Buy Cheap Afton, OK Auto Insurance in 2024
Afton, OK auto insurance rates average $335 a month. Minimum auto insurance requirements in Afton, Oklahoma are 25/50/25 to comply with Oklahoma laws. To buy cheap auto insurance in Afton, OK, compare Afton auto insurance quotes from top companies.
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Chris Abrams
Licensed Insurance Agent
Chris is the founder of Abrams Insurance Solutions and Marcan Insurance, which provide personal financial analysis and planning services for families and small businesses across the U.S. His companies represent nearly 100 of the top-rated insurance companies. Chris has been a licensed insurance agent since 2009 and has active insurance licenses in all 50 U.S. states and D.C. Chris works tireles...
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UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average auto insurance rates in Afton, OK are $335/month
- Average auto insurance rates in Afton, OK after a DUI are $4,564/year
- The most expensive auto insurance company in Afton after a DUI is Liberty Mutual
Finding affordable Afton, Oklahoma auto insurance can be challenging, but everything you need to know to buy cheap Afton, OK auto insurance with confidence is right here. Auto insurance rates in Afton are affected by local factors as well as personal ones like your driving record.
See how Afton, OK car insurance rates compare to Oklahoma City auto insurance rates, Tulsa auto insurance rates, and Broken Arrow auto insurance rates before you read more about the cost of auto insurance in Afton.
Don’t buy Afton, OK auto insurance until you’ve compared rates. Get free Afton, Oklahoma auto insurance quotes when you enter your ZIP code above.
Afton, OK Minimum Auto Insurance Requirements
The required auto insurance in Afton, OK is 25/50/25 according to the auto insurance laws in Oklahoma. The minimum auto insurance in Afton, Oklahoma is outlined here.
Minimum Required Auto Insurance Coverage in Afton, Oklahoma
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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Find Cheap Afton, OK Auto Insurance by Credit History
Your credit can have an impact on what you pay for auto insurance in Afton, OK. Take a look at Afton, Oklahoma auto insurance rates by credit history.
Annual Auto Insurance Rates by Credit Score in Afton, Oklahoma
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $4,360 | $3,313 | $2,924 |
| Farmers | $4,534 | $3,740 | $3,555 |
| Geico | $4,301 | $3,569 | $2,836 |
| Liberty Mutual | $9,529 | $5,800 | $4,550 |
| Progressive | $5,124 | $4,363 | $4,058 |
| State Farm | $3,866 | $2,477 | $1,995 |
| USAA | $4,759 | $2,706 | $2,155 |
Buy Cheap Afton, OK Auto Insurance by Age, Gender, and Marital Status
Do age, gender, and marital status affect Afton, Oklahoma auto insurance rates? Find out how car insurance rates in Afton, OK are impacted by demographics.
Annual Auto Insurance Rates by Age, Gender, and Marital Status in Afton, Oklahoma
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,202 | $2,212 | $2,024 | $2,125 | $6,801 | $7,994 | $2,380 | $2,521 |
| Farmers | $2,252 | $2,232 | $2,022 | $2,136 | $8,704 | $8,922 | $2,573 | $2,702 |
| Geico | $2,341 | $2,562 | $2,465 | $2,763 | $6,880 | $7,375 | $2,059 | $2,106 |
| Liberty Mutual | $4,506 | $4,760 | $3,956 | $4,304 | $12,357 | $13,561 | $4,693 | $4,872 |
| Progressive | $2,480 | $2,359 | $2,040 | $2,159 | $9,949 | $11,158 | $2,910 | $3,066 |
| State Farm | $1,928 | $1,928 | $1,689 | $1,689 | $4,731 | $5,979 | $2,020 | $2,268 |
| USAA | $1,899 | $1,906 | $1,817 | $1,839 | $6,166 | $6,883 | $2,450 | $2,694 |
Buy Cheap Afton, OK Auto Insurance for Teen Drivers
Auto insurance for teenagers in Afton can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Afton, OK are listed here.
Annual Auto Insurance Rates for Teen Drivers in Afton, Oklahoma
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $6,801 | $7,994 |
| Farmers | $8,704 | $8,922 |
| Geico | $6,880 | $7,375 |
| Liberty Mutual | $12,357 | $13,561 |
| Progressive | $9,949 | $11,158 |
| State Farm | $4,731 | $5,979 |
| USAA | $6,166 | $6,883 |
Buy Cheap Afton, OK Auto Insurance for Seniors
You can save on senior auto insurance rates in Afton, Oklahoma by comparing Afton senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Afton, OK here.
Annual Auto Insurance Rates for Senior Drivers in Afton, Oklahoma
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,024 | $2,125 |
| Farmers | $2,022 | $2,136 |
| Geico | $2,465 | $2,763 |
| Liberty Mutual | $3,956 | $4,304 |
| Progressive | $2,040 | $2,159 |
| State Farm | $1,689 | $1,689 |
| USAA | $1,817 | $1,839 |
Find Cheap Auto Insurance Rates in Afton, OK by Coverage Level
The amount of coverage you choose is a big factor in the cost of Afton, Oklahoma auto insurance. Compare Afton, OK auto insurance rates by coverage level.
Annual Auto Insurance Rates by Coverage Level in Afton, Oklahoma
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,340 | $3,520 | $3,737 |
| Farmers | $3,778 | $3,900 | $4,150 |
| Geico | $3,343 | $3,576 | $3,788 |
| Liberty Mutual | $6,305 | $6,603 | $6,970 |
| Progressive | $4,206 | $4,488 | $4,852 |
| State Farm | $2,624 | $2,759 | $2,954 |
| USAA | $3,088 | $3,198 | $3,334 |
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Find Cheap Afton, OK Auto Insurance Rates by Commute
How long you’re in your car each day affects the cost of auto insurance in Afton. Compare auto insurance rates in Afton, OK by commute length to see how your daily commute impacts your rates.
Annual Auto Insurance Rates by Commute Length in Afton, Oklahoma
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $3,532 | $3,532 |
| Farmers | $3,943 | $3,943 |
| Geico | $3,498 | $3,640 |
| Liberty Mutual | $6,626 | $6,626 |
| Progressive | $4,515 | $4,515 |
| State Farm | $2,732 | $2,826 |
| USAA | $3,168 | $3,245 |
Find Cheap Afton, OK Auto Insurance Rates by Driving Record
Auto insurance rates in Afton, Oklahoma are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Afton, OK, take a look at the average cost for various violations versus rates for a clean driving record in Afton.
Annual Afton, Oklahoma Auto Insurance Rates by Driving Record
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,032 | $3,555 | $4,125 | $3,418 |
| Farmers | $3,320 | $4,274 | $4,170 | $4,007 |
| Geico | $2,606 | $3,978 | $4,401 | $3,290 |
| Liberty Mutual | $4,464 | $7,456 | $8,439 | $6,145 |
| Progressive | $3,514 | $6,538 | $3,879 | $4,130 |
| State Farm | $2,591 | $2,967 | $2,779 | $2,779 |
| USAA | $2,365 | $3,394 | $4,159 | $2,909 |
Find Cheap Afton, OK Auto Insurance Rates After a DUI
The cost of DUI auto insurance in Afton, Oklahoma is higher than for a clean driving record. You can buy auto insurance after a DUI in Afton for less when you shop around and compare rates from multiple Afton, OK auto insurance companies.
Annual Auto Insurance Rates After a DUI in Afton, Oklahoma
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $4,125 |
| Farmers | $4,170 |
| Geico | $4,401 |
| Liberty Mutual | $8,439 |
| Progressive | $3,879 |
| State Farm | $2,779 |
| USAA | $4,159 |
Winners by Category: Where to Buy Cheap Auto Insurance in Afton, OK
Compare rates from the cheapest auto insurance companies in Afton, OK for your needs. Take a look at how Afton, Oklahoma auto insurance companies stack up for each category.
Best Annual Auto Insurance Rates by Company in Afton, Oklahoma
| Category | Insurance Company |
|---|---|
| Teenagers | State Farm |
| Seniors | State Farm |
| Clean Record | USAA |
| With 1 Accident | State Farm |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | State Farm |
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Find Cheap Afton, Oklahoma Auto Insurance Companies
If you’re looking for the cheapest Afton, OK auto insurance companies overall, you can compare them here. Find the best price for Afton, Oklahoma car insurance by company.
Average Annual Auto Insurance Rates by Company in Afton, Oklahoma
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $3,532 |
| Farmers | $3,943 |
| Geico | $3,569 |
| Liberty Mutual | $6,626 |
| Progressive | $4,515 |
| State Farm | $2,779 |
| USAA | $3,207 |
What affects Afton, Oklahoma auto insurance rates?
Local factors affect auto insurance rates in Afton, OK, including traffic, theft statistics, and commute length. Take a look at the things that impact Afton auto insurance rates.
Commute Times in Afton
Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Afton, OK is 25.3 minutes according to City-Data.
Compare Auto Insurance Quotes in Afton, OK
You can buy cheap Afton, OK auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Afton, Oklahoma auto insurance quotes from top companies.
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Frequently Asked Questions
How can I find cheap auto insurance in Afton, OK?
To find cheap auto insurance in Afton, OK, consider the following steps:
- Shop around: Obtain quotes from multiple insurance providers to compare prices and coverage options. You can contact insurance companies directly or use online comparison tools.
- Evaluate coverage needs: Assess your specific coverage requirements, such as liability limits, collision coverage, comprehensive coverage, and any additional optional coverages you may need.
- Look for discounts: Inquire about available discounts, such as safe driver discounts, multi-vehicle discounts, bundled insurance discounts, or discounts for certain safety features installed in your vehicle.
- Maintain a good driving record: A clean driving record can often lead to lower insurance premiums. Avoid traffic violations and accidents to keep your rates affordable.
- Opt for a higher deductible: Choosing a higher deductible can lower your premium, but make sure you can afford the deductible amount in case of a claim.
- Consider usage-based insurance: Some insurance companies offer usage-based insurance programs where your premium is based on your driving habits. If you have good driving habits, this could result in lower rates.
Are there any specific auto insurance companies known for offering cheap rates in Afton, OK?
The availability of cheap auto insurance can vary based on individual circumstances. However, some insurance companies in Afton, OK, that are often known for competitive rates include:
- GEICO
- State Farm
- Progressive
- Allstate
- Farmers Insurance
What are the minimum auto insurance requirements in Oklahoma?
In Oklahoma, the minimum auto insurance requirements are:
- $25,000 bodily injury liability coverage per person
- $50,000 bodily injury liability coverage per accident
- $25,000 property damage liability coverage per accident
Are there any state-specific requirements or laws to consider when buying auto insurance in Afton, OK?
Yes, when buying auto insurance in Afton, OK, it’s important to comply with the state’s specific requirements. Oklahoma law requires drivers to have at least the minimum liability coverage mentioned earlier. Additionally, Oklahoma follows the “fault” system, meaning the at-fault driver is responsible for covering the damages in an accident. It’s crucial to familiarize yourself with Oklahoma’s insurance laws and consult with an insurance professional if you have any specific questions or concerns.
Can my credit score affect my auto insurance rates in Afton, OK?
Yes, in many states, including Oklahoma, your credit score can impact your auto insurance rates. Insurance companies may consider credit-based insurance scores as part of their underwriting process. Maintaining a good credit score can help you secure better rates for your auto insurance.
What steps can I take to lower my auto insurance premiums in Afton, OK?
There are several steps you can take to lower your auto insurance premiums in Afton, OK. Start by maintaining a clean driving record, as accidents and violations can increase your rates. Consider raising your deductibles, as higher deductibles often lead to lower premiums. Additionally, ask your insurance provider about available discounts, bundle your auto insurance with other policies, and periodically review your coverage needs to ensure you’re not overpaying for unnecessary coverage.
Compare Quotes From Top Companies and Save
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Chris Abrams
Licensed Insurance Agent
Chris is the founder of Abrams Insurance Solutions and Marcan Insurance, which provide personal financial analysis and planning services for families and small businesses across the U.S. His companies represent nearly 100 of the top-rated insurance companies. Chris has been a licensed insurance agent since 2009 and has active insurance licenses in all 50 U.S. states and D.C. Chris works tireles...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.