Buy Cheap Clarksville, TN Auto Insurance in 2024
Clarksville, TN auto insurance rates average $269 a month. Minimum auto insurance requirements in Clarksville, Tennessee are 25/50/15 to comply with Tennessee laws. To buy cheap auto insurance in Clarksville, TN, compare Clarksville auto insurance quotes from top companies.
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Kristen Gryglik
Licensed Insurance Agent
Kristen is a licensed insurance agent working in the greater Boston area. She has over 20 years of experience counseling individuals and businesses on which insurance policies best fit their needs and budgets. She knows everyone has their own unique needs and circumstances, and she is passionate about counseling others on which policy is right for them. Licensed in Massachusetts, New Hampshire,...
Licensed Insurance Agent
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average auto insurance rates in Clarksville, TN for teens drivers are $6,589/year
- Average auto insurance rates in Clarksville, TN after a DUI are $4,169/year
- Average auto insurance rates in Clarksville, TN are $269/month
Finding affordable Clarksville, Tennessee auto insurance can be challenging, but everything you need to know to buy cheap Clarksville, TN auto insurance with confidence is right here. Auto insurance rates in Clarksville are affected by local factors as well as personal ones like your driving record.
See how Clarksville, TN car insurance rates compare to Murfreesboro auto insurance rates, Franklin auto insurance rates, and Jackson auto insurance rates before you read more about the cost of auto insurance in Clarksville.
Don’t buy Clarksville, TN auto insurance until you’ve compared rates. Get free Clarksville, Tennessee auto insurance quotes when you enter your ZIP code above.
Clarksville, TN Minimum Auto Insurance Requirements
The required auto insurance in Clarksville, TN is 25/50/15 according to the auto insurance laws in Tennessee. The minimum auto insurance in Clarksville, Tennessee is outlined here.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $15,000 minimum |
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Find Cheap Clarksville, TN Auto Insurance by Credit History
Your credit can have an impact on what you pay for auto insurance in Clarksville, TN. Take a look at Clarksville, Tennessee auto insurance rates by credit history.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $6,139 | $4,708 | $3,596 |
| Farmers | $3,235 | $2,535 | $2,397 |
| Geico | $3,682 | $3,156 | $2,903 |
| Liberty Mutual | $8,837 | $5,436 | $4,251 |
| Nationwide | $3,982 | $3,170 | $2,815 |
| Progressive | $3,996 | $3,470 | $3,253 |
| State Farm | $4,052 | $2,430 | $1,887 |
| Travelers | $3,408 | $2,699 | $1,967 |
| USAA | $3,863 | $2,270 | $1,874 |
Buy Cheap Clarksville, TN Auto Insurance by Age, Gender, and Marital Status
Do age, gender, and marital status affect Clarksville, Tennessee auto insurance rates? Find out how car insurance rates in Clarksville, TN are impacted by demographics.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,772 | $2,659 | $2,499 | $2,594 | $10,525 | $11,473 | $2,947 | $3,045 |
| Farmers | $1,435 | $1,463 | $1,287 | $1,420 | $5,887 | $6,292 | $1,948 | $2,045 |
| Geico | $2,140 | $2,157 | $1,968 | $1,968 | $6,602 | $6,709 | $2,180 | $2,250 |
| Nationwide | $2,123 | $2,138 | $1,906 | $1,933 | $5,858 | $7,537 | $2,441 | $2,644 |
| Progressive | $1,782 | $1,666 | $1,458 | $1,525 | $8,320 | $9,346 | $2,147 | $2,341 |
| State Farm | $1,690 | $1,690 | $1,530 | $1,530 | $5,217 | $6,532 | $1,912 | $2,216 |
| Travelers | $1,713 | $1,801 | $1,570 | $1,669 | $4,917 | $6,125 | $1,821 | $1,914 |
| USAA | $1,501 | $1,525 | $1,355 | $1,353 | $5,384 | $6,185 | $1,962 | $2,085 |
Buy Cheap Clarksville, TN Auto Insurance for Teen Drivers
Auto insurance for teenagers in Clarksville can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Clarksville, TN are listed here.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $10,525 | $11,473 |
| Farmers | $5,887 | $6,292 |
| Geico | $6,602 | $6,709 |
| Nationwide | $5,858 | $7,537 |
| Progressive | $8,320 | $9,346 |
| State Farm | $5,217 | $6,532 |
| Travelers | $4,917 | $6,125 |
| USAA | $5,384 | $6,185 |
Buy Cheap Clarksville, TN Auto Insurance for Seniors
You can save on senior auto insurance rates in Clarksville, Tennessee by comparing Clarksville senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Clarksville, TN here.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,499 | $2,594 |
| Farmers | $1,287 | $1,420 |
| Geico | $1,968 | $1,968 |
| Nationwide | $1,906 | $1,933 |
| Progressive | $1,458 | $1,525 |
| State Farm | $1,530 | $1,530 |
| Travelers | $1,570 | $1,669 |
| USAA | $1,355 | $1,353 |
Find Cheap Auto Insurance Rates in Clarksville, TN by Coverage Level
The amount of coverage you choose is a big factor in the cost of Clarksville, Tennessee auto insurance. Compare Clarksville, TN auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,642 | $4,802 | $4,998 |
| Farmers | $2,560 | $2,709 | $2,897 |
| Geico | $3,085 | $3,242 | $3,413 |
| Liberty Mutual | $5,897 | $6,175 | $6,453 |
| Nationwide | $3,338 | $3,251 | $3,379 |
| Progressive | $3,325 | $3,578 | $3,816 |
| State Farm | $2,620 | $2,804 | $2,945 |
| Travelers | $2,532 | $2,690 | $2,852 |
| USAA | $2,584 | $2,660 | $2,763 |
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Find Cheap Clarksville, TN Auto Insurance Rates by Commute
How long you’re in your car each day affects the cost of auto insurance in Clarksville. Compare auto insurance rates in Clarksville, TN by commute length to see how your daily commute impacts your rates.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $4,814 | $4,814 |
| Farmers | $2,722 | $2,722 |
| Geico | $3,225 | $3,268 |
| Liberty Mutual | $6,175 | $6,175 |
| Nationwide | $3,322 | $3,322 |
| Progressive | $3,573 | $3,573 |
| State Farm | $2,722 | $2,857 |
| Travelers | $2,586 | $2,797 |
| USAA | $2,595 | $2,743 |
Find Cheap Clarksville, TN Auto Insurance Rates by ZIP Code
Auto insurance rates in Clarksville, Tennessee can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Clarksville, TN to see how much where you live in Clarksville affects the cost of car insurance.
| ZIP Code | Average Annual Rates |
|---|---|
| 37040 | $3,613 |
| 37042 | $3,647 |
| 37043 | $3,601 |
| 37044 | $3,579 |
Find Cheap Clarksville, TN Auto Insurance Rates by Driving Record
Auto insurance rates in Clarksville, Tennessee are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Clarksville, TN, take a look at the average cost for various violations versus rates for a clean driving record in Clarksville.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,026 | $4,803 | $5,817 | $4,611 |
| Farmers | $2,332 | $2,869 | $2,937 | $2,751 |
| Geico | $2,366 | $3,162 | $5,093 | $2,366 |
| Liberty Mutual | $5,001 | $7,229 | $6,715 | $5,754 |
| Nationwide | $2,878 | $2,878 | $4,309 | $3,224 |
| Progressive | $3,145 | $4,101 | $3,348 | $3,699 |
| State Farm | $2,540 | $3,040 | $2,790 | $2,790 |
| Travelers | $2,183 | $2,810 | $3,092 | $2,680 |
| USAA | $1,940 | $2,910 | $3,417 | $2,408 |
Find Cheap Clarksville, TN Auto Insurance Rates After a DUI
The cost of DUI auto insurance in Clarksville, Tennessee is higher than for a clean driving record. You can buy auto insurance after a DUI in Clarksville for less when you shop around and compare rates from multiple Clarksville, TN auto insurance companies.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $5,817 |
| Farmers | $2,937 |
| Geico | $5,093 |
| Liberty Mutual | $6,715 |
| Nationwide | $4,309 |
| Progressive | $3,348 |
| State Farm | $2,790 |
| Travelers | $3,092 |
| USAA | $3,417 |
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Winners by Category: Where to Buy Cheap Auto Insurance in Clarksville, TN
Compare rates from the cheapest auto insurance companies in Clarksville, TN for your needs. Take a look at how Clarksville, Tennessee auto insurance companies stack up for each category.
| Category | Insurance Company |
|---|---|
| Teenagers | Travelers |
| Seniors | Farmers |
| Clean Record | USAA |
| With 1 Accident | Travelers |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | Geico |
Find Cheap Clarksville, Tennessee Auto Insurance Companies
If you’re looking for the cheapest Clarksville, TN auto insurance companies overall, you can compare them here. Find the best price for Clarksville, Tennessee car insurance by company.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $4,814 |
| Farmers | $2,722 |
| Geico | $3,247 |
| Nationwide | $3,322 |
| Progressive | $3,573 |
| State Farm | $2,790 |
| Travelers | $2,691 |
| USAA | $2,669 |
What affects Clarksville, Tennessee auto insurance rates?
Local factors affect auto insurance rates in Clarksville, TN, including traffic, theft statistics, and commute length. Take a look at the things that impact Clarksville auto insurance rates.
Commute Times in Clarksville
Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Clarksville, TN is 24.7 minutes according to City-Data.
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Compare Auto Insurance Quotes in Clarksville, TN
You can buy cheap Clarksville, TN auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Clarksville, Tennessee auto insurance quotes from top companies.
Frequently Asked Questions
What factors can affect the cost of auto insurance in Clarksville, TN?
Several factors can impact the cost of auto insurance in Clarksville, TN. These factors include your driving record, age, type of vehicle, coverage limits, deductible amount, credit history, and the insurance company’s rating system.
How can I find cheap auto insurance in Clarksville, TN?
To find cheap auto insurance in Clarksville, TN, consider the following tips:
- Shop around and compare quotes from multiple insurance providers.
- Maintain a clean driving record and avoid accidents or traffic violations.
- Opt for higher deductibles if you can afford to pay more out of pocket in case of a claim.
- Bundle your auto insurance with other policies, such as homeowner’s insurance, for potential discounts.
- Inquire about available discounts, such as safe driver discounts, good student discounts, or multi-car discounts.
What is the minimum auto insurance coverage required in Clarksville, TN?
In Clarksville, TN, drivers are required to carry minimum liability coverage. This includes:
- $25,000 bodily injury liability per person
- $50,000 bodily injury liability per accident
- $15,000 property damage liability per accident
Are there any additional coverage options I should consider?
While the minimum liability coverage is required, it may be beneficial to consider additional coverage options for better protection. Some common additional coverage options include:
- Collision coverage: Covers repairs or replacement of your vehicle in case of an accident.
- Comprehensive coverage: Covers damages to your vehicle caused by incidents other than collisions, such as theft, vandalism, or natural disasters.
- Uninsured/Underinsured motorist coverage: Provides coverage if you’re involved in an accident with a driver who doesn’t have sufficient insurance coverage.
- Medical payments coverage: Helps cover medical expenses for you and your passengers in case of an accident.
Does the type of vehicle I drive affect my insurance premium?
Yes, the type of vehicle you drive can impact your insurance premium. Generally, expensive and high-performance vehicles tend to have higher insurance rates due to the increased cost of repairs or replacement. Vehicles with advanced safety features may qualify for discounts, while older or less safe models might result in higher premiums.
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Kristen Gryglik
Licensed Insurance Agent
Kristen is a licensed insurance agent working in the greater Boston area. She has over 20 years of experience counseling individuals and businesses on which insurance policies best fit their needs and budgets. She knows everyone has their own unique needs and circumstances, and she is passionate about counseling others on which policy is right for them. Licensed in Massachusetts, New Hampshire,...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.