Buy Cheap Staten Island, NY Auto Insurance in 2024
Staten Island, NY auto insurance rates average $571 a month. Minimum auto insurance requirements in Staten Island, New York are 25/50/10 to comply with New York laws. To buy cheap auto insurance in Staten Island, NY, compare Staten Island auto insurance quotes from top companies.
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Brandon Frady
Licensed Insurance Agent
Brandon Frady has been a licensed insurance agent and insurance office manager since 2018. He has experience in ventures from retail to finance, working positions from cashier to management, but it wasn’t until Brandon started working in the insurance industry that he truly felt at home in his career. In his day-to-day interactions, he aims to live out his business philosophy in how he treats hi...
Licensed Insurance Agent
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The most expensive auto insurance company in Staten Island is Liberty Mutual
- Average auto insurance rates in Staten Island, NY after a DUI are $9,233/year
- The most expensive auto insurance company in Staten Island after a DUI is Liberty Mutual
Finding affordable Staten Island, New York auto insurance can be challenging, but everything you need to know to buy cheap Staten Island, NY auto insurance with confidence is right here. Auto insurance rates in Staten Island are affected by local factors as well as personal ones like your driving record.
See how Staten Island, NY car insurance rates compare to Utica auto insurance rates, New Rochelle auto insurance rates, and Rochester auto insurance rates before you read more about the cost of auto insurance in Staten Island.
Don’t buy Staten Island, NY auto insurance until you’ve compared rates. Get free Staten Island, New York auto insurance quotes when you enter your ZIP code above.
Staten Island, NY Minimum Auto Insurance Requirements
The required auto insurance in Staten Island, NY is 25/50/10 according to the auto insurance laws in New York. The minimum auto insurance in Staten Island, New York is outlined here.
Minimum Required Auto Insurance Coverage in Staten Island, New York
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $10,000 minimum |
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Find Cheap Staten Island, NY Auto Insurance by Credit History
Your credit can have an impact on what you pay for auto insurance in Staten Island, NY. Take a look at Staten Island, New York auto insurance rates by credit history.
Annual Auto Insurance Rates by Credit Score in Staten Island, New York
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $10,368 | $5,850 | $4,949 |
| Geico | $4,563 | $3,353 | $3,010 |
| Liberty Mutual | $14,291 | $9,322 | $6,964 |
| Nationwide | $7,154 | $7,154 | $7,154 |
| Progressive | $9,789 | $4,821 | $3,480 |
| State Farm | $10,410 | $6,524 | $5,176 |
| Travelers | $10,457 | $6,235 | $5,287 |
| USAA | $9,339 | $4,705 | $4,128 |
Buy Cheap Staten Island, NY Auto Insurance by Age, Gender, and Marital Status
Do age, gender, and marital status affect Staten Island, New York auto insurance rates? Find out how car insurance rates in Staten Island, NY are impacted by demographics.
Annual Auto Insurance Rates by Age, Gender, and Marital Status in Staten Island, New York
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $4,761 | $4,355 | $4,524 | $4,553 | $14,257 | $15,113 | $4,469 | $4,412 |
| Geico | $2,651 | $2,554 | $2,555 | $2,517 | $5,507 | $8,544 | $2,373 | $2,436 |
| Liberty Mutual | $7,625 | $7,625 | $7,100 | $7,100 | $14,852 | $21,510 | $7,625 | $8,102 |
| Nationwide | $5,327 | $5,327 | $5,006 | $5,006 | $9,698 | $14,651 | $5,327 | $6,893 |
| Progressive | $3,698 | $3,342 | $2,875 | $2,945 | $12,594 | $13,737 | $4,670 | $4,379 |
| State Farm | $4,670 | $4,670 | $4,104 | $4,104 | $13,851 | $16,972 | $5,172 | $5,417 |
| Travelers | $5,373 | $5,222 | $4,874 | $5,087 | $12,335 | $14,504 | $5,578 | $5,638 |
| USAA | $3,176 | $3,135 | $2,873 | $2,899 | $12,644 | $15,026 | $4,117 | $4,589 |
Buy Cheap Staten Island, NY Auto Insurance for Teen Drivers
Auto insurance for teenagers in Staten Island can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Staten Island, NY are listed here.
Annual Auto Insurance Rates for Teen Drivers in Staten Island, New York
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $14,257 | $15,113 |
| Geico | $5,507 | $8,544 |
| Liberty Mutual | $14,852 | $21,510 |
| Nationwide | $9,698 | $14,651 |
| Progressive | $12,594 | $13,737 |
| State Farm | $13,851 | $16,972 |
| Travelers | $12,335 | $14,504 |
| USAA | $12,644 | $15,026 |
Buy Cheap Staten Island, NY Auto Insurance for Seniors
You can save on senior auto insurance rates in Staten Island, New York by comparing Staten Island senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Staten Island, NY here.
Annual Auto Insurance Rates for Senior Drivers in Staten Island, New York
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $4,524 | $4,553 |
| Geico | $2,555 | $2,517 |
| Liberty Mutual | $7,100 | $7,100 |
| Nationwide | $5,006 | $5,006 |
| Progressive | $2,875 | $2,945 |
| State Farm | $4,104 | $4,104 |
| Travelers | $4,874 | $5,087 |
| USAA | $2,873 | $2,899 |
Find Cheap Auto Insurance Rates in Staten Island, NY by Coverage Level
The amount of coverage you choose is a big factor in the cost of Staten Island, New York auto insurance. Compare Staten Island, NY auto insurance rates by coverage level.
Annual Auto Insurance Rates by Coverage Level in Staten Island, New York
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $6,398 | $7,010 | $7,759 |
| Geico | $3,415 | $3,621 | $3,891 |
| Liberty Mutual | $9,699 | $10,165 | $10,712 |
| Nationwide | $6,627 | $7,076 | $7,760 |
| Progressive | $5,639 | $5,981 | $6,470 |
| State Farm | $6,904 | $7,424 | $7,782 |
| Travelers | $6,793 | $7,206 | $7,979 |
| USAA | $5,841 | $6,016 | $6,315 |
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Find Cheap Staten Island, NY Auto Insurance Rates by Commute
How long you’re in your car each day affects the cost of auto insurance in Staten Island. Compare auto insurance rates in Staten Island, NY by commute length to see how your daily commute impacts your rates.
Annual Auto Insurance Rates by Commute Length in Staten Island, New York
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $6,954 | $7,157 |
| Geico | $3,547 | $3,737 |
| Liberty Mutual | $9,897 | $10,487 |
| Nationwide | $7,154 | $7,154 |
| Progressive | $6,030 | $6,030 |
| State Farm | $7,094 | $7,646 |
| Travelers | $7,326 | $7,326 |
| USAA | $5,994 | $6,120 |
Find Cheap Staten Island, NY Auto Insurance Rates by Driving Record
Auto insurance rates in Staten Island, New York are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Staten Island, NY, take a look at the average cost for various violations versus rates for a clean driving record in Staten Island.
Annual Staten Island, New York Auto Insurance Rates by Driving Record
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $5,919 | $5,919 | $8,820 | $7,564 |
| Geico | $2,797 | $3,053 | $5,921 | $2,797 |
| Liberty Mutual | $8,007 | $8,007 | $16,748 | $8,007 |
| Nationwide | $5,370 | $5,370 | $12,376 | $5,501 |
| Progressive | $5,852 | $5,852 | $6,520 | $5,895 |
| State Farm | $6,995 | $6,995 | $7,745 | $7,745 |
| Travelers | $6,196 | $7,864 | $7,966 | $7,279 |
| USAA | $5,431 | $5,516 | $7,766 | $5,516 |
Find Cheap Staten Island, NY Auto Insurance Rates After a DUI
The cost of DUI auto insurance in Staten Island, New York is higher than for a clean driving record. You can buy auto insurance after a DUI in Staten Island for less when you shop around and compare rates from multiple Staten Island, NY auto insurance companies.
Annual Auto Insurance Rates After a DUI in Staten Island, New York
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $8,820 |
| Geico | $5,921 |
| Liberty Mutual | $16,748 |
| Nationwide | $12,376 |
| Progressive | $6,520 |
| State Farm | $7,745 |
| Travelers | $7,966 |
| USAA | $7,766 |
Winners by Category: Where to Buy Cheap Auto Insurance in Staten Island, NY
Compare rates from the cheapest auto insurance companies in Staten Island, NY for your needs. Take a look at how Staten Island, New York auto insurance companies stack up for each category.
Best Annual Auto Insurance Rates by Company in Staten Island, New York
| Category | Insurance Company |
|---|---|
| Teenagers | Geico |
| Seniors | Geico |
| Clean Record | Geico |
| With 1 Accident | Geico |
| With 1 DUI | Geico |
| With 1 Speeding Violation | Geico |
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Find Cheap Staten Island, New York Auto Insurance Companies
If you’re looking for the cheapest Staten Island, NY auto insurance companies overall, you can compare them here. Find the best price for Staten Island, New York car insurance by company.
Average Annual Auto Insurance Rates by Company in Staten Island, New York
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $7,056 |
| Geico | $3,642 |
| Liberty Mutual | $10,192 |
| Nationwide | $7,154 |
| Progressive | $6,030 |
| State Farm | $7,370 |
| Travelers | $7,326 |
| USAA | $6,057 |
Compare Auto Insurance Quotes in Staten Island, NY
You can buy cheap Staten Island, NY auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Staten Island, New York auto insurance quotes from top companies.
Frequently Asked Questions
How can I find cheap auto insurance in Staten Island, NY?
To find cheap auto insurance in Staten Island, NY, you can follow these steps:
- Compare quotes from multiple insurance providers: Obtain quotes from different insurers to compare prices and coverage options.
- Consider raising your deductibles: Increasing your deductibles can lower your premium, but make sure you can afford to pay the deductible amount if needed.
- Maintain a good driving record: A clean driving record with no accidents or traffic violations often results in lower insurance rates.
- Ask about available discounts: Inquire with insurance companies about any discounts they offer, such as for safe driving, good grades (for student drivers), or vehicle safety features.
- Explore bundling options: If you have other insurance needs, bundling your auto insurance with other policies, like home or renters insurance, may lead to discounts.
Are there any specific auto insurance requirements in Staten Island, NY?
Yes, Staten Island, NY, like the rest of New York State, has specific auto insurance requirements. New York law requires drivers to have liability insurance, which includes minimum coverage of $25,000 for bodily injury per person, $50,000 for bodily injury per accident, and $10,000 for property damage per accident. Additionally, drivers must carry personal injury protection (PIP) coverage, which provides benefits for medical expenses and other accident-related costs.
What factors can affect the cost of auto insurance in Staten Island, NY?
Several factors can influence the cost of auto insurance in Staten Island, NY, including:
- Your driving record: Drivers with a history of accidents or traffic violations often pay higher premiums.
- Vehicle make and model: Some cars are more expensive to insure due to factors such as repair costs, theft rates, or safety ratings.
- Age and gender: Younger drivers, especially teenagers, generally face higher insurance rates. In some cases, males may also have higher premiums.
- Coverage and deductibles: The level of coverage you choose and the deductibles you select can affect your insurance premium.
- Location: Your ZIP code can impact rates due to factors like crime rates, population density, and traffic patterns.
Can I get auto insurance if I have a bad driving record or past accidents?
Yes, even if you have a bad driving record or past accidents, you can still obtain auto insurance coverage in Staten Island, NY. However, insurance companies may consider you a higher risk and charge you higher premiums. It’s essential to compare quotes from different insurers to find the best coverage options available to you.
How can I lower my auto insurance premiums in Staten Island, NY?
To lower your auto insurance premiums in Staten Island, NY, you can consider the following:
- Maintain a good driving record: Avoid accidents and traffic violations.
- Take advantage of discounts: Inquire with your insurance provider about available discounts, such as for safe driving, multiple policies, or vehicle safety features.
- Review your coverage and deductibles: Assess your coverage needs and adjust them accordingly.
- Bundle your policies: Consider bundling your auto insurance with other policies, like home or renters insurance, for potential discounts.
- Improve your credit score: In some cases, insurers use credit information to determine premiums, so maintaining a good credit score can be beneficial.
How often should I review my auto insurance policy in Staten Island, NY?
It’s generally recommended to review your auto insurance policy in Staten Island, NY annually or whenever there are significant changes in your circumstances. This includes events such as moving to a new address, adding or removing drivers from your policy, purchasing a new vehicle, or experiencing changes in your driving habits. Reviewing your policy allows you to ensure that your coverage still meets your needs and explore opportunities to save on premiums by comparing quotes from different insurers.
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Brandon Frady
Licensed Insurance Agent
Brandon Frady has been a licensed insurance agent and insurance office manager since 2018. He has experience in ventures from retail to finance, working positions from cashier to management, but it wasn’t until Brandon started working in the insurance industry that he truly felt at home in his career. In his day-to-day interactions, he aims to live out his business philosophy in how he treats hi...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.