Buy Cheap Minster, OH Auto Insurance in 2024
Minster, OH auto insurance rates average $209 a month. Minimum auto insurance requirements in Minster, Ohio are 25/50/25 to comply with Ohio laws. To buy cheap auto insurance in Minster, OH, compare Minster auto insurance quotes from top companies.
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Brandon Frady
Licensed Insurance Agent
Brandon Frady has been a licensed insurance agent and insurance office manager since 2018. He has experience in ventures from retail to finance, working positions from cashier to management, but it wasn’t until Brandon started working in the insurance industry that he truly felt at home in his career. In his day-to-day interactions, he aims to live out his business philosophy in how he treats hi...
Licensed Insurance Agent
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average auto insurance rates in Minster, OH for teens drivers are $5,177/year
- The most expensive auto insurance company in Minster is Liberty Mutual
- Average auto insurance rates in Minster, OH are $209/month
Finding affordable Minster, Ohio auto insurance can be challenging, but everything you need to know to buy cheap Minster, OH auto insurance with confidence is right here. Auto insurance rates in Minster are affected by local factors as well as personal ones like your driving record.
See how Minster, OH car insurance rates compare to Canton auto insurance rates, Cleveland auto insurance rates, and Dayton auto insurance rates before you read more about the cost of auto insurance in Minster.
Don’t buy Minster, OH auto insurance until you’ve compared rates. Get free Minster, Ohio auto insurance quotes when you enter your ZIP code above.
Minster, OH Minimum Auto Insurance Requirements
The required auto insurance in Minster, OH is 25/50/25 according to the auto insurance laws in Ohio. The minimum auto insurance in Minster, Ohio is outlined here.
Minimum Required Auto Insurance Coverage in Minster, Ohio
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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Find Cheap Minster, OH Auto Insurance by Credit History
Your credit can have an impact on what you pay for auto insurance in Minster, OH. Take a look at Minster, Ohio auto insurance rates by credit history.
Annual Auto Insurance Rates by Credit Score in Minster, Ohio
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $3,506 | $2,561 | $2,145 |
| American Family | $1,799 | $1,230 | $1,043 |
| Farmers | $3,369 | $2,839 | $2,703 |
| Geico | $2,035 | $1,699 | $1,363 |
| Liberty Mutual | $5,452 | $3,348 | $2,626 |
| Nationwide | $3,508 | $2,830 | $2,393 |
| Progressive | $3,441 | $2,982 | $2,788 |
| State Farm | $3,078 | $1,903 | $1,501 |
| Travelers | $3,452 | $3,004 | $2,805 |
| USAA | $1,698 | $1,203 | $1,026 |
Buy Cheap Minster, OH Auto Insurance by Age, Gender, and Marital Status
Do age, gender, and marital status affect Minster, Ohio auto insurance rates? Find out how car insurance rates in Minster, OH are impacted by demographics.
Annual Auto Insurance Rates by Age, Gender, and Marital Status in Minster, Ohio
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $1,835 | $1,828 | $1,654 | $1,766 | $5,043 | $5,779 | $1,931 | $2,064 |
| American Family | $860 | $891 | $784 | $788 | $2,575 | $2,791 | $1,058 | $1,112 |
| Farmers | $1,588 | $1,579 | $1,401 | $1,481 | $6,931 | $7,161 | $1,775 | $1,849 |
| Geico | $1,228 | $1,195 | $1,153 | $1,164 | $3,279 | $3,053 | $1,362 | $1,157 |
| Liberty Mutual | $1,775 | $1,935 | $1,368 | $1,657 | $9,292 | $10,495 | $1,886 | $2,061 |
| Nationwide | $1,949 | $1,959 | $1,760 | $1,773 | $4,950 | $6,377 | $2,087 | $2,426 |
| Progressive | $1,571 | $1,475 | $1,312 | $1,354 | $7,079 | $7,959 | $1,876 | $1,940 |
| State Farm | $1,293 | $1,293 | $1,159 | $1,159 | $4,058 | $5,095 | $1,503 | $1,724 |
| Travelers | $1,426 | $1,447 | $1,417 | $1,409 | $6,138 | $9,676 | $1,487 | $1,698 |
| USAA | $800 | $807 | $760 | $761 | $2,425 | $2,701 | $1,066 | $1,151 |
Buy Cheap Minster, OH Auto Insurance for Teen Drivers
Auto insurance for teenagers in Minster can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Minster, OH are listed here.
Annual Auto Insurance Rates for Teen Drivers in Minster, Ohio
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $5,043 | $5,779 |
| American Family | $2,575 | $2,791 |
| Farmers | $6,931 | $7,161 |
| Geico | $3,279 | $3,053 |
| Liberty Mutual | $9,292 | $10,495 |
| Nationwide | $4,950 | $6,377 |
| Progressive | $7,079 | $7,959 |
| State Farm | $4,058 | $5,095 |
| Travelers | $6,138 | $9,676 |
| USAA | $2,425 | $2,701 |
Buy Cheap Minster, OH Auto Insurance for Seniors
You can save on senior auto insurance rates in Minster, Ohio by comparing Minster senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Minster, OH here.
Annual Auto Insurance Rates for Senior Drivers in Minster, Ohio
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $1,654 | $1,766 |
| American Family | $784 | $788 |
| Farmers | $1,401 | $1,481 |
| Geico | $1,153 | $1,164 |
| Liberty Mutual | $1,368 | $1,657 |
| Nationwide | $1,760 | $1,773 |
| Progressive | $1,312 | $1,354 |
| State Farm | $1,159 | $1,159 |
| Travelers | $1,417 | $1,409 |
| USAA | $760 | $761 |
Find Cheap Auto Insurance Rates in Minster, OH by Coverage Level
The amount of coverage you choose is a big factor in the cost of Minster, Ohio auto insurance. Compare Minster, OH auto insurance rates by coverage level.
Annual Auto Insurance Rates by Coverage Level in Minster, Ohio
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $2,662 | $2,733 | $2,817 |
| American Family | $1,333 | $1,367 | $1,373 |
| Farmers | $2,816 | $2,925 | $3,170 |
| Geico | $1,645 | $1,691 | $1,760 |
| Liberty Mutual | $3,669 | $3,825 | $3,931 |
| Nationwide | $3,222 | $2,820 | $2,688 |
| Progressive | $2,950 | $3,044 | $3,218 |
| State Farm | $2,053 | $2,167 | $2,262 |
| Travelers | $3,008 | $3,128 | $3,127 |
| USAA | $1,252 | $1,307 | $1,367 |
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Find Cheap Minster, OH Auto Insurance Rates by Commute
How long you’re in your car each day affects the cost of auto insurance in Minster. Compare auto insurance rates in Minster, OH by commute length to see how your daily commute impacts your rates.
Annual Auto Insurance Rates by Commute Length in Minster, Ohio
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $2,738 | $2,738 |
| American Family | $1,342 | $1,374 |
| Farmers | $2,971 | $2,971 |
| Geico | $1,669 | $1,728 |
| Liberty Mutual | $3,809 | $3,809 |
| Nationwide | $2,910 | $2,910 |
| Progressive | $3,071 | $3,071 |
| State Farm | $2,107 | $2,214 |
| Travelers | $3,087 | $3,087 |
| USAA | $1,259 | $1,359 |
Find Cheap Minster, OH Auto Insurance Rates by Driving Record
Auto insurance rates in Minster, Ohio are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Minster, OH, take a look at the average cost for various violations versus rates for a clean driving record in Minster.
Annual Minster, Ohio Auto Insurance Rates by Driving Record
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $2,308 | $2,779 | $3,258 | $2,606 |
| American Family | $1,303 | $1,376 | $1,376 | $1,376 |
| Farmers | $2,447 | $3,154 | $3,076 | $3,205 |
| Geico | $1,156 | $1,664 | $2,408 | $1,568 |
| Liberty Mutual | $3,203 | $4,104 | $4,194 | $3,734 |
| Nationwide | $2,336 | $2,966 | $3,758 | $2,581 |
| Progressive | $2,646 | $3,605 | $2,820 | $3,210 |
| State Farm | $1,967 | $2,354 | $2,161 | $2,161 |
| Travelers | $2,273 | $2,963 | $4,470 | $2,644 |
| USAA | $1,008 | $1,347 | $1,763 | $1,116 |
Find Cheap Minster, OH Auto Insurance Rates After a DUI
The cost of DUI auto insurance in Minster, Ohio is higher than for a clean driving record. You can buy auto insurance after a DUI in Minster for less when you shop around and compare rates from multiple Minster, OH auto insurance companies.
Annual Auto Insurance Rates After a DUI in Minster, Ohio
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $3,258 |
| American Family | $1,376 |
| Farmers | $3,076 |
| Geico | $2,408 |
| Liberty Mutual | $4,194 |
| Nationwide | $3,758 |
| Progressive | $2,820 |
| State Farm | $2,161 |
| Travelers | $4,470 |
| USAA | $1,763 |
Winners by Category: Where to Buy Cheap Auto Insurance in Minster, OH
Compare rates from the cheapest auto insurance companies in Minster, OH for your needs. Take a look at how Minster, Ohio auto insurance companies stack up for each category.
Best Annual Auto Insurance Rates by Company in Minster, Ohio
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | American Family |
| With 1 Speeding Violation | USAA |
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Find Cheap Minster, Ohio Auto Insurance Companies
If you’re looking for the cheapest Minster, OH auto insurance companies overall, you can compare them here. Find the best price for Minster, Ohio car insurance by company.
Average Annual Auto Insurance Rates by Company in Minster, Ohio
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $2,738 |
| American Family | $1,358 |
| Farmers | $2,971 |
| Geico | $1,699 |
| Liberty Mutual | $3,809 |
| Nationwide | $2,910 |
| Progressive | $3,071 |
| State Farm | $2,161 |
| Travelers | $3,087 |
| USAA | $1,309 |
What affects Minster, Ohio auto insurance rates?
Local factors affect auto insurance rates in Minster, OH, including traffic, theft statistics, and commute length. Take a look at the things that impact Minster auto insurance rates.
Commute Times in Minster
Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Minster, OH is 17.3 minutes according to City-Data.
Compare Auto Insurance Quotes in Minster, OH
You can buy cheap Minster, OH auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Minster, Ohio auto insurance quotes from top companies.
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Frequently Asked Questions
How can I find cheap auto insurance in Minster, OH?
To find cheap auto insurance in Minster, OH, you can start by comparing quotes from multiple insurance providers. Additionally, you can consider the following tips:
- Maintain a clean driving record to qualify for lower premiums.
- Choose a higher deductible, which can lower your premium but means you’ll pay more out of pocket in the event of a claim.
- Look for discounts such as multi-policy discounts, safe driver discounts, or discounts for installing anti-theft devices in your vehicle.
Are there any specific auto insurance requirements in Minster, OH?
Yes, like most states, Ohio has specific auto insurance requirements. In Minster, OH, drivers are required to have liability insurance coverage, which includes at least $25,000 for bodily injury per person, $50,000 for bodily injury per accident, and $25,000 for property damage per accident.
Is buying the cheapest auto insurance always the best option?
While cost is a significant factor when choosing auto insurance, it’s essential to consider the coverage and service provided. The cheapest insurance may not provide adequate coverage or have responsive customer service. It’s important to strike a balance between affordability and quality coverage.
What are the pros of buying cheap auto insurance?
- Cost savings: Cheap auto insurance can help you save money on your premiums.
- Basic coverage: If you’re looking for minimal coverage to meet legal requirements, cheap auto insurance can provide that.
What are the cons of buying cheap auto insurance?
- Limited coverage: Cheap auto insurance policies may offer less coverage and lower limits, leaving you more vulnerable in the event of an accident.
- Higher deductibles: Cheap policies often come with higher deductibles, meaning you’ll need to pay more out of pocket before your insurance kicks in.
- Potential for poor customer service: Some cheap insurance providers may have a reputation for subpar customer service, making it challenging to get assistance when needed.
- Limited add-ons and benefits: Cheap policies may not offer additional features or benefits like roadside assistance or rental car coverage.
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Brandon Frady
Licensed Insurance Agent
Brandon Frady has been a licensed insurance agent and insurance office manager since 2018. He has experience in ventures from retail to finance, working positions from cashier to management, but it wasn’t until Brandon started working in the insurance industry that he truly felt at home in his career. In his day-to-day interactions, he aims to live out his business philosophy in how he treats hi...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.