Buy Cheap Wilkes-Barre, PA Auto Insurance in 2024
Wilkes-Barre, PA auto insurance rates average $351 a month. Minimum auto insurance requirements in Wilkes-Barre, Pennsylvania are 15/30/5 to comply with Pennsylvania laws. To buy cheap auto insurance in Wilkes-Barre, PA, compare Wilkes-Barre auto insurance quotes from top companies.
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Michael Leotta
Insurance Operations Specialist
Michael earned a degree in Business Management degree with an insurance focus, which led to a successful 25-year career in insurance claims operations and support. He possesses a high-level of business acumen across multiple areas of the insurance industry. Over the course of his career, he served in multiple roles supporting claims operations including: Claims Specialist, Claims Trainer, Claim Au...
Insurance Operations Specialist
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average auto insurance rates in Wilkes-Barre, PA after a DUI are $4,685/year
- The most expensive auto insurance company in Wilkes-Barre after a DUI is Travelers
- The most expensive auto insurance company in Wilkes-Barre is Travelers
Finding affordable Wilkes-Barre, Pennsylvania auto insurance can be challenging, but everything you need to know to buy cheap Wilkes-Barre, PA auto insurance with confidence is right here. Auto insurance rates in Wilkes-Barre are affected by local factors as well as personal ones like your driving record.
See how Wilkes-Barre, PA car insurance rates compare to Reading auto insurance rates, Pittsburgh auto insurance rates, and Scranton auto insurance rates before you read more about the cost of auto insurance in Wilkes-Barre.
Don’t buy Wilkes-Barre, PA auto insurance until you’ve compared rates. Get free Wilkes-Barre, Pennsylvania auto insurance quotes when you enter your ZIP code above.
Wilkes-Barre, PA Minimum Auto Insurance Requirements
The required auto insurance in Wilkes-Barre, PA is 15/30/5 according to the auto insurance laws in Pennsylvania. The minimum auto insurance in Wilkes-Barre, Pennsylvania is outlined here.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $15,000 per person $30,000 per accident |
| Property Damage Liability Coverage | $5,000 minimum |
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Find Cheap Wilkes-Barre, PA Auto Insurance by Credit History
Your credit can have an impact on what you pay for auto insurance in Wilkes-Barre, PA. Take a look at Wilkes-Barre, Pennsylvania auto insurance rates by credit history.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $4,832 | $3,593 | $2,892 |
| Geico | $3,729 | $2,102 | $1,625 |
| Liberty Mutual | $6,504 | $4,669 | $4,125 |
| Nationwide | $3,118 | $2,564 | $2,285 |
| Progressive | $6,163 | $4,341 | $3,488 |
| State Farm | $4,060 | $2,519 | $1,990 |
| Travelers | $11,372 | $10,257 | $9,667 |
| USAA | $2,215 | $1,643 | $1,455 |
Buy Cheap Wilkes-Barre, PA Auto Insurance by Age, Gender, and Marital Status
Do age, gender, and marital status affect Wilkes-Barre, Pennsylvania auto insurance rates? Find out how car insurance rates in Wilkes-Barre, PA are impacted by demographics.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,370 | $2,370 | $2,196 | $2,196 | $7,928 | $7,928 | $2,596 | $2,596 |
| Geico | $1,952 | $1,690 | $1,884 | $1,631 | $4,872 | $4,224 | $1,947 | $1,686 |
| Liberty Mutual | $3,358 | $3,358 | $3,080 | $3,080 | $9,709 | $9,709 | $4,250 | $4,250 |
| Nationwide | $1,815 | $1,815 | $1,725 | $1,725 | $5,050 | $5,050 | $2,032 | $2,032 |
| Progressive | $2,892 | $2,892 | $2,590 | $2,590 | $9,506 | $9,506 | $3,668 | $3,668 |
| State Farm | $1,727 | $1,727 | $1,533 | $1,533 | $6,255 | $6,255 | $1,910 | $1,910 |
| Travelers | $2,268 | $2,268 | $2,475 | $2,475 | $34,287 | $34,287 | $2,698 | $2,698 |
| USAA | $1,134 | $1,134 | $1,028 | $1,028 | $3,422 | $3,422 | $1,499 | $1,499 |
Buy Cheap Wilkes-Barre, PA Auto Insurance for Teen Drivers
Auto insurance for teenagers in Wilkes-Barre can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Wilkes-Barre, PA are listed here.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $7,928 | $7,928 |
| Geico | $4,872 | $4,224 |
| Liberty Mutual | $9,709 | $9,709 |
| Nationwide | $5,050 | $5,050 |
| Progressive | $9,506 | $9,506 |
| State Farm | $6,255 | $6,255 |
| Travelers | $34,287 | $34,287 |
| USAA | $3,422 | $3,422 |
Buy Cheap Wilkes-Barre, PA Auto Insurance for Seniors
You can save on senior auto insurance rates in Wilkes-Barre, Pennsylvania by comparing Wilkes-Barre senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Wilkes-Barre, PA here.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,196 | $2,196 |
| Geico | $1,884 | $1,631 |
| Liberty Mutual | $3,080 | $3,080 |
| Nationwide | $1,725 | $1,725 |
| Progressive | $2,590 | $2,590 |
| State Farm | $1,533 | $1,533 |
| Travelers | $2,475 | $2,475 |
| USAA | $1,028 | $1,028 |
Find Cheap Auto Insurance Rates in Wilkes-Barre, PA by Coverage Level
The amount of coverage you choose is a big factor in the cost of Wilkes-Barre, Pennsylvania auto insurance. Compare Wilkes-Barre, PA auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,575 | $3,799 | $3,944 |
| Geico | $2,196 | $2,520 | $2,742 |
| Liberty Mutual | $4,800 | $5,145 | $5,353 |
| Nationwide | $2,621 | $2,692 | $2,654 |
| Progressive | $4,183 | $4,697 | $5,112 |
| State Farm | $2,652 | $2,896 | $3,020 |
| Travelers | $10,110 | $10,479 | $10,708 |
| USAA | $1,628 | $1,788 | $1,896 |
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Find Cheap Wilkes-Barre, PA Auto Insurance Rates by Commute
How long you’re in your car each day affects the cost of auto insurance in Wilkes-Barre. Compare auto insurance rates in Wilkes-Barre, PA by commute length to see how your daily commute impacts your rates.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $3,696 | $3,849 |
| Geico | $2,446 | $2,526 |
| Liberty Mutual | $4,970 | $5,229 |
| Nationwide | $2,656 | $2,656 |
| Progressive | $4,664 | $4,664 |
| State Farm | $2,772 | $2,940 |
| Travelers | $10,432 | $10,432 |
| USAA | $1,720 | $1,821 |
Find Cheap Wilkes-Barre, PA Auto Insurance Rates by Driving Record
Auto insurance rates in Wilkes-Barre, Pennsylvania are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Wilkes-Barre, PA, take a look at the average cost for various violations versus rates for a clean driving record in Wilkes-Barre.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,611 | $4,257 | $3,611 | $3,611 |
| Geico | $1,836 | $3,121 | $2,459 | $2,527 |
| Liberty Mutual | $4,627 | $5,355 | $5,207 | $5,207 |
| Nationwide | $1,932 | $2,572 | $3,556 | $2,562 |
| Progressive | $4,213 | $5,868 | $4,349 | $4,226 |
| State Farm | $2,603 | $3,110 | $2,856 | $2,856 |
| Travelers | $7,360 | $10,513 | $13,342 | $10,513 |
| USAA | $1,425 | $1,969 | $2,096 | $1,592 |
Find Cheap Wilkes-Barre, PA Auto Insurance Rates After a DUI
The cost of DUI auto insurance in Wilkes-Barre, Pennsylvania is higher than for a clean driving record. You can buy auto insurance after a DUI in Wilkes-Barre for less when you shop around and compare rates from multiple Wilkes-Barre, PA auto insurance companies.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $3,611 |
| Geico | $2,459 |
| Liberty Mutual | $5,207 |
| Nationwide | $3,556 |
| Progressive | $4,349 |
| State Farm | $2,856 |
| Travelers | $13,342 |
| USAA | $2,096 |
Winners by Category: Where to Buy Cheap Auto Insurance in Wilkes-Barre, PA
Compare rates from the cheapest auto insurance companies in Wilkes-Barre, PA for your needs. Take a look at how Wilkes-Barre, Pennsylvania auto insurance companies stack up for each category.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | USAA |
| With 1 Speeding Violation | USAA |
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Find Cheap Wilkes-Barre, Pennsylvania Auto Insurance Companies
If you’re looking for the cheapest Wilkes-Barre, PA auto insurance companies overall, you can compare them here. Find the best price for Wilkes-Barre, Pennsylvania car insurance by company.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $3,773 |
| Geico | $2,486 |
| Liberty Mutual | $5,099 |
| Nationwide | $2,656 |
| Progressive | $4,664 |
| State Farm | $2,856 |
| Travelers | $10,432 |
| USAA | $1,771 |
What affects Wilkes-Barre, Pennsylvania auto insurance rates?
Local factors affect auto insurance rates in Wilkes-Barre, PA, including traffic, theft statistics, and commute length. Take a look at the things that impact Wilkes-Barre auto insurance rates.
Commute Times in Wilkes-Barre
Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Wilkes-Barre, PA is 19.1 minutes according to City-Data.
Traffic in Wilkes-Barre
How is traffic in Wilkes-Barre, Pennsylvania? Inrix data shows that Wilkes-Barre, PA traffic makes it the 944th-most congested city compared to other cities worldwide.
Compare Auto Insurance Quotes in Wilkes-Barre, PA
You can buy cheap Wilkes-Barre, PA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Wilkes-Barre, Pennsylvania auto insurance quotes from top companies.
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Frequently Asked Questions
Why is it important to have auto insurance in Wilkes-Barre, PA?
Auto insurance is important in Wilkes-Barre, PA, as it provides financial protection in the event of accidents, damage, or theft. It is also a legal requirement to have at least the minimum liability coverage to drive legally in Pennsylvania.
What types of coverage are available in Wilkes-Barre, PA auto insurance?
Several types of coverage are available in Wilkes-Barre, PA auto insurance, including:
- Liability coverage: Covers bodily injury and property damage liability for accidents you cause.
- Collision coverage: Pays for repairs or replacement of your vehicle if it’s damaged in a collision.
- Comprehensive coverage: Provides coverage for non-collision incidents such as theft, vandalism, or natural disasters.
- Uninsured/underinsured motorist coverage: Protects you if you’re involved in an accident with a driver who has little or no insurance.
- Personal injury protection (PIP): Covers medical expenses and lost wages for you and your passengers.
What factors can affect the cost of auto insurance in Wilkes-Barre, PA?
Several factors can influence the cost of auto insurance in Wilkes-Barre, PA, including:
- Driving record: A clean driving history typically results in lower premiums.
- Vehicle type: The make, model, and year of your vehicle can impact insurance rates.
- Age and gender: Younger drivers and male drivers often pay higher premiums.
- Coverage limits: Higher coverage limits generally lead to higher premiums.
- Deductible amount: A higher deductible can lower your premium but increases your out-of-pocket expenses in case of a claim.
How can I find cheap auto insurance in Wilkes-Barre, PA?
To find affordable auto insurance in Wilkes-Barre, PA, consider the following tips:
- Shop around: Compare quotes from multiple insurance providers to find the best rates.
- Bundle policies: Combining your auto insurance with other policies, such as homeowners or renters insurance, may lead to discounts.
- Maintain a good driving record: Safe driving habits can help you qualify for lower rates.
- Increase your deductible: Choosing a higher deductible can lower your premium.
- Ask about discounts: Inquire about available discounts for features like anti-theft devices, good student grades, or defensive driving courses.
Are there any specific auto insurance requirements in Wilkes-Barre, PA?
Yes, in Wilkes-Barre, PA, the state requires drivers to carry the minimum liability coverage, which includes:
- $15,000 for bodily injury per person
- $30,000 for bodily injury per accident
- $5,000 for property damage per accident
What should I do if I’m involved in a car accident in Wilkes-Barre, PA?
If you’re involved in a car accident in Wilkes-Barre, PA, take the following steps:
- Check for injuries and call emergency services if necessary.
- Exchange information with the other driver(s) involved, including names, contact details, and insurance information.
- Document the accident by taking photos and gathering witness statements, if possible.
- Notify your insurance provider and file a claim.
- Cooperate with the claims adjuster during the investigation process.
Can I cancel my auto insurance policy in Wilkes-Barre, PA?
Yes, you can cancel your auto insurance policy in Wilkes-Barre, PA. However, it’s important to consider the potential consequences of canceling your auto insurance policy. Driving without insurance is illegal in Pennsylvania and can result in fines, license suspension, and other penalties. If you no longer need auto insurance, such as if you no longer own a vehicle, it’s advisable to contact your insurance provider and follow their cancellation process to ensure compliance with the law.
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Michael Leotta
Insurance Operations Specialist
Michael earned a degree in Business Management degree with an insurance focus, which led to a successful 25-year career in insurance claims operations and support. He possesses a high-level of business acumen across multiple areas of the insurance industry. Over the course of his career, he served in multiple roles supporting claims operations including: Claims Specialist, Claims Trainer, Claim Au...
Insurance Operations Specialist
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.