 |
| State Farm | $2,800 | $2,800 |
| USAA | $2,413 | $2,475 |
Find Cheap Cleburne, TX Auto Insurance Rates by ZIP Code
Auto insurance rates in Cleburne, Texas can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Cleburne, TX to see how much where you live in Cleburne affects the cost of car insurance.
| ZIP Code | Average Annual Rates |
|---|---|
| 76031 | $5,180 |
| 76033 | $5,304 |
| 76058 | $5,307 |
Find Cheap Cleburne, TX Auto Insurance Rates by Driving Record
Auto insurance rates in Cleburne, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Cleburne, TX, take a look at the average cost for various violations versus rates for a clean driving record in Cleburne.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,198 | $6,525 | $6,815 | $4,198 |
| American Family | $3,416 | $4,317 | $3,797 | $3,416 |
| Geico | $2,654 | $3,525 | $2,917 | $3,403 |
| Nationwide | $3,043 | $3,043 | $4,496 | $3,433 |
| Progressive | $3,471 | $4,479 | $4,045 | $3,901 |
| State Farm | $2,478 | $2,855 | $3,390 | $2,478 |
| USAA | $1,826 | $2,691 | $3,165 | $2,095 |
Find Cheap Cleburne, TX Auto Insurance Rates After a DUI
The cost of DUI auto insurance in Cleburne, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Cleburne for less when you shop around and compare rates from multiple Cleburne, TX auto insurance companies.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $6,815 |
| American Family | $3,797 |
| Geico | $2,917 |
| Nationwide | $4,496 |
| Progressive | $4,045 |
| State Farm | $3,390 |
| USAA | $3,165 |
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Winners by Category: Where to Buy Cheap Auto Insurance in Cleburne, TX
Compare rates from the cheapest auto insurance companies in Cleburne, TX for your needs. Take a look at how Cleburne, Texas auto insurance companies stack up for each category.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | Geico |
| With 1 Speeding Violation | USAA |
Find Cheap Cleburne, Texas Auto Insurance Companies
If you’re looking for the cheapest Cleburne, TX auto insurance companies overall, you can compare them here. Find the best price for Cleburne, Texas car insurance by company.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,434 |
| American Family | $3,737 |
| Geico | $3,125 |
| Nationwide | $3,503 |
| Progressive | $3,974 |
| State Farm | $2,800 |
| USAA | $2,444 |
What affects Cleburne, Texas auto insurance rates?
Local factors affect auto insurance rates in Cleburne, TX, including traffic, theft statistics, and commute length. Take a look at the things that impact Cleburne auto insurance rates.
Auto Theft in Cleburne
When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Cleburne, TX auto theft show a total of 32 vehicle thefts annually.
Commute Times in Cleburne
Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Cleburne, TX is 28.1 minutes according to City-Data.
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Compare Auto Insurance Quotes in Cleburne, TX
You can buy cheap Cleburne, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Cleburne, Texas auto insurance quotes from top companies.
Frequently Asked Questions
What is auto insurance?
Auto insurance is a contract between you and an insurance company that protects you financially in case of vehicle-related accidents or damages. It provides coverage for physical damage to your vehicle and liability coverage for bodily injury or property damage to others.
Why is auto insurance important?
Auto insurance is important because it provides financial protection and peace of mind in case of accidents, theft, or damages to your vehicle. It is also a legal requirement in most states, including Texas, to have auto insurance coverage to drive legally.
Can I find cheap auto insurance in Cleburne, TX?
Yes, it is possible to find affordable auto insurance in Cleburne, TX. Insurance rates can vary depending on various factors, including your driving history, type of vehicle, coverage options, and the insurance company you choose. Comparing quotes from different insurance providers can help you find the most cost-effective option.
What factors can affect my auto insurance rates?
Several factors can influence your auto insurance rates, including your age, gender, driving record, credit score, the make and model of your vehicle, your location (Cleburne, TX), coverage options, and the amount of deductible you choose.
How can I lower my auto insurance premiums?
Here are some tips to help lower your auto insurance premiums:
- Maintain a clean driving record.
- Choose a higher deductible.
- Drive a vehicle with good safety features.
- Bundle your auto insurance with other policies from the same company.
- Inquire about available discounts, such as safe driver discounts or multi-car discounts.
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Zach Fagiano
Licensed Insurance Broker
Zach Fagiano has been in the insurance industry for over 10 years, specializing in property and casualty and risk management consulting. He started out specializing in small businesses and moved up to large commercial real estate risks. During that time, he acquired property & casualty, life & health, and surplus lines brokers licenses. He’s now the Senior Vice President overseeing globa...
Licensed Insurance Broker
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.