Buy Cheap Erin, TN Auto Insurance in 2024
Erin, TN auto insurance rates average $277 a month. Minimum auto insurance requirements in Erin, Tennessee are 25/50/15 to comply with Tennessee laws. To buy cheap auto insurance in Erin, TN, compare Erin auto insurance quotes from top companies.
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Travis Thompson
Licensed Insurance Agent
Travis Thompson has been a licensed insurance agent for nearly five years. After obtaining his life and health insurance licenses, he began working for Symmetry Financial Group as a State Licensed Field Underwriter. In this position, he learned the coverage options and limits surrounding mortgage protection. He advised clients on the coverage needed to protect them in the event of a death, critica...
Licensed Insurance Agent
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The most expensive auto insurance company in Erin is Allstate
- Average auto insurance rates in Erin, TN are $277/month
- The most expensive auto insurance company in Erin after a DUI is Liberty Mutual
Finding affordable Erin, Tennessee auto insurance can be challenging, but everything you need to know to buy cheap Erin, TN auto insurance with confidence is right here. Auto insurance rates in Erin are affected by local factors as well as personal ones like your driving record.
See how Erin, TN car insurance rates compare to Memphis auto insurance rates, Murfreesboro auto insurance rates, and Franklin auto insurance rates before you read more about the cost of auto insurance in Erin.
Don’t buy Erin, TN auto insurance until you’ve compared rates. Get free Erin, Tennessee auto insurance quotes when you enter your ZIP code above.
Erin, TN Minimum Auto Insurance Requirements
The required auto insurance in Erin, TN is 25/50/15 according to the auto insurance laws in Tennessee. The minimum auto insurance in Erin, Tennessee is outlined here.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $15,000 minimum |
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Find Cheap Erin, TN Auto Insurance by Credit History
Your credit can have an impact on what you pay for auto insurance in Erin, TN. Take a look at Erin, Tennessee auto insurance rates by credit history.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $5,907 | $4,522 | $3,458 |
| Farmers | $4,010 | $3,140 | $2,970 |
| Geico | $4,036 | $3,448 | $3,168 |
| Liberty Mutual | $8,784 | $5,361 | $4,194 |
| Nationwide | $3,761 | $2,980 | $2,643 |
| Progressive | $4,302 | $3,699 | $3,454 |
| State Farm | $3,998 | $2,398 | $1,862 |
| Travelers | $3,371 | $2,628 | $1,924 |
| USAA | $3,985 | $2,316 | $1,906 |
Buy Cheap Erin, TN Auto Insurance by Age, Gender, and Marital Status
Do age, gender, and marital status affect Erin, Tennessee auto insurance rates? Find out how car insurance rates in Erin, TN are impacted by demographics.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,691 | $2,584 | $2,417 | $2,510 | $10,057 | $10,928 | $2,871 | $2,975 |
| Farmers | $1,785 | $1,816 | $1,600 | $1,755 | $7,299 | $7,753 | $2,415 | $2,565 |
| Geico | $2,404 | $2,433 | $2,223 | $2,223 | $7,023 | $7,175 | $2,425 | $2,499 |
| Nationwide | $2,029 | $2,050 | $1,818 | $1,853 | $5,414 | $7,005 | $2,323 | $2,533 |
| Progressive | $1,960 | $1,855 | $1,596 | $1,665 | $8,700 | $9,803 | $2,370 | $2,596 |
| State Farm | $1,742 | $1,742 | $1,544 | $1,544 | $4,973 | $6,244 | $1,959 | $2,273 |
| Travelers | $1,741 | $1,833 | $1,566 | $1,667 | $4,719 | $5,786 | $1,860 | $1,958 |
| USAA | $1,568 | $1,604 | $1,407 | $1,415 | $5,424 | $6,223 | $2,045 | $2,198 |
Buy Cheap Erin, TN Auto Insurance for Teen Drivers
Auto insurance for teenagers in Erin can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Erin, TN are listed here.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $10,057 | $10,928 |
| Farmers | $7,299 | $7,753 |
| Geico | $7,023 | $7,175 |
| Nationwide | $5,414 | $7,005 |
| Progressive | $8,700 | $9,803 |
| State Farm | $4,973 | $6,244 |
| Travelers | $4,719 | $5,786 |
| USAA | $5,424 | $6,223 |
Buy Cheap Erin, TN Auto Insurance for Seniors
You can save on senior auto insurance rates in Erin, Tennessee by comparing Erin senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Erin, TN here.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,417 | $2,510 |
| Farmers | $1,600 | $1,755 |
| Geico | $2,223 | $2,223 |
| Nationwide | $1,818 | $1,853 |
| Progressive | $1,596 | $1,665 |
| State Farm | $1,544 | $1,544 |
| Travelers | $1,566 | $1,667 |
| USAA | $1,407 | $1,415 |
Find Cheap Auto Insurance Rates in Erin, TN by Coverage Level
The amount of coverage you choose is a big factor in the cost of Erin, Tennessee auto insurance. Compare Erin, TN auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,466 | $4,618 | $4,804 |
| Farmers | $3,189 | $3,358 | $3,573 |
| Geico | $3,401 | $3,543 | $3,707 |
| Liberty Mutual | $5,880 | $6,110 | $6,349 |
| Nationwide | $3,154 | $3,057 | $3,173 |
| Progressive | $3,618 | $3,820 | $4,016 |
| State Farm | $2,635 | $2,762 | $2,862 |
| Travelers | $2,504 | $2,639 | $2,781 |
| USAA | $2,657 | $2,727 | $2,823 |
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Find Cheap Erin, TN Auto Insurance Rates by Commute
How long you’re in your car each day affects the cost of auto insurance in Erin. Compare auto insurance rates in Erin, TN by commute length to see how your daily commute impacts your rates.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $4,629 | $4,629 |
| Farmers | $3,373 | $3,373 |
| Geico | $3,534 | $3,568 |
| Liberty Mutual | $6,113 | $6,113 |
| Nationwide | $3,128 | $3,128 |
| Progressive | $3,818 | $3,818 |
| State Farm | $2,689 | $2,816 |
| Travelers | $2,538 | $2,745 |
| USAA | $2,657 | $2,814 |
Find Cheap Erin, TN Auto Insurance Rates by Driving Record
Auto insurance rates in Erin, Tennessee are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Erin, TN, take a look at the average cost for various violations versus rates for a clean driving record in Erin.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,877 | $4,620 | $5,584 | $4,435 |
| Farmers | $2,881 | $3,567 | $3,646 | $3,399 |
| Geico | $2,562 | $3,454 | $5,625 | $2,562 |
| Liberty Mutual | $4,961 | $7,133 | $6,648 | $5,710 |
| Nationwide | $2,704 | $2,704 | $4,070 | $3,033 |
| Progressive | $3,363 | $4,361 | $3,582 | $3,966 |
| State Farm | $2,531 | $2,975 | $2,753 | $2,753 |
| Travelers | $2,148 | $2,751 | $3,024 | $2,641 |
| USAA | $1,995 | $2,970 | $3,507 | $2,470 |
Find Cheap Erin, TN Auto Insurance Rates After a DUI
The cost of DUI auto insurance in Erin, Tennessee is higher than for a clean driving record. You can buy auto insurance after a DUI in Erin for less when you shop around and compare rates from multiple Erin, TN auto insurance companies.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $5,584 |
| Farmers | $3,646 |
| Geico | $5,625 |
| Liberty Mutual | $6,648 |
| Nationwide | $4,070 |
| Progressive | $3,582 |
| State Farm | $2,753 |
| Travelers | $3,024 |
| USAA | $3,507 |
Winners by Category: Where to Buy Cheap Auto Insurance in Erin, TN
Compare rates from the cheapest auto insurance companies in Erin, TN for your needs. Take a look at how Erin, Tennessee auto insurance companies stack up for each category.
| Category | Insurance Company |
|---|---|
| Teenagers | Travelers |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | Nationwide |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | USAA |
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Find Cheap Erin, Tennessee Auto Insurance Companies
If you’re looking for the cheapest Erin, TN auto insurance companies overall, you can compare them here. Find the best price for Erin, Tennessee car insurance by company.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $4,629 |
| Farmers | $3,373 |
| Geico | $3,551 |
| Nationwide | $3,128 |
| Progressive | $3,818 |
| State Farm | $2,753 |
| Travelers | $2,641 |
| USAA | $2,736 |
What affects Erin, Tennessee auto insurance rates?
Local factors affect auto insurance rates in Erin, TN, including traffic, theft statistics, and commute length. Take a look at the things that impact Erin auto insurance rates.
Commute Times in Erin
Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Erin, TN is 28.6 minutes according to City-Data.
Compare Auto Insurance Quotes in Erin, TN
You can buy cheap Erin, TN auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Erin, Tennessee auto insurance quotes from top companies.
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Frequently Asked Questions
What are the benefits of buying cheap auto insurance in Erin, TN?
Some potential benefits of purchasing cheap auto insurance in Erin, TN include:
- Cost savings: Cheap insurance premiums can help you save money on your car insurance expenses.
- Compliance with legal requirements: Auto insurance is mandatory in most states, including Tennessee, so purchasing cheap insurance allows you to meet the legal requirements without breaking the bank.
- Protection against financial losses: Even cheap insurance can provide coverage for damages to your vehicle or injuries to others, helping protect you from significant financial burdens in case of an accident.
What are the drawbacks of buying cheap auto insurance in Erin, TN?
While cheap auto insurance may be appealing, it’s important to consider the potential drawbacks:
- Limited coverage: Cheap insurance policies may offer minimal coverage options, which can leave you financially exposed in case of certain accidents or incidents.
- Higher deductibles: To keep premiums low, cheap insurance policies often come with higher deductibles. This means you’ll have to pay more out of pocket before your coverage kicks in.
- Less comprehensive benefits: Cheap insurance may not offer additional benefits such as roadside assistance, rental car reimbursement, or comprehensive coverage for non-collision incidents like theft or vandalism.
How can I find cheap auto insurance in Erin, TN?
To find cheap auto insurance in Erin, TN, you can consider the following strategies:
- Compare quotes: Obtain quotes from multiple insurance providers and compare the coverage options and premiums they offer. This allows you to find the best balance between affordability and coverage.
- Adjust coverage levels: Consider your specific needs and evaluate whether you can lower certain coverage limits or remove optional coverages that you may not require. However, be cautious not to sacrifice essential coverage.
- Look for discounts: Insurance companies often offer various discounts, such as good driver discounts, multi-policy discounts, or discounts for safety features in your vehicle. Inquire about available discounts that you may qualify for.
Will my cheap auto insurance cover all types of accidents?
The extent of coverage provided by your auto insurance policy, regardless of its cost, depends on the specific terms and conditions outlined in the policy. Cheap insurance policies may have limited coverage, so it’s essential to review the policy details carefully to understand which types of accidents and incidents are covered.
Can I switch to a better insurance policy later if I start with cheap auto insurance?
Yes, you can switch to a different insurance policy at any time, including upgrading to a better policy with broader coverage. However, keep in mind that if you decide to switch before your current policy expires, there may be cancellation fees or penalties involved. It’s advisable to review the terms and conditions of your current policy and consult with the new insurance provider to ensure a smooth transition.
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Travis Thompson
Licensed Insurance Agent
Travis Thompson has been a licensed insurance agent for nearly five years. After obtaining his life and health insurance licenses, he began working for Symmetry Financial Group as a State Licensed Field Underwriter. In this position, he learned the coverage options and limits surrounding mortgage protection. He advised clients on the coverage needed to protect them in the event of a death, critica...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.