Buy Cheap Henderson, NV Auto Insurance in 2024
Henderson, NV auto insurance rates average $484 a month. Minimum auto insurance requirements in Henderson, Nevada are 25/50/20 to comply with Nevada laws. To buy cheap auto insurance in Henderson, NV, compare Henderson auto insurance quotes from top companies.
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Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average auto insurance rates in Henderson, NV after a DUI are $6,952/year
- Average auto insurance rates in Henderson, NV are $484/month
- The most expensive auto insurance company in Henderson after a DUI is Travelers
Finding affordable Henderson, Nevada auto insurance can be challenging, but everything you need to know to buy cheap Henderson, NV auto insurance with confidence is right here. Auto insurance rates in Henderson are affected by local factors as well as personal ones like your driving record.
See how Henderson, NV car insurance rates compare to Sparks auto insurance rates, Mesquite auto insurance rates, and Boulder City auto insurance rates before you read more about the cost of auto insurance in Henderson.
Don’t buy Henderson, NV auto insurance until you’ve compared rates. Get free Henderson, Nevada auto insurance quotes when you enter your ZIP code above.
Henderson, NV Minimum Auto Insurance Requirements
The required auto insurance in Henderson, NV is 25/50/20 according to the auto insurance laws in Nevada. The minimum auto insurance in Henderson, Nevada is outlined here.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $20,000 minimum |
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Find Cheap Henderson, NV Auto Insurance by Credit History
Your credit can have an impact on what you pay for auto insurance in Henderson, NV. Take a look at Henderson, Nevada auto insurance rates by credit history.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $8,352 | $5,856 | $4,955 |
| American Family | $8,065 | $6,223 | $5,391 |
| Farmers | $8,453 | $6,760 | $6,356 |
| Geico | $4,995 | $4,139 | $3,284 |
| Liberty Mutual | $10,705 | $6,530 | $5,101 |
| Nationwide | $4,984 | $4,118 | $3,562 |
| Progressive | $5,290 | $4,748 | $4,434 |
| State Farm | $12,817 | $5,059 | $3,228 |
| Travelers | $7,208 | $6,476 | $6,119 |
| USAA | $5,175 | $3,147 | $2,583 |
Buy Cheap Henderson, NV Auto Insurance by Age, Gender, and Marital Status
Do age, gender, and marital status affect Henderson, Nevada auto insurance rates? Find out how car insurance rates in Henderson, NV are impacted by demographics.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,813 | $3,769 | $3,560 | $3,757 | $12,665 | $15,246 | $4,049 | $4,242 |
| American Family | $3,826 | $3,826 | $3,420 | $3,420 | $12,920 | $16,869 | $3,826 | $4,371 |
| Farmers | $4,233 | $4,353 | $3,863 | $4,385 | $14,220 | $15,184 | $5,649 | $5,629 |
| Geico | $3,124 | $3,025 | $3,207 | $3,301 | $7,757 | $7,029 | $3,079 | $2,593 |
| Liberty Mutual | $3,636 | $3,938 | $3,609 | $4,096 | $16,969 | $18,953 | $4,096 | $4,265 |
| Nationwide | $2,841 | $2,898 | $2,591 | $2,746 | $7,135 | $8,541 | $3,396 | $3,621 |
| Progressive | $2,587 | $2,196 | $2,252 | $2,252 | $11,336 | $12,267 | $2,992 | $2,710 |
| State Farm | $4,229 | $4,229 | $3,852 | $3,852 | $13,199 | $16,888 | $4,742 | $5,287 |
| Travelers | $2,519 | $2,552 | $2,416 | $2,417 | $13,993 | $23,075 | $2,788 | $3,049 |
| USAA | $2,383 | $2,335 | $2,300 | $2,276 | $6,386 | $7,184 | $3,019 | $3,201 |
Buy Cheap Henderson, NV Auto Insurance for Teen Drivers
Auto insurance for teenagers in Henderson can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Henderson, NV are listed here.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $12,665 | $15,246 |
| American Family | $12,920 | $16,869 |
| Farmers | $14,220 | $15,184 |
| Geico | $7,757 | $7,029 |
| Liberty Mutual | $16,969 | $18,953 |
| Nationwide | $7,135 | $8,541 |
| Progressive | $11,336 | $12,267 |
| State Farm | $13,199 | $16,888 |
| Travelers | $13,993 | $23,075 |
| USAA | $6,386 | $7,184 |
Buy Cheap Henderson, NV Auto Insurance for Seniors
You can save on senior auto insurance rates in Henderson, Nevada by comparing Henderson senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Henderson, NV here.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,560 | $3,757 |
| American Family | $3,420 | $3,420 |
| Farmers | $3,863 | $4,385 |
| Geico | $3,207 | $3,301 |
| Liberty Mutual | $3,609 | $4,096 |
| Nationwide | $2,591 | $2,746 |
| Progressive | $2,252 | $2,252 |
| State Farm | $3,852 | $3,852 |
| Travelers | $2,416 | $2,417 |
| USAA | $2,300 | $2,276 |
Find Cheap Auto Insurance Rates in Henderson, NV by Coverage Level
The amount of coverage you choose is a big factor in the cost of Henderson, Nevada auto insurance. Compare Henderson, NV auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $5,387 | $6,508 | $7,268 |
| American Family | $6,156 | $6,953 | $6,570 |
| Farmers | $6,413 | $7,095 | $8,060 |
| Geico | $3,642 | $4,027 | $4,750 |
| Liberty Mutual | $6,694 | $7,344 | $8,299 |
| Nationwide | $4,089 | $4,220 | $4,355 |
| Progressive | $4,097 | $4,612 | $5,764 |
| State Farm | $6,353 | $7,006 | $7,745 |
| Travelers | $5,860 | $6,616 | $7,327 |
| USAA | $3,184 | $3,593 | $4,129 |
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Find Cheap Henderson, NV Auto Insurance Rates by Commute
How long you’re in your car each day affects the cost of auto insurance in Henderson. Compare auto insurance rates in Henderson, NV by commute length to see how your daily commute impacts your rates.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $6,388 | $6,388 |
| American Family | $6,467 | $6,652 |
| Farmers | $7,189 | $7,189 |
| Geico | $4,065 | $4,213 |
| Liberty Mutual | $7,445 | $7,445 |
| Nationwide | $4,221 | $4,221 |
| Progressive | $4,824 | $4,824 |
| State Farm | $6,824 | $7,245 |
| Travelers | $6,601 | $6,601 |
| USAA | $3,587 | $3,683 |
Find Cheap Henderson, NV Auto Insurance Rates by ZIP Code
Auto insurance rates in Henderson, Nevada can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Henderson, NV to see how much where you live in Henderson affects the cost of car insurance.
| ZIP Code | Average Annual Rates |
|---|---|
| 89002 | $5,583 |
| 89011 | $5,810 |
| 89012 | $5,687 |
| 89014 | $5,964 |
| 89015 | $5,592 |
| 89044 | $5,713 |
| 89052 | $5,986 |
| 89074 | $6,094 |
Find Cheap Henderson, NV Auto Insurance Rates by Driving Record
Auto insurance rates in Henderson, Nevada are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Henderson, NV, take a look at the average cost for various violations versus rates for a clean driving record in Henderson.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $5,409 | $6,382 | $7,648 | $6,111 |
| American Family | $5,269 | $7,311 | $7,873 | $5,785 |
| Farmers | $5,986 | $7,636 | $7,937 | $7,199 |
| Geico | $2,840 | $4,641 | $5,581 | $3,496 |
| Liberty Mutual | $5,431 | $8,712 | $8,750 | $6,889 |
| Nationwide | $3,392 | $4,356 | $5,430 | $3,706 |
| Progressive | $4,010 | $5,554 | $5,057 | $4,676 |
| State Farm | $6,382 | $7,688 | $7,035 | $7,035 |
| Travelers | $4,704 | $7,039 | $8,995 | $5,667 |
| USAA | $2,747 | $3,474 | $5,214 | $3,106 |
Find Cheap Henderson, NV Auto Insurance Rates After a DUI
The cost of DUI auto insurance in Henderson, Nevada is higher than for a clean driving record. You can buy auto insurance after a DUI in Henderson for less when you shop around and compare rates from multiple Henderson, NV auto insurance companies.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $7,648 |
| American Family | $7,873 |
| Farmers | $7,937 |
| Geico | $5,581 |
| Liberty Mutual | $8,750 |
| Nationwide | $5,430 |
| Progressive | $5,057 |
| State Farm | $7,035 |
| Travelers | $8,995 |
| USAA | $5,214 |
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Winners by Category: Where to Buy Cheap Auto Insurance in Henderson, NV
Compare rates from the cheapest auto insurance companies in Henderson, NV for your needs. Take a look at how Henderson, Nevada auto insurance companies stack up for each category.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | Progressive |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | Progressive |
| With 1 Speeding Violation | USAA |
Find Cheap Henderson, Nevada Auto Insurance Companies
If you’re looking for the cheapest Henderson, NV auto insurance companies overall, you can compare them here. Find the best price for Henderson, Nevada car insurance by company.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $6,388 |
| American Family | $6,560 |
| Farmers | $7,189 |
| Geico | $4,139 |
| Liberty Mutual | $7,445 |
| Nationwide | $4,221 |
| Progressive | $4,824 |
| State Farm | $7,035 |
| Travelers | $6,601 |
| USAA | $3,635 |
What affects Henderson, Nevada auto insurance rates?
Local factors affect auto insurance rates in Henderson, NV, including traffic, theft statistics, and commute length. Take a look at the things that impact Henderson auto insurance rates.
Auto Theft in Henderson
When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Henderson, NV auto theft show a total of 681 vehicle thefts annually.
Commute Times in Henderson
Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Henderson, NV is 23.5 minutes according to City-Data.
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Compare Auto Insurance Quotes in Henderson, NV
You can buy cheap Henderson, NV auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Henderson, Nevada auto insurance quotes from top companies.
Frequently Asked Questions
Is it possible to buy cheap auto insurance in Henderson, NV in 2023?
Yes, it is possible to find affordable auto insurance in Henderson, NV in 2023. However, the cost of insurance depends on various factors such as your driving record, age, type of vehicle, coverage limits, and deductibles.
How can I find cheap auto insurance in Henderson, NV?
To find cheap auto insurance in Henderson, NV, you can follow these steps:
- Shop around: Compare quotes from multiple insurance companies to find the best rates.
- Opt for higher deductibles: Choosing a higher deductible can lower your premium.
- Maintain a good driving record: A clean driving record can lead to lower insurance rates.
- Bundle policies: Consider bundling your auto insurance with other policies like homeowners insurance to get discounts.
- Look for discounts: Inquire about discounts for factors such as safe driving, anti-theft devices, or completing defensive driving courses.
What are the pros of buying cheap auto insurance?
Pros of buying cheap auto insurance include:
- Lower premium payments: Cheap auto insurance typically means lower monthly or annual premium costs.
- Affordability: It allows you to meet the minimum legal requirement for auto insurance coverage at a lower cost.
- Financial protection: Even basic coverage can provide financial protection against certain liabilities and damages.
What are the cons of buying cheap auto insurance?
Cons of buying cheap auto insurance may include:
- Limited coverage: Cheap insurance policies may offer limited coverage, which might not be sufficient in case of extensive damages or accidents.
- Higher deductibles: Cheap insurance often comes with higher deductibles, meaning you’ll have to pay more out of pocket before the coverage kicks in.
- Less comprehensive protection: Cheap insurance may lack certain add-ons or comprehensive coverage options, leaving you exposed to additional risks.
Should I prioritize price over coverage when buying auto insurance?
While price is an important factor, it’s essential to strike a balance between price and coverage. Opting for the cheapest policy may leave you underinsured in critical situations. It’s advisable to consider your individual needs, assess the coverage options, and choose a policy that provides adequate protection at a reasonable price.
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Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.