Buy Cheap Rocky Mount, NC Auto Insurance in 2024
Rocky Mount, NC auto insurance rates average $285 a month. Minimum auto insurance requirements in Rocky Mount, North Carolina are 30/60/25 to comply with North Carolina laws. To buy cheap auto insurance in Rocky Mount, NC, compare Rocky Mount auto insurance quotes from top companies.
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Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The most expensive auto insurance company in Rocky Mount is Allstate
- Average auto insurance rates in Rocky Mount, NC after a DUI are $6,493/year
- Average auto insurance rates in Rocky Mount, NC for teens drivers are $5,351/year
Finding affordable Rocky Mount, North Carolina auto insurance can be challenging, but everything you need to know to buy cheap Rocky Mount, NC auto insurance with confidence is right here. Auto insurance rates in Rocky Mount are affected by local factors as well as personal ones like your driving record.
See how Rocky Mount, NC car insurance rates compare to Fayetteville auto insurance rates, Greensboro auto insurance rates, and Winston-Salem auto insurance rates before you read more about the cost of auto insurance in Rocky Mount.
Don’t buy Rocky Mount, NC auto insurance until you’ve compared rates. Get free Rocky Mount, North Carolina auto insurance quotes when you enter your ZIP code above.
Rocky Mount, NC Minimum Auto Insurance Requirements
The required auto insurance in Rocky Mount, NC is 30/60/25 according to the auto insurance laws in North Carolina. The minimum auto insurance in Rocky Mount, North Carolina is outlined here.
Minimum Required Auto Insurance Coverage in Rocky Mount, North Carolina
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $30,000 per person $60,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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Find Cheap Rocky Mount, NC Auto Insurance by Credit History
Your credit can have an impact on what you pay for auto insurance in Rocky Mount, NC. Take a look at Rocky Mount, North Carolina auto insurance rates by credit history.
Annual Auto Insurance Rates by Credit Score in Rocky Mount, North Carolina
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $8,841 | $5,704 | $5,019 |
| Geico | $3,235 | $2,982 | $2,772 |
| Liberty Mutual | $2,298 | $2,298 | $2,298 |
| Nationwide | $3,091 | $3,091 | $3,091 |
| Progressive | $2,834 | $2,416 | $2,203 |
| State Farm | $4,539 | $2,897 | $2,248 |
| Travelers | $3,549 | $3,222 | $3,179 |
Buy Cheap Rocky Mount, NC Auto Insurance by Age, Gender, and Marital Status
Do age, gender, and marital status affect Rocky Mount, North Carolina auto insurance rates? Find out how car insurance rates in Rocky Mount, NC are impacted by demographics.
Annual Auto Insurance Rates by Age, Gender, and Marital Status in Rocky Mount, North Carolina
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $4,995 | $4,995 | $4,103 | $4,103 | $11,892 | $11,892 | $5,094 | $5,094 |
| Geico | $2,584 | $2,538 | $2,546 | $2,501 | $4,649 | $4,609 | $2,278 | $2,265 |
| Liberty Mutual | $1,929 | $1,929 | $1,996 | $1,996 | $3,338 | $3,338 | $1,929 | $1,929 |
| Nationwide | $2,654 | $2,654 | $2,654 | $2,654 | $4,402 | $4,402 | $2,654 | $2,654 |
| Progressive | $1,862 | $1,862 | $1,683 | $1,683 | $4,312 | $4,312 | $2,080 | $2,080 |
| State Farm | $2,823 | $2,823 | $2,441 | $2,441 | $4,156 | $4,156 | $3,492 | $3,492 |
| Travelers | $2,836 | $2,836 | $2,813 | $2,813 | $4,706 | $4,706 | $2,911 | $2,911 |
Buy Cheap Rocky Mount, NC Auto Insurance for Teen Drivers
Auto insurance for teenagers in Rocky Mount can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Rocky Mount, NC are listed here.
Annual Auto Insurance Rates for Teen Drivers in Rocky Mount, North Carolina
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $11,892 | $11,892 |
| Geico | $4,649 | $4,609 |
| Liberty Mutual | $3,338 | $3,338 |
| Nationwide | $4,402 | $4,402 |
| Progressive | $4,312 | $4,312 |
| State Farm | $4,156 | $4,156 |
| Travelers | $4,706 | $4,706 |
Buy Cheap Rocky Mount, NC Auto Insurance for Seniors
You can save on senior auto insurance rates in Rocky Mount, North Carolina by comparing Rocky Mount senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Rocky Mount, NC here.
Annual Auto Insurance Rates for Senior Drivers in Rocky Mount, North Carolina
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $4,103 | $4,103 |
| Geico | $2,546 | $2,501 |
| Liberty Mutual | $1,996 | $1,996 |
| Nationwide | $2,654 | $2,654 |
| Progressive | $1,683 | $1,683 |
| State Farm | $2,441 | $2,441 |
| Travelers | $2,813 | $2,813 |
Find Cheap Auto Insurance Rates in Rocky Mount, NC by Coverage Level
The amount of coverage you choose is a big factor in the cost of Rocky Mount, North Carolina auto insurance. Compare Rocky Mount, NC auto insurance rates by coverage level.
Annual Auto Insurance Rates by Coverage Level in Rocky Mount, North Carolina
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $6,234 | $6,494 | $6,836 |
| Geico | $2,855 | $2,986 | $3,148 |
| Liberty Mutual | $2,187 | $2,284 | $2,423 |
| Nationwide | $2,962 | $3,077 | $3,234 |
| Progressive | $2,355 | $2,470 | $2,628 |
| State Farm | $3,084 | $3,212 | $3,388 |
| Travelers | $3,176 | $3,300 | $3,473 |
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Find Cheap Rocky Mount, NC Auto Insurance Rates by Commute
How long you’re in your car each day affects the cost of auto insurance in Rocky Mount. Compare auto insurance rates in Rocky Mount, NC by commute length to see how your daily commute impacts your rates.
Annual Auto Insurance Rates by Commute Length in Rocky Mount, North Carolina
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $6,521 | $6,521 |
| Geico | $2,996 | $2,996 |
| Liberty Mutual | $2,298 | $2,298 |
| Nationwide | $3,091 | $3,091 |
| Progressive | $2,484 | $2,484 |
| State Farm | $3,206 | $3,249 |
| Travelers | $3,316 | $3,316 |
Find Cheap Rocky Mount, NC Auto Insurance Rates by ZIP Code
Auto insurance rates in Rocky Mount, North Carolina can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Rocky Mount, NC to see how much where you live in Rocky Mount affects the cost of car insurance.
Annual Auto Insurance Rates by ZIP Code in Rocky Mount, North Carolina
| ZIP Code | Average Annual Rates |
|---|---|
| 27801 | $3,124 |
| 27803 | $3,096 |
| 27804 | $3,100 |
Find Cheap Rocky Mount, NC Auto Insurance Rates by Driving Record
Auto insurance rates in Rocky Mount, North Carolina are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Rocky Mount, NC, take a look at the average cost for various violations versus rates for a clean driving record in Rocky Mount.
Annual Rocky Mount, North Carolina Auto Insurance Rates by Driving Record
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,527 | $6,223 | $11,565 | $4,771 |
| Geico | $1,567 | $2,351 | $5,884 | $2,184 |
| Liberty Mutual | $1,362 | $1,754 | $4,322 | $1,754 |
| Nationwide | $1,806 | $2,344 | $5,870 | $2,344 |
| Progressive | $1,163 | $1,702 | $5,423 | $1,650 |
| State Farm | $1,737 | $2,487 | $6,201 | $2,487 |
| Travelers | $1,951 | $2,587 | $6,188 | $2,539 |
Find Cheap Rocky Mount, NC Auto Insurance Rates After a DUI
The cost of DUI auto insurance in Rocky Mount, North Carolina is higher than for a clean driving record. You can buy auto insurance after a DUI in Rocky Mount for less when you shop around and compare rates from multiple Rocky Mount, NC auto insurance companies.
Annual Auto Insurance Rates After a DUI in Rocky Mount, North Carolina
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $11,565 |
| Geico | $5,884 |
| Liberty Mutual | $4,322 |
| Nationwide | $5,870 |
| Progressive | $5,423 |
| State Farm | $6,201 |
| Travelers | $6,188 |
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Winners by Category: Where to Buy Cheap Auto Insurance in Rocky Mount, NC
Compare rates from the cheapest auto insurance companies in Rocky Mount, NC for your needs. Take a look at how Rocky Mount, North Carolina auto insurance companies stack up for each category.
Best Annual Auto Insurance Rates by Company in Rocky Mount, North Carolina
| Category | Insurance Company |
|---|---|
| Teenagers | Liberty Mutual |
| Seniors | Progressive |
| Clean Record | Progressive |
| With 1 Accident | Progressive |
| With 1 DUI | Liberty Mutual |
| With 1 Speeding Violation | Progressive |
Find Cheap Rocky Mount, North Carolina Auto Insurance Companies
If you’re looking for the cheapest Rocky Mount, NC auto insurance companies overall, you can compare them here. Find the best price for Rocky Mount, North Carolina car insurance by company.
Average Annual Auto Insurance Rates by Company in Rocky Mount, North Carolina
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $6,521 |
| Geico | $2,996 |
| Liberty Mutual | $2,298 |
| Nationwide | $3,091 |
| Progressive | $2,484 |
| State Farm | $3,228 |
| Travelers | $3,316 |
What affects Rocky Mount, North Carolina auto insurance rates?
Local factors affect auto insurance rates in Rocky Mount, NC, including traffic, theft statistics, and commute length. Take a look at the things that impact Rocky Mount auto insurance rates.
Commute Times in Rocky Mount
Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Rocky Mount, NC is 21.5 minutes according to City-Data.
Traffic in Rocky Mount
How is traffic in Rocky Mount, North Carolina? Inrix data shows that Rocky Mount, NC traffic makes it the 711th-most congested city compared to other cities worldwide.
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Compare Auto Insurance Quotes in Rocky Mount, NC
You can buy cheap Rocky Mount, NC auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Rocky Mount, North Carolina auto insurance quotes from top companies.
Frequently Asked Questions
What factors affect the cost of auto insurance in Rocky Mount, NC?
Several factors can influence the cost of auto insurance, including your driving record, age, type of vehicle, coverage limits, deductible amount, and even your credit score. Insurance companies use these factors to assess risk and determine premiums.
How can I find cheap auto insurance in Rocky Mount, NC?
To find cheap auto insurance, consider the following steps:
- Shop around and compare quotes from multiple insurance providers.
- Maintain a clean driving record and avoid accidents or traffic violations.
- Opt for higher deductibles, which can lower your premium.
- Inquire about available discounts, such as multi-policy, safe driver, or good student discounts.
- Consider bundling your auto insurance with other insurance policies for potential discounts.
Are there any specific auto insurance requirements in Rocky Mount, NC?
Yes, Rocky Mount, NC, like most places, requires drivers to carry a minimum level of auto insurance coverage. The minimum requirements in North Carolina include liability coverage for bodily injury and property damage. However, it’s often recommended to consider additional coverage options beyond the minimum to provide better protection.
Should I choose the minimum required coverage or opt for additional coverage?
While the minimum coverage may meet legal requirements, it may not provide sufficient protection in all situations. Opting for additional coverage, such as collision, comprehensive, uninsured/underinsured motorist, or medical payments coverage, can help safeguard your finances and provide peace of mind.
What are the pros of buying cheap auto insurance in Rocky Mount, NC?
Pros of buying cheap auto insurance include:
- Potentially lower premiums, saving you money.
- Meeting the legal requirement for auto insurance.
- Access to basic coverage for liability in case of accidents.
- Affordability, especially if you have a tight budget.
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Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.