Buy Cheap Brooklyn, NY Auto Insurance in 2024
Brooklyn, NY auto insurance rates average $779 a month. Minimum auto insurance requirements in Brooklyn, New York are 25/50/10 to comply with New York laws. To buy cheap auto insurance in Brooklyn, NY, compare Brooklyn auto insurance quotes from top companies.
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Travis Thompson
Licensed Insurance Agent
Travis Thompson has been a licensed insurance agent for nearly five years. After obtaining his life and health insurance licenses, he began working for Symmetry Financial Group as a State Licensed Field Underwriter. In this position, he learned the coverage options and limits surrounding mortgage protection. He advised clients on the coverage needed to protect them in the event of a death, critica...
Licensed Insurance Agent
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average auto insurance rates in Brooklyn, NY for teens drivers are $16,084/year
- The most expensive auto insurance company in Brooklyn after a DUI is Liberty Mutual
- Average auto insurance rates in Brooklyn, NY after a DUI are $12,841/year
Finding affordable Brooklyn, New York auto insurance can be challenging, but everything you need to know to buy cheap Brooklyn, NY auto insurance with confidence is right here. Auto insurance rates in Brooklyn are affected by local factors as well as personal ones like your driving record.
See how Brooklyn, NY car insurance rates compare to Syracuse auto insurance rates, Buffalo auto insurance rates, and Utica auto insurance rates before you read more about the cost of auto insurance in Brooklyn.
Don’t buy Brooklyn, NY auto insurance until you’ve compared rates. Get free Brooklyn, New York auto insurance quotes when you enter your ZIP code above.
Brooklyn, NY Minimum Auto Insurance Requirements
The required auto insurance in Brooklyn, NY is 25/50/10 according to the auto insurance laws in New York. The minimum auto insurance in Brooklyn, New York is outlined here.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $10,000 minimum |
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Find Cheap Brooklyn, NY Auto Insurance by Credit History
Your credit can have an impact on what you pay for auto insurance in Brooklyn, NY. Take a look at Brooklyn, New York auto insurance rates by credit history.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $13,204 | $7,324 | $6,140 |
| Geico | $4,936 | $3,628 | $3,256 |
| Liberty Mutual | $24,683 | $16,046 | $11,947 |
| Nationwide | $10,230 | $10,230 | $10,230 |
| Progressive | $11,404 | $5,366 | $3,807 |
| State Farm | $15,237 | $9,562 | $7,593 |
| Travelers | $12,163 | $7,161 | $6,050 |
| USAA | $12,473 | $6,211 | $5,447 |
Buy Cheap Brooklyn, NY Auto Insurance by Age, Gender, and Marital Status
Do age, gender, and marital status affect Brooklyn, New York auto insurance rates? Find out how car insurance rates in Brooklyn, NY are impacted by demographics.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $6,006 | $5,496 | $5,753 | $5,797 | $17,989 | $18,961 | $5,606 | $5,505 |
| Geico | $2,889 | $2,779 | $2,776 | $2,735 | $5,941 | $9,164 | $2,585 | $2,653 |
| Liberty Mutual | $13,088 | $13,088 | $12,183 | $12,183 | $25,720 | $37,221 | $13,088 | $13,900 |
| Nationwide | $7,563 | $7,563 | $7,095 | $7,095 | $13,946 | $21,169 | $7,563 | $9,847 |
| Progressive | $4,404 | $3,938 | $3,386 | $3,483 | $14,113 | $15,157 | $5,426 | $4,967 |
| State Farm | $6,945 | $6,945 | $6,110 | $6,110 | $20,138 | $24,525 | $7,681 | $7,924 |
| Travelers | $6,352 | $6,172 | $5,705 | $5,951 | $13,976 | $16,319 | $6,565 | $6,623 |
| USAA | $4,192 | $4,136 | $3,777 | $3,813 | $16,847 | $20,071 | $5,443 | $6,069 |
Buy Cheap Brooklyn, NY Auto Insurance for Teen Drivers
Auto insurance for teenagers in Brooklyn can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Brooklyn, NY are listed here.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $17,989 | $18,961 |
| Geico | $5,941 | $9,164 |
| Liberty Mutual | $25,720 | $37,221 |
| Nationwide | $13,946 | $21,169 |
| Progressive | $14,113 | $15,157 |
| State Farm | $20,138 | $24,525 |
| Travelers | $13,976 | $16,319 |
| USAA | $16,847 | $20,071 |
Buy Cheap Brooklyn, NY Auto Insurance for Seniors
You can save on senior auto insurance rates in Brooklyn, New York by comparing Brooklyn senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Brooklyn, NY here.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $5,753 | $5,797 |
| Geico | $2,776 | $2,735 |
| Liberty Mutual | $12,183 | $12,183 |
| Nationwide | $7,095 | $7,095 |
| Progressive | $3,386 | $3,483 |
| State Farm | $6,110 | $6,110 |
| Travelers | $5,705 | $5,951 |
| USAA | $3,777 | $3,813 |
Find Cheap Auto Insurance Rates in Brooklyn, NY by Coverage Level
The amount of coverage you choose is a big factor in the cost of Brooklyn, New York auto insurance. Compare Brooklyn, NY auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $7,695 | $8,803 | $10,169 |
| Geico | $3,625 | $3,893 | $4,303 |
| Liberty Mutual | $16,676 | $17,513 | $18,488 |
| Nationwide | $9,394 | $10,099 | $11,198 |
| Progressive | $6,362 | $6,783 | $7,433 |
| State Farm | $10,060 | $10,877 | $11,455 |
| Travelers | $7,791 | $8,303 | $9,279 |
| USAA | $7,771 | $7,991 | $8,368 |
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Find Cheap Brooklyn, NY Auto Insurance Rates by Commute
How long you’re in your car each day affects the cost of auto insurance in Brooklyn. Compare auto insurance rates in Brooklyn, NY by commute length to see how your daily commute impacts your rates.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $8,760 | $9,018 |
| Geico | $3,838 | $4,043 |
| Liberty Mutual | $17,047 | $18,071 |
| Nationwide | $10,230 | $10,230 |
| Progressive | $6,859 | $6,859 |
| State Farm | $10,373 | $11,221 |
| Travelers | $8,458 | $8,458 |
| USAA | $7,960 | $8,127 |
Find Cheap Brooklyn, NY Auto Insurance Rates by ZIP Code
Auto insurance rates in Brooklyn, New York can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Brooklyn, NY to see how much where you live in Brooklyn affects the cost of car insurance.
| ZIP Code | Average Annual Rates |
|---|---|
| 11241 | $9,355 |
| 11242 | $9,304 |
| 11243 | $9,355 |
| 11249 | $9,226 |
| 11252 | $9,290 |
| 11256 | $9,226 |
Find Cheap Brooklyn, NY Auto Insurance Rates by Driving Record
Auto insurance rates in Brooklyn, New York are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Brooklyn, NY, take a look at the average cost for various violations versus rates for a clean driving record in Brooklyn.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $7,451 | $7,451 | $11,122 | $9,533 |
| Geico | $3,037 | $3,313 | $6,374 | $3,037 |
| Liberty Mutual | $13,697 | $13,697 | $29,143 | $13,697 |
| Nationwide | $7,630 | $7,630 | $17,839 | $7,821 |
| Progressive | $6,654 | $6,654 | $7,423 | $6,706 |
| State Farm | $10,252 | $10,252 | $11,343 | $11,343 |
| Travelers | $7,213 | $9,054 | $9,162 | $8,402 |
| USAA | $7,208 | $7,323 | $10,321 | $7,323 |
Find Cheap Brooklyn, NY Auto Insurance Rates After a DUI
The cost of DUI auto insurance in Brooklyn, New York is higher than for a clean driving record. You can buy auto insurance after a DUI in Brooklyn for less when you shop around and compare rates from multiple Brooklyn, NY auto insurance companies.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $11,122 |
| Geico | $6,374 |
| Liberty Mutual | $29,143 |
| Nationwide | $17,839 |
| Progressive | $7,423 |
| State Farm | $11,343 |
| Travelers | $9,162 |
| USAA | $10,321 |
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Winners by Category: Where to Buy Cheap Auto Insurance in Brooklyn, NY
Compare rates from the cheapest auto insurance companies in Brooklyn, NY for your needs. Take a look at how Brooklyn, New York auto insurance companies stack up for each category.
| Category | Insurance Company |
|---|---|
| Teenagers | Geico |
| Seniors | Geico |
| Clean Record | Geico |
| With 1 Accident | Geico |
| With 1 DUI | Geico |
| With 1 Speeding Violation | Geico |
Find Cheap Brooklyn, New York Auto Insurance Companies
If you’re looking for the cheapest Brooklyn, NY auto insurance companies overall, you can compare them here. Find the best price for Brooklyn, New York car insurance by company.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $8,889 |
| Geico | $3,940 |
| Liberty Mutual | $17,559 |
| Nationwide | $10,230 |
| Progressive | $6,859 |
| State Farm | $10,797 |
| Travelers | $8,458 |
| USAA | $8,044 |
Compare Auto Insurance Quotes in Brooklyn, NY
You can buy cheap Brooklyn, NY auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Brooklyn, New York auto insurance quotes from top companies.
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Frequently Asked Questions
What factors can affect the cost of auto insurance in Brooklyn, NY?
Several factors can influence the cost of auto insurance in Brooklyn, NY. These factors include your driving record, age, gender, marital status, type of vehicle, coverage limits, deductibles, and the insurance company you choose. Additionally, the area you live in, such as Brooklyn, NY, may have specific factors that impact insurance rates, including local traffic patterns, population density, and crime rates.
Are there any discounts available for auto insurance in Brooklyn, NY?
Yes, there are various discounts available for auto insurance in Brooklyn, NY. Common discounts include multi-policy discounts, safe driver discounts, good student discounts, and discounts for vehicles equipped with safety features. It’s recommended to check with insurance providers to inquire about the specific discounts they offer and if you qualify for any of them.
What are the minimum auto insurance requirements in Brooklyn, NY?
In New York, including Brooklyn, the minimum auto insurance requirements include liability coverage of at least $25,000 for bodily injury per person, $50,000 for bodily injury per accident, and $10,000 for property damage per accident. Additionally, personal injury protection (PIP) coverage of at least $50,000 is required. These are the minimum requirements, but it’s often advisable to consider additional coverage options to adequately protect yourself and your assets.
How can I find cheap auto insurance in Brooklyn, NY?
To find cheap auto insurance in Brooklyn, NY, consider the following steps:
- Shop around and obtain quotes from multiple insurance providers.
- Maintain a clean driving record and strive to avoid traffic violations.
- Bundle your auto insurance with other policies, such as homeowners or renters insurance, to potentially qualify for multi-policy discounts.
- Inquire about any available discounts, such as safe driver discounts or discounts for completing defensive driving courses.
- Choose a vehicle with good safety features and a lower cost of repair and replacement.
- Adjust your coverage limits and deductibles based on your specific needs and financial situation.
- Seek guidance from an independent insurance agent who can help you navigate the options and find the best coverage at an affordable price.
Are there any local insurance agencies in Brooklyn, NY that can help me find cheap auto insurance?
Yes, there are local insurance agencies in Brooklyn, NY that can assist you in finding cheap auto insurance. These agencies are familiar with the local insurance market and can provide personalized guidance based on your needs and budget. Consider reaching out to local agents to explore your options and obtain quotes from multiple providers.
Are there any specific considerations for insuring a vehicle in Brooklyn, NY?
When insuring a vehicle in Brooklyn, NY, it’s important to consider factors such as the local traffic conditions, parking availability, and the risk of theft or vandalism. Additionally, if you frequently drive in congested areas or face a higher risk of accidents due to the city’s population density, you may want to consider additional coverage options such as collision or comprehensive insurance.
Can my credit score affect my auto insurance rates in Brooklyn, NY?
Yes, in many states, including New York, insurance companies may consider your credit score as a factor when determining your auto insurance rates. It’s important to maintain a good credit score by paying bills on time, managing debt responsibly, and regularly checking your credit report for any errors.
How can I lower my auto insurance premiums in Brooklyn, NY?
There are several ways to potentially lower your auto insurance premiums in Brooklyn, NY. Some strategies include:
- Maintaining a clean driving record by avoiding accidents and traffic violations.
- Inquiring about available discounts, such as loyalty discounts, good student discounts, or discounts for completing driver education courses.
- Adjusting your coverage limits and deductibles based on your needs and budget.
- Installing safety devices in your vehicle, such as an anti-theft system or a dashcam, which may qualify you for discounts.
- Periodically reviewing your policy to ensure you’re not paying for unnecessary coverage or duplicates.
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Travis Thompson
Licensed Insurance Agent
Travis Thompson has been a licensed insurance agent for nearly five years. After obtaining his life and health insurance licenses, he began working for Symmetry Financial Group as a State Licensed Field Underwriter. In this position, he learned the coverage options and limits surrounding mortgage protection. He advised clients on the coverage needed to protect them in the event of a death, critica...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.