Buy Cheap Nichols, SC Auto Insurance in 2024
Nichols, SC auto insurance rates average $333 a month. Minimum auto insurance requirements in Nichols, South Carolina are 25/50/25 to comply with South Carolina laws. To buy cheap auto insurance in Nichols, SC, compare Nichols auto insurance quotes from top companies.
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Kalyn Johnson
Insurance Claims Support & Sr. Adjuster
Kalyn grew up in an insurance family with a grandfather, aunt, and uncle leading successful careers as insurance agents. She soon found she has similar interests and followed in their footsteps. After spending about ten years working in the insurance industry as both an appraiser dispatcher and a senior property claims adjuster, she decided to combine her years of insurance experience with another...
Insurance Claims Support & Sr. Adjuster
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average auto insurance rates in Nichols, SC for teens drivers are $7,480/year
- The most expensive auto insurance company in Nichols after a DUI is Progressive
- Average auto insurance rates in Nichols, SC after a DUI are $4,547/year
Finding affordable Nichols, South Carolina auto insurance can be challenging, but everything you need to know to buy cheap Nichols, SC auto insurance with confidence is right here. Auto insurance rates in Nichols are affected by local factors as well as personal ones like your driving record.
See how Nichols, SC car insurance rates compare to Columbia auto insurance rates, Mount Pleasant auto insurance rates, and Hilton Head Island auto insurance rates before you read more about the cost of auto insurance in Nichols.
Don’t buy Nichols, SC auto insurance until you’ve compared rates. Get free Nichols, South Carolina auto insurance quotes when you enter your ZIP code above.
Nichols, SC Minimum Auto Insurance Requirements
The required auto insurance in Nichols, SC is 25/50/25 according to the auto insurance laws in South Carolina. The minimum auto insurance in Nichols, South Carolina is outlined here.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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Find Cheap Nichols, SC Auto Insurance by Credit History
Your credit can have an impact on what you pay for auto insurance in Nichols, SC. Take a look at Nichols, South Carolina auto insurance rates by credit history.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $4,902 | $3,677 | $3,103 |
| Farmers | $6,070 | $5,082 | $4,614 |
| Geico | $5,165 | $2,778 | $2,216 |
| Nationwide | $4,492 | $3,647 | $3,199 |
| Progressive | $5,944 | $5,180 | $4,815 |
| State Farm | $4,188 | $2,561 | $2,016 |
| USAA | $5,322 | $2,640 | $2,313 |
Buy Cheap Nichols, SC Auto Insurance by Age, Gender, and Marital Status
Do age, gender, and marital status affect Nichols, South Carolina auto insurance rates? Find out how car insurance rates in Nichols, SC are impacted by demographics.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,577 | $2,577 | $2,466 | $2,466 | $6,636 | $8,466 | $2,857 | $3,107 |
| Farmers | $3,668 | $3,687 | $3,454 | $3,809 | $9,164 | $10,293 | $3,966 | $4,001 |
| Geico | $2,447 | $2,447 | $2,237 | $2,237 | $5,909 | $6,044 | $2,849 | $2,922 |
| Nationwide | $2,565 | $2,597 | $2,309 | $2,396 | $6,248 | $8,049 | $2,905 | $3,167 |
| Progressive | $2,942 | $2,727 | $2,515 | $2,619 | $11,787 | $13,015 | $3,378 | $3,521 |
| State Farm | $1,849 | $1,849 | $1,674 | $1,674 | $5,283 | $6,637 | $2,073 | $2,333 |
| USAA | $1,839 | $1,845 | $1,694 | $1,697 | $7,335 | $8,022 | $2,419 | $2,548 |
Buy Cheap Nichols, SC Auto Insurance for Teen Drivers
Auto insurance for teenagers in Nichols can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Nichols, SC are listed here.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $6,636 | $8,466 |
| Farmers | $9,164 | $10,293 |
| Geico | $5,909 | $6,044 |
| Nationwide | $6,248 | $8,049 |
| Progressive | $11,787 | $13,015 |
| State Farm | $5,283 | $6,637 |
| USAA | $7,335 | $8,022 |
Buy Cheap Nichols, SC Auto Insurance for Seniors
You can save on senior auto insurance rates in Nichols, South Carolina by comparing Nichols senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Nichols, SC here.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,466 | $2,466 |
| Farmers | $3,454 | $3,809 |
| Geico | $2,237 | $2,237 |
| Nationwide | $2,309 | $2,396 |
| Progressive | $2,515 | $2,619 |
| State Farm | $1,674 | $1,674 |
| USAA | $1,694 | $1,697 |
Find Cheap Auto Insurance Rates in Nichols, SC by Coverage Level
The amount of coverage you choose is a big factor in the cost of Nichols, South Carolina auto insurance. Compare Nichols, SC auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,656 | $3,875 | $4,151 |
| Farmers | $4,698 | $5,251 | $5,817 |
| Geico | $3,128 | $3,349 | $3,683 |
| Nationwide | $3,722 | $3,783 | $3,834 |
| Progressive | $4,947 | $5,246 | $5,746 |
| State Farm | $2,707 | $2,920 | $3,137 |
| USAA | $3,222 | $3,420 | $3,633 |
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Find Cheap Nichols, SC Auto Insurance Rates by Commute
How long you’re in your car each day affects the cost of auto insurance in Nichols. Compare auto insurance rates in Nichols, SC by commute length to see how your daily commute impacts your rates.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $3,812 | $3,976 |
| Farmers | $5,255 | $5,255 |
| Geico | $3,368 | $3,405 |
| Nationwide | $3,779 | $3,779 |
| Progressive | $5,313 | $5,313 |
| State Farm | $2,849 | $2,994 |
| USAA | $3,389 | $3,461 |
Find Cheap Nichols, SC Auto Insurance Rates by Driving Record
Auto insurance rates in Nichols, South Carolina are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Nichols, SC, take a look at the average cost for various violations versus rates for a clean driving record in Nichols.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $2,934 | $4,656 | $4,108 | $3,877 |
| Farmers | $4,395 | $6,063 | $5,056 | $5,508 |
| Geico | $2,604 | $3,341 | $4,997 | $2,604 |
| Nationwide | $3,013 | $3,886 | $4,904 | $3,315 |
| Progressive | $4,377 | $6,304 | $5,270 | $5,301 |
| State Farm | $2,654 | $3,248 | $2,892 | $2,892 |
| USAA | $2,712 | $3,349 | $4,600 | $3,040 |
Find Cheap Nichols, SC Auto Insurance Rates After a DUI
The cost of DUI auto insurance in Nichols, South Carolina is higher than for a clean driving record. You can buy auto insurance after a DUI in Nichols for less when you shop around and compare rates from multiple Nichols, SC auto insurance companies.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $4,108 |
| Farmers | $5,056 |
| Geico | $4,997 |
| Nationwide | $4,904 |
| Progressive | $5,270 |
| State Farm | $2,892 |
| USAA | $4,600 |
Winners by Category: Where to Buy Cheap Auto Insurance in Nichols, SC
Compare rates from the cheapest auto insurance companies in Nichols, SC for your needs. Take a look at how Nichols, South Carolina auto insurance companies stack up for each category.
| Category | Insurance Company |
|---|---|
| Teenagers | State Farm |
| Seniors | State Farm |
| Clean Record | Geico |
| With 1 Accident | State Farm |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | Geico |
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Find Cheap Nichols, South Carolina Auto Insurance Companies
If you’re looking for the cheapest Nichols, SC auto insurance companies overall, you can compare them here. Find the best price for Nichols, South Carolina car insurance by company.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $3,894 |
| Farmers | $5,255 |
| Geico | $3,387 |
| Nationwide | $3,779 |
| Progressive | $5,313 |
| State Farm | $2,921 |
| USAA | $3,425 |
What affects Nichols, South Carolina auto insurance rates?
Local factors affect auto insurance rates in Nichols, SC, including traffic, theft statistics, and commute length. Take a look at the things that impact Nichols auto insurance rates.
Commute Times in Nichols
Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Nichols, SC is 33.0 minutes according to City-Data.
Compare Auto Insurance Quotes in Nichols, SC
You can buy cheap Nichols, SC auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Nichols, South Carolina auto insurance quotes from top companies.
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Frequently Asked Questions
What factors should I consider when looking for cheap auto insurance in Nichols, SC?
When searching for affordable auto insurance in Nichols, SC, several factors can influence the cost of your policy. These may include your driving record, the type of vehicle you own, your age, the coverage limits you select, and even your credit score. It’s important to compare quotes from different insurance providers to find the best rates for your specific needs.
How can I find cheap auto insurance quotes in Nichols, SC?
To find cheap auto insurance quotes in Nichols, SC, you can start by researching and obtaining quotes from multiple insurance companies. Many insurance providers offer online quote tools that allow you to enter your information and receive personalized quotes quickly. Additionally, you can consider working with an independent insurance agent who can help you compare quotes from multiple insurers and find the most affordable option.
Are there any specific discounts available to lower the cost of auto insurance in Nichols, SC?
Yes, there are several potential discounts available that can help lower the cost of auto insurance in Nichols, SC. Common discounts include safe driver discounts, good student discounts, multi-vehicle discounts, bundling discounts (when you have multiple policies with the same insurer), and discounts for installing safety devices in your vehicle. It’s essential to inquire about available discounts when obtaining quotes to ensure you’re getting the best possible rate.
Does the type of vehicle I drive affect my auto insurance rates in Nichols, SC?
Yes, the type of vehicle you drive can impact your auto insurance rates in Nichols, SC. Insurance companies take into consideration factors such as the make, model, and year of your vehicle, as well as its safety features and potential repair costs. Generally, newer and more expensive vehicles tend to have higher insurance rates compared to older or less costly vehicles.
Can my credit score affect my auto insurance rates in Nichols, SC?
Yes, your credit score can potentially impact your auto insurance rates in Nichols, SC. Insurance companies often use credit-based insurance scores as a factor when determining premiums. Individuals with better credit scores may be considered less risky to insure and could be eligible for lower rates. It’s a good idea to maintain a good credit score by paying bills on time and managing your credit responsibly.
Are the minimum state-required coverage limits enough to have cheap auto insurance in Nichols, SC?
The minimum state-required coverage limits may be the cheapest option for auto insurance in Nichols, SC, but they may not provide sufficient protection for all situations. While opting for minimum coverage can save you money in the short term, it’s crucial to consider the potential financial risks you may face if you’re involved in a more severe accident. It’s recommended to evaluate your individual needs and consider additional coverage options for adequate protection.
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Kalyn Johnson
Insurance Claims Support & Sr. Adjuster
Kalyn grew up in an insurance family with a grandfather, aunt, and uncle leading successful careers as insurance agents. She soon found she has similar interests and followed in their footsteps. After spending about ten years working in the insurance industry as both an appraiser dispatcher and a senior property claims adjuster, she decided to combine her years of insurance experience with another...
Insurance Claims Support & Sr. Adjuster
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.