Buy Cheap Nassau, NY Auto Insurance in 2024
Nassau, NY auto insurance rates average $274 a month. Minimum auto insurance requirements in Nassau, New York are 25/50/10 to comply with New York laws. To buy cheap auto insurance in Nassau, NY, compare Nassau auto insurance quotes from top companies.
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Chris Abrams
Licensed Insurance Agent
Chris is the founder of Abrams Insurance Solutions and Marcan Insurance, which provide personal financial analysis and planning services for families and small businesses across the U.S. His companies represent nearly 100 of the top-rated insurance companies. Chris has been a licensed insurance agent since 2009 and has active insurance licenses in all 50 U.S. states and D.C. Chris works tireles...
Licensed Insurance Agent
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The most expensive auto insurance company in Nassau is Liberty Mutual
- The most expensive auto insurance company in Nassau after a DUI is Liberty Mutual
- Average auto insurance rates in Nassau, NY are $274/month
Finding affordable Nassau, New York auto insurance can be challenging, but everything you need to know to buy cheap Nassau, NY auto insurance with confidence is right here. Auto insurance rates in Nassau are affected by local factors as well as personal ones like your driving record.
See how Nassau, NY car insurance rates compare to Mount Vernon auto insurance rates, Utica auto insurance rates, and Rochester auto insurance rates before you read more about the cost of auto insurance in Nassau.
Don’t buy Nassau, NY auto insurance until you’ve compared rates. Get free Nassau, New York auto insurance quotes when you enter your ZIP code above.
Nassau, NY Minimum Auto Insurance Requirements
The required auto insurance in Nassau, NY is 25/50/10 according to the auto insurance laws in New York. The minimum auto insurance in Nassau, New York is outlined here.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $10,000 minimum |
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Find Cheap Nassau, NY Auto Insurance by Credit History
Your credit can have an impact on what you pay for auto insurance in Nassau, NY. Take a look at Nassau, New York auto insurance rates by credit history.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $5,324 | $3,145 | $2,725 |
| Geico | $2,588 | $1,902 | $1,707 |
| Liberty Mutual | $6,992 | $4,580 | $3,436 |
| Nationwide | $2,775 | $2,775 | $2,775 |
| Progressive | $4,729 | $2,467 | $1,815 |
| State Farm | $4,296 | $2,695 | $2,139 |
| Travelers | $5,084 | $3,199 | $2,781 |
| USAA | $4,627 | $2,334 | $2,064 |
Buy Cheap Nassau, NY Auto Insurance by Age, Gender, and Marital Status
Do age, gender, and marital status affect Nassau, New York auto insurance rates? Find out how car insurance rates in Nassau, NY are impacted by demographics.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,482 | $2,345 | $2,330 | $2,374 | $7,384 | $7,982 | $2,462 | $2,491 |
| Geico | $1,510 | $1,455 | $1,470 | $1,449 | $3,192 | $4,685 | $1,361 | $1,401 |
| Liberty Mutual | $3,624 | $3,624 | $3,377 | $3,377 | $7,078 | $11,473 | $3,624 | $3,844 |
| Nationwide | $2,096 | $2,096 | $1,980 | $1,980 | $3,734 | $5,548 | $2,096 | $2,667 |
| Progressive | $1,776 | $1,655 | $1,424 | $1,447 | $6,233 | $6,943 | $2,306 | $2,245 |
| State Farm | $1,906 | $1,906 | $1,661 | $1,661 | $5,625 | $7,266 | $2,095 | $2,227 |
| Travelers | $2,687 | $2,721 | $2,431 | $2,615 | $6,050 | $7,176 | $2,849 | $2,973 |
| USAA | $1,571 | $1,543 | $1,427 | $1,426 | $6,338 | $7,543 | $2,007 | $2,213 |
Buy Cheap Nassau, NY Auto Insurance for Teen Drivers
Auto insurance for teenagers in Nassau can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Nassau, NY are listed here.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $7,384 | $7,982 |
| Geico | $3,192 | $4,685 |
| Liberty Mutual | $7,078 | $11,473 |
| Nationwide | $3,734 | $5,548 |
| Progressive | $6,233 | $6,943 |
| State Farm | $5,625 | $7,266 |
| Travelers | $6,050 | $7,176 |
| USAA | $6,338 | $7,543 |
Buy Cheap Nassau, NY Auto Insurance for Seniors
You can save on senior auto insurance rates in Nassau, New York by comparing Nassau senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Nassau, NY here.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,330 | $2,374 |
| Geico | $1,470 | $1,449 |
| Liberty Mutual | $3,377 | $3,377 |
| Nationwide | $1,980 | $1,980 |
| Progressive | $1,424 | $1,447 |
| State Farm | $1,661 | $1,661 |
| Travelers | $2,431 | $2,615 |
| USAA | $1,427 | $1,426 |
Find Cheap Auto Insurance Rates in Nassau, NY by Coverage Level
The amount of coverage you choose is a big factor in the cost of Nassau, New York auto insurance. Compare Nassau, NY auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,548 | $3,720 | $3,926 |
| Geico | $1,953 | $2,059 | $2,184 |
| Liberty Mutual | $4,785 | $4,986 | $5,237 |
| Nationwide | $2,614 | $2,754 | $2,955 |
| Progressive | $2,842 | $2,988 | $3,181 |
| State Farm | $2,894 | $3,060 | $3,177 |
| Travelers | $3,498 | $3,650 | $3,916 |
| USAA | $2,917 | $2,994 | $3,115 |
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Find Cheap Nassau, NY Auto Insurance Rates by Commute
How long you’re in your car each day affects the cost of auto insurance in Nassau. Compare auto insurance rates in Nassau, NY by commute length to see how your daily commute impacts your rates.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $3,681 | $3,782 |
| Geico | $2,004 | $2,126 |
| Liberty Mutual | $4,863 | $5,142 |
| Nationwide | $2,775 | $2,775 |
| Progressive | $3,004 | $3,004 |
| State Farm | $2,939 | $3,149 |
| Travelers | $3,688 | $3,688 |
| USAA | $2,978 | $3,038 |
Find Cheap Nassau, NY Auto Insurance Rates by Driving Record
Auto insurance rates in Nassau, New York are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Nassau, NY, take a look at the average cost for various violations versus rates for a clean driving record in Nassau.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,152 | $3,152 | $4,630 | $3,990 |
| Geico | $1,619 | $1,765 | $3,259 | $1,619 |
| Liberty Mutual | $3,990 | $3,990 | $8,041 | $3,990 |
| Nationwide | $2,128 | $2,128 | $4,667 | $2,176 |
| Progressive | $2,921 | $2,921 | $3,235 | $2,938 |
| State Farm | $2,900 | $2,900 | $3,187 | $3,187 |
| Travelers | $3,180 | $3,924 | $3,978 | $3,669 |
| USAA | $2,670 | $2,713 | $3,937 | $2,713 |
Find Cheap Nassau, NY Auto Insurance Rates After a DUI
The cost of DUI auto insurance in Nassau, New York is higher than for a clean driving record. You can buy auto insurance after a DUI in Nassau for less when you shop around and compare rates from multiple Nassau, NY auto insurance companies.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $4,630 |
| Geico | $3,259 |
| Liberty Mutual | $8,041 |
| Nationwide | $4,667 |
| Progressive | $3,235 |
| State Farm | $3,187 |
| Travelers | $3,978 |
| USAA | $3,937 |
Winners by Category: Where to Buy Cheap Auto Insurance in Nassau, NY
Compare rates from the cheapest auto insurance companies in Nassau, NY for your needs. Take a look at how Nassau, New York auto insurance companies stack up for each category.
| Category | Insurance Company |
|---|---|
| Teenagers | Geico |
| Seniors | USAA |
| Clean Record | Geico |
| With 1 Accident | Geico |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | Geico |
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Find Cheap Nassau, New York Auto Insurance Companies
If you’re looking for the cheapest Nassau, NY auto insurance companies overall, you can compare them here. Find the best price for Nassau, New York car insurance by company.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $3,731 |
| Geico | $2,065 |
| Liberty Mutual | $5,003 |
| Nationwide | $2,775 |
| Progressive | $3,004 |
| State Farm | $3,044 |
| Travelers | $3,688 |
| USAA | $3,008 |
What affects Nassau, New York auto insurance rates?
Local factors affect auto insurance rates in Nassau, NY, including traffic, theft statistics, and commute length. Take a look at the things that impact Nassau auto insurance rates.
Commute Times in Nassau
Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Nassau, NY is 37.2 minutes according to City-Data.
Compare Auto Insurance Quotes in Nassau, NY
You can buy cheap Nassau, NY auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Nassau, New York auto insurance quotes from top companies.
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Frequently Asked Questions
What factors affect the cost of auto insurance in Nassau, NY?
Several factors can influence the cost of auto insurance in Nassau, NY. These factors include your age, driving history, type of vehicle, coverage limits, deductibles, and the level of insurance you choose. Additionally, your credit history, ZIP code, and the average cost of repairs in your area can also impact the cost of insurance.
How can I find cheap auto insurance in Nassau, NY?
To find cheap auto insurance in Nassau, NY, you can consider the following steps:
- Shop around and compare quotes from multiple insurance companies.
- Maintain a good driving record and avoid traffic violations.
- Opt for a higher deductible, which can lower your premium.
- Bundle your auto insurance with other policies, such as home insurance.
- Inquire about available discounts, such as safe driver discounts or multi-car discounts.
- Consider installing safety features in your vehicle that may qualify you for discounts.
- Pay your premium in full or set up automatic payments to avoid additional fees.
Are there any specific auto insurance requirements in Nassau, NY?
Yes, there are specific auto insurance requirements in Nassau, NY, as mandated by the state. These requirements include:
- Liability Insurance: You must have a minimum coverage of $25,000 for bodily injury per person, $50,000 for bodily injury per accident, and $10,000 for property damage per accident.
- Personal Injury Protection (PIP): You must carry a minimum of $50,000 in PIP coverage to cover medical expenses and lost wages resulting from auto accidents.
Can I drive without auto insurance in Nassau, NY?
No, it is illegal to drive without auto insurance in Nassau, NY. The state requires all drivers to have a minimum level of insurance coverage to protect themselves and others on the road. Failing to carry the required insurance can result in penalties, fines, and potential license suspension.
How can I lower my auto insurance premiums in Nassau, NY?
Here are a few ways you can try to lower your auto insurance premiums in Nassau, NY:
- Maintain a clean driving record by avoiding accidents and traffic violations.
- Consider increasing your deductible, but ensure you can afford it in case of a claim.
- Bundle your auto insurance with other policies from the same insurer.
- Ask your insurance company about available discounts and take advantage of them.
- Shop around and compare quotes from different insurance providers to find the best rate.
- Consider taking a defensive driving course, as some insurers offer discounts for completing one.
What should I do if I’m involved in an auto accident in Nassau, NY?
If you’re involved in an auto accident in Nassau, NY, follow these steps:
- Ensure everyone involved is safe and call for medical assistance if necessary.
- Contact the police and report the accident.
- Exchange contact and insurance information with the other driver(s) involved.
- Gather evidence such as photos, witness statements, and a police report, if available.
- Notify your insurance company and provide them with accurate details of the accident.
- Cooperate with your insurance company’s investigation and follow their guidance regarding repairs and claims.
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Chris Abrams
Licensed Insurance Agent
Chris is the founder of Abrams Insurance Solutions and Marcan Insurance, which provide personal financial analysis and planning services for families and small businesses across the U.S. His companies represent nearly 100 of the top-rated insurance companies. Chris has been a licensed insurance agent since 2009 and has active insurance licenses in all 50 U.S. states and D.C. Chris works tireles...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.