Buy Cheap Roswell, NM Auto Insurance in 2024
Roswell, NM auto insurance rates average $293 a month. Minimum auto insurance requirements in Roswell, New Mexico are 25/50/10 to comply with New Mexico laws. To buy cheap auto insurance in Roswell, NM, compare Roswell auto insurance quotes from top companies.
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Schimri Yoyo
Licensed Agent & Financial Advisor
Schimri Yoyo is a financial advisor with active insurance licenses in seven states and over 20 years of professional experience. During his career, he has held roles at Foresters Financial, Strayer University, Minnesota Life, Securian Financial Services, Delaware Valley Advisors, Bridgemark Wealth Management, and Fidelity. Schimri is an educator eager to assist individuals and families in ach...
Licensed Agent & Financial Advisor
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average auto insurance rates in Roswell, NM are $293/month
- Average auto insurance rates in Roswell, NM after a DUI are $4,480/year
- The most expensive auto insurance company in Roswell is Farmers
Finding affordable Roswell, New Mexico auto insurance can be challenging, but everything you need to know to buy cheap Roswell, NM auto insurance with confidence is right here. Auto insurance rates in Roswell are affected by local factors as well as personal ones like your driving record.
See how Roswell, NM car insurance rates compare to Rio Rancho auto insurance rates, Las Cruces auto insurance rates, and Albuquerque auto insurance rates before you read more about the cost of auto insurance in Roswell.
Don’t buy Roswell, NM auto insurance until you’ve compared rates. Get free Roswell, New Mexico auto insurance quotes when you enter your ZIP code above.
Roswell, NM Minimum Auto Insurance Requirements
The required auto insurance in Roswell, NM is 25/50/10 according to the auto insurance laws in New Mexico. The minimum auto insurance in Roswell, New Mexico is outlined here.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $10,000 minimum |
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Find Cheap Roswell, NM Auto Insurance by Credit History
Your credit can have an impact on what you pay for auto insurance in Roswell, NM. Take a look at Roswell, New Mexico auto insurance rates by credit history.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $4,919 | $4,042 | $3,701 |
| Farmers | $5,123 | $4,231 | $4,026 |
| Geico | $4,997 | $4,333 | $4,004 |
| Nationwide | $4,575 | $3,553 | $3,090 |
| Progressive | $3,291 | $2,935 | $2,776 |
| State Farm | $3,518 | $2,156 | $1,700 |
| USAA | $2,834 | $2,126 | $1,845 |
Buy Cheap Roswell, NM Auto Insurance by Age, Gender, and Marital Status
Do age, gender, and marital status affect Roswell, New Mexico auto insurance rates? Find out how car insurance rates in Roswell, NM are impacted by demographics.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,629 | $2,670 | $2,362 | $2,495 | $8,143 | $9,314 | $2,978 | $3,173 |
| Farmers | $2,551 | $2,543 | $2,289 | $2,422 | $9,860 | $10,149 | $2,873 | $2,992 |
| Geico | $2,824 | $2,906 | $2,668 | $2,668 | $7,777 | $10,704 | $2,963 | $3,046 |
| Nationwide | $2,556 | $2,602 | $2,315 | $2,436 | $6,186 | $7,837 | $2,885 | $3,098 |
| Progressive | $1,604 | $1,554 | $1,453 | $1,459 | $6,577 | $7,409 | $1,942 | $2,007 |
| State Farm | $1,596 | $1,596 | $1,446 | $1,446 | $4,345 | $5,475 | $1,789 | $1,971 |
| USAA | $1,512 | $1,499 | $1,446 | $1,439 | $3,941 | $4,449 | $1,865 | $1,994 |
Buy Cheap Roswell, NM Auto Insurance for Teen Drivers
Auto insurance for teenagers in Roswell can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Roswell, NM are listed here.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $8,143 | $9,314 |
| Farmers | $9,860 | $10,149 |
| Geico | $7,777 | $10,704 |
| Nationwide | $6,186 | $7,837 |
| Progressive | $6,577 | $7,409 |
| State Farm | $4,345 | $5,475 |
| USAA | $3,941 | $4,449 |
Buy Cheap Roswell, NM Auto Insurance for Seniors
You can save on senior auto insurance rates in Roswell, New Mexico by comparing Roswell senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Roswell, NM here.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,362 | $2,495 |
| Farmers | $2,289 | $2,422 |
| Geico | $2,668 | $2,668 |
| Nationwide | $2,315 | $2,436 |
| Progressive | $1,453 | $1,459 |
| State Farm | $1,446 | $1,446 |
| USAA | $1,446 | $1,439 |
Find Cheap Auto Insurance Rates in Roswell, NM by Coverage Level
The amount of coverage you choose is a big factor in the cost of Roswell, New Mexico auto insurance. Compare Roswell, NM auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,062 | $4,214 | $4,387 |
| Farmers | $4,134 | $4,431 | $4,816 |
| Geico | $4,154 | $4,433 | $4,747 |
| Nationwide | $3,704 | $3,712 | $3,802 |
| Progressive | $2,862 | $3,002 | $3,138 |
| State Farm | $2,245 | $2,467 | $2,662 |
| USAA | $2,102 | $2,280 | $2,424 |
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Find Cheap Roswell, NM Auto Insurance Rates by Commute
How long you’re in your car each day affects the cost of auto insurance in Roswell. Compare auto insurance rates in Roswell, NM by commute length to see how your daily commute impacts your rates.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $4,221 | $4,221 |
| Farmers | $4,460 | $4,460 |
| Geico | $4,378 | $4,511 |
| Nationwide | $3,739 | $3,739 |
| Progressive | $3,001 | $3,001 |
| State Farm | $2,396 | $2,521 |
| USAA | $2,201 | $2,336 |
Find Cheap Roswell, NM Auto Insurance Rates by ZIP Code
Auto insurance rates in Roswell, New Mexico can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Roswell, NM to see how much where you live in Roswell affects the cost of car insurance.
| ZIP Code | Average Annual Rates |
|---|---|
| 88201 | $3,698 |
| 88203 | $3,684 |
Find Cheap Roswell, NM Auto Insurance Rates by Driving Record
Auto insurance rates in Roswell, New Mexico are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Roswell, NM, take a look at the average cost for various violations versus rates for a clean driving record in Roswell.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,542 | $4,585 | $4,820 | $3,935 |
| Farmers | $3,775 | $4,840 | $4,724 | $4,500 |
| Geico | $2,626 | $4,205 | $8,321 | $2,626 |
| Nationwide | $2,773 | $3,925 | $5,105 | $3,154 |
| Progressive | $2,597 | $3,545 | $2,795 | $3,065 |
| State Farm | $2,308 | $2,508 | $2,508 | $2,508 |
| USAA | $1,683 | $2,342 | $3,089 | $1,959 |
Find Cheap Roswell, NM Auto Insurance Rates After a DUI
The cost of DUI auto insurance in Roswell, New Mexico is higher than for a clean driving record. You can buy auto insurance after a DUI in Roswell for less when you shop around and compare rates from multiple Roswell, NM auto insurance companies.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $4,820 |
| Farmers | $4,724 |
| Geico | $8,321 |
| Nationwide | $5,105 |
| Progressive | $2,795 |
| State Farm | $2,508 |
| USAA | $3,089 |
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Winners by Category: Where to Buy Cheap Auto Insurance in Roswell, NM
Compare rates from the cheapest auto insurance companies in Roswell, NM for your needs. Take a look at how Roswell, New Mexico auto insurance companies stack up for each category.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | USAA |
Find Cheap Roswell, New Mexico Auto Insurance Companies
If you’re looking for the cheapest Roswell, NM auto insurance companies overall, you can compare them here. Find the best price for Roswell, New Mexico car insurance by company.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $4,221 |
| Farmers | $4,460 |
| Geico | $4,444 |
| Nationwide | $3,739 |
| Progressive | $3,001 |
| State Farm | $2,458 |
| USAA | $2,268 |
What affects Roswell, New Mexico auto insurance rates?
Local factors affect auto insurance rates in Roswell, NM, including traffic, theft statistics, and commute length. Take a look at the things that impact Roswell auto insurance rates.
Auto Theft in Roswell
When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Roswell, NM auto theft show a total of 154 vehicle thefts annually.
Commute Times in Roswell
Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Roswell, NM is 18.0 minutes according to City-Data.
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Compare Auto Insurance Quotes in Roswell, NM
You can buy cheap Roswell, NM auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Roswell, New Mexico auto insurance quotes from top companies.
Frequently Asked Questions
What factors should I consider when buying auto insurance in Roswell, NM?
When purchasing auto insurance in Roswell, NM, consider factors such as coverage options, deductibles, premiums, customer service, financial stability of the insurance company, and any discounts or special offers available.
How can I find cheap auto insurance in Roswell, NM?
To find cheap auto insurance in Roswell, NM, consider comparing quotes from multiple insurance providers, taking advantage of discounts for good driving records or bundled policies, adjusting coverage limits and deductibles, and exploring any available loyalty or affiliation discounts.
What are the minimum auto insurance requirements in Roswell, NM?
In Roswell, NM, the minimum auto insurance requirements typically include liability coverage for bodily injury and property damage. The specific coverage limits can vary, so it’s important to check with the state’s Department of Motor Vehicles or consult an insurance professional.
Are there any penalties for driving without insurance in Roswell, NM?
Yes, driving without insurance in Roswell, NM can result in penalties such as fines, license suspension, vehicle impoundment, and potential legal consequences. It’s essential to maintain the required auto insurance coverage to avoid these penalties.
What are the pros of buying cheap auto insurance in Roswell, NM?
Pros of purchasing cheap auto insurance in Roswell, NM may include lower premiums, potential cost savings, meeting the state’s minimum insurance requirements, and fulfilling the basic financial protection for yourself and others in case of an accident.
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Schimri Yoyo
Licensed Agent & Financial Advisor
Schimri Yoyo is a financial advisor with active insurance licenses in seven states and over 20 years of professional experience. During his career, he has held roles at Foresters Financial, Strayer University, Minnesota Life, Securian Financial Services, Delaware Valley Advisors, Bridgemark Wealth Management, and Fidelity. Schimri is an educator eager to assist individuals and families in ach...
Licensed Agent & Financial Advisor
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.