Buy Cheap Monett, MO Auto Insurance in 2024
Monett, MO auto insurance rates average $260 a month. Minimum auto insurance requirements in Monett, Missouri are 25/50/25 to comply with Missouri laws. To buy cheap auto insurance in Monett, MO, compare Monett auto insurance quotes from top companies.
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Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average auto insurance rates in Monett, MO after a DUI are $3,657/year
- Average auto insurance rates in Monett, MO for teens drivers are $6,161/year
- The most expensive auto insurance company in Monett is Liberty Mutual
Finding affordable Monett, Missouri auto insurance can be challenging, but everything you need to know to buy cheap Monett, MO auto insurance with confidence is right here. Auto insurance rates in Monett are affected by local factors as well as personal ones like your driving record.
See how Monett, MO car insurance rates compare to Columbia auto insurance rates, Springfield auto insurance rates, and Florissant auto insurance rates before you read more about the cost of auto insurance in Monett.
Don’t buy Monett, MO auto insurance until you’ve compared rates. Get free Monett, Missouri auto insurance quotes when you enter your ZIP code above.
Monett, MO Minimum Auto Insurance Requirements
The required auto insurance in Monett, MO is 25/50/25 according to the auto insurance laws in Missouri. The minimum auto insurance in Monett, Missouri is outlined here.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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Find Cheap Monett, MO Auto Insurance by Credit History
Your credit can have an impact on what you pay for auto insurance in Monett, MO. Take a look at Monett, Missouri auto insurance rates by credit history.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $5,038 | $3,245 | $2,686 |
| American Family | $3,983 | $2,810 | $2,368 |
| Farmers | $4,676 | $3,897 | $3,705 |
| Geico | $3,884 | $2,531 | $2,025 |
| Liberty Mutual | $5,908 | $3,606 | $2,841 |
| Nationwide | $2,608 | $2,154 | $1,872 |
| Progressive | $3,682 | $3,050 | $2,814 |
| State Farm | $3,528 | $2,292 | $1,879 |
| USAA | $4,066 | $1,895 | $1,359 |
Buy Cheap Monett, MO Auto Insurance by Age, Gender, and Marital Status
Do age, gender, and marital status affect Monett, Missouri auto insurance rates? Find out how car insurance rates in Monett, MO are impacted by demographics.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,563 | $2,486 | $2,302 | $2,375 | $6,968 | $7,536 | $2,468 | $2,553 |
| American Family | $1,987 | $1,987 | $1,772 | $1,772 | $5,488 | $7,118 | $1,987 | $2,318 |
| Farmers | $2,238 | $2,231 | $1,997 | $2,115 | $9,292 | $9,620 | $2,561 | $2,684 |
| Geico | $1,836 | $2,069 | $1,421 | $1,831 | $5,812 | $6,176 | $1,672 | $1,687 |
| Liberty Mutual | $2,487 | $2,696 | $2,050 | $2,297 | $8,529 | $9,470 | $2,621 | $2,797 |
| Nationwide | $1,463 | $1,495 | $1,310 | $1,387 | $3,749 | $4,801 | $1,673 | $1,810 |
| Progressive | $1,932 | $1,786 | $1,580 | $1,629 | $6,477 | $7,274 | $2,356 | $2,422 |
| State Farm | $1,611 | $1,611 | $1,442 | $1,442 | $4,669 | $5,867 | $1,811 | $2,079 |
| USAA | $1,494 | $1,480 | $1,343 | $1,366 | $4,466 | $5,454 | $1,856 | $2,062 |
Buy Cheap Monett, MO Auto Insurance for Teen Drivers
Auto insurance for teenagers in Monett can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Monett, MO are listed here.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $6,968 | $7,536 |
| American Family | $5,488 | $7,118 |
| Farmers | $9,292 | $9,620 |
| Geico | $5,812 | $6,176 |
| Liberty Mutual | $8,529 | $9,470 |
| Nationwide | $3,749 | $4,801 |
| Progressive | $6,477 | $7,274 |
| State Farm | $4,669 | $5,867 |
| USAA | $4,466 | $5,454 |
Buy Cheap Monett, MO Auto Insurance for Seniors
You can save on senior auto insurance rates in Monett, Missouri by comparing Monett senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Monett, MO here.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,302 | $2,375 |
| American Family | $1,772 | $1,772 |
| Farmers | $1,997 | $2,115 |
| Geico | $1,421 | $1,831 |
| Liberty Mutual | $2,050 | $2,297 |
| Nationwide | $1,310 | $1,387 |
| Progressive | $1,580 | $1,629 |
| State Farm | $1,442 | $1,442 |
| USAA | $1,343 | $1,366 |
Find Cheap Auto Insurance Rates in Monett, MO by Coverage Level
The amount of coverage you choose is a big factor in the cost of Monett, Missouri auto insurance. Compare Monett, MO auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,524 | $3,649 | $3,796 |
| American Family | $2,958 | $3,150 | $3,053 |
| Farmers | $3,833 | $4,052 | $4,393 |
| Geico | $2,637 | $2,832 | $2,970 |
| Liberty Mutual | $3,889 | $4,138 | $4,328 |
| Nationwide | $2,081 | $2,231 | $2,321 |
| Progressive | $2,856 | $3,188 | $3,502 |
| State Farm | $2,414 | $2,573 | $2,711 |
| USAA | $2,337 | $2,431 | $2,553 |
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Find Cheap Monett, MO Auto Insurance Rates by Commute
How long you’re in your car each day affects the cost of auto insurance in Monett. Compare auto insurance rates in Monett, MO by commute length to see how your daily commute impacts your rates.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $3,656 | $3,656 |
| American Family | $3,024 | $3,084 |
| Farmers | $4,092 | $4,092 |
| Geico | $2,760 | $2,866 |
| Liberty Mutual | $4,118 | $4,118 |
| Nationwide | $2,211 | $2,211 |
| Progressive | $3,182 | $3,182 |
| State Farm | $2,505 | $2,627 |
| USAA | $2,352 | $2,528 |
Find Cheap Monett, MO Auto Insurance Rates by Driving Record
Auto insurance rates in Monett, Missouri are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Monett, MO, take a look at the average cost for various violations versus rates for a clean driving record in Monett.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,149 | $3,542 | $4,382 | $3,552 |
| American Family | $2,264 | $3,312 | $4,043 | $2,595 |
| Farmers | $3,536 | $4,402 | $4,304 | $4,128 |
| Geico | $2,177 | $2,843 | $3,862 | $2,370 |
| Liberty Mutual | $2,995 | $4,293 | $4,427 | $4,758 |
| Nationwide | $1,737 | $2,229 | $2,976 | $1,901 |
| Progressive | $2,735 | $3,713 | $3,048 | $3,231 |
| State Farm | $2,357 | $2,776 | $2,566 | $2,566 |
| USAA | $1,954 | $2,373 | $3,300 | $2,133 |
Find Cheap Monett, MO Auto Insurance Rates After a DUI
The cost of DUI auto insurance in Monett, Missouri is higher than for a clean driving record. You can buy auto insurance after a DUI in Monett for less when you shop around and compare rates from multiple Monett, MO auto insurance companies.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $4,382 |
| American Family | $4,043 |
| Farmers | $4,304 |
| Geico | $3,862 |
| Liberty Mutual | $4,427 |
| Nationwide | $2,976 |
| Progressive | $3,048 |
| State Farm | $2,566 |
| USAA | $3,300 |
Winners by Category: Where to Buy Cheap Auto Insurance in Monett, MO
Compare rates from the cheapest auto insurance companies in Monett, MO for your needs. Take a look at how Monett, Missouri auto insurance companies stack up for each category.
| Category | Insurance Company |
|---|---|
| Teenagers | Nationwide |
| Seniors | Nationwide |
| Clean Record | Nationwide |
| With 1 Accident | Nationwide |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | Nationwide |
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Find Cheap Monett, Missouri Auto Insurance Companies
If you’re looking for the cheapest Monett, MO auto insurance companies overall, you can compare them here. Find the best price for Monett, Missouri car insurance by company.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $3,656 |
| American Family | $3,054 |
| Farmers | $4,092 |
| Geico | $2,813 |
| Liberty Mutual | $4,118 |
| Nationwide | $2,211 |
| Progressive | $3,182 |
| State Farm | $2,566 |
| USAA | $2,440 |
What affects Monett, Missouri auto insurance rates?
Local factors affect auto insurance rates in Monett, MO, including traffic, theft statistics, and commute length. Take a look at the things that impact Monett auto insurance rates.
Commute Times in Monett
Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Monett, MO is 13.3 minutes according to City-Data.
Compare Auto Insurance Quotes in Monett, MO
You can buy cheap Monett, MO auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Monett, Missouri auto insurance quotes from top companies.
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Frequently Asked Questions
What factors should I consider when buying auto insurance in Monett, MO?
When purchasing auto insurance in Monett, MO, you should consider factors such as coverage options, deductibles, premiums, discounts, the insurer’s reputation and financial stability, and the state’s minimum coverage requirements.
What are the minimum auto insurance requirements in Monett, MO?
In Monett, MO, the minimum auto insurance requirements include liability coverage of at least $25,000 per person for bodily injury, $50,000 per accident for bodily injury, and $10,000 per accident for property damage.
Can I get cheap auto insurance in Monett, MO?
Yes, it is possible to find affordable auto insurance in Monett, MO. By comparing quotes from different insurers, maintaining a clean driving record, opting for higher deductibles, bundling your policies, and taking advantage of available discounts, you can find cheaper options.
What types of coverage should I consider for my auto insurance in Monett, MO?
While the minimum liability coverage is required, it is often recommended to consider additional coverage options such as collision coverage, comprehensive coverage, uninsured/underinsured motorist coverage, and medical payments coverage. These can provide extra protection and peace of mind.
How can I lower my auto insurance premiums in Monett, MO?
To lower your auto insurance premiums in Monett, MO, you can consider the following strategies: maintain a good driving record, opt for a higher deductible, bundle your policies with the same insurer, install safety devices in your vehicle, take advantage of available discounts, and regularly review and update your coverage needs.
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Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.