Buy Cheap Hornell, NY Auto Insurance in 2024
Hornell, NY auto insurance rates average $245 a month. Minimum auto insurance requirements in Hornell, New York are 25/50/10 to comply with New York laws. To buy cheap auto insurance in Hornell, NY, compare Hornell auto insurance quotes from top companies.
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Michael Leotta
Insurance Operations Specialist
Michael earned a degree in Business Management degree with an insurance focus, which led to a successful 25-year career in insurance claims operations and support. He possesses a high-level of business acumen across multiple areas of the insurance industry. Over the course of his career, he served in multiple roles supporting claims operations including: Claims Specialist, Claims Trainer, Claim Au...
Insurance Operations Specialist
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average auto insurance rates in Hornell, NY after a DUI are $3,833/year
- The most expensive auto insurance company in Hornell after a DUI is Liberty Mutual
- Average auto insurance rates in Hornell, NY for teens drivers are $5,037/year
Finding affordable Hornell, New York auto insurance can be challenging, but everything you need to know to buy cheap Hornell, NY auto insurance with confidence is right here. Auto insurance rates in Hornell are affected by local factors as well as personal ones like your driving record.
See how Hornell, NY car insurance rates compare to New York auto insurance rates, Rochester auto insurance rates, and Syracuse auto insurance rates before you read more about the cost of auto insurance in Hornell.
Don’t buy Hornell, NY auto insurance until you’ve compared rates. Get free Hornell, New York auto insurance quotes when you enter your ZIP code above.
Hornell, NY Minimum Auto Insurance Requirements
The required auto insurance in Hornell, NY is 25/50/10 according to the auto insurance laws in New York. The minimum auto insurance in Hornell, New York is outlined here.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $10,000 minimum |
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Find Cheap Hornell, NY Auto Insurance by Credit History
Your credit can have an impact on what you pay for auto insurance in Hornell, NY. Take a look at Hornell, New York auto insurance rates by credit history.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $4,720 | $2,796 | $2,437 |
| Geico | $1,995 | $1,468 | $1,316 |
| Liberty Mutual | $5,758 | $3,782 | $2,844 |
| Nationwide | $2,533 | $2,533 | $2,533 |
| Progressive | $3,817 | $1,964 | $1,437 |
| State Farm | $4,828 | $3,027 | $2,403 |
| Travelers | $4,288 | $2,701 | $2,345 |
| USAA | $4,707 | $2,323 | $2,051 |
Buy Cheap Hornell, NY Auto Insurance by Age, Gender, and Marital Status
Do age, gender, and marital status affect Hornell, New York auto insurance rates? Find out how car insurance rates in Hornell, NY are impacted by demographics.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,303 | $2,182 | $2,136 | $2,165 | $6,315 | $6,758 | $2,329 | $2,356 |
| Geico | $1,192 | $1,148 | $1,158 | $1,141 | $2,428 | $3,494 | $1,078 | $1,105 |
| Liberty Mutual | $3,013 | $3,013 | $2,805 | $2,805 | $5,784 | $9,380 | $3,013 | $3,206 |
| Nationwide | $1,949 | $1,949 | $1,843 | $1,843 | $3,332 | $4,941 | $1,949 | $2,460 |
| Progressive | $1,505 | $1,424 | $1,225 | $1,238 | $4,764 | $5,301 | $1,920 | $1,869 |
| State Farm | $2,179 | $2,179 | $1,891 | $1,891 | $6,240 | $8,070 | $2,385 | $2,520 |
| Travelers | $2,257 | $2,287 | $2,053 | $2,205 | $5,125 | $6,077 | $2,389 | $2,497 |
| USAA | $1,598 | $1,573 | $1,437 | $1,445 | $6,303 | $7,547 | $2,047 | $2,264 |
Buy Cheap Hornell, NY Auto Insurance for Teen Drivers
Auto insurance for teenagers in Hornell can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Hornell, NY are listed here.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $6,315 | $6,758 |
| Geico | $2,428 | $3,494 |
| Liberty Mutual | $5,784 | $9,380 |
| Nationwide | $3,332 | $4,941 |
| Progressive | $4,764 | $5,301 |
| State Farm | $6,240 | $8,070 |
| Travelers | $5,125 | $6,077 |
| USAA | $6,303 | $7,547 |
Buy Cheap Hornell, NY Auto Insurance for Seniors
You can save on senior auto insurance rates in Hornell, New York by comparing Hornell senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Hornell, NY here.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,136 | $2,165 |
| Geico | $1,158 | $1,141 |
| Liberty Mutual | $2,805 | $2,805 |
| Nationwide | $1,843 | $1,843 |
| Progressive | $1,225 | $1,238 |
| State Farm | $1,891 | $1,891 |
| Travelers | $2,053 | $2,205 |
| USAA | $1,437 | $1,445 |
Find Cheap Auto Insurance Rates in Hornell, NY by Coverage Level
The amount of coverage you choose is a big factor in the cost of Hornell, New York auto insurance. Compare Hornell, NY auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,151 | $3,308 | $3,495 |
| Geico | $1,515 | $1,587 | $1,677 |
| Liberty Mutual | $3,976 | $4,114 | $4,292 |
| Nationwide | $2,402 | $2,514 | $2,685 |
| Progressive | $2,298 | $2,394 | $2,526 |
| State Farm | $3,263 | $3,437 | $3,558 |
| Travelers | $2,949 | $3,075 | $3,310 |
| USAA | $2,952 | $3,015 | $3,115 |
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Find Cheap Hornell, NY Auto Insurance Rates by Commute
How long you’re in your car each day affects the cost of auto insurance in Hornell. Compare auto insurance rates in Hornell, NY by commute length to see how your daily commute impacts your rates.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $3,274 | $3,362 |
| Geico | $1,547 | $1,639 |
| Liberty Mutual | $4,012 | $4,243 |
| Nationwide | $2,533 | $2,533 |
| Progressive | $2,406 | $2,406 |
| State Farm | $3,299 | $3,540 |
| Travelers | $3,111 | $3,111 |
| USAA | $2,997 | $3,057 |
Find Cheap Hornell, NY Auto Insurance Rates by Driving Record
Auto insurance rates in Hornell, New York are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Hornell, NY, take a look at the average cost for various violations versus rates for a clean driving record in Hornell.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $2,856 | $2,856 | $4,035 | $3,525 |
| Geico | $1,273 | $1,386 | $2,441 | $1,273 |
| Liberty Mutual | $3,338 | $3,338 | $6,496 | $3,338 |
| Nationwide | $1,946 | $1,946 | $4,251 | $1,990 |
| Progressive | $2,344 | $2,344 | $2,579 | $2,357 |
| State Farm | $3,265 | $3,265 | $3,574 | $3,574 |
| Travelers | $2,679 | $3,313 | $3,361 | $3,093 |
| USAA | $2,697 | $2,740 | $3,931 | $2,740 |
Find Cheap Hornell, NY Auto Insurance Rates After a DUI
The cost of DUI auto insurance in Hornell, New York is higher than for a clean driving record. You can buy auto insurance after a DUI in Hornell for less when you shop around and compare rates from multiple Hornell, NY auto insurance companies.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $4,035 |
| Geico | $2,441 |
| Liberty Mutual | $6,496 |
| Nationwide | $4,251 |
| Progressive | $2,579 |
| State Farm | $3,574 |
| Travelers | $3,361 |
| USAA | $3,931 |
Winners by Category: Where to Buy Cheap Auto Insurance in Hornell, NY
Compare rates from the cheapest auto insurance companies in Hornell, NY for your needs. Take a look at how Hornell, New York auto insurance companies stack up for each category.
| Category | Insurance Company |
|---|---|
| Teenagers | Geico |
| Seniors | Geico |
| Clean Record | Geico |
| With 1 Accident | Geico |
| With 1 DUI | Geico |
| With 1 Speeding Violation | Geico |
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Find Cheap Hornell, New York Auto Insurance Companies
If you’re looking for the cheapest Hornell, NY auto insurance companies overall, you can compare them here. Find the best price for Hornell, New York car insurance by company.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $3,318 |
| Geico | $1,593 |
| Liberty Mutual | $4,128 |
| Nationwide | $2,533 |
| Progressive | $2,406 |
| State Farm | $3,419 |
| Travelers | $3,111 |
| USAA | $3,027 |
What affects Hornell, New York auto insurance rates?
Local factors affect auto insurance rates in Hornell, NY, including traffic, theft statistics, and commute length. Take a look at the things that impact Hornell auto insurance rates.
Commute Times in Hornell
Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Hornell, NY is 18.0 minutes according to City-Data.
Compare Auto Insurance Quotes in Hornell, NY
You can buy cheap Hornell, NY auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Hornell, New York auto insurance quotes from top companies.
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Frequently Asked Questions
What factors should I consider when looking for cheap auto insurance in Hornell, NY?
When searching for affordable auto insurance in Hornell, NY, consider factors such as your driving record, the type of vehicle you own, your desired coverage levels, deductibles, and any available discounts.
How can I find cheap auto insurance in Hornell, NY?
To find cheap auto insurance in Hornell, NY, it’s recommended to compare quotes from multiple insurance providers. You can either reach out to insurance companies individually or use online comparison tools to simplify the process.
What coverage options should I consider when purchasing auto insurance?
When purchasing auto insurance, you should consider the following coverage options: liability coverage, which is required by law, collision coverage to protect your vehicle in case of an accident, comprehensive coverage for non-accident-related damages, and uninsured/underinsured motorist coverage.
Are there any discounts available to reduce the cost of auto insurance in Hornell, NY?
Yes, there are various discounts that can help reduce the cost of auto insurance in Hornell, NY. Common discounts include safe driver discounts, multi-policy discounts, good student discounts, and discounts for anti-theft devices installed in your vehicle.
What are the pros of buying cheap auto insurance in Hornell, NY?
The pros of purchasing cheap auto insurance in Hornell, NY include potential cost savings, meeting the minimum legal requirements for insurance, and peace of mind knowing you have some coverage in case of an accident or other incidents.
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Michael Leotta
Insurance Operations Specialist
Michael earned a degree in Business Management degree with an insurance focus, which led to a successful 25-year career in insurance claims operations and support. He possesses a high-level of business acumen across multiple areas of the insurance industry. Over the course of his career, he served in multiple roles supporting claims operations including: Claims Specialist, Claims Trainer, Claim Au...
Insurance Operations Specialist
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.