Buy Cheap Delaware, OH Auto Insurance in 2024
Delaware, OH auto insurance rates average $231 a month. Minimum auto insurance requirements in Delaware, Ohio are 25/50/25 to comply with Ohio laws. To buy cheap auto insurance in Delaware, OH, compare Delaware auto insurance quotes from top companies.
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Michael Leotta
Insurance Operations Specialist
Michael earned a degree in Business Management degree with an insurance focus, which led to a successful 25-year career in insurance claims operations and support. He possesses a high-level of business acumen across multiple areas of the insurance industry. Over the course of his career, he served in multiple roles supporting claims operations including: Claims Specialist, Claims Trainer, Claim Au...
Insurance Operations Specialist
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The most expensive auto insurance company in Delaware after a DUI is Liberty Mutual
- Average auto insurance rates in Delaware, OH are $231/month
- The most expensive auto insurance company in Delaware is Liberty Mutual
Finding affordable Delaware, Ohio auto insurance can be challenging, but everything you need to know to buy cheap Delaware, OH auto insurance with confidence is right here. Auto insurance rates in Delaware are affected by local factors as well as personal ones like your driving record.
See how Delaware, OH car insurance rates compare to Parma auto insurance rates, Toledo auto insurance rates, and Cincinnati auto insurance rates before you read more about the cost of auto insurance in Delaware.
Don’t buy Delaware, OH auto insurance until you’ve compared rates. Get free Delaware, Ohio auto insurance quotes when you enter your ZIP code above.
Delaware, OH Minimum Auto Insurance Requirements
The required auto insurance in Delaware, OH is 25/50/25 according to the auto insurance laws in Ohio. The minimum auto insurance in Delaware, Ohio is outlined here.
Minimum Required Auto Insurance Coverage in Delaware, Ohio
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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Find Cheap Delaware, OH Auto Insurance by Credit History
Your credit can have an impact on what you pay for auto insurance in Delaware, OH. Take a look at Delaware, Ohio auto insurance rates by credit history.
Annual Auto Insurance Rates by Credit Score in Delaware, Ohio
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $4,000 | $2,926 | $2,442 |
| American Family | $1,954 | $1,335 | $1,128 |
| Farmers | $3,666 | $3,107 | $2,959 |
| Geico | $2,211 | $1,844 | $1,477 |
| Liberty Mutual | $6,146 | $3,768 | $2,952 |
| Nationwide | $4,248 | $3,419 | $2,884 |
| Progressive | $3,759 | $3,255 | $3,044 |
| State Farm | $3,774 | $2,332 | $1,838 |
| Travelers | $3,148 | $2,745 | $2,566 |
| USAA | $1,890 | $1,340 | $1,143 |
Buy Cheap Delaware, OH Auto Insurance by Age, Gender, and Marital Status
Do age, gender, and marital status affect Delaware, Ohio auto insurance rates? Find out how car insurance rates in Delaware, OH are impacted by demographics.
Annual Auto Insurance Rates by Age, Gender, and Marital Status in Delaware, Ohio
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,064 | $2,048 | $1,869 | $1,996 | $5,847 | $6,708 | $2,156 | $2,293 |
| American Family | $907 | $939 | $833 | $834 | $2,861 | $3,095 | $1,126 | $1,184 |
| Farmers | $1,707 | $1,699 | $1,503 | $1,588 | $7,635 | $7,923 | $1,910 | $1,986 |
| Geico | $1,322 | $1,286 | $1,248 | $1,266 | $3,588 | $3,336 | $1,468 | $1,238 |
| Liberty Mutual | $1,993 | $2,175 | $1,533 | $1,861 | $10,475 | $11,837 | $2,118 | $2,317 |
| Nationwide | $2,330 | $2,340 | $2,103 | $2,116 | $6,055 | $7,796 | $2,496 | $2,902 |
| Progressive | $1,716 | $1,613 | $1,434 | $1,478 | $7,719 | $8,676 | $2,058 | $2,125 |
| State Farm | $1,579 | $1,579 | $1,417 | $1,417 | $4,986 | $6,265 | $1,836 | $2,104 |
| Travelers | $1,285 | $1,303 | $1,287 | $1,278 | $5,640 | $8,901 | $1,344 | $1,518 |
| USAA | $881 | $888 | $840 | $838 | $2,730 | $3,038 | $1,177 | $1,268 |
Buy Cheap Delaware, OH Auto Insurance for Teen Drivers
Auto insurance for teenagers in Delaware can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Delaware, OH are listed here.
Annual Auto Insurance Rates for Teen Drivers in Delaware, Ohio
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $5,847 | $6,708 |
| American Family | $2,861 | $3,095 |
| Farmers | $7,635 | $7,923 |
| Geico | $3,588 | $3,336 |
| Liberty Mutual | $10,475 | $11,837 |
| Nationwide | $6,055 | $7,796 |
| Progressive | $7,719 | $8,676 |
| State Farm | $4,986 | $6,265 |
| Travelers | $5,640 | $8,901 |
| USAA | $2,730 | $3,038 |
Buy Cheap Delaware, OH Auto Insurance for Seniors
You can save on senior auto insurance rates in Delaware, Ohio by comparing Delaware senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Delaware, OH here.
Annual Auto Insurance Rates for Senior Drivers in Delaware, Ohio
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $1,869 | $1,996 |
| American Family | $833 | $834 |
| Farmers | $1,503 | $1,588 |
| Geico | $1,248 | $1,266 |
| Liberty Mutual | $1,533 | $1,861 |
| Nationwide | $2,103 | $2,116 |
| Progressive | $1,434 | $1,478 |
| State Farm | $1,417 | $1,417 |
| Travelers | $1,287 | $1,278 |
| USAA | $840 | $838 |
Find Cheap Auto Insurance Rates in Delaware, OH by Coverage Level
The amount of coverage you choose is a big factor in the cost of Delaware, Ohio auto insurance. Compare Delaware, OH auto insurance rates by coverage level.
Annual Auto Insurance Rates by Coverage Level in Delaware, Ohio
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,030 | $3,117 | $3,220 |
| American Family | $1,449 | $1,483 | $1,484 |
| Farmers | $3,067 | $3,196 | $3,468 |
| Geico | $1,784 | $1,836 | $1,912 |
| Liberty Mutual | $4,136 | $4,310 | $4,420 |
| Nationwide | $3,885 | $3,409 | $3,258 |
| Progressive | $3,241 | $3,327 | $3,488 |
| State Farm | $2,513 | $2,657 | $2,774 |
| Travelers | $2,741 | $2,857 | $2,861 |
| USAA | $1,392 | $1,456 | $1,524 |
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Find Cheap Delaware, OH Auto Insurance Rates by Commute
How long you’re in your car each day affects the cost of auto insurance in Delaware. Compare auto insurance rates in Delaware, OH by commute length to see how your daily commute impacts your rates.
Annual Auto Insurance Rates by Commute Length in Delaware, Ohio
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $3,123 | $3,123 |
| American Family | $1,455 | $1,490 |
| Farmers | $3,244 | $3,244 |
| Geico | $1,814 | $1,875 |
| Liberty Mutual | $4,289 | $4,289 |
| Nationwide | $3,517 | $3,517 |
| Progressive | $3,352 | $3,352 |
| State Farm | $2,581 | $2,714 |
| Travelers | $2,820 | $2,820 |
| USAA | $1,402 | $1,513 |
Find Cheap Delaware, OH Auto Insurance Rates by Driving Record
Auto insurance rates in Delaware, Ohio are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Delaware, OH, take a look at the average cost for various violations versus rates for a clean driving record in Delaware.
Annual Delaware, Ohio Auto Insurance Rates by Driving Record
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $2,613 | $3,167 | $3,742 | $2,968 |
| American Family | $1,411 | $1,493 | $1,493 | $1,493 |
| Farmers | $2,674 | $3,448 | $3,362 | $3,491 |
| Geico | $1,246 | $1,807 | $2,635 | $1,688 |
| Liberty Mutual | $3,604 | $4,623 | $4,724 | $4,204 |
| Nationwide | $2,820 | $3,585 | $4,547 | $3,117 |
| Progressive | $2,888 | $3,938 | $3,076 | $3,507 |
| State Farm | $2,409 | $2,886 | $2,648 | $2,648 |
| Travelers | $2,071 | $2,707 | $4,088 | $2,413 |
| USAA | $1,119 | $1,500 | $1,972 | $1,239 |
Find Cheap Delaware, OH Auto Insurance Rates After a DUI
The cost of DUI auto insurance in Delaware, Ohio is higher than for a clean driving record. You can buy auto insurance after a DUI in Delaware for less when you shop around and compare rates from multiple Delaware, OH auto insurance companies.
Annual Auto Insurance Rates After a DUI in Delaware, Ohio
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $3,742 |
| American Family | $1,493 |
| Farmers | $3,362 |
| Geico | $2,635 |
| Liberty Mutual | $4,724 |
| Nationwide | $4,547 |
| Progressive | $3,076 |
| State Farm | $2,648 |
| Travelers | $4,088 |
| USAA | $1,972 |
Winners by Category: Where to Buy Cheap Auto Insurance in Delaware, OH
Compare rates from the cheapest auto insurance companies in Delaware, OH for your needs. Take a look at how Delaware, Ohio auto insurance companies stack up for each category.
Best Annual Auto Insurance Rates by Company in Delaware, Ohio
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | American Family |
| Clean Record | USAA |
| With 1 Accident | American Family |
| With 1 DUI | American Family |
| With 1 Speeding Violation | USAA |
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Find Cheap Delaware, Ohio Auto Insurance Companies
If you’re looking for the cheapest Delaware, OH auto insurance companies overall, you can compare them here. Find the best price for Delaware, Ohio car insurance by company.
Average Annual Auto Insurance Rates by Company in Delaware, Ohio
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $3,123 |
| American Family | $1,472 |
| Farmers | $3,244 |
| Geico | $1,844 |
| Liberty Mutual | $4,289 |
| Nationwide | $3,517 |
| Progressive | $3,352 |
| State Farm | $2,648 |
| Travelers | $2,820 |
| USAA | $1,458 |
What affects Delaware, Ohio auto insurance rates?
Local factors affect auto insurance rates in Delaware, OH, including traffic, theft statistics, and commute length. Take a look at the things that impact Delaware auto insurance rates. (For more information, read our “Buy Cheap Delaware Auto Insurance“)
Auto Theft in Delaware
When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Delaware, OH auto theft show a total of 27 vehicle thefts annually.
Commute Times in Delaware
Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Delaware, OH is 27.2 minutes according to City-Data.
Compare Auto Insurance Quotes in Delaware, OH
You can buy cheap Delaware, OH auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Delaware, Ohio auto insurance quotes from top companies.
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Frequently Asked Questions
What is Delaware, OH auto insurance?
Delaware, OH auto insurance is a type of coverage that protects vehicle owners against financial loss in the event of an accident, theft, or other damages to their vehicle. It is a requirement in Delaware, OH and helps ensure that drivers can cover the costs associated with accidents and damages.
Why is it important to have auto insurance in Delaware, OH?
Auto insurance is important in Delaware, OH because it provides financial protection in case of accidents, injuries, or property damage caused by a vehicle. It is a legal requirement and driving without insurance can result in fines, license suspension, or other penalties. Additionally, auto insurance provides peace of mind knowing that you are financially protected in case of unexpected events.
What types of coverage are available in Delaware, OH auto insurance?
Delaware, OH auto insurance typically offers various types of coverage, including liability coverage (which pays for damages and injuries caused to others), collision coverage (which covers damages to your own vehicle in an accident), comprehensive coverage (which covers non-collision incidents like theft or natural disasters), medical payments coverage (which covers medical expenses for injuries), and uninsured/underinsured motorist coverage (which protects you if the other driver is at fault but lacks sufficient insurance).
How can I find cheap auto insurance in Delaware, OH?
To find cheap auto insurance in Delaware, OH, consider the following tips:
- Compare quotes from multiple insurance companies to get the best rate.
- Maintain a clean driving record and avoid accidents or traffic violations.
- Choose a higher deductible, if you can afford it, as it can lower your premium.
- Bundle your auto insurance with other policies, such as homeowner’s insurance, to get a discount.
- Ask about any available discounts, such as good student discounts or safe driver discounts.
Are there any pros to buying cheap auto insurance in Delaware, OH?
Pros of buying cheap auto insurance in Delaware, OH may include:
- Cost savings: Cheap auto insurance can help you save money on premiums.
- Legal compliance: By purchasing insurance, you meet the legal requirement of having auto insurance in Delaware, OH.
What are the cons of buying cheap auto insurance in Delaware, OH?
Cons of buying cheap auto insurance in Delaware, OH may include:
- Limited coverage: Cheap insurance policies may provide minimal coverage, leaving you exposed to higher out-of-pocket expenses in case of an accident.
- Higher deductibles: Cheap insurance often comes with higher deductibles, meaning you have to pay more out of pocket before coverage kicks in.
- Limited customer service: Cheap insurance providers may not offer the same level of customer service or claims support as more established and higher-priced insurers.
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Michael Leotta
Insurance Operations Specialist
Michael earned a degree in Business Management degree with an insurance focus, which led to a successful 25-year career in insurance claims operations and support. He possesses a high-level of business acumen across multiple areas of the insurance industry. Over the course of his career, he served in multiple roles supporting claims operations including: Claims Specialist, Claims Trainer, Claim Au...
Insurance Operations Specialist
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.