Buy Cheap Crete, NE Auto Insurance in 2024
Crete, NE auto insurance rates average $273 a month. Minimum auto insurance requirements in Crete, Nebraska are 25/50/25 to comply with Nebraska laws. To buy cheap auto insurance in Crete, NE, compare Crete auto insurance quotes from top companies.
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Tracey L. Wells
Licensed Insurance Agent & Agency Owner
Tracey L. Wells is a licensed insurance agent and Farmers insurance agency owner with 23 years of experience. He is proud to be a local Farmers agent serving Grayson, Georgia and surrounding areas. With experience as both an underwriter and agent, he provides his customers with insight that others agents may not have. His agency offers all lines of insurance including home, life, auto, RV, busi...
Licensed Insurance Agent & Agency Owner
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The most expensive auto insurance company in Crete is Liberty Mutual
- Average auto insurance rates in Crete, NE after a DUI are $3,785/year
- Average auto insurance rates in Crete, NE are $273/month
Finding affordable Crete, Nebraska auto insurance can be challenging, but everything you need to know to buy cheap Crete, NE auto insurance with confidence is right here. Auto insurance rates in Crete are affected by local factors as well as personal ones like your driving record.
See how Crete, NE car insurance rates compare to Bellevue auto insurance rates, Grand Island auto insurance rates, and Lincoln auto insurance rates before you read more about the cost of auto insurance in Crete.
Don’t buy Crete, NE auto insurance until you’ve compared rates. Get free Crete, Nebraska auto insurance quotes when you enter your ZIP code above.
Crete, NE Minimum Auto Insurance Requirements
The required auto insurance in Crete, NE is 25/50/25 according to the auto insurance laws in Nebraska. The minimum auto insurance in Crete, Nebraska is outlined here.
Minimum Required Auto Insurance Coverage in Crete, Nebraska
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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Find Cheap Crete, NE Auto Insurance by Credit History
Your credit can have an impact on what you pay for auto insurance in Crete, NE. Take a look at Crete, Nebraska auto insurance rates by credit history.
Annual Auto Insurance Rates by Credit Score in Crete, Nebraska
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $3,649 | $2,784 | $2,404 |
| American Family | $2,897 | $1,980 | $1,610 |
| Farmers | $4,716 | $3,919 | $3,729 |
| Geico | $4,105 | $3,563 | $3,104 |
| Liberty Mutual | $8,196 | $4,954 | $3,892 |
| Nationwide | $2,832 | $2,253 | $1,983 |
| Progressive | $4,238 | $3,568 | $3,297 |
| State Farm | $3,683 | $2,207 | $1,713 |
| USAA | $3,172 | $2,143 | $1,817 |
Buy Cheap Crete, NE Auto Insurance by Age, Gender, and Marital Status
Do age, gender, and marital status affect Crete, Nebraska auto insurance rates? Find out how car insurance rates in Crete, NE are impacted by demographics.
Annual Auto Insurance Rates by Age, Gender, and Marital Status in Crete, Nebraska
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $1,999 | $1,901 | $1,784 | $1,799 | $5,633 | $5,936 | $2,236 | $2,278 |
| American Family | $1,730 | $1,730 | $1,575 | $1,575 | $2,899 | $4,264 | $1,692 | $1,830 |
| Farmers | $2,352 | $2,336 | $2,106 | $2,221 | $9,116 | $9,394 | $2,663 | $2,783 |
| Geico | $2,747 | $2,695 | $2,692 | $2,591 | $5,684 | $7,440 | $2,478 | $2,399 |
| Liberty Mutual | $2,981 | $3,234 | $2,356 | $2,867 | $12,915 | $14,514 | $3,122 | $3,458 |
| Nationwide | $1,655 | $1,710 | $1,483 | $1,588 | $3,762 | $4,696 | $1,900 | $2,056 |
| Progressive | $2,056 | $1,980 | $1,691 | $1,755 | $8,006 | $9,024 | $2,461 | $2,636 |
| State Farm | $1,668 | $1,668 | $1,454 | $1,454 | $4,436 | $5,669 | $1,840 | $2,087 |
| USAA | $1,414 | $1,412 | $1,282 | $1,324 | $4,410 | $5,293 | $1,833 | $2,049 |
Buy Cheap Crete, NE Auto Insurance for Teen Drivers
Auto insurance for teenagers in Crete can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Crete, NE are listed here.
Annual Auto Insurance Rates for Teen Drivers in Crete, Nebraska
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $5,633 | $5,936 |
| American Family | $2,899 | $4,264 |
| Farmers | $9,116 | $9,394 |
| Geico | $5,684 | $7,440 |
| Liberty Mutual | $12,915 | $14,514 |
| Nationwide | $3,762 | $4,696 |
| Progressive | $8,006 | $9,024 |
| State Farm | $4,436 | $5,669 |
| USAA | $4,410 | $5,293 |
Buy Cheap Crete, NE Auto Insurance for Seniors
You can save on senior auto insurance rates in Crete, Nebraska by comparing Crete senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Crete, NE here.
Annual Auto Insurance Rates for Senior Drivers in Crete, Nebraska
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $1,784 | $1,799 |
| American Family | $1,575 | $1,575 |
| Farmers | $2,106 | $2,221 |
| Geico | $2,692 | $2,591 |
| Liberty Mutual | $2,356 | $2,867 |
| Nationwide | $1,483 | $1,588 |
| Progressive | $1,691 | $1,755 |
| State Farm | $1,454 | $1,454 |
| USAA | $1,282 | $1,324 |
Find Cheap Auto Insurance Rates in Crete, NE by Coverage Level
The amount of coverage you choose is a big factor in the cost of Crete, Nebraska auto insurance. Compare Crete, NE auto insurance rates by coverage level.
Annual Auto Insurance Rates by Coverage Level in Crete, Nebraska
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $2,871 | $2,940 | $3,026 |
| American Family | $2,147 | $2,226 | $2,112 |
| Farmers | $3,950 | $4,064 | $4,350 |
| Geico | $3,506 | $3,587 | $3,679 |
| Liberty Mutual | $5,516 | $5,649 | $5,878 |
| Nationwide | $2,394 | $2,346 | $2,329 |
| Progressive | $3,529 | $3,692 | $3,882 |
| State Farm | $2,445 | $2,531 | $2,628 |
| USAA | $2,305 | $2,374 | $2,453 |
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Find Cheap Crete, NE Auto Insurance Rates by Commute
How long you’re in your car each day affects the cost of auto insurance in Crete. Compare auto insurance rates in Crete, NE by commute length to see how your daily commute impacts your rates.
Annual Auto Insurance Rates by Commute Length in Crete, Nebraska
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $2,946 | $2,946 |
| American Family | $2,145 | $2,180 |
| Farmers | $4,121 | $4,121 |
| Geico | $3,535 | $3,646 |
| Liberty Mutual | $5,681 | $5,681 |
| Nationwide | $2,356 | $2,356 |
| Progressive | $3,701 | $3,701 |
| State Farm | $2,470 | $2,599 |
| USAA | $2,349 | $2,405 |
Find Cheap Crete, NE Auto Insurance Rates by Driving Record
Auto insurance rates in Crete, Nebraska are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Crete, NE, take a look at the average cost for various violations versus rates for a clean driving record in Crete.
Annual Crete, Nebraska Auto Insurance Rates by Driving Record
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $2,553 | $2,883 | $3,488 | $2,859 |
| American Family | $2,116 | $2,300 | $2,116 | $2,116 |
| Farmers | $3,485 | $4,474 | $4,363 | $4,164 |
| Geico | $2,306 | $3,313 | $4,992 | $3,752 |
| Liberty Mutual | $4,870 | $5,743 | $6,223 | $5,888 |
| Nationwide | $1,673 | $2,414 | $3,442 | $1,896 |
| Progressive | $3,144 | $4,624 | $3,517 | $3,519 |
| State Farm | $2,361 | $2,708 | $2,535 | $2,535 |
| USAA | $1,804 | $2,270 | $3,391 | $2,044 |
Find Cheap Crete, NE Auto Insurance Rates After a DUI
The cost of DUI auto insurance in Crete, Nebraska is higher than for a clean driving record. You can buy auto insurance after a DUI in Crete for less when you shop around and compare rates from multiple Crete, NE auto insurance companies.
Annual Auto Insurance Rates After a DUI in Crete, Nebraska
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $3,488 |
| American Family | $2,116 |
| Farmers | $4,363 |
| Geico | $4,992 |
| Liberty Mutual | $6,223 |
| Nationwide | $3,442 |
| Progressive | $3,517 |
| State Farm | $2,535 |
| USAA | $3,391 |
Winners by Category: Where to Buy Cheap Auto Insurance in Crete, NE
Compare rates from the cheapest auto insurance companies in Crete, NE for your needs. Take a look at how Crete, Nebraska auto insurance companies stack up for each category.
Best Annual Auto Insurance Rates by Company in Crete, Nebraska
| Category | Insurance Company |
|---|---|
| Teenagers | American Family |
| Seniors | USAA |
| Clean Record | Nationwide |
| With 1 Accident | USAA |
| With 1 DUI | American Family |
| With 1 Speeding Violation | Nationwide |
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Find Cheap Crete, Nebraska Auto Insurance Companies
If you’re looking for the cheapest Crete, NE auto insurance companies overall, you can compare them here. Find the best price for Crete, Nebraska car insurance by company.
Average Annual Auto Insurance Rates by Company in Crete, Nebraska
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $2,946 |
| American Family | $2,162 |
| Farmers | $4,121 |
| Geico | $3,591 |
| Liberty Mutual | $5,681 |
| Nationwide | $2,356 |
| Progressive | $3,701 |
| State Farm | $2,535 |
| USAA | $2,377 |
What affects Crete, Nebraska auto insurance rates?
Local factors affect auto insurance rates in Crete, NE, including traffic, theft statistics, and commute length. Take a look at the things that impact Crete auto insurance rates.
Commute Times in Crete
Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Crete, NE is 19.3 minutes according to City-Data.
Compare Auto Insurance Quotes in Crete, NE
You can buy cheap Crete, NE auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Crete, Nebraska auto insurance quotes from top companies.
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Frequently Asked Questions
How can I find cheap auto insurance in Crete, NE?
To find cheap auto insurance in Crete, NE, consider these steps:
- Shop around and obtain quotes from multiple insurance providers to compare prices.
- Maintain a good driving record by avoiding accidents and traffic violations.
- Inquire about available discounts and take advantage of those you qualify for.
- Adjust your coverage options and deductibles based on your specific needs and budget.
- Consider working with an independent insurance agent who can help you explore different options and find the most affordable coverage.
Are there any specific considerations for insuring a vehicle in Crete, NE?
When insuring a vehicle in Crete, NE, it’s important to consider factors such as the local weather conditions, crime rates, and accident rates in the area. Additionally, reviewing and understanding the terms, conditions, and exclusions of your insurance policy is crucial to ensure you have adequate coverage.
Can I get special insurance coverage if I use my vehicle for business purposes in Crete, NE?
If you use your vehicle for business purposes in Crete, NE, it’s important to inform your insurance provider. Personal auto insurance policies typically do not cover commercial activities, so you may need to consider a commercial auto insurance policy or additional coverage options to adequately protect your vehicle and business activities.
Are there any specific considerations for insuring a new or leased vehicle in Crete, NE?
When insuring a new or leased vehicle in Crete, NE, it’s important to consider the requirements set by your leasing company or lender. They may require you to have certain coverage limits or additional coverage, such as gap insurance, to protect against the potential difference between the vehicle’s value and the amount owed in case of an accident or theft.
Can I save money on auto insurance in Crete, NE by raising my deductibles?
Yes, choosing higher deductibles can often lead to lower insurance premiums. However, it’s essential to make sure you can afford to pay the deductible amount out of pocket in case of a claim. Consider your financial situation and weigh the potential savings against the potential out-of-pocket costs.
How can my credit score impact my auto insurance rates in Crete, NE?
In Crete, NE, as in many other states, insurance providers may use credit scores as one of the factors to determine auto insurance rates. Statistically, individuals with lower credit scores may be considered higher risk. Maintaining a good credit score by paying bills on time and managing credit responsibly can help lower your auto insurance rates.
Can I get temporary auto insurance coverage in Crete, NE?
Yes, temporary auto insurance coverage, also known as short-term or temporary car insurance, is available in Crete, NE. This type of coverage typically provides insurance for a specified period, such as a few days or weeks. It can be useful if you’re borrowing a vehicle, renting a car, or need coverage for a short period. Contact insurance providers to inquire about temporary coverage options and their availability.
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Tracey L. Wells
Licensed Insurance Agent & Agency Owner
Tracey L. Wells is a licensed insurance agent and Farmers insurance agency owner with 23 years of experience. He is proud to be a local Farmers agent serving Grayson, Georgia and surrounding areas. With experience as both an underwriter and agent, he provides his customers with insight that others agents may not have. His agency offers all lines of insurance including home, life, auto, RV, busi...
Licensed Insurance Agent & Agency Owner
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.