Buy Cheap Humansville, MO Auto Insurance in 2024
Humansville, MO auto insurance rates average $269 a month. Minimum auto insurance requirements in Humansville, Missouri are 25/50/25 to comply with Missouri laws. To buy cheap auto insurance in Humansville, MO, compare Humansville auto insurance quotes from top companies.
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Tracey L. Wells
Licensed Insurance Agent & Agency Owner
Tracey L. Wells is a licensed insurance agent and Farmers insurance agency owner with 23 years of experience. He is proud to be a local Farmers agent serving Grayson, Georgia and surrounding areas. With experience as both an underwriter and agent, he provides his customers with insight that others agents may not have. His agency offers all lines of insurance including home, life, auto, RV, busi...
Licensed Insurance Agent & Agency Owner
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average auto insurance rates in Humansville, MO for teens drivers are $6,332/year
- Average auto insurance rates in Humansville, MO are $269/month
- Average auto insurance rates in Humansville, MO after a DUI are $3,770/year
Finding affordable Humansville, Missouri auto insurance can be challenging, but everything you need to know to buy cheap Humansville, MO auto insurance with confidence is right here. Auto insurance rates in Humansville are affected by local factors as well as personal ones like your driving record.
See how Humansville, MO car insurance rates compare to Columbia auto insurance rates, Blue Springs auto insurance rates, and St. Joseph auto insurance rates before you read more about the cost of auto insurance in Humansville.
Don’t buy Humansville, MO auto insurance until you’ve compared rates. Get free Humansville, Missouri auto insurance quotes when you enter your ZIP code above.
Humansville, MO Minimum Auto Insurance Requirements
The required auto insurance in Humansville, MO is 25/50/25 according to the auto insurance laws in Missouri. The minimum auto insurance in Humansville, Missouri is outlined here.
Minimum Required Auto Insurance Coverage in Humansville, Missouri
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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Find Cheap Humansville, MO Auto Insurance by Credit History
Your credit can have an impact on what you pay for auto insurance in Humansville, MO. Take a look at Humansville, Missouri auto insurance rates by credit history.
Annual Auto Insurance Rates by Credit Score in Humansville, Missouri
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $5,818 | $3,740 | $3,088 |
| American Family | $4,144 | $2,920 | $2,460 |
| Farmers | $4,675 | $3,890 | $3,700 |
| Geico | $4,116 | $2,680 | $2,143 |
| Liberty Mutual | $6,122 | $3,733 | $2,940 |
| Nationwide | $2,596 | $2,148 | $1,867 |
| Progressive | $3,522 | $2,916 | $2,689 |
| State Farm | $3,811 | $2,506 | $2,069 |
| USAA | $3,840 | $1,796 | $1,291 |
Buy Cheap Humansville, MO Auto Insurance by Age, Gender, and Marital Status
Do age, gender, and marital status affect Humansville, Missouri auto insurance rates? Find out how car insurance rates in Humansville, MO are impacted by demographics.
Annual Auto Insurance Rates by Age, Gender, and Marital Status in Humansville, Missouri
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,926 | $2,834 | $2,632 | $2,716 | $8,114 | $8,798 | $2,805 | $2,897 |
| American Family | $2,067 | $2,067 | $1,842 | $1,842 | $5,700 | $7,399 | $2,067 | $2,415 |
| Farmers | $2,253 | $2,247 | $2,013 | $2,131 | $9,235 | $9,557 | $2,574 | $2,698 |
| Geico | $1,982 | $2,213 | $1,539 | $1,942 | $6,045 | $6,425 | $1,833 | $1,858 |
| Liberty Mutual | $2,583 | $2,800 | $2,130 | $2,387 | $8,811 | $9,780 | $2,722 | $2,906 |
| Nationwide | $1,458 | $1,488 | $1,307 | $1,382 | $3,741 | $4,784 | $1,669 | $1,803 |
| Progressive | $1,864 | $1,728 | $1,525 | $1,570 | $6,148 | $6,904 | $2,271 | $2,328 |
| State Farm | $1,772 | $1,772 | $1,581 | $1,581 | $5,039 | $6,359 | $1,990 | $2,269 |
| USAA | $1,433 | $1,425 | $1,288 | $1,317 | $4,154 | $5,080 | $1,787 | $1,992 |
Buy Cheap Humansville, MO Auto Insurance for Teen Drivers
Auto insurance for teenagers in Humansville can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Humansville, MO are listed here.
Annual Auto Insurance Rates for Teen Drivers in Humansville, Missouri
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $8,114 | $8,798 |
| American Family | $5,700 | $7,399 |
| Farmers | $9,235 | $9,557 |
| Geico | $6,045 | $6,425 |
| Liberty Mutual | $8,811 | $9,780 |
| Nationwide | $3,741 | $4,784 |
| Progressive | $6,148 | $6,904 |
| State Farm | $5,039 | $6,359 |
| USAA | $4,154 | $5,080 |
Buy Cheap Humansville, MO Auto Insurance for Seniors
You can save on senior auto insurance rates in Humansville, Missouri by comparing Humansville senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Humansville, MO here.
Annual Auto Insurance Rates for Senior Drivers in Humansville, Missouri
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,632 | $2,716 |
| American Family | $1,842 | $1,842 |
| Farmers | $2,013 | $2,131 |
| Geico | $1,539 | $1,942 |
| Liberty Mutual | $2,130 | $2,387 |
| Nationwide | $1,307 | $1,382 |
| Progressive | $1,525 | $1,570 |
| State Farm | $1,581 | $1,581 |
| USAA | $1,288 | $1,317 |
Find Cheap Auto Insurance Rates in Humansville, MO by Coverage Level
The amount of coverage you choose is a big factor in the cost of Humansville, Missouri auto insurance. Compare Humansville, MO auto insurance rates by coverage level.
Annual Auto Insurance Rates by Coverage Level in Humansville, Missouri
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,056 | $4,206 | $4,383 |
| American Family | $3,078 | $3,275 | $3,171 |
| Farmers | $3,833 | $4,049 | $4,384 |
| Geico | $2,807 | $2,997 | $3,135 |
| Liberty Mutual | $4,030 | $4,286 | $4,479 |
| Nationwide | $2,066 | $2,226 | $2,319 |
| Progressive | $2,732 | $3,050 | $3,346 |
| State Farm | $2,624 | $2,804 | $2,957 |
| USAA | $2,204 | $2,301 | $2,423 |
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Find Cheap Humansville, MO Auto Insurance Rates by Commute
How long you’re in your car each day affects the cost of auto insurance in Humansville. Compare auto insurance rates in Humansville, MO by commute length to see how your daily commute impacts your rates.
Annual Auto Insurance Rates by Commute Length in Humansville, Missouri
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $4,215 | $4,215 |
| American Family | $3,143 | $3,206 |
| Farmers | $4,088 | $4,088 |
| Geico | $2,921 | $3,038 |
| Liberty Mutual | $4,265 | $4,265 |
| Nationwide | $2,204 | $2,204 |
| Progressive | $3,042 | $3,042 |
| State Farm | $2,727 | $2,863 |
| USAA | $2,224 | $2,394 |
Find Cheap Humansville, MO Auto Insurance Rates by Driving Record
Auto insurance rates in Humansville, Missouri are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Humansville, MO, take a look at the average cost for various violations versus rates for a clean driving record in Humansville.
Annual Humansville, Missouri Auto Insurance Rates by Driving Record
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,620 | $4,083 | $5,066 | $4,093 |
| American Family | $2,361 | $3,436 | $4,199 | $2,703 |
| Farmers | $3,543 | $4,391 | $4,296 | $4,124 |
| Geico | $2,352 | $3,009 | $4,015 | $2,543 |
| Liberty Mutual | $3,102 | $4,444 | $4,586 | $4,928 |
| Nationwide | $1,728 | $2,222 | $2,972 | $1,893 |
| Progressive | $2,629 | $3,535 | $2,919 | $3,087 |
| State Farm | $2,574 | $3,017 | $2,795 | $2,795 |
| USAA | $1,870 | $2,251 | $3,082 | $2,035 |
Find Cheap Humansville, MO Auto Insurance Rates After a DUI
The cost of DUI auto insurance in Humansville, Missouri is higher than for a clean driving record. You can buy auto insurance after a DUI in Humansville for less when you shop around and compare rates from multiple Humansville, MO auto insurance companies.
Annual Auto Insurance Rates After a DUI in Humansville, Missouri
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $5,066 |
| American Family | $4,199 |
| Farmers | $4,296 |
| Geico | $4,015 |
| Liberty Mutual | $4,586 |
| Nationwide | $2,972 |
| Progressive | $2,919 |
| State Farm | $2,795 |
| USAA | $3,082 |
Winners by Category: Where to Buy Cheap Auto Insurance in Humansville, MO
Compare rates from the cheapest auto insurance companies in Humansville, MO for your needs. Take a look at how Humansville, Missouri auto insurance companies stack up for each category.
Best Annual Auto Insurance Rates by Company in Humansville, Missouri
| Category | Insurance Company |
|---|---|
| Teenagers | Nationwide |
| Seniors | USAA |
| Clean Record | Nationwide |
| With 1 Accident | Nationwide |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | Nationwide |
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Find Cheap Humansville, Missouri Auto Insurance Companies
If you’re looking for the cheapest Humansville, MO auto insurance companies overall, you can compare them here. Find the best price for Humansville, Missouri car insurance by company.
Average Annual Auto Insurance Rates by Company in Humansville, Missouri
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $4,215 |
| American Family | $3,175 |
| Farmers | $4,088 |
| Geico | $2,980 |
| Liberty Mutual | $4,265 |
| Nationwide | $2,204 |
| Progressive | $3,042 |
| State Farm | $2,795 |
| USAA | $2,309 |
What affects Humansville, Missouri auto insurance rates?
Local factors affect auto insurance rates in Humansville, MO, including traffic, theft statistics, and commute length. Take a look at the things that impact Humansville auto insurance rates.
Commute Times in Humansville
Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Humansville, MO is 28.4 minutes according to City-Data.
Compare Auto Insurance Quotes in Humansville, MO
You can buy cheap Humansville, MO auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Humansville, Missouri auto insurance quotes from top companies.
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Frequently Asked Questions
How can I find cheap auto insurance in Houston, Texas in 2023?
To find cheap auto insurance in Houston, Texas in 2023, you can follow these steps:
- Shop around and compare quotes from different insurance providers.
- Consider opting for higher deductibles, which can lower your premium.
- Maintain a good driving record to qualify for discounts.
- Bundle your auto insurance with other policies, such as home insurance, for potential savings.
- Inquire about available discounts, such as multi-car discounts or safe driver discounts.
What factors affect the cost of auto insurance in Houston, Texas?
Several factors can affect the cost of auto insurance in Houston, Texas. These include:
- Your driving record and history of accidents or violations.
- The type and model of your vehicle.
- Your age, gender, and marital status.
- The coverage limits and deductibles you choose.
- Your credit score and insurance score.
- The area where you live and park your car.
- The amount of mileage you drive annually.
What are the pros of buying cheap auto insurance in Houston, Texas?
The pros of buying cheap auto insurance in Houston, Texas include:
- Lower monthly premiums, which can help save money in the short term.
- Meeting the minimum legal requirements for auto insurance in Texas.
- Financial protection in case of accidents or damages covered by the policy.
What are the cons of buying cheap auto insurance in Houston, Texas?
The cons of buying cheap auto insurance in Houston, Texas may include:
- Limited coverage options, which might leave you vulnerable to certain risks.
- Higher deductibles, meaning you’ll have to pay more out-of-pocket before insurance coverage kicks in.
- Potential gaps in coverage that may leave you responsible for certain damages.
- Less comprehensive customer service and support compared to higher-priced insurance options.
Are there any discounts available for cheap auto insurance in Houston, Texas?
Yes, many insurance providers offer discounts that can help you save on your auto insurance premiums. Some common discounts include:
- Multi-policy discount for bundling multiple insurance policies with the same provider.
- Safe driver discount for maintaining a good driving record.
- Good student discount for students with excellent academic performance.
- Low mileage discount for drivers who don’t drive long distances regularly.
- Anti-theft device discount for having security features installed in your vehicle.
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Tracey L. Wells
Licensed Insurance Agent & Agency Owner
Tracey L. Wells is a licensed insurance agent and Farmers insurance agency owner with 23 years of experience. He is proud to be a local Farmers agent serving Grayson, Georgia and surrounding areas. With experience as both an underwriter and agent, he provides his customers with insight that others agents may not have. His agency offers all lines of insurance including home, life, auto, RV, busi...
Licensed Insurance Agent & Agency Owner
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.