Buy Cheap Georgetown, OH Auto Insurance in 2024
Georgetown, OH auto insurance rates average $244 a month. Minimum auto insurance requirements in Georgetown, Ohio are 25/50/25 to comply with Ohio laws. To buy cheap auto insurance in Georgetown, OH, compare Georgetown auto insurance quotes from top companies.
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Schimri Yoyo
Licensed Agent & Financial Advisor
Schimri Yoyo is a financial advisor with active insurance licenses in seven states and over 20 years of professional experience. During his career, he has held roles at Foresters Financial, Strayer University, Minnesota Life, Securian Financial Services, Delaware Valley Advisors, Bridgemark Wealth Management, and Fidelity. Schimri is an educator eager to assist individuals and families in ach...
Licensed Agent & Financial Advisor
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The most expensive auto insurance company in Georgetown is Liberty Mutual
- Average auto insurance rates in Georgetown, OH after a DUI are $3,393/year
- Average auto insurance rates in Georgetown, OH are $244/month
Finding affordable Georgetown, Ohio auto insurance can be challenging, but everything you need to know to buy cheap Georgetown, OH auto insurance with confidence is right here. Auto insurance rates in Georgetown are affected by local factors as well as personal ones like your driving record.
See how Georgetown, OH car insurance rates compare to Hamilton auto insurance rates, Parma auto insurance rates, and Toledo auto insurance rates before you read more about the cost of auto insurance in Georgetown.
Don’t buy Georgetown, OH auto insurance until you’ve compared rates. Get free Georgetown, Ohio auto insurance quotes when you enter your ZIP code above.
Georgetown, OH Minimum Auto Insurance Requirements
The required auto insurance in Georgetown, OH is 25/50/25 according to the auto insurance laws in Ohio. The minimum auto insurance in Georgetown, Ohio is outlined here.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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Find Cheap Georgetown, OH Auto Insurance by Credit History
Your credit can have an impact on what you pay for auto insurance in Georgetown, OH. Take a look at Georgetown, Ohio auto insurance rates by credit history.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $4,100 | $2,973 | $2,487 |
| American Family | $2,273 | $1,552 | $1,316 |
| Farmers | $4,019 | $3,390 | $3,230 |
| Geico | $2,319 | $1,933 | $1,547 |
| Liberty Mutual | $6,768 | $4,122 | $3,231 |
| Nationwide | $4,017 | $3,235 | $2,731 |
| Progressive | $4,051 | $3,481 | $3,246 |
| State Farm | $3,745 | $2,314 | $1,823 |
| Travelers | $3,608 | $3,134 | $2,925 |
| USAA | $1,900 | $1,340 | $1,140 |
Buy Cheap Georgetown, OH Auto Insurance by Age, Gender, and Marital Status
Do age, gender, and marital status affect Georgetown, Ohio auto insurance rates? Find out how car insurance rates in Georgetown, OH are impacted by demographics.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,151 | $2,153 | $1,931 | $2,068 | $5,820 | $6,655 | $2,274 | $2,439 |
| American Family | $1,066 | $1,111 | $972 | $980 | $3,291 | $3,586 | $1,314 | $1,389 |
| Farmers | $1,896 | $1,895 | $1,671 | $1,759 | $8,239 | $8,569 | $2,121 | $2,221 |
| Geico | $1,414 | $1,364 | $1,300 | $1,293 | $3,709 | $3,457 | $1,577 | $1,350 |
| Liberty Mutual | $2,233 | $2,443 | $1,718 | $2,090 | $11,334 | $12,827 | $2,389 | $2,620 |
| Nationwide | $2,227 | $2,241 | $2,007 | $2,025 | $5,646 | $7,298 | $2,390 | $2,788 |
| Progressive | $1,886 | $1,791 | $1,564 | $1,613 | $8,118 | $9,164 | $2,267 | $2,340 |
| State Farm | $1,619 | $1,619 | $1,434 | $1,434 | $4,821 | $6,077 | $1,873 | $2,140 |
| Travelers | $1,506 | $1,531 | $1,486 | $1,480 | $6,363 | $10,040 | $1,565 | $1,807 |
| USAA | $888 | $896 | $841 | $843 | $2,712 | $3,025 | $1,188 | $1,288 |
Buy Cheap Georgetown, OH Auto Insurance for Teen Drivers
Auto insurance for teenagers in Georgetown can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Georgetown, OH are listed here.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $5,820 | $6,655 |
| American Family | $3,291 | $3,586 |
| Farmers | $8,239 | $8,569 |
| Geico | $3,709 | $3,457 |
| Liberty Mutual | $11,334 | $12,827 |
| Nationwide | $5,646 | $7,298 |
| Progressive | $8,118 | $9,164 |
| State Farm | $4,821 | $6,077 |
| Travelers | $6,363 | $10,040 |
| USAA | $2,712 | $3,025 |
Buy Cheap Georgetown, OH Auto Insurance for Seniors
You can save on senior auto insurance rates in Georgetown, Ohio by comparing Georgetown senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Georgetown, OH here.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $1,931 | $2,068 |
| American Family | $972 | $980 |
| Farmers | $1,671 | $1,759 |
| Geico | $1,300 | $1,293 |
| Liberty Mutual | $1,718 | $2,090 |
| Nationwide | $2,007 | $2,025 |
| Progressive | $1,564 | $1,613 |
| State Farm | $1,434 | $1,434 |
| Travelers | $1,486 | $1,480 |
| USAA | $841 | $843 |
Find Cheap Auto Insurance Rates in Georgetown, OH by Coverage Level
The amount of coverage you choose is a big factor in the cost of Georgetown, Ohio auto insurance. Compare Georgetown, OH auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,083 | $3,180 | $3,296 |
| American Family | $1,682 | $1,727 | $1,732 |
| Farmers | $3,366 | $3,494 | $3,779 |
| Geico | $1,882 | $1,926 | $1,991 |
| Liberty Mutual | $4,541 | $4,729 | $4,851 |
| Nationwide | $3,681 | $3,226 | $3,077 |
| Progressive | $3,468 | $3,566 | $3,745 |
| State Farm | $2,513 | $2,634 | $2,734 |
| Travelers | $3,142 | $3,265 | $3,260 |
| USAA | $1,404 | $1,459 | $1,518 |
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Find Cheap Georgetown, OH Auto Insurance Rates by Commute
How long you’re in your car each day affects the cost of auto insurance in Georgetown. Compare auto insurance rates in Georgetown, OH by commute length to see how your daily commute impacts your rates.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $3,187 | $3,187 |
| American Family | $1,692 | $1,735 |
| Farmers | $3,546 | $3,546 |
| Geico | $1,897 | $1,970 |
| Liberty Mutual | $4,707 | $4,707 |
| Nationwide | $3,328 | $3,328 |
| Progressive | $3,593 | $3,593 |
| State Farm | $2,563 | $2,691 |
| Travelers | $3,222 | $3,222 |
| USAA | $1,405 | $1,516 |
Find Cheap Georgetown, OH Auto Insurance Rates by Driving Record
Auto insurance rates in Georgetown, Ohio are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Georgetown, OH, take a look at the average cost for various violations versus rates for a clean driving record in Georgetown.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $2,692 | $3,247 | $3,775 | $3,032 |
| American Family | $1,640 | $1,738 | $1,738 | $1,738 |
| Farmers | $2,931 | $3,765 | $3,672 | $3,818 |
| Geico | $1,328 | $1,894 | $2,692 | $1,819 |
| Liberty Mutual | $3,961 | $5,064 | $5,191 | $4,612 |
| Nationwide | $2,662 | $3,393 | $4,311 | $2,946 |
| Progressive | $3,102 | $4,196 | $3,299 | $3,774 |
| State Farm | $2,407 | $2,847 | $2,627 | $2,627 |
| Travelers | $2,380 | $3,091 | $4,657 | $2,761 |
| USAA | $1,125 | $1,504 | $1,966 | $1,246 |
Find Cheap Georgetown, OH Auto Insurance Rates After a DUI
The cost of DUI auto insurance in Georgetown, Ohio is higher than for a clean driving record. You can buy auto insurance after a DUI in Georgetown for less when you shop around and compare rates from multiple Georgetown, OH auto insurance companies.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $3,775 |
| American Family | $1,738 |
| Farmers | $3,672 |
| Geico | $2,692 |
| Liberty Mutual | $5,191 |
| Nationwide | $4,311 |
| Progressive | $3,299 |
| State Farm | $2,627 |
| Travelers | $4,657 |
| USAA | $1,966 |
Winners by Category: Where to Buy Cheap Auto Insurance in Georgetown, OH
Compare rates from the cheapest auto insurance companies in Georgetown, OH for your needs. Take a look at how Georgetown, Ohio auto insurance companies stack up for each category.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | American Family |
| With 1 Speeding Violation | USAA |
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Find Cheap Georgetown, Ohio Auto Insurance Companies
If you’re looking for the cheapest Georgetown, OH auto insurance companies overall, you can compare them here. Find the best price for Georgetown, Ohio car insurance by company.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $3,187 |
| American Family | $1,714 |
| Farmers | $3,546 |
| Geico | $1,933 |
| Liberty Mutual | $4,707 |
| Nationwide | $3,328 |
| Progressive | $3,593 |
| State Farm | $2,627 |
| Travelers | $3,222 |
| USAA | $1,460 |
What affects Georgetown, Ohio auto insurance rates?
Local factors affect auto insurance rates in Georgetown, OH, including traffic, theft statistics, and commute length. Take a look at the things that impact Georgetown auto insurance rates.
Auto Theft in Georgetown
When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Georgetown, OH auto theft show a total of 6 vehicle thefts annually.
Commute Times in Georgetown
Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Georgetown, OH is 27.6 minutes according to City-Data.
Compare Auto Insurance Quotes in Georgetown, OH
You can buy cheap Georgetown, OH auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Georgetown, Ohio auto insurance quotes from top companies.
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Frequently Asked Questions
Why is it important to have auto insurance in Georgetown, OH?
Auto insurance is crucial in Georgetown, OH, as it provides financial protection in case of accidents, theft, or damage to your vehicle. It is also required by law to have minimum liability coverage in most states, including Ohio.
What factors can affect the cost of auto insurance in Georgetown, OH?
Several factors can influence the cost of auto insurance in Georgetown, OH, including your driving history, age, type of vehicle, coverage limits, deductible amount, and even your credit score. Insurance companies consider these factors when determining your premium.
How can I find cheap auto insurance in Georgetown, OH?
To find cheap auto insurance in Georgetown, OH, consider the following tips:
- Shop around and compare quotes from multiple insurance providers.
- Maintain a clean driving record and avoid traffic violations.
- Opt for higher deductibles, which can lower your premium.
- Take advantage of available discounts, such as multi-policy, safe driver, or good student discounts.
- Consider bundling your auto insurance with other policies, such as home or renters insurance, for potential discounts.
What are the minimum auto insurance requirements in Georgetown, OH?
In Ohio, the minimum auto insurance requirements are:
- $25,000 bodily injury liability coverage per person injured in an accident.
- $50,000 bodily injury liability coverage per accident if multiple people are injured.
- $25,000 property damage liability coverage per accident.
Are there any additional types of auto insurance coverage I should consider in Georgetown, OH?
While the minimum liability coverage is required, it is often beneficial to consider additional coverage options, such as:
- Collision coverage: Covers damage to your vehicle in case of an accident.
- Comprehensive coverage: Provides coverage for non-collision incidents like theft, vandalism, or natural disasters.
- Uninsured/underinsured motorist coverage: Protects you if you’re involved in an accident with a driver who doesn’t have insurance or has insufficient coverage.
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Schimri Yoyo
Licensed Agent & Financial Advisor
Schimri Yoyo is a financial advisor with active insurance licenses in seven states and over 20 years of professional experience. During his career, he has held roles at Foresters Financial, Strayer University, Minnesota Life, Securian Financial Services, Delaware Valley Advisors, Bridgemark Wealth Management, and Fidelity. Schimri is an educator eager to assist individuals and families in ach...
Licensed Agent & Financial Advisor
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.