Buy Cheap Ballwin, MO Auto Insurance in 2024
Ballwin, MO auto insurance rates average $306 a month. Minimum auto insurance requirements in Ballwin, Missouri are 25/50/25 to comply with Missouri laws. To buy cheap auto insurance in Ballwin, MO, compare Ballwin auto insurance quotes from top companies.
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Cynthia Lanctot
Licensed Agent
Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.
Licensed Agent
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average auto insurance rates in Ballwin, MO after a DUI are $4,307/year
- The most expensive auto insurance company in Ballwin after a DUI is Allstate
- Average auto insurance rates in Ballwin, MO are $306/month
Finding affordable Ballwin, Missouri auto insurance can be challenging, but everything you need to know to buy cheap Ballwin, MO auto insurance with confidence is right here. Auto insurance rates in Ballwin are affected by local factors as well as personal ones like your driving record.
See how Ballwin, MO car insurance rates compare to Lee’s Summit auto insurance rates, Kansas City auto insurance rates, and St. Louis auto insurance rates before you read more about the cost of auto insurance in Ballwin.
Don’t buy Ballwin, MO auto insurance until you’ve compared rates. Get free Ballwin, Missouri auto insurance quotes when you enter your ZIP code above.
Ballwin, MO Minimum Auto Insurance Requirements
The required auto insurance in Ballwin, MO is 25/50/25 according to the auto insurance laws in Missouri. The minimum auto insurance in Ballwin, Missouri is outlined here.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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Find Cheap Ballwin, MO Auto Insurance by Credit History
Your credit can have an impact on what you pay for auto insurance in Ballwin, MO. Take a look at Ballwin, Missouri auto insurance rates by credit history.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $6,281 | $4,052 | $3,334 |
| American Family | $4,849 | $3,408 | $2,869 |
| Farmers | $5,312 | $4,462 | $4,242 |
| Geico | $4,130 | $2,689 | $2,150 |
| Liberty Mutual | $6,946 | $4,277 | $3,363 |
| Nationwide | $2,965 | $2,467 | $2,138 |
| Progressive | $4,596 | $3,868 | $3,586 |
| State Farm | $4,241 | $2,645 | $2,110 |
| USAA | $4,567 | $2,109 | $1,505 |
Buy Cheap Ballwin, MO Auto Insurance by Age, Gender, and Marital Status
Do age, gender, and marital status affect Ballwin, Missouri auto insurance rates? Find out how car insurance rates in Ballwin, MO are impacted by demographics.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,075 | $2,958 | $2,790 | $2,875 | $9,029 | $9,840 | $2,900 | $2,976 |
| American Family | $2,403 | $2,403 | $2,142 | $2,142 | $6,689 | $8,688 | $2,403 | $2,802 |
| Farmers | $2,522 | $2,501 | $2,243 | $2,384 | $10,754 | $11,111 | $2,875 | $2,984 |
| Geico | $1,926 | $2,168 | $1,495 | $1,960 | $6,298 | $6,618 | $1,735 | $1,719 |
| Liberty Mutual | $2,829 | $3,061 | $2,329 | $2,617 | $10,402 | $11,554 | $2,965 | $3,139 |
| Nationwide | $1,651 | $1,676 | $1,486 | $1,562 | $4,346 | $5,522 | $1,900 | $2,043 |
| Progressive | $2,342 | $2,147 | $1,938 | $1,982 | $8,436 | $9,466 | $2,867 | $2,955 |
| State Farm | $1,806 | $1,806 | $1,644 | $1,644 | $5,632 | $7,069 | $2,044 | $2,347 |
| USAA | $1,661 | $1,646 | $1,491 | $1,518 | $5,002 | $6,115 | $2,074 | $2,307 |
Buy Cheap Ballwin, MO Auto Insurance for Teen Drivers
Auto insurance for teenagers in Ballwin can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Ballwin, MO are listed here.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $9,029 | $9,840 |
| American Family | $6,689 | $8,688 |
| Farmers | $10,754 | $11,111 |
| Geico | $6,298 | $6,618 |
| Liberty Mutual | $10,402 | $11,554 |
| Nationwide | $4,346 | $5,522 |
| Progressive | $8,436 | $9,466 |
| State Farm | $5,632 | $7,069 |
| USAA | $5,002 | $6,115 |
Buy Cheap Ballwin, MO Auto Insurance for Seniors
You can save on senior auto insurance rates in Ballwin, Missouri by comparing Ballwin senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Ballwin, MO here.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,790 | $2,875 |
| American Family | $2,142 | $2,142 |
| Farmers | $2,243 | $2,384 |
| Geico | $1,495 | $1,960 |
| Liberty Mutual | $2,329 | $2,617 |
| Nationwide | $1,486 | $1,562 |
| Progressive | $1,938 | $1,982 |
| State Farm | $1,644 | $1,644 |
| USAA | $1,491 | $1,518 |
Find Cheap Auto Insurance Rates in Ballwin, MO by Coverage Level
The amount of coverage you choose is a big factor in the cost of Ballwin, Missouri auto insurance. Compare Ballwin, MO auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,384 | $4,546 | $4,736 |
| American Family | $3,589 | $3,825 | $3,713 |
| Farmers | $4,372 | $4,632 | $5,011 |
| Geico | $2,767 | $3,024 | $3,179 |
| Liberty Mutual | $4,552 | $4,893 | $5,141 |
| Nationwide | $2,360 | $2,550 | $2,660 |
| Progressive | $3,596 | $4,028 | $4,426 |
| State Farm | $2,775 | $3,015 | $3,206 |
| USAA | $2,627 | $2,720 | $2,834 |
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Find Cheap Ballwin, MO Auto Insurance Rates by Commute
How long you’re in your car each day affects the cost of auto insurance in Ballwin. Compare auto insurance rates in Ballwin, MO by commute length to see how your daily commute impacts your rates.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $4,555 | $4,555 |
| American Family | $3,672 | $3,745 |
| Farmers | $4,672 | $4,672 |
| Geico | $2,939 | $3,041 |
| Liberty Mutual | $4,862 | $4,862 |
| Nationwide | $2,523 | $2,523 |
| Progressive | $4,017 | $4,017 |
| State Farm | $2,923 | $3,075 |
| USAA | $2,630 | $2,824 |
Find Cheap Ballwin, MO Auto Insurance Rates by ZIP Code
Auto insurance rates in Ballwin, Missouri can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Ballwin, MO to see how much where you live in Ballwin affects the cost of car insurance.
| ZIP Code | Average Annual Rates |
|---|---|
| 63011 | $2,997 |
| 63021 | $3,057 |
Find Cheap Ballwin, MO Auto Insurance Rates by Driving Record
Auto insurance rates in Ballwin, Missouri are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Ballwin, MO, take a look at the average cost for various violations versus rates for a clean driving record in Ballwin.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,871 | $4,400 | $5,536 | $4,415 |
| American Family | $2,763 | $3,981 | $4,926 | $3,166 |
| Farmers | $4,007 | $5,052 | $4,934 | $4,694 |
| Geico | $2,270 | $3,035 | $4,171 | $2,483 |
| Liberty Mutual | $3,515 | $5,090 | $5,215 | $5,627 |
| Nationwide | $1,951 | $2,546 | $3,447 | $2,149 |
| Progressive | $3,424 | $4,729 | $3,842 | $4,071 |
| State Farm | $2,728 | $3,270 | $2,999 | $2,999 |
| USAA | $2,179 | $2,649 | $3,694 | $2,385 |
Find Cheap Ballwin, MO Auto Insurance Rates After a DUI
The cost of DUI auto insurance in Ballwin, Missouri is higher than for a clean driving record. You can buy auto insurance after a DUI in Ballwin for less when you shop around and compare rates from multiple Ballwin, MO auto insurance companies.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $5,536 |
| American Family | $4,926 |
| Farmers | $4,934 |
| Geico | $4,171 |
| Liberty Mutual | $5,215 |
| Nationwide | $3,447 |
| Progressive | $3,842 |
| State Farm | $2,999 |
| USAA | $3,694 |
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Winners by Category: Where to Buy Cheap Auto Insurance in Ballwin, MO
Compare rates from the cheapest auto insurance companies in Ballwin, MO for your needs. Take a look at how Ballwin, Missouri auto insurance companies stack up for each category.
| Category | Insurance Company |
|---|---|
| Teenagers | Nationwide |
| Seniors | USAA |
| Clean Record | Nationwide |
| With 1 Accident | Nationwide |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | Nationwide |
Find Cheap Ballwin, Missouri Auto Insurance Companies
If you’re looking for the cheapest Ballwin, MO auto insurance companies overall, you can compare them here. Find the best price for Ballwin, Missouri car insurance by company.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $4,555 |
| American Family | $3,709 |
| Farmers | $4,672 |
| Geico | $2,990 |
| Liberty Mutual | $4,862 |
| Nationwide | $2,523 |
| Progressive | $4,017 |
| State Farm | $2,999 |
| USAA | $2,727 |
What affects Ballwin, Missouri auto insurance rates?
Local factors affect auto insurance rates in Ballwin, MO, including traffic, theft statistics, and commute length. Take a look at the things that impact Ballwin auto insurance rates.
Commute Times in Ballwin
Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Ballwin, MO is 24.8 minutes according to City-Data.
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Compare Auto Insurance Quotes in Ballwin, MO
You can buy cheap Ballwin, MO auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Ballwin, Missouri auto insurance quotes from top companies.
Frequently Asked Questions
What factors can affect the cost of auto insurance in Ballwin, MO?
Several factors can influence the cost of auto insurance in Ballwin, MO. These include your driving record, age, gender, type of vehicle, coverage options, deductibles, and the level of insurance you choose. Additionally, factors such as your credit score, location, and the frequency of car thefts in your area can also impact the cost of your insurance premiums.
Is it possible to find cheap auto insurance in Ballwin, MO?
Yes, it is possible to find affordable auto insurance in Ballwin, MO. By comparing quotes from multiple insurance providers, adjusting your coverage options, raising your deductibles, maintaining a clean driving record, and taking advantage of any available discounts, you can increase your chances of finding a policy that fits your budget.
What coverage options are essential for auto insurance in Ballwin, MO?
The coverage options considered essential for auto insurance in Ballwin, MO typically include liability insurance, which covers bodily injury and property damage caused to others, as well as uninsured/underinsured motorist coverage, which protects you if you’re involved in an accident with an uninsured or underinsured driver. However, it’s recommended to discuss your specific needs with an insurance agent to determine the most suitable coverage options for your situation.
Are there any discounts available to help lower auto insurance costs in Ballwin, MO?
Yes, there are various discounts that insurance providers may offer to help lower auto insurance costs in Ballwin, MO. These discounts can vary between insurance companies but commonly include safe driver discounts, discounts for completing defensive driving courses, multi-vehicle discounts, bundling discounts for combining multiple policies, and discounts for certain safety features on your vehicle, such as anti-theft devices or anti-lock brakes.
How can I obtain a quote for cheap auto insurance in Ballwin, MO?
To obtain a quote for cheap auto insurance in Ballwin, MO, you can contact insurance companies directly or use online comparison tools. Provide accurate information about yourself, your vehicle, and your desired coverage options. By comparing quotes from multiple insurers, you can identify the most cost-effective options available to you.
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Cynthia Lanctot
Licensed Agent
Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.
Licensed Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.