Buy Cheap Belen, NM Auto Insurance in 2024
Belen, NM auto insurance rates average $329 a month. Minimum auto insurance requirements in Belen, New Mexico are 25/50/10 to comply with New Mexico laws. To buy cheap auto insurance in Belen, NM, compare Belen auto insurance quotes from top companies.
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Jeff Root
Licensed Insurance Agent
Jeff is a well-known speaker and expert in insurance and financial planning. He has spoken at top insurance conferences around the U.S., including the InsuranceNewsNet Super Conference, the 8% Nation Insurance Wealth Conference, and the Digital Life Insurance Agent Mastermind. He has been featured and quoted in Nerdwallet, Bloomberg, Forbes, U.S. News & Money, USA Today, and other leading fina...
Licensed Insurance Agent
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average auto insurance rates in Belen, NM for teens drivers are $7,667/year
- The most expensive auto insurance company in Belen is Farmers
- Average auto insurance rates in Belen, NM are $329/month
Finding affordable Belen, New Mexico auto insurance can be challenging, but everything you need to know to buy cheap Belen, NM auto insurance with confidence is right here. Auto insurance rates in Belen are affected by local factors as well as personal ones like your driving record.
See how Belen, NM car insurance rates compare to Rio Rancho auto insurance rates, Hobbs auto insurance rates, and Las Cruces auto insurance rates before you read more about the cost of auto insurance in Belen.
Don’t buy Belen, NM auto insurance until you’ve compared rates. Get free Belen, New Mexico auto insurance quotes when you enter your ZIP code above.
Belen, NM Minimum Auto Insurance Requirements
The required auto insurance in Belen, NM is 25/50/10 according to the auto insurance laws in New Mexico. The minimum auto insurance in Belen, New Mexico is outlined here.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $10,000 minimum |
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Find Cheap Belen, NM Auto Insurance by Credit History
Your credit can have an impact on what you pay for auto insurance in Belen, NM. Take a look at Belen, New Mexico auto insurance rates by credit history.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $5,191 | $4,281 | $3,914 |
| Farmers | $5,897 | $4,882 | $4,644 |
| Geico | $5,759 | $5,013 | $4,638 |
| Nationwide | $5,014 | $3,900 | $3,380 |
| Progressive | $4,062 | $3,599 | $3,390 |
| State Farm | $3,691 | $2,277 | $1,803 |
| USAA | $3,168 | $2,376 | $2,062 |
Buy Cheap Belen, NM Auto Insurance by Age, Gender, and Marital Status
Do age, gender, and marital status affect Belen, New Mexico auto insurance rates? Find out how car insurance rates in Belen, NM are impacted by demographics.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,658 | $2,668 | $2,429 | $2,557 | $8,949 | $10,360 | $2,950 | $3,126 |
| Farmers | $2,856 | $2,853 | $2,554 | $2,725 | $11,643 | $11,999 | $3,200 | $3,299 |
| Geico | $3,195 | $3,283 | $3,007 | $3,007 | $9,224 | $12,627 | $3,363 | $3,383 |
| Nationwide | $2,782 | $2,828 | $2,525 | $2,649 | $6,843 | $8,630 | $3,151 | $3,376 |
| Progressive | $2,002 | $1,953 | $1,795 | $1,812 | $7,969 | $8,979 | $2,436 | $2,526 |
| State Farm | $1,689 | $1,689 | $1,537 | $1,537 | $4,564 | $5,738 | $1,890 | $2,077 |
| USAA | $1,664 | $1,645 | $1,593 | $1,581 | $4,476 | $5,054 | $2,064 | $2,205 |
Buy Cheap Belen, NM Auto Insurance for Teen Drivers
Auto insurance for teenagers in Belen can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Belen, NM are listed here.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $8,949 | $10,360 |
| Farmers | $11,643 | $11,999 |
| Geico | $9,224 | $12,627 |
| Nationwide | $6,843 | $8,630 |
| Progressive | $7,969 | $8,979 |
| State Farm | $4,564 | $5,738 |
| USAA | $4,476 | $5,054 |
Buy Cheap Belen, NM Auto Insurance for Seniors
You can save on senior auto insurance rates in Belen, New Mexico by comparing Belen senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Belen, NM here.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,429 | $2,557 |
| Farmers | $2,554 | $2,725 |
| Geico | $3,007 | $3,007 |
| Nationwide | $2,525 | $2,649 |
| Progressive | $1,795 | $1,812 |
| State Farm | $1,537 | $1,537 |
| USAA | $1,593 | $1,581 |
Find Cheap Auto Insurance Rates in Belen, NM by Coverage Level
The amount of coverage you choose is a big factor in the cost of Belen, New Mexico auto insurance. Compare Belen, NM auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,273 | $4,454 | $4,659 |
| Farmers | $4,661 | $5,087 | $5,675 |
| Geico | $4,774 | $5,124 | $5,512 |
| Nationwide | $4,029 | $4,063 | $4,202 |
| Progressive | $3,514 | $3,684 | $3,854 |
| State Farm | $2,350 | $2,599 | $2,822 |
| USAA | $2,348 | $2,549 | $2,709 |
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Find Cheap Belen, NM Auto Insurance Rates by Commute
How long you’re in your car each day affects the cost of auto insurance in Belen. Compare auto insurance rates in Belen, NM by commute length to see how your daily commute impacts your rates.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $4,462 | $4,462 |
| Farmers | $5,141 | $5,141 |
| Geico | $5,057 | $5,215 |
| Nationwide | $4,098 | $4,098 |
| Progressive | $3,684 | $3,684 |
| State Farm | $2,525 | $2,656 |
| USAA | $2,460 | $2,611 |
Find Cheap Belen, NM Auto Insurance Rates by Driving Record
Auto insurance rates in Belen, New Mexico are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Belen, NM, take a look at the average cost for various violations versus rates for a clean driving record in Belen.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,673 | $4,848 | $5,188 | $4,139 |
| Farmers | $4,351 | $5,595 | $5,464 | $5,155 |
| Geico | $3,031 | $4,859 | $9,625 | $3,031 |
| Nationwide | $3,055 | $4,302 | $5,568 | $3,466 |
| Progressive | $3,190 | $4,337 | $3,434 | $3,775 |
| State Farm | $2,433 | $2,643 | $2,643 | $2,643 |
| USAA | $1,877 | $2,623 | $3,452 | $2,189 |
Find Cheap Belen, NM Auto Insurance Rates After a DUI
The cost of DUI auto insurance in Belen, New Mexico is higher than for a clean driving record. You can buy auto insurance after a DUI in Belen for less when you shop around and compare rates from multiple Belen, NM auto insurance companies.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $5,188 |
| Farmers | $5,464 |
| Geico | $9,625 |
| Nationwide | $5,568 |
| Progressive | $3,434 |
| State Farm | $2,643 |
| USAA | $3,452 |
Winners by Category: Where to Buy Cheap Auto Insurance in Belen, NM
Compare rates from the cheapest auto insurance companies in Belen, NM for your needs. Take a look at how Belen, New Mexico auto insurance companies stack up for each category.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | State Farm |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | USAA |
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Find Cheap Belen, New Mexico Auto Insurance Companies
If you’re looking for the cheapest Belen, NM auto insurance companies overall, you can compare them here. Find the best price for Belen, New Mexico car insurance by company.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $4,462 |
| Farmers | $5,141 |
| Geico | $5,136 |
| Nationwide | $4,098 |
| Progressive | $3,684 |
| State Farm | $2,590 |
| USAA | $2,535 |
What affects Belen, New Mexico auto insurance rates?
Local factors affect auto insurance rates in Belen, NM, including traffic, theft statistics, and commute length. Take a look at the things that impact Belen auto insurance rates.
Auto Theft in Belen
When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Belen, NM auto theft show a total of 33 vehicle thefts annually.
Commute Times in Belen
Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Belen, NM is 21.3 minutes according to City-Data.
Compare Auto Insurance Quotes in Belen, NM
You can buy cheap Belen, NM auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Belen, New Mexico auto insurance quotes from top companies.
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Frequently Asked Questions
Is it possible to find cheap auto insurance in Belen, NM?
Yes, it is possible to find affordable auto insurance in Belen, NM. By comparing quotes from different insurance providers and considering various factors that affect insurance premiums, you can find coverage that fits your budget.
What factors affect the cost of auto insurance in Belen, NM?
Several factors can affect the cost of auto insurance in Belen, NM. These factors include your driving record, the type of vehicle you drive, your age and gender, your credit history, the coverage limits you choose, and the deductible amount you select.
How can I lower my auto insurance premiums in Belen, NM?
To lower your auto insurance premiums in Belen, NM, you can consider the following strategies:
- Maintain a clean driving record.
- Opt for a higher deductible.
- Bundle your auto insurance with other policies, such as home insurance.
- Inquire about available discounts, such as safe driver discounts or multi-policy discounts.
- Shop around and compare quotes from different insurance providers.
Are there any discounts available for auto insurance in Belen, NM?
Yes, many insurance providers offer various discounts that can help you save on your auto insurance premiums in Belen, NM. Common discounts include safe driver discounts, multi-policy discounts, good student discounts, and discounts for safety features in your vehicle. Contact insurance companies directly to inquire about the discounts they offer.
What types of coverage are required for auto insurance in Belen, NM?
In Belen, NM, drivers are required to have at least the minimum liability coverage as mandated by state law. This includes bodily injury liability coverage and property damage liability coverage. However, it is recommended to consider additional coverage options such as comprehensive coverage and collision coverage to protect yourself and your vehicle fully.
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Jeff Root
Licensed Insurance Agent
Jeff is a well-known speaker and expert in insurance and financial planning. He has spoken at top insurance conferences around the U.S., including the InsuranceNewsNet Super Conference, the 8% Nation Insurance Wealth Conference, and the Digital Life Insurance Agent Mastermind. He has been featured and quoted in Nerdwallet, Bloomberg, Forbes, U.S. News & Money, USA Today, and other leading fina...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.