Buy Cheap Washington, MO Auto Insurance in 2024
Washington, MO auto insurance rates average $283 a month. Minimum auto insurance requirements in Washington, Missouri are 25/50/25 to comply with Missouri laws. To buy cheap auto insurance in Washington, MO, compare Washington auto insurance quotes from top companies.
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Jimmy McMillan
Licensed Insurance Agent
Jimmy McMillan is an entrepreneur and the founder of HeartLifeInsurance.com, an independent insurance brokerage. His company specializes in insurance for people with heart problems. He knows personally how difficult it is to secure health and life insurance after a heart attack. Jimmy is a licensed insurance agent from coast to coast who has been featured on ValientCEO and the podcast Modern Li...
Licensed Insurance Agent
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average auto insurance rates in Washington, MO are $283/month
- Average auto insurance rates in Washington, MO for teens drivers are $6,777/year
- Average auto insurance rates in Washington, MO after a DUI are $3,988/year
Finding affordable Washington, Missouri auto insurance can be challenging, but everything you need to know to buy cheap Washington, MO auto insurance with confidence is right here. Auto insurance rates in Washington are affected by local factors as well as personal ones like your driving record.
See how Washington, MO car insurance rates compare to Florissant auto insurance rates, Kansas City auto insurance rates, and Lee’s Summit auto insurance rates before you read more about the cost of auto insurance in Washington.
Don’t buy Washington, MO auto insurance until you’ve compared rates. Get free Washington, Missouri auto insurance quotes when you enter your ZIP code above.
Washington, MO Minimum Auto Insurance Requirements
The required auto insurance in Washington, MO is 25/50/25 according to the auto insurance laws in Missouri. The minimum auto insurance in Washington, Missouri is outlined here.
Minimum Required Auto Insurance Coverage in Washington, Missouri
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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Find Cheap Washington, MO Auto Insurance by Credit History
Your credit can have an impact on what you pay for auto insurance in Washington, MO. Take a look at Washington, Missouri auto insurance rates by credit history.
Annual Auto Insurance Rates by Credit Score in Washington, Missouri
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $5,991 | $3,857 | $3,177 |
| American Family | $4,518 | $3,179 | $2,678 |
| Farmers | $4,906 | $4,099 | $3,897 |
| Geico | $4,202 | $2,735 | $2,187 |
| Liberty Mutual | $6,877 | $4,211 | $3,311 |
| Nationwide | $2,595 | $2,150 | $1,866 |
| Progressive | $3,626 | $3,017 | $2,786 |
| State Farm | $3,926 | $2,511 | $2,038 |
| USAA | $4,080 | $1,912 | $1,375 |
Buy Cheap Washington, MO Auto Insurance by Age, Gender, and Marital Status
Do age, gender, and marital status affect Washington, Missouri auto insurance rates? Find out how car insurance rates in Washington, MO are impacted by demographics.
Annual Auto Insurance Rates by Age, Gender, and Marital Status in Washington, Missouri
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,953 | $2,843 | $2,673 | $2,756 | $8,554 | $9,285 | $2,795 | $2,873 |
| American Family | $2,243 | $2,243 | $2,000 | $2,000 | $6,230 | $8,088 | $2,243 | $2,616 |
| Farmers | $2,347 | $2,332 | $2,092 | $2,221 | $9,810 | $10,132 | $2,678 | $2,792 |
| Geico | $1,972 | $2,230 | $1,535 | $2,000 | $6,328 | $6,695 | $1,786 | $1,788 |
| Liberty Mutual | $2,826 | $3,061 | $2,320 | $2,606 | $10,157 | $11,289 | $2,973 | $3,165 |
| Nationwide | $1,457 | $1,483 | $1,311 | $1,381 | $3,753 | $4,776 | $1,668 | $1,796 |
| Progressive | $1,890 | $1,738 | $1,551 | $1,595 | $6,464 | $7,245 | $2,300 | $2,362 |
| State Farm | $1,746 | $1,746 | $1,574 | $1,574 | $5,201 | $6,535 | $1,968 | $2,256 |
| USAA | $1,503 | $1,488 | $1,359 | $1,379 | $4,499 | $5,488 | $1,862 | $2,065 |
Read more: Buy Cheap Washington Auto Insurance
Buy Cheap Washington, MO Auto Insurance for Teen Drivers
Auto insurance for teenagers in Washington can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Washington, MO are listed here.
Annual Auto Insurance Rates for Teen Drivers in Washington, Missouri
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $8,554 | $9,285 |
| American Family | $6,230 | $8,088 |
| Farmers | $9,810 | $10,132 |
| Geico | $6,328 | $6,695 |
| Liberty Mutual | $10,157 | $11,289 |
| Nationwide | $3,753 | $4,776 |
| Progressive | $6,464 | $7,245 |
| State Farm | $5,201 | $6,535 |
| USAA | $4,499 | $5,488 |
Buy Cheap Washington, MO Auto Insurance for Seniors
You can save on senior auto insurance rates in Washington, Missouri by comparing Washington senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Washington, MO here.
Annual Auto Insurance Rates for Senior Drivers in Washington, Missouri
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,673 | $2,756 |
| American Family | $2,000 | $2,000 |
| Farmers | $2,092 | $2,221 |
| Geico | $1,535 | $2,000 |
| Liberty Mutual | $2,320 | $2,606 |
| Nationwide | $1,311 | $1,381 |
| Progressive | $1,551 | $1,595 |
| State Farm | $1,574 | $1,574 |
| USAA | $1,359 | $1,379 |
Find Cheap Auto Insurance Rates in Washington, MO by Coverage Level
The amount of coverage you choose is a big factor in the cost of Washington, Missouri auto insurance. Compare Washington, MO auto insurance rates by coverage level.
Annual Auto Insurance Rates by Coverage Level in Washington, Missouri
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,171 | $4,332 | $4,522 |
| American Family | $3,347 | $3,567 | $3,460 |
| Farmers | $4,026 | $4,261 | $4,614 |
| Geico | $2,828 | $3,066 | $3,231 |
| Liberty Mutual | $4,513 | $4,824 | $5,062 |
| Nationwide | $2,067 | $2,223 | $2,320 |
| Progressive | $2,826 | $3,153 | $3,451 |
| State Farm | $2,636 | $2,835 | $3,003 |
| USAA | $2,344 | $2,446 | $2,576 |
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Find Cheap Washington, MO Auto Insurance Rates by Commute
How long you’re in your car each day affects the cost of auto insurance in Washington. Compare auto insurance rates in Washington, MO by commute length to see how your daily commute impacts your rates.
Annual Auto Insurance Rates by Commute Length in Washington, Missouri
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $4,342 | $4,342 |
| American Family | $3,424 | $3,492 |
| Farmers | $4,300 | $4,300 |
| Geico | $2,985 | $3,098 |
| Liberty Mutual | $4,800 | $4,800 |
| Nationwide | $2,203 | $2,203 |
| Progressive | $3,143 | $3,143 |
| State Farm | $2,756 | $2,894 |
| USAA | $2,367 | $2,544 |
Find Cheap Washington, MO Auto Insurance Rates by Driving Record
Auto insurance rates in Washington, Missouri are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Washington, MO, take a look at the average cost for various violations versus rates for a clean driving record in Washington.
Annual Washington, Missouri Auto Insurance Rates by Driving Record
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,695 | $4,194 | $5,269 | $4,209 |
| American Family | $2,572 | $3,725 | $4,588 | $2,947 |
| Farmers | $3,706 | $4,635 | $4,530 | $4,331 |
| Geico | $2,337 | $3,071 | $4,210 | $2,548 |
| Liberty Mutual | $3,476 | $5,016 | $5,154 | $5,553 |
| Nationwide | $1,721 | $2,222 | $2,982 | $1,888 |
| Progressive | $2,699 | $3,674 | $3,010 | $3,189 |
| State Farm | $2,585 | $3,065 | $2,825 | $2,825 |
| USAA | $1,960 | $2,389 | $3,328 | $2,146 |
Find Cheap Washington, MO Auto Insurance Rates After a DUI
The cost of DUI auto insurance in Washington, Missouri is higher than for a clean driving record. You can buy auto insurance after a DUI in Washington for less when you shop around and compare rates from multiple Washington, MO auto insurance companies.
Annual Auto Insurance Rates After a DUI in Washington, Missouri
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $5,269 |
| American Family | $4,588 |
| Farmers | $4,530 |
| Geico | $4,210 |
| Liberty Mutual | $5,154 |
| Nationwide | $2,982 |
| Progressive | $3,010 |
| State Farm | $2,825 |
| USAA | $3,328 |
Winners by Category: Where to Buy Cheap Auto Insurance in Washington, MO
Compare rates from the cheapest auto insurance companies in Washington, MO for your needs. Take a look at how Washington, Missouri auto insurance companies stack up for each category.
Best Annual Auto Insurance Rates by Company in Washington, Missouri
| Category | Insurance Company |
|---|---|
| Teenagers | Nationwide |
| Seniors | Nationwide |
| Clean Record | Nationwide |
| With 1 Accident | Nationwide |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | Nationwide |
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Find Cheap Washington, Missouri Auto Insurance Companies
If you’re looking for the cheapest Washington, MO auto insurance companies overall, you can compare them here. Find the best price for Washington, Missouri car insurance by company.
Average Annual Auto Insurance Rates by Company in Washington, Missouri
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $4,342 |
| American Family | $3,458 |
| Farmers | $4,300 |
| Geico | $3,042 |
| Liberty Mutual | $4,800 |
| Nationwide | $2,203 |
| Progressive | $3,143 |
| State Farm | $2,825 |
| USAA | $2,456 |
What affects Washington, Missouri auto insurance rates?
Local factors affect auto insurance rates in Washington, MO, including traffic, theft statistics, and commute length. Take a look at the things that impact Washington auto insurance rates.
Commute Times in Washington
Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Washington, MO is 21.6 minutes according to City-Data.
Traffic in Washington
How is traffic in Washington, Missouri? Inrix data shows that Washington, MO traffic makes it the 89th-most congested city compared to other cities worldwide.
Compare Auto Insurance Quotes in Washington, MO
You can buy cheap Washington, MO auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Washington, Missouri auto insurance quotes from top companies.
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Frequently Asked Questions
Is it possible to find affordable auto insurance in Washington, MO?
Yes, it is possible to find affordable auto insurance in Washington, MO. Insurance rates can vary depending on factors such as your driving record, the type of vehicle you drive, your location, and the coverage options you choose. By comparing quotes from different insurance providers and taking advantage of available discounts, you can find cost-effective auto insurance in Washington, MO.
What factors can impact the cost of auto insurance in Washington, MO?
Several factors can influence the cost of auto insurance in Washington, MO, including:
- Driving record: Your driving history, including accidents and traffic violations, can impact your insurance premiums. A clean driving record typically leads to lower rates.
- Location: The area you live in, including factors such as population density, crime rates, and accident statistics in Washington, MO, can affect your insurance rates.
- Vehicle type: The make, model, age, and safety features of your vehicle can impact your insurance premiums. Certain vehicles may be more expensive to insure due to higher repair costs or a higher likelihood of theft.
- Coverage options: The type and level of coverage you choose, such as liability, collision, and comprehensive coverage, will affect your insurance costs.
Are there any discounts available to help reduce the cost of auto insurance in Washington, MO?
Yes, there are several discounts that may be available to help lower the cost of auto insurance in Washington, MO:
- Safe driver discount: Maintaining a clean driving record without accidents or violations can make you eligible for a safe driver discount.
- Multi-policy discount: If you have multiple insurance policies with the same provider, such as home and auto insurance, you may qualify for a multi-policy discount.
- Good student discount: If you or a covered driver on your policy are a student with good grades, you may be eligible for a discount.
- Anti-theft discount: Installing anti-theft devices in your vehicle can often lead to a discount on your insurance premiums.
- Defensive driving discount: Completing a defensive driving course can sometimes qualify you for a discount on your auto insurance.
How can I find cheap auto insurance in Washington, MO?
To find cheap auto insurance in Washington, MO, consider the following steps:
- Shop around: Obtain quotes from multiple insurance providers to compare rates and coverage options.
- Utilize online comparison tools: Online platforms allow you to easily compare quotes from different insurance companies.
- Evaluate coverage needs: Assess your specific coverage requirements to determine the level of protection you need. Avoid over-insuring or under-insuring your vehicle.
- Increase deductibles: Opting for higher deductibles can lower your premiums, but be sure you can afford the deductible amount in case of a claim.
- Ask about discounts: Inquire with insurance providers about available discounts and see if you qualify for any.
- Consider local insurance providers: Local insurance companies may have competitive rates specific to Washington, MO.
Are there any specific considerations for insuring a vehicle in Washington, MO?
When insuring a vehicle in Washington, MO, it’s important to consider factors such as local driving conditions, weather patterns, and any specific insurance requirements mandated by the state of Missouri. Additionally, ensure that you meet the minimum insurance coverage requirements set by the state. It’s recommended to consult with insurance professionals or obtain personalized quotes to get accurate information regarding your specific situation and coverage needs for insuring your vehicle in Washington, MO.
What are the minimum auto insurance requirements in Washington, MO?
In Washington, MO and throughout the state of Missouri, the minimum auto insurance requirements include:
- Bodily injury liability coverage: $25,000 per person and $50,000 per accident.
- Property damage liability coverage: $10,000 per accident.
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Jimmy McMillan
Licensed Insurance Agent
Jimmy McMillan is an entrepreneur and the founder of HeartLifeInsurance.com, an independent insurance brokerage. His company specializes in insurance for people with heart problems. He knows personally how difficult it is to secure health and life insurance after a heart attack. Jimmy is a licensed insurance agent from coast to coast who has been featured on ValientCEO and the podcast Modern Li...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.