Buy Cheap Stanberry, MO Auto Insurance in 2024
Stanberry, MO auto insurance rates average $269 a month. Minimum auto insurance requirements in Stanberry, Missouri are 25/50/25 to comply with Missouri laws. To buy cheap auto insurance in Stanberry, MO, compare Stanberry auto insurance quotes from top companies.
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Jeff Root
Licensed Insurance Agent
Jeff is a well-known speaker and expert in insurance and financial planning. He has spoken at top insurance conferences around the U.S., including the InsuranceNewsNet Super Conference, the 8% Nation Insurance Wealth Conference, and the Digital Life Insurance Agent Mastermind. He has been featured and quoted in Nerdwallet, Bloomberg, Forbes, U.S. News & Money, USA Today, and other leading fina...
Licensed Insurance Agent
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average auto insurance rates in Stanberry, MO after a DUI are $3,744/year
- Average auto insurance rates in Stanberry, MO are $269/month
- The most expensive auto insurance company in Stanberry after a DUI is Allstate
Finding affordable Stanberry, Missouri auto insurance can be challenging, but everything you need to know to buy cheap Stanberry, MO auto insurance with confidence is right here. Auto insurance rates in Stanberry are affected by local factors as well as personal ones like your driving record.
See how Stanberry, MO car insurance rates compare to Springfield auto insurance rates, St. Charles auto insurance rates, and St. Louis auto insurance rates before you read more about the cost of auto insurance in Stanberry.
Don’t buy Stanberry, MO auto insurance until you’ve compared rates. Get free Stanberry, Missouri auto insurance quotes when you enter your ZIP code above.
Stanberry, MO Minimum Auto Insurance Requirements
The required auto insurance in Stanberry, MO is 25/50/25 according to the auto insurance laws in Missouri. The minimum auto insurance in Stanberry, Missouri is outlined here.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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Find Cheap Stanberry, MO Auto Insurance by Credit History
Your credit can have an impact on what you pay for auto insurance in Stanberry, MO. Take a look at Stanberry, Missouri auto insurance rates by credit history.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $5,571 | $3,588 | $2,962 |
| American Family | $4,215 | $2,958 | $2,491 |
| Farmers | $4,578 | $3,802 | $3,618 |
| Geico | $4,104 | $2,672 | $2,137 |
| Liberty Mutual | $6,081 | $3,689 | $2,911 |
| Nationwide | $2,622 | $2,149 | $1,873 |
| Progressive | $3,820 | $3,148 | $2,900 |
| State Farm | $3,439 | $2,353 | $1,990 |
| USAA | $4,127 | $1,897 | $1,352 |
Buy Cheap Stanberry, MO Auto Insurance by Age, Gender, and Marital Status
Do age, gender, and marital status affect Stanberry, Missouri auto insurance rates? Find out how car insurance rates in Stanberry, MO are impacted by demographics.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,787 | $2,694 | $2,514 | $2,592 | $7,830 | $8,498 | $2,662 | $2,746 |
| American Family | $2,141 | $2,141 | $1,900 | $1,900 | $5,644 | $7,378 | $2,141 | $2,527 |
| Farmers | $2,246 | $2,239 | $2,012 | $2,126 | $8,922 | $9,221 | $2,553 | $2,675 |
| Geico | $2,009 | $2,221 | $1,556 | $1,927 | $5,934 | $6,311 | $1,888 | $1,926 |
| Liberty Mutual | $2,624 | $2,850 | $2,162 | $2,426 | $8,534 | $9,479 | $2,773 | $2,971 |
| Nationwide | $1,482 | $1,525 | $1,315 | $1,407 | $3,685 | $4,778 | $1,686 | $1,839 |
| Progressive | $2,110 | $2,000 | $1,726 | $1,770 | $6,331 | $7,145 | $2,584 | $2,649 |
| State Farm | $1,701 | $1,701 | $1,494 | $1,494 | $4,537 | $5,766 | $1,904 | $2,154 |
| USAA | $1,523 | $1,516 | $1,356 | $1,392 | $4,422 | $5,416 | $1,911 | $2,134 |
Buy Cheap Stanberry, MO Auto Insurance for Teen Drivers
Auto insurance for teenagers in Stanberry can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Stanberry, MO are listed here.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $7,830 | $8,498 |
| American Family | $5,644 | $7,378 |
| Farmers | $8,922 | $9,221 |
| Geico | $5,934 | $6,311 |
| Liberty Mutual | $8,534 | $9,479 |
| Nationwide | $3,685 | $4,778 |
| Progressive | $6,331 | $7,145 |
| State Farm | $4,537 | $5,766 |
| USAA | $4,422 | $5,416 |
Buy Cheap Stanberry, MO Auto Insurance for Seniors
You can save on senior auto insurance rates in Stanberry, Missouri by comparing Stanberry senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Stanberry, MO here.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,514 | $2,592 |
| American Family | $1,900 | $1,900 |
| Farmers | $2,012 | $2,126 |
| Geico | $1,556 | $1,927 |
| Liberty Mutual | $2,162 | $2,426 |
| Nationwide | $1,315 | $1,407 |
| Progressive | $1,726 | $1,770 |
| State Farm | $1,494 | $1,494 |
| USAA | $1,356 | $1,392 |
Find Cheap Auto Insurance Rates in Stanberry, MO by Coverage Level
The amount of coverage you choose is a big factor in the cost of Stanberry, Missouri auto insurance. Compare Stanberry, MO auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,900 | $4,032 | $4,189 |
| American Family | $3,148 | $3,325 | $3,191 |
| Farmers | $3,765 | $3,965 | $4,268 |
| Geico | $2,815 | $2,987 | $3,111 |
| Liberty Mutual | $4,005 | $4,246 | $4,431 |
| Nationwide | $2,095 | $2,233 | $2,316 |
| Progressive | $2,990 | $3,297 | $3,582 |
| State Farm | $2,461 | $2,601 | $2,719 |
| USAA | $2,371 | $2,452 | $2,554 |
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Find Cheap Stanberry, MO Auto Insurance Rates by Commute
How long you’re in your car each day affects the cost of auto insurance in Stanberry. Compare auto insurance rates in Stanberry, MO by commute length to see how your daily commute impacts your rates.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $4,040 | $4,040 |
| American Family | $3,189 | $3,254 |
| Farmers | $3,999 | $3,999 |
| Geico | $2,910 | $3,032 |
| Liberty Mutual | $4,227 | $4,227 |
| Nationwide | $2,215 | $2,215 |
| Progressive | $3,289 | $3,289 |
| State Farm | $2,531 | $2,657 |
| USAA | $2,369 | $2,548 |
Find Cheap Stanberry, MO Auto Insurance Rates by Driving Record
Auto insurance rates in Stanberry, Missouri are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Stanberry, MO, take a look at the average cost for various violations versus rates for a clean driving record in Stanberry.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,459 | $3,906 | $4,875 | $3,922 |
| American Family | $2,465 | $3,478 | $4,161 | $2,782 |
| Farmers | $3,489 | $4,284 | $4,194 | $4,030 |
| Geico | $2,388 | $3,000 | $3,932 | $2,565 |
| Liberty Mutual | $3,088 | $4,393 | $4,552 | $4,875 |
| Nationwide | $1,770 | $2,232 | $2,933 | $1,924 |
| Progressive | $2,909 | $3,744 | $3,176 | $3,330 |
| State Farm | $2,410 | $2,778 | $2,594 | $2,594 |
| USAA | $1,998 | $2,393 | $3,276 | $2,169 |
Find Cheap Stanberry, MO Auto Insurance Rates After a DUI
The cost of DUI auto insurance in Stanberry, Missouri is higher than for a clean driving record. You can buy auto insurance after a DUI in Stanberry for less when you shop around and compare rates from multiple Stanberry, MO auto insurance companies.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $4,875 |
| American Family | $4,161 |
| Farmers | $4,194 |
| Geico | $3,932 |
| Liberty Mutual | $4,552 |
| Nationwide | $2,933 |
| Progressive | $3,176 |
| State Farm | $2,594 |
| USAA | $3,276 |
Winners by Category: Where to Buy Cheap Auto Insurance in Stanberry, MO
Compare rates from the cheapest auto insurance companies in Stanberry, MO for your needs. Take a look at how Stanberry, Missouri auto insurance companies stack up for each category.
| Category | Insurance Company |
|---|---|
| Teenagers | Nationwide |
| Seniors | Nationwide |
| Clean Record | Nationwide |
| With 1 Accident | Nationwide |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | Nationwide |
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Find Cheap Stanberry, Missouri Auto Insurance Companies
If you’re looking for the cheapest Stanberry, MO auto insurance companies overall, you can compare them here. Find the best price for Stanberry, Missouri car insurance by company.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $4,040 |
| American Family | $3,221 |
| Farmers | $3,999 |
| Geico | $2,971 |
| Liberty Mutual | $4,227 |
| Nationwide | $2,215 |
| Progressive | $3,289 |
| State Farm | $2,594 |
| USAA | $2,459 |
What affects Stanberry, Missouri auto insurance rates?
Local factors affect auto insurance rates in Stanberry, MO, including traffic, theft statistics, and commute length. Take a look at the things that impact Stanberry auto insurance rates.
Commute Times in Stanberry
Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Stanberry, MO is 21.6 minutes according to City-Data.
Compare Auto Insurance Quotes in Stanberry, MO
You can buy cheap Stanberry, MO auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Stanberry, Missouri auto insurance quotes from top companies.
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Frequently Asked Questions
How can I find cheap auto insurance in Stanberry, MO?
To find cheap auto insurance in Stanberry, MO, you can follow these steps:
- Compare quotes from multiple insurance providers: Obtain quotes from different insurers to compare prices and coverage options.
- Consider raising your deductibles: Increasing your deductibles can lower your premium, but make sure you can afford to pay the deductible amount if needed.
- Maintain a good driving record: A clean driving record with no accidents or traffic violations often results in lower insurance rates.
- Ask about available discounts: Inquire with insurance companies about any discounts they offer, such as for safe driving, good grades (for student drivers), or vehicle safety features.
- Explore bundling options: If you have other insurance needs, bundling your auto insurance with other policies, like home or renters insurance, may lead to discounts
Are there any specific auto insurance requirements in Stanberry, MO?
Yes, Stanberry, MO, like other places, has specific auto insurance requirements. Missouri law requires drivers to have liability insurance, which includes minimum coverage of $25,000 for bodily injury per person, $50,000 for bodily injury per accident, and $10,000 for property damage per accident.
What factors can affect the cost of auto insurance in Stanberry, MO?
Several factors can influence the cost of auto insurance in Stanberry, MO, including:
- Your driving record: Drivers with a history of accidents or traffic violations often pay higher premiums.
- Vehicle make and model: Some cars are more expensive to insure due to factors such as repair costs, theft rates, or safety ratings.
- Age and gender: Younger drivers, especially teenagers, generally face higher insurance rates. In some cases, males may also have higher premiums.
- Coverage and deductibles: The level of coverage you choose and the deductibles you select can affect your insurance premium.
- Location: Your ZIP code can impact rates due to factors like crime rates, population density, and traffic patterns.
Can I get auto insurance if I have a bad driving record or past accidents?
Yes, even if you have a bad driving record or past accidents, you can still obtain auto insurance coverage in Stanberry, MO. However, insurance companies may consider you a higher risk and charge you higher premiums. It’s essential to compare quotes from different insurers to find the best coverage options available to you.
How can I lower my auto insurance premiums in Stanberry, MO?
To lower your auto insurance premiums in Stanberry, MO, you can consider the following:
- Maintain a good driving record: Avoid accidents and traffic violations.
- Take advantage of discounts: Inquire with your insurance provider about available discounts, such as for safe driving, multiple policies, or vehicle safety features.
- Review your coverage and deductibles: Assess your coverage needs and adjust them accordingly.
- Bundle your policies: Consider bundling your auto insurance with other policies, like home or renters insurance, for potential discounts.
- Improve your credit score: In some cases, insurers use credit information to determine premiums, so maintaining a good credit score can be beneficial.
How often should I review my auto insurance policy in Stanberry, MO?
It’s generally recommended to review your auto insurance policy in Stanberry, MO annually or whenever there are significant changes in your circumstances. This includes events such as moving to a new address, adding or removing drivers from your policy, purchasing a new vehicle, or experiencing changes in your driving habits. Reviewing your policy allows you to ensure that your coverage still meets your needs and explore opportunities to save on premiums by comparing quotes from different insurers.
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Jeff Root
Licensed Insurance Agent
Jeff is a well-known speaker and expert in insurance and financial planning. He has spoken at top insurance conferences around the U.S., including the InsuranceNewsNet Super Conference, the 8% Nation Insurance Wealth Conference, and the Digital Life Insurance Agent Mastermind. He has been featured and quoted in Nerdwallet, Bloomberg, Forbes, U.S. News & Money, USA Today, and other leading fina...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.