Buy Cheap Morrisville, PA Auto Insurance in 2024
Morrisville, PA auto insurance rates average $356 a month. Minimum auto insurance requirements in Morrisville, Pennsylvania are 15/30/5 to comply with Pennsylvania laws. To buy cheap auto insurance in Morrisville, PA, compare Morrisville auto insurance quotes from top companies.
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Kalyn Johnson
Insurance Claims Support & Sr. Adjuster
Kalyn grew up in an insurance family with a grandfather, aunt, and uncle leading successful careers as insurance agents. She soon found she has similar interests and followed in their footsteps. After spending about ten years working in the insurance industry as both an appraiser dispatcher and a senior property claims adjuster, she decided to combine her years of insurance experience with another...
Insurance Claims Support & Sr. Adjuster
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average auto insurance rates in Morrisville, PA for teens drivers are $9,909/year
- The most expensive auto insurance company in Morrisville is Travelers
- The most expensive auto insurance company in Morrisville after a DUI is Travelers
Finding affordable Morrisville, Pennsylvania auto insurance can be challenging, but everything you need to know to buy cheap Morrisville, PA auto insurance with confidence is right here. Auto insurance rates in Morrisville are affected by local factors as well as personal ones like your driving record.
See how Morrisville, PA car insurance rates compare to Bethlehem auto insurance rates, Altoona auto insurance rates, and Pittsburgh auto insurance rates before you read more about the cost of auto insurance in Morrisville.
Don’t buy Morrisville, PA auto insurance until you’ve compared rates. Get free Morrisville, Pennsylvania auto insurance quotes when you enter your ZIP code above.
Morrisville, PA Minimum Auto Insurance Requirements
The required auto insurance in Morrisville, PA is 15/30/5 according to the auto insurance laws in Pennsylvania. The minimum auto insurance in Morrisville, Pennsylvania is outlined here.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $15,000 per person $30,000 per accident |
| Property Damage Liability Coverage | $5,000 minimum |
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Find Cheap Morrisville, PA Auto Insurance by Credit History
Your credit can have an impact on what you pay for auto insurance in Morrisville, PA. Take a look at Morrisville, Pennsylvania auto insurance rates by credit history.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $5,533 | $4,137 | $3,330 |
| Geico | $3,953 | $2,226 | $1,719 |
| Liberty Mutual | $8,337 | $5,978 | $5,279 |
| Nationwide | $3,531 | $2,898 | $2,585 |
| Progressive | $6,104 | $4,278 | $3,427 |
| State Farm | $4,039 | $2,499 | $1,971 |
| Travelers | $9,191 | $8,315 | $7,854 |
| USAA | $2,268 | $1,676 | $1,482 |
Buy Cheap Morrisville, PA Auto Insurance by Age, Gender, and Marital Status
Do age, gender, and marital status affect Morrisville, Pennsylvania auto insurance rates? Find out how car insurance rates in Morrisville, PA are impacted by demographics.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,679 | $2,679 | $2,493 | $2,493 | $9,244 | $9,244 | $2,919 | $2,919 |
| Geico | $2,071 | $1,792 | $1,965 | $1,701 | $5,170 | $4,484 | $2,080 | $1,799 |
| Liberty Mutual | $4,284 | $4,284 | $3,925 | $3,925 | $12,481 | $12,481 | $5,434 | $5,434 |
| Nationwide | $2,061 | $2,061 | $1,954 | $1,954 | $5,698 | $5,698 | $2,305 | $2,305 |
| Progressive | $2,903 | $2,903 | $2,594 | $2,594 | $9,254 | $9,254 | $3,662 | $3,662 |
| State Farm | $1,726 | $1,726 | $1,525 | $1,525 | $6,188 | $6,188 | $1,907 | $1,907 |
| Travelers | $1,849 | $1,849 | $1,995 | $1,995 | $27,744 | $27,744 | $2,225 | $2,225 |
| USAA | $1,157 | $1,157 | $1,050 | $1,050 | $3,494 | $3,494 | $1,535 | $1,535 |
Buy Cheap Morrisville, PA Auto Insurance for Teen Drivers
Auto insurance for teenagers in Morrisville can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Morrisville, PA are listed here.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $9,244 | $9,244 |
| Geico | $5,170 | $4,484 |
| Liberty Mutual | $12,481 | $12,481 |
| Nationwide | $5,698 | $5,698 |
| Progressive | $9,254 | $9,254 |
| State Farm | $6,188 | $6,188 |
| Travelers | $27,744 | $27,744 |
| USAA | $3,494 | $3,494 |
Buy Cheap Morrisville, PA Auto Insurance for Seniors
You can save on senior auto insurance rates in Morrisville, Pennsylvania by comparing Morrisville senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Morrisville, PA here.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,493 | $2,493 |
| Geico | $1,965 | $1,701 |
| Liberty Mutual | $3,925 | $3,925 |
| Nationwide | $1,954 | $1,954 |
| Progressive | $2,594 | $2,594 |
| State Farm | $1,525 | $1,525 |
| Travelers | $1,995 | $1,995 |
| USAA | $1,050 | $1,050 |
Find Cheap Auto Insurance Rates in Morrisville, PA by Coverage Level
The amount of coverage you choose is a big factor in the cost of Morrisville, Pennsylvania auto insurance. Compare Morrisville, PA auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,112 | $4,364 | $4,524 |
| Geico | $2,377 | $2,661 | $2,861 |
| Liberty Mutual | $6,175 | $6,584 | $6,834 |
| Nationwide | $2,997 | $3,043 | $2,974 |
| Progressive | $4,173 | $4,637 | $4,998 |
| State Farm | $2,635 | $2,880 | $2,995 |
| Travelers | $8,480 | $8,469 | $8,412 |
| USAA | $1,660 | $1,828 | $1,939 |
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Find Cheap Morrisville, PA Auto Insurance Rates by Commute
How long you’re in your car each day affects the cost of auto insurance in Morrisville. Compare auto insurance rates in Morrisville, PA by commute length to see how your daily commute impacts your rates.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $4,244 | $4,424 |
| Geico | $2,591 | $2,675 |
| Liberty Mutual | $6,364 | $6,698 |
| Nationwide | $3,005 | $3,005 |
| Progressive | $4,603 | $4,603 |
| State Farm | $2,752 | $2,921 |
| Travelers | $8,453 | $8,453 |
| USAA | $1,757 | $1,861 |
Find Cheap Morrisville, PA Auto Insurance Rates by ZIP Code
Auto insurance rates in Morrisville, Pennsylvania can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Morrisville, PA to see how much where you live in Morrisville affects the cost of car insurance.
| ZIP Code | Average Annual Rates |
|---|---|
| 15370 | $4,712 |
| 19067 | $5,943 |
Find Cheap Morrisville, PA Auto Insurance Rates by Driving Record
Auto insurance rates in Morrisville, Pennsylvania are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Morrisville, PA, take a look at the average cost for various violations versus rates for a clean driving record in Morrisville.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,142 | $4,908 | $4,142 | $4,142 |
| Geico | $1,932 | $3,336 | $2,593 | $2,670 |
| Liberty Mutual | $5,944 | $6,840 | $6,670 | $6,670 |
| Nationwide | $2,176 | $2,903 | $4,037 | $2,903 |
| Progressive | $4,171 | $5,764 | $4,295 | $4,182 |
| State Farm | $2,594 | $3,079 | $2,836 | $2,836 |
| Travelers | $5,991 | $8,528 | $10,767 | $8,528 |
| USAA | $1,454 | $2,011 | $2,146 | $1,625 |
Find Cheap Morrisville, PA Auto Insurance Rates After a DUI
The cost of DUI auto insurance in Morrisville, Pennsylvania is higher than for a clean driving record. You can buy auto insurance after a DUI in Morrisville for less when you shop around and compare rates from multiple Morrisville, PA auto insurance companies.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $4,142 |
| Geico | $2,593 |
| Liberty Mutual | $6,670 |
| Nationwide | $4,037 |
| Progressive | $4,295 |
| State Farm | $2,836 |
| Travelers | $10,767 |
| USAA | $2,146 |
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Winners by Category: Where to Buy Cheap Auto Insurance in Morrisville, PA
Compare rates from the cheapest auto insurance companies in Morrisville, PA for your needs. Take a look at how Morrisville, Pennsylvania auto insurance companies stack up for each category.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | USAA |
| With 1 Speeding Violation | USAA |
Find Cheap Morrisville, Pennsylvania Auto Insurance Companies
If you’re looking for the cheapest Morrisville, PA auto insurance companies overall, you can compare them here. Find the best price for Morrisville, Pennsylvania car insurance by company.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $4,334 |
| Geico | $2,633 |
| Liberty Mutual | $6,531 |
| Nationwide | $3,005 |
| Progressive | $4,603 |
| State Farm | $2,836 |
| Travelers | $8,453 |
| USAA | $1,809 |
What affects Morrisville, Pennsylvania auto insurance rates?
Local factors affect auto insurance rates in Morrisville, PA, including traffic, theft statistics, and commute length. Take a look at the things that impact Morrisville auto insurance rates.
Commute Times in Morrisville
Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Morrisville, PA is 28.0 minutes according to City-Data.
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Compare Auto Insurance Quotes in Morrisville, PA
You can buy cheap Morrisville, PA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Morrisville, Pennsylvania auto insurance quotes from top companies.
Frequently Asked Questions
Why is auto insurance important in Morrisville, PA?
Auto insurance is essential in Morrisville, PA, as it provides financial protection in case of accidents, theft, or damage to your vehicle. It is also required by law to have at least the minimum coverage to drive legally in Pennsylvania.
How can I find cheap auto insurance in Morrisville, PA?
Finding cheap auto insurance in Morrisville, PA involves several steps:
a. Shop around: Compare quotes from multiple insurance companies to find the best rates.
b. Consider discounts: Look for insurance providers that offer discounts for factors such as a safe driving record, multiple policies, or vehicle safety features.
c. Opt for higher deductibles: Choosing a higher deductible can lower your premium but keep in mind that you’ll pay more out of pocket in case of a claim.
d. Maintain a good credit score: Some insurers consider credit scores when determining premiums, so maintaining good credit can help lower your rates.
e. Review coverage limits: Ensure you have the coverage you need, but don’t overinsure if you want to keep costs down.
What are the minimum auto insurance requirements in Morrisville, PA?
In Morrisville, PA, the minimum auto insurance requirements are as follows: a. Liability coverage: $15,000 bodily injury per person, $30,000 bodily injury per accident, and $5,000 property damage per accident. b. Medical benefits coverage: $5,000 per person.
Can I drive without insurance in Morrisville, PA?
No, it is illegal to drive without insurance in Morrisville, PA. The state requires all drivers to have at least the minimum liability and medical benefits coverage. Failure to maintain proper insurance can result in penalties, fines, license suspension, and even vehicle impoundment.
Are there any additional coverage options I should consider for my auto insurance in Morrisville, PA?
Yes, in addition to the minimum required coverage, you may want to consider additional options such as:
a. Collision coverage: Covers damage to your vehicle in case of an accident, regardless of fault.
b. Comprehensive coverage: Protects against non-collision incidents, such as theft, vandalism, or natural disasters.
c. Uninsured/Underinsured motorist coverage: Provides coverage if you’re involved in an accident with a driver who doesn’t have sufficient insurance.
d. Rental car coverage: Covers the cost of a rental car if your vehicle is being repaired after an accident.
Can my credit score affect my auto insurance rates in Morrisville, PA?
Yes, some insurance companies in Morrisville, PA may consider your credit score when determining your auto insurance rates. A good credit score can result in lower premiums, while a poor credit score may lead to higher rates. It’s important to maintain good credit and regularly review your credit report for accuracy.
Is it possible to switch auto insurance providers in Morrisville, PA?
Yes, you can switch auto insurance providers in Morrisville, PA. However, it’s important to consider a few factors before making the switch:
a. Check for cancellation fees: Some insurance companies may charge a fee for canceling your policy before its expiration date.
b. Compare quotes: Obtain quotes from multiple insurance providers to ensure you’re getting a better deal.
c. Timing: Make sure you have new coverage in place before canceling your current policy to avoid any gaps in coverage.
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Kalyn Johnson
Insurance Claims Support & Sr. Adjuster
Kalyn grew up in an insurance family with a grandfather, aunt, and uncle leading successful careers as insurance agents. She soon found she has similar interests and followed in their footsteps. After spending about ten years working in the insurance industry as both an appraiser dispatcher and a senior property claims adjuster, she decided to combine her years of insurance experience with another...
Insurance Claims Support & Sr. Adjuster
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.