Buy Cheap Petal, MS Auto Insurance in 2024
Petal, MS auto insurance rates average $300 a month. Minimum auto insurance requirements in Petal, Mississippi are 25/50/25 to comply with Mississippi laws. To buy cheap auto insurance in Petal, MS, compare Petal auto insurance quotes from top companies.
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Jimmy McMillan
Licensed Insurance Agent
Jimmy McMillan is an entrepreneur and the founder of HeartLifeInsurance.com, an independent insurance brokerage. His company specializes in insurance for people with heart problems. He knows personally how difficult it is to secure health and life insurance after a heart attack. Jimmy is a licensed insurance agent from coast to coast who has been featured on ValientCEO and the podcast Modern Li...
Licensed Insurance Agent
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average auto insurance rates in Petal, MS for teens drivers are $7,155/year
- Average auto insurance rates in Petal, MS after a DUI are $4,326/year
- The most expensive auto insurance company in Petal is Allstate
Finding affordable Petal, Mississippi auto insurance can be challenging, but everything you need to know to buy cheap Petal, MS auto insurance with confidence is right here. Auto insurance rates in Petal are affected by local factors as well as personal ones like your driving record.
See how Petal, MS car insurance rates compare to Olive Branch auto insurance rates, Greenville auto insurance rates, and Meridian auto insurance rates before you read more about the cost of auto insurance in Petal.
Don’t buy Petal, MS auto insurance until you’ve compared rates. Get free Petal, Mississippi auto insurance quotes when you enter your ZIP code above.
Petal, MS Minimum Auto Insurance Requirements
The required auto insurance in Petal, MS is 25/50/25 according to the auto insurance laws in Mississippi. The minimum auto insurance in Petal, Mississippi is outlined here.
Minimum Required Auto Insurance Coverage in Petal, Mississippi
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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Find Cheap Petal, MS Auto Insurance by Credit History
Your credit can have an impact on what you pay for auto insurance in Petal, MS. Take a look at Petal, Mississippi auto insurance rates by credit history.
Annual Auto Insurance Rates by Credit Score in Petal, Mississippi
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $5,459 | $4,833 | $3,854 |
| Geico | $6,197 | $3,512 | $2,621 |
| Liberty Mutual | $6,452 | $3,952 | $3,102 |
| Nationwide | $3,129 | $2,556 | $2,336 |
| Progressive | $4,853 | $4,161 | $3,876 |
| State Farm | $4,141 | $2,510 | $1,964 |
| Travelers | $4,056 | $3,312 | $3,358 |
| USAA | $2,767 | $1,801 | $1,502 |
Buy Cheap Petal, MS Auto Insurance by Age, Gender, and Marital Status
Do age, gender, and marital status affect Petal, Mississippi auto insurance rates? Find out how car insurance rates in Petal, MS are impacted by demographics.
Annual Auto Insurance Rates by Age, Gender, and Marital Status in Petal, Mississippi
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,603 | $2,479 | $2,332 | $2,385 | $10,628 | $11,357 | $2,935 | $3,003 |
| Geico | $2,951 | $2,788 | $2,670 | $2,481 | $7,509 | $7,069 | $5,021 | $2,390 |
| Liberty Mutual | $2,620 | $2,835 | $2,099 | $2,355 | $9,653 | $10,736 | $2,784 | $2,932 |
| Nationwide | $1,970 | $2,016 | $1,774 | $1,870 | $4,015 | $5,079 | $2,243 | $2,420 |
| Progressive | $2,530 | $2,349 | $2,090 | $2,026 | $9,474 | $10,594 | $2,597 | $2,712 |
| State Farm | $1,774 | $1,774 | $1,599 | $1,599 | $5,309 | $6,668 | $1,982 | $2,267 |
| Travelers | $1,611 | $1,638 | $1,541 | $1,539 | $7,237 | $11,386 | $1,695 | $1,956 |
| USAA | $1,360 | $1,344 | $1,273 | $1,283 | $3,413 | $4,047 | $1,652 | $1,815 |
Buy Cheap Petal, MS Auto Insurance for Teen Drivers
Auto insurance for teenagers in Petal can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Petal, MS are listed here.
Annual Auto Insurance Rates for Teen Drivers in Petal, Mississippi
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $10,628 | $11,357 |
| Geico | $7,509 | $7,069 |
| Liberty Mutual | $9,653 | $10,736 |
| Nationwide | $4,015 | $5,079 |
| Progressive | $9,474 | $10,594 |
| State Farm | $5,309 | $6,668 |
| Travelers | $7,237 | $11,386 |
| USAA | $3,413 | $4,047 |
Buy Cheap Petal, MS Auto Insurance for Seniors
You can save on senior auto insurance rates in Petal, Mississippi by comparing Petal senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Petal, MS here.
Annual Auto Insurance Rates for Senior Drivers in Petal, Mississippi
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,332 | $2,385 |
| Geico | $2,670 | $2,481 |
| Liberty Mutual | $2,099 | $2,355 |
| Nationwide | $1,774 | $1,870 |
| Progressive | $2,090 | $2,026 |
| State Farm | $1,599 | $1,599 |
| Travelers | $1,541 | $1,539 |
| USAA | $1,273 | $1,283 |
Find Cheap Auto Insurance Rates in Petal, MS by Coverage Level
The amount of coverage you choose is a big factor in the cost of Petal, Mississippi auto insurance. Compare Petal, MS auto insurance rates by coverage level.
Annual Auto Insurance Rates by Coverage Level in Petal, Mississippi
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,509 | $4,711 | $4,926 |
| Geico | $3,873 | $4,140 | $4,317 |
| Liberty Mutual | $4,222 | $4,482 | $4,801 |
| Nationwide | $2,512 | $2,665 | $2,844 |
| Progressive | $3,833 | $4,358 | $4,699 |
| State Farm | $2,694 | $2,860 | $3,060 |
| Travelers | $3,408 | $3,597 | $3,722 |
| USAA | $1,899 | $2,013 | $2,159 |
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Find Cheap Petal, MS Auto Insurance Rates by Commute
How long you’re in your car each day affects the cost of auto insurance in Petal. Compare auto insurance rates in Petal, MS by commute length to see how your daily commute impacts your rates.
Annual Auto Insurance Rates by Commute Length in Petal, Mississippi
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $4,715 | $4,715 |
| Geico | $4,096 | $4,124 |
| Liberty Mutual | $4,502 | $4,502 |
| Nationwide | $2,674 | $2,674 |
| Progressive | $4,297 | $4,297 |
| State Farm | $2,802 | $2,941 |
| Travelers | $3,575 | $3,575 |
| USAA | $1,962 | $2,085 |
Find Cheap Petal, MS Auto Insurance Rates by Driving Record
Auto insurance rates in Petal, Mississippi are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Petal, MS, take a look at the average cost for various violations versus rates for a clean driving record in Petal.
Annual Petal, Mississippi Auto Insurance Rates by Driving Record
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,964 | $4,682 | $5,707 | $4,509 |
| Geico | $2,571 | $3,884 | $5,885 | $4,100 |
| Liberty Mutual | $3,186 | $5,110 | $5,227 | $4,485 |
| Nationwide | $2,147 | $2,725 | $3,451 | $2,371 |
| Progressive | $3,669 | $4,953 | $4,256 | $4,308 |
| State Farm | $2,595 | $3,210 | $2,841 | $2,841 |
| Travelers | $3,121 | $3,267 | $4,502 | $3,411 |
| USAA | $1,579 | $2,017 | $2,741 | $1,757 |
Find Cheap Petal, MS Auto Insurance Rates After a DUI
The cost of DUI auto insurance in Petal, Mississippi is higher than for a clean driving record. You can buy auto insurance after a DUI in Petal for less when you shop around and compare rates from multiple Petal, MS auto insurance companies.
Annual Auto Insurance Rates After a DUI in Petal, Mississippi
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $5,707 |
| Geico | $5,885 |
| Liberty Mutual | $5,227 |
| Nationwide | $3,451 |
| Progressive | $4,256 |
| State Farm | $2,841 |
| Travelers | $4,502 |
| USAA | $2,741 |
Winners by Category: Where to Buy Cheap Auto Insurance in Petal, MS
Compare rates from the cheapest auto insurance companies in Petal, MS for your needs. Take a look at how Petal, Mississippi auto insurance companies stack up for each category.
Best Annual Auto Insurance Rates by Company in Petal, Mississippi
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | USAA |
| With 1 Speeding Violation | USAA |
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Find Cheap Petal, Mississippi Auto Insurance Companies
If you’re looking for the cheapest Petal, MS auto insurance companies overall, you can compare them here. Find the best price for Petal, Mississippi car insurance by company.
Average Annual Auto Insurance Rates by Company in Petal, Mississippi
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $4,715 |
| Geico | $4,110 |
| Liberty Mutual | $4,502 |
| Nationwide | $2,674 |
| Progressive | $4,297 |
| State Farm | $2,871 |
| Travelers | $3,575 |
| USAA | $2,023 |
What affects Petal, Mississippi auto insurance rates?
Local factors affect auto insurance rates in Petal, MS, including traffic, theft statistics, and commute length. Take a look at the things that impact Petal auto insurance rates.
Auto Theft in Petal
When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Petal, MS auto theft show a total of 6 vehicle thefts annually.
Commute Times in Petal
Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Petal, MS is 24.7 minutes according to City-Data.
Compare Auto Insurance Quotes in Petal, MS
You can buy cheap Petal, MS auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Petal, Mississippi auto insurance quotes from top companies.
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Frequently Asked Questions
How can I buy cheap auto insurance in Petal, MS in 2023?
Here are a few tips to help you find affordable auto insurance in Petal, MS in 2023:
- Compare Quotes: Obtain quotes from multiple insurance providers to compare prices and coverage options.
- Opt for Higher Deductibles: Choosing a higher deductible can lower your premium. However, make sure you can afford to pay the deductible in the event of a claim.
- Maintain a Good Driving Record: A clean driving record with no accidents or violations can help you qualify for lower insurance rates.
- Bundle Policies: Consider bundling your auto insurance with other insurance policies, such as homeowner’s or renter’s insurance, to avail of multi-policy discounts.
- Seek Discounts: Inquire about available discounts, such as safe driver discounts, good student discounts, or discounts for installing safety features in your vehicle.
- Drive a Safe Vehicle: Some vehicles are considered safer and less prone to accidents or theft, which may result in lower insurance premiums.
What factors can affect the cost of auto insurance in Petal, MS?
Several factors can influence the cost of auto insurance in Petal, MS. These can include your age, driving experience, the make and model of your vehicle, your driving record, your credit history, the coverage limits and deductibles you choose, and even your location within Petal, MS.
Are there any specific auto insurance requirements in Petal, MS?
Yes, Petal, MS, like most states, has specific auto insurance requirements. As of my knowledge cutoff in September 2021, Mississippi requires drivers to carry liability insurance with minimum coverage limits of 25/50/25. This means at least $25,000 in bodily injury liability coverage per person, $50,000 in bodily injury liability coverage per accident, and $25,000 in property damage liability coverage per accident. However, it’s important to verify these requirements with the current laws and regulations as they may change over time.
Can my credit history impact my auto insurance rates in Petal, MS?
Yes, in many cases, your credit history can impact your auto insurance rates in Petal, MS. Insurance providers often consider credit-based insurance scores as one of the factors when determining premiums. A higher credit score may result in lower insurance rates, as it is believed to be an indicator of responsible financial behavior.
Is it necessary to inform my insurance provider if I move to a new address within Petal, MS?
Yes, it’s crucial to inform your insurance provider if you move to a new address within Petal, MS. Insurance rates can vary based on factors such as location, crime rates, and traffic patterns. Your insurance company needs accurate information about your address to calculate the appropriate premiums and ensure your coverage aligns with your new location.
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Jimmy McMillan
Licensed Insurance Agent
Jimmy McMillan is an entrepreneur and the founder of HeartLifeInsurance.com, an independent insurance brokerage. His company specializes in insurance for people with heart problems. He knows personally how difficult it is to secure health and life insurance after a heart attack. Jimmy is a licensed insurance agent from coast to coast who has been featured on ValientCEO and the podcast Modern Li...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.