Buy Cheap Newberg, OR Auto Insurance in 2024
Newberg, OR auto insurance rates average $321 a month. Minimum auto insurance requirements in Newberg, Oregon are 25/50/20 to comply with Oregon laws. To buy cheap auto insurance in Newberg, OR, compare Newberg auto insurance quotes from top companies.
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Jimmy McMillan
Licensed Insurance Agent
Jimmy McMillan is an entrepreneur and the founder of HeartLifeInsurance.com, an independent insurance brokerage. His company specializes in insurance for people with heart problems. He knows personally how difficult it is to secure health and life insurance after a heart attack. Jimmy is a licensed insurance agent from coast to coast who has been featured on ValientCEO and the podcast Modern Li...
Licensed Insurance Agent
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average auto insurance rates in Newberg, OR are $321/month
- The most expensive auto insurance company in Newberg is Allstate
- The most expensive auto insurance company in Newberg after a DUI is Allstate
Finding affordable Newberg, Oregon auto insurance can be challenging, but everything you need to know to buy cheap Newberg, OR auto insurance with confidence is right here. Auto insurance rates in Newberg are affected by local factors as well as personal ones like your driving record.
See how Newberg, OR car insurance rates compare to Springfield auto insurance rates, Medford auto insurance rates, and Portland auto insurance rates before you read more about the cost of auto insurance in Newberg.
Don’t buy Newberg, OR auto insurance until you’ve compared rates. Get free Newberg, Oregon auto insurance quotes when you enter your ZIP code above.
Newberg, OR Minimum Auto Insurance Requirements
The required auto insurance in Newberg, OR is 25/50/20 according to the auto insurance laws in Oregon. The minimum auto insurance in Newberg, Oregon is outlined here.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $20,000 minimum |
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Find Cheap Newberg, OR Auto Insurance by Credit History
Your credit can have an impact on what you pay for auto insurance in Newberg, OR. Take a look at Newberg, Oregon auto insurance rates by credit history.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $7,182 | $5,043 | $4,154 |
| American Family | $4,786 | $3,538 | $2,986 |
| Farmers | $4,953 | $4,075 | $3,862 |
| Geico | $3,890 | $3,224 | $2,559 |
| Liberty Mutual | $7,308 | $4,308 | $3,317 |
| Nationwide | $4,347 | $3,455 | $2,992 |
| Progressive | $4,327 | $3,765 | $3,520 |
| State Farm | $4,541 | $2,893 | $2,313 |
| Travelers | $4,076 | $3,218 | $2,532 |
| USAA | $4,242 | $2,362 | $1,880 |
Buy Cheap Newberg, OR Auto Insurance by Age, Gender, and Marital Status
Do age, gender, and marital status affect Newberg, Oregon auto insurance rates? Find out how car insurance rates in Newberg, OR are impacted by demographics.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,524 | $3,261 | $3,231 | $3,264 | $10,953 | $12,152 | $3,652 | $3,642 |
| American Family | $2,468 | $2,468 | $2,200 | $2,200 | $6,134 | $9,646 | $2,468 | $2,579 |
| Farmers | $2,336 | $2,285 | $2,058 | $2,195 | $9,992 | $10,242 | $2,609 | $2,659 |
| Geico | $2,396 | $2,314 | $2,249 | $2,279 | $6,214 | $5,619 | $2,551 | $2,173 |
| Liberty Mutual | $3,159 | $3,327 | $2,748 | $3,063 | $10,360 | $11,167 | $3,000 | $2,997 |
| Nationwide | $2,510 | $2,487 | $2,238 | $2,332 | $5,868 | $7,312 | $2,944 | $3,090 |
| Progressive | $2,016 | $1,824 | $1,764 | $1,807 | $8,958 | $9,905 | $2,411 | $2,282 |
| State Farm | $1,909 | $1,909 | $1,760 | $1,760 | $6,207 | $7,801 | $2,170 | $2,478 |
| Travelers | $2,100 | $2,119 | $1,915 | $1,994 | $6,122 | $7,541 | $2,186 | $2,223 |
| USAA | $1,748 | $1,690 | $1,744 | $1,673 | $5,410 | $5,782 | $2,253 | $2,327 |
Buy Cheap Newberg, OR Auto Insurance for Teen Drivers
Auto insurance for teenagers in Newberg can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Newberg, OR are listed here.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $10,953 | $12,152 |
| American Family | $6,134 | $9,646 |
| Farmers | $9,992 | $10,242 |
| Geico | $6,214 | $5,619 |
| Liberty Mutual | $10,360 | $11,167 |
| Nationwide | $5,868 | $7,312 |
| Progressive | $8,958 | $9,905 |
| State Farm | $6,207 | $7,801 |
| Travelers | $6,122 | $7,541 |
| USAA | $5,410 | $5,782 |
Buy Cheap Newberg, OR Auto Insurance for Seniors
You can save on senior auto insurance rates in Newberg, Oregon by comparing Newberg senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Newberg, OR here.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,231 | $3,264 |
| American Family | $2,200 | $2,200 |
| Farmers | $2,058 | $2,195 |
| Geico | $2,249 | $2,279 |
| Liberty Mutual | $2,748 | $3,063 |
| Nationwide | $2,238 | $2,332 |
| Progressive | $1,764 | $1,807 |
| State Farm | $1,760 | $1,760 |
| Travelers | $1,915 | $1,994 |
| USAA | $1,744 | $1,673 |
Find Cheap Auto Insurance Rates in Newberg, OR by Coverage Level
The amount of coverage you choose is a big factor in the cost of Newberg, Oregon auto insurance. Compare Newberg, OR auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $5,196 | $5,447 | $5,737 |
| American Family | $3,740 | $3,990 | $3,581 |
| Farmers | $3,998 | $4,235 | $4,658 |
| Geico | $2,927 | $3,242 | $3,503 |
| Liberty Mutual | $4,628 | $4,963 | $5,341 |
| Nationwide | $3,406 | $3,698 | $3,690 |
| Progressive | $3,720 | $3,851 | $4,041 |
| State Farm | $3,049 | $3,256 | $3,442 |
| Travelers | $3,031 | $3,254 | $3,541 |
| USAA | $2,698 | $2,832 | $2,955 |
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Find Cheap Newberg, OR Auto Insurance Rates by Commute
How long you’re in your car each day affects the cost of auto insurance in Newberg. Compare auto insurance rates in Newberg, OR by commute length to see how your daily commute impacts your rates.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $5,460 | $5,460 |
| American Family | $3,712 | $3,829 |
| Farmers | $4,297 | $4,297 |
| Geico | $3,173 | $3,275 |
| Liberty Mutual | $4,978 | $4,978 |
| Nationwide | $3,598 | $3,598 |
| Progressive | $3,871 | $3,871 |
| State Farm | $3,162 | $3,336 |
| Travelers | $3,143 | $3,407 |
| USAA | $2,747 | $2,909 |
Find Cheap Newberg, OR Auto Insurance Rates by Driving Record
Auto insurance rates in Newberg, Oregon are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Newberg, OR, take a look at the average cost for various violations versus rates for a clean driving record in Newberg.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,360 | $5,946 | $6,166 | $5,367 |
| American Family | $2,625 | $4,009 | $5,081 | $3,366 |
| Farmers | $3,625 | $4,677 | $4,574 | $4,312 |
| Geico | $2,114 | $3,397 | $4,479 | $2,907 |
| Liberty Mutual | $4,408 | $4,940 | $5,661 | $4,901 |
| Nationwide | $3,049 | $3,266 | $4,626 | $3,450 |
| Progressive | $2,916 | $5,348 | $3,751 | $3,468 |
| State Farm | $2,871 | $3,778 | $3,174 | $3,174 |
| Travelers | $2,645 | $3,389 | $3,840 | $3,226 |
| USAA | $2,045 | $2,870 | $4,000 | $2,398 |
Find Cheap Newberg, OR Auto Insurance Rates After a DUI
The cost of DUI auto insurance in Newberg, Oregon is higher than for a clean driving record. You can buy auto insurance after a DUI in Newberg for less when you shop around and compare rates from multiple Newberg, OR auto insurance companies.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $6,166 |
| American Family | $5,081 |
| Farmers | $4,574 |
| Geico | $4,479 |
| Liberty Mutual | $5,661 |
| Nationwide | $4,626 |
| Progressive | $3,751 |
| State Farm | $3,174 |
| Travelers | $3,840 |
| USAA | $4,000 |
Winners by Category: Where to Buy Cheap Auto Insurance in Newberg, OR
Compare rates from the cheapest auto insurance companies in Newberg, OR for your needs. Take a look at how Newberg, Oregon auto insurance companies stack up for each category.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | USAA |
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Find Cheap Newberg, Oregon Auto Insurance Companies
If you’re looking for the cheapest Newberg, OR auto insurance companies overall, you can compare them here. Find the best price for Newberg, Oregon car insurance by company.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,460 |
| American Family | $3,770 |
| Farmers | $4,297 |
| Geico | $3,224 |
| Liberty Mutual | $4,978 |
| Nationwide | $3,598 |
| Progressive | $3,871 |
| State Farm | $3,249 |
| Travelers | $3,275 |
| USAA | $2,828 |
What affects Newberg, Oregon auto insurance rates?
Local factors affect auto insurance rates in Newberg, OR, including traffic, theft statistics, and commute length. Take a look at the things that impact Newberg auto insurance rates.
Commute Times in Newberg
Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Newberg, OR is 26.5 minutes according to City-Data.
Compare Auto Insurance Quotes in Newberg, OR
You can buy cheap Newberg, OR auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Newberg, Oregon auto insurance quotes from top companies.
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Frequently Asked Questions
What factors should I consider when buying cheap auto insurance in Newberg, OR?
When purchasing cheap auto insurance in Newberg, OR, there are several factors to consider:
- Coverage Options: Evaluate the coverage options offered by different insurance providers. Make sure the policy meets your needs and provides adequate protection for your vehicle.
- Premium Costs: Compare premium rates from various insurers to find the most affordable option. Keep in mind that the cheapest policy may not always provide the necessary coverage, so strike a balance between affordability and adequate protection.
- Deductibles: Consider the deductibles associated with the policy. Higher deductibles can lower your premium but require you to pay more out of pocket in case of an accident.
- Discounts: Inquire about available discounts such as safe driver discounts, multi-vehicle discounts, or bundling discounts if you have other insurance policies with the same provider. These can help reduce your premium costs.
- Customer Service: Research the insurer’s reputation for customer service and claims handling. You want an insurance company that is responsive and efficient in handling claims.
Are there any specific auto insurance requirements in Newberg, OR?
Yes, Newberg, OR has specific auto insurance requirements that must be met by all drivers. The state law mandates the following minimum coverage:
- $25,000 bodily injury liability coverage per person
- $50,000 bodily injury liability coverage per accident
- $20,000 property damage liability coverage per accident
These minimums are required to ensure that drivers have basic coverage to compensate others for injuries or property damage caused by an accident.
How can I find cheap auto insurance quotes in Newberg, OR?
To find cheap auto insurance quotes in Newberg, OR, you can follow these steps:
- Comparison Shop: Obtain quotes from multiple insurance companies to compare rates. Many insurers provide online quote tools, making it convenient to compare prices.
- Provide Accurate Information: When requesting quotes, ensure that you provide accurate information about yourself, your vehicle, and your driving history. Inaccurate information could affect the final premium or lead to complications when filing a claim.
- Consider Different Coverage Levels: Evaluate different coverage levels and deductibles to see how they affect the premium. Adjusting these variables can help you find an affordable policy.
- Explore Discounts: Inquire about available discounts and take advantage of those you qualify for. This can help lower your premium.
- Seek Professional Assistance: Consider working with an independent insurance agent who can help you navigate the insurance market and find the best coverage options at affordable rates.
Does purchasing cheap auto insurance mean compromising on coverage quality?
Not necessarily. While it’s important to be mindful of the coverage provided by a cheap auto insurance policy, it doesn’t always mean compromising on quality. By comparing quotes, understanding the policy terms, and assessing the insurer’s reputation, you can find affordable insurance with adequate coverage.
However, it’s crucial to read the policy documents carefully and ensure that the coverage meets your needs. Cheaper policies may have higher deductibles, limited coverage options, or lower liability limits. Evaluate your requirements and strike a balance between affordability and sufficient coverage.
Can I switch to a different auto insurance provider if I find a cheaper option?
Yes, you can switch to a different auto insurance provider if you find a cheaper option that meets your needs. Keep the following points in mind:
- Timing: Ensure that you time the switch correctly. Avoid canceling your existing policy before securing a new one to prevent any gaps in coverage.
- Policy Cancellation: Review your current policy’s cancellation terms to understand any penalties or fees associated with canceling mid-term.
- Claims and Renewals: If you have any pending claims or your policy is up for renewal soon, consider the impact switching insurers may have. Evaluate the potential savings against any inconvenience caused by switching during a claims process or close to renewal.
- Coverage Review: Before switching, carefully review the new policy’s coverage, deductibles, and any additional benefits or limitations. Confirm that the new policy offers similar or better coverage than your existing one.
- Notify Your Previous Insurer: Once you’ve chosen a new insurance provider, inform your previous insurer that you wish to cancel your policy. Provide them with the necessary details to complete the cancellation process.
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Jimmy McMillan
Licensed Insurance Agent
Jimmy McMillan is an entrepreneur and the founder of HeartLifeInsurance.com, an independent insurance brokerage. His company specializes in insurance for people with heart problems. He knows personally how difficult it is to secure health and life insurance after a heart attack. Jimmy is a licensed insurance agent from coast to coast who has been featured on ValientCEO and the podcast Modern Li...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.