Buy Cheap Gresham, OR Auto Insurance in 2024
Gresham, OR auto insurance rates average $394 a month. Minimum auto insurance requirements in Gresham, Oregon are 25/50/20 to comply with Oregon laws. To buy cheap auto insurance in Gresham, OR, compare Gresham auto insurance quotes from top companies.
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Eric Stauffer
Licensed Insurance Agent
Eric Stauffer is an insurance agent and banker-turned-consumer advocate. His priority is educating individuals and families about the different types of insurance coverage. He is passionate about helping consumers find the best coverage for their budgets and personal needs. Eric is the CEO of C Street Media, a full-service marketing firm and the co-founder of ProperCents.com, a financial educat...
Licensed Insurance Agent
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average auto insurance rates in Gresham, OR for teens drivers are $9,328/year
- Average auto insurance rates in Gresham, OR are $394/month
- Average auto insurance rates in Gresham, OR after a DUI are $5,574/year
Finding affordable Gresham, Oregon auto insurance can be challenging, but everything you need to know to buy cheap Gresham, OR auto insurance with confidence is right here. Auto insurance rates in Gresham are affected by local factors as well as personal ones like your driving record.
See how Gresham, OR car insurance rates compare to Portland auto insurance rates, Salem auto insurance rates, and Bend auto insurance rates before you read more about the cost of auto insurance in Gresham.
Don’t buy Gresham, OR auto insurance until you’ve compared rates. Get free Gresham, Oregon auto insurance quotes when you enter your ZIP code above.
Gresham, OR Minimum Auto Insurance Requirements
The required auto insurance in Gresham, OR is 25/50/20 according to the auto insurance laws in Oregon. The minimum auto insurance in Gresham, Oregon is outlined here.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $20,000 minimum |
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Find Cheap Gresham, OR Auto Insurance by Credit History
Your credit can have an impact on what you pay for auto insurance in Gresham, OR. Take a look at Gresham, Oregon auto insurance rates by credit history.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $7,572 | $5,313 | $4,373 |
| American Family | $6,336 | $4,659 | $3,912 |
| Farmers | $6,053 | $4,998 | $4,740 |
| Geico | $5,088 | $4,212 | $3,337 |
| Liberty Mutual | $8,282 | $4,851 | $3,724 |
| Nationwide | $5,836 | $4,601 | $3,971 |
| Progressive | $5,713 | $4,947 | $4,604 |
| State Farm | $5,823 | $3,707 | $2,961 |
| Travelers | $5,298 | $4,169 | $3,270 |
| USAA | $4,732 | $2,629 | $2,090 |
Buy Cheap Gresham, OR Auto Insurance by Age, Gender, and Marital Status
Do age, gender, and marital status affect Gresham, Oregon auto insurance rates? Find out how car insurance rates in Gresham, OR are impacted by demographics.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,786 | $3,476 | $3,467 | $3,480 | $11,468 | $12,623 | $3,877 | $3,845 |
| American Family | $3,252 | $3,252 | $2,895 | $2,895 | $8,104 | $12,713 | $3,252 | $3,394 |
| Farmers | $2,832 | $2,787 | $2,495 | $2,664 | $12,288 | $12,647 | $3,165 | $3,229 |
| Geico | $3,113 | $3,007 | $2,938 | $2,995 | $8,158 | $7,362 | $3,315 | $2,811 |
| Liberty Mutual | $3,598 | $3,786 | $3,126 | $3,484 | $11,639 | $12,514 | $3,407 | $3,398 |
| Nationwide | $3,352 | $3,306 | $2,983 | $3,104 | $7,859 | $9,768 | $3,936 | $4,114 |
| Progressive | $2,694 | $2,410 | $2,345 | $2,424 | $11,781 | $12,904 | $3,193 | $2,955 |
| State Farm | $2,440 | $2,440 | $2,251 | $2,251 | $7,966 | $10,022 | $2,776 | $3,164 |
| Travelers | $2,706 | $2,725 | $2,468 | $2,570 | $7,973 | $9,853 | $2,813 | $2,856 |
| USAA | $1,940 | $1,874 | $1,937 | $1,857 | $6,041 | $6,454 | $2,509 | $2,591 |
Buy Cheap Gresham, OR Auto Insurance for Teen Drivers
Auto insurance for teenagers in Gresham can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Gresham, OR are listed here.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $11,468 | $12,623 |
| American Family | $8,104 | $12,713 |
| Farmers | $12,288 | $12,647 |
| Geico | $8,158 | $7,362 |
| Liberty Mutual | $11,639 | $12,514 |
| Nationwide | $7,859 | $9,768 |
| Progressive | $11,781 | $12,904 |
| State Farm | $7,966 | $10,022 |
| Travelers | $7,973 | $9,853 |
| USAA | $6,041 | $6,454 |
Buy Cheap Gresham, OR Auto Insurance for Seniors
You can save on senior auto insurance rates in Gresham, Oregon by comparing Gresham senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Gresham, OR here.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,467 | $3,480 |
| American Family | $2,895 | $2,895 |
| Farmers | $2,495 | $2,664 |
| Geico | $2,938 | $2,995 |
| Liberty Mutual | $3,126 | $3,484 |
| Nationwide | $2,983 | $3,104 |
| Progressive | $2,345 | $2,424 |
| State Farm | $2,251 | $2,251 |
| Travelers | $2,468 | $2,570 |
| USAA | $1,937 | $1,857 |
Find Cheap Auto Insurance Rates in Gresham, OR by Coverage Level
The amount of coverage you choose is a big factor in the cost of Gresham, Oregon auto insurance. Compare Gresham, OR auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $5,470 | $5,740 | $6,049 |
| American Family | $4,942 | $5,262 | $4,704 |
| Farmers | $4,867 | $5,181 | $5,742 |
| Geico | $3,786 | $4,238 | $4,613 |
| Liberty Mutual | $5,228 | $5,602 | $6,027 |
| Nationwide | $4,532 | $4,937 | $4,939 |
| Progressive | $4,852 | $5,057 | $5,355 |
| State Farm | $3,904 | $4,175 | $4,412 |
| Travelers | $3,900 | $4,215 | $4,621 |
| USAA | $3,006 | $3,155 | $3,291 |
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Find Cheap Gresham, OR Auto Insurance Rates by Commute
How long you’re in your car each day affects the cost of auto insurance in Gresham. Compare auto insurance rates in Gresham, OR by commute length to see how your daily commute impacts your rates.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $5,753 | $5,753 |
| American Family | $4,889 | $5,049 |
| Farmers | $5,263 | $5,263 |
| Geico | $4,143 | $4,281 |
| Liberty Mutual | $5,619 | $5,619 |
| Nationwide | $4,803 | $4,803 |
| Progressive | $5,088 | $5,088 |
| State Farm | $4,051 | $4,276 |
| Travelers | $4,073 | $4,418 |
| USAA | $3,060 | $3,241 |
Find Cheap Gresham, OR Auto Insurance Rates by ZIP Code
Auto insurance rates in Gresham, Oregon can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Gresham, OR to see how much where you live in Gresham affects the cost of car insurance.
| ZIP Code | Average Annual Rates |
|---|---|
| 97030 | $4,289 |
| 97080 | $4,313 |
Find Cheap Gresham, OR Auto Insurance Rates by Driving Record
Auto insurance rates in Gresham, Oregon are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Gresham, OR, take a look at the average cost for various violations versus rates for a clean driving record in Gresham.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,612 | $6,295 | $6,461 | $5,643 |
| American Family | $3,471 | $5,223 | $6,729 | $4,454 |
| Farmers | $4,444 | $5,733 | $5,605 | $5,271 |
| Geico | $2,746 | $4,442 | $5,876 | $3,785 |
| Liberty Mutual | $4,974 | $5,575 | $6,391 | $5,536 |
| Nationwide | $4,053 | $4,351 | $6,207 | $4,600 |
| Progressive | $3,789 | $7,074 | $4,938 | $4,552 |
| State Farm | $3,677 | $4,844 | $4,066 | $4,066 |
| Travelers | $3,416 | $4,386 | $5,004 | $4,177 |
| USAA | $2,273 | $3,195 | $4,464 | $2,669 |
Find Cheap Gresham, OR Auto Insurance Rates After a DUI
The cost of DUI auto insurance in Gresham, Oregon is higher than for a clean driving record. You can buy auto insurance after a DUI in Gresham for less when you shop around and compare rates from multiple Gresham, OR auto insurance companies.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $6,461 |
| American Family | $6,729 |
| Farmers | $5,605 |
| Geico | $5,876 |
| Liberty Mutual | $6,391 |
| Nationwide | $6,207 |
| Progressive | $4,938 |
| State Farm | $4,066 |
| Travelers | $5,004 |
| USAA | $4,464 |
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Winners by Category: Where to Buy Cheap Auto Insurance in Gresham, OR
Compare rates from the cheapest auto insurance companies in Gresham, OR for your needs. Take a look at how Gresham, Oregon auto insurance companies stack up for each category.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | USAA |
Find Cheap Gresham, Oregon Auto Insurance Companies
If you’re looking for the cheapest Gresham, OR auto insurance companies overall, you can compare them here. Find the best price for Gresham, Oregon car insurance by company.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,753 |
| American Family | $4,969 |
| Farmers | $5,263 |
| Geico | $4,212 |
| Liberty Mutual | $5,619 |
| Nationwide | $4,803 |
| Progressive | $5,088 |
| State Farm | $4,164 |
| Travelers | $4,245 |
| USAA | $3,150 |
What affects Gresham, Oregon auto insurance rates?
Local factors affect auto insurance rates in Gresham, OR, including traffic, theft statistics, and commute length. Take a look at the things that impact Gresham auto insurance rates.
Auto Theft in Gresham
When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Gresham, OR auto theft show a total of 1,265 vehicle thefts annually.
Commute Times in Gresham
Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Gresham, OR is 29.9 minutes according to City-Data.
Traffic in Gresham
How is traffic in Gresham, Oregon? Inrix data shows that Gresham, OR traffic makes it the 699th-most congested city compared to other cities worldwide.
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Compare Auto Insurance Quotes in Gresham, OR
You can buy cheap Gresham, OR auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Gresham, Oregon auto insurance quotes from top companies.
Frequently Asked Questions
Is it possible to find cheap auto insurance in Gresham, OR in 2023?
Yes, it is possible to find affordable auto insurance in Gresham, OR in 2023. By comparing quotes from different insurance providers, maintaining a good driving record, and exploring available discounts, you can increase your chances of finding a cost-effective policy.
What factors should I consider when looking for cheap auto insurance in Gresham, OR?
When searching for cheap auto insurance in Gresham, OR, consider factors such as coverage limits, deductibles, discounts, the reputation of the insurance company, customer service quality, and the financial stability of the insurer.
Are there any specific discounts or offers available for cheap auto insurance in Gresham, OR?
Many insurance providers offer discounts that can help lower your auto insurance premiums. These discounts may include safe driver discounts, multi-policy discounts, good student discounts, low mileage discounts, and more. It’s important to inquire about available discounts when obtaining quotes from insurance companies.
Are there any disadvantages to buying cheap auto insurance in Gresham, OR?
While cheap auto insurance can save you money in the short term, it may have certain drawbacks. Cheap insurance policies may have limited coverage options, higher deductibles, and higher out-of-pocket expenses in the event of an accident. Additionally, some insurance companies offering cheap rates may have poor customer service or less reliable claims handling.
How can I ensure that I’m getting a reliable cheap auto insurance policy in Gresham, OR?
To ensure that you’re getting a reliable cheap auto insurance policy in Gresham, OR, it’s important to research and compare multiple insurance providers. Read customer reviews and ratings, check the financial stability of the insurer, and review the policy terms and coverage details. It’s crucial to strike a balance between affordability and the level of coverage you need.
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Eric Stauffer
Licensed Insurance Agent
Eric Stauffer is an insurance agent and banker-turned-consumer advocate. His priority is educating individuals and families about the different types of insurance coverage. He is passionate about helping consumers find the best coverage for their budgets and personal needs. Eric is the CEO of C Street Media, a full-service marketing firm and the co-founder of ProperCents.com, a financial educat...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.