Buy Cheap Battle Creek, MI Auto Insurance in 2024
Battle Creek, MI auto insurance rates average $760 a month. Minimum auto insurance requirements in Battle Creek, Michigan are 20/40/10 to comply with Michigan laws. To buy cheap auto insurance in Battle Creek, MI, compare Battle Creek auto insurance quotes from top companies.
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Brandon Frady
Licensed Insurance Agent
Brandon Frady has been a licensed insurance agent and insurance office manager since 2018. He has experience in ventures from retail to finance, working positions from cashier to management, but it wasn’t until Brandon started working in the insurance industry that he truly felt at home in his career. In his day-to-day interactions, he aims to live out his business philosophy in how he treats hi...
Licensed Insurance Agent
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average auto insurance rates in Battle Creek, MI for teens drivers are $17,262/year
- Average auto insurance rates in Battle Creek, MI after a DUI are $15,326/year
- Average auto insurance rates in Battle Creek, MI are $760/month
Finding affordable Battle Creek, Michigan auto insurance can be challenging, but everything you need to know to buy cheap Battle Creek, MI auto insurance with confidence is right here. Auto insurance rates in Battle Creek are affected by local factors as well as personal ones like your driving record.
See how Battle Creek, MI car insurance rates compare to Flint auto insurance rates, Troy auto insurance rates, and Ann Arbor auto insurance rates before you read more about the cost of auto insurance in Battle Creek.
Don’t buy Battle Creek, MI auto insurance until you’ve compared rates. Get free Battle Creek, Michigan auto insurance quotes when you enter your ZIP code above.
Battle Creek, MI Minimum Auto Insurance Requirements
The required auto insurance in Battle Creek, MI is 20/40/10 according to the auto insurance laws in Michigan. The minimum auto insurance in Battle Creek, Michigan is outlined here.
Minimum Required Auto Insurance Coverage in Battle Creek, Michigan
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $20,000 per person $40,000 per accident |
| Property Damage Liability Coverage | $10,000 minimum |
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Find Cheap Battle Creek, MI Auto Insurance by Credit History
Your credit can have an impact on what you pay for auto insurance in Battle Creek, MI. Take a look at Battle Creek, Michigan auto insurance rates by credit history.
Annual Auto Insurance Rates by Credit Score in Battle Creek, Michigan
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $29,692 | $16,472 | $12,712 |
| Farmers | $7,402 | $4,876 | $4,496 |
| Geico | $9,813 | $7,196 | $5,843 |
| Liberty Mutual | $28,255 | $16,325 | $9,025 |
| Nationwide | $5,654 | $4,306 | $3,689 |
| Progressive | $5,561 | $4,695 | $4,243 |
| State Farm | $17,262 | $8,743 | $5,944 |
| Travelers | $8,365 | $8,112 | $8,010 |
| USAA | $4,754 | $2,729 | $2,090 |
Buy Cheap Battle Creek, MI Auto Insurance by Age, Gender, and Marital Status
Do age, gender, and marital status affect Battle Creek, Michigan auto insurance rates? Find out how car insurance rates in Battle Creek, MI are impacted by demographics.
Annual Auto Insurance Rates by Age, Gender, and Marital Status in Battle Creek, Michigan
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $14,256 | $14,256 | $13,188 | $13,188 | $36,026 | $36,026 | $15,033 | $15,033 |
| Farmers | $4,243 | $4,243 | $3,961 | $3,961 | $9,386 | $9,386 | $4,775 | $4,775 |
| Geico | $5,272 | $5,272 | $5,344 | $5,344 | $14,807 | $14,807 | $5,046 | $5,046 |
| Liberty Mutual | $13,407 | $13,407 | $13,275 | $13,275 | $31,386 | $31,386 | $13,407 | $13,407 |
| Nationwide | $3,263 | $3,263 | $2,912 | $2,912 | $8,456 | $8,456 | $3,568 | $3,568 |
| Progressive | $2,828 | $2,637 | $2,503 | $2,779 | $10,415 | $11,144 | $3,290 | $3,066 |
| State Farm | $6,430 | $6,430 | $5,960 | $5,960 | $22,649 | $22,649 | $7,561 | $7,561 |
| Travelers | $5,474 | $5,474 | $4,697 | $4,697 | $16,530 | $16,530 | $5,948 | $5,948 |
| USAA | $2,334 | $2,215 | $2,197 | $2,077 | $5,702 | $5,431 | $2,841 | $2,731 |
Buy Cheap Battle Creek, MI Auto Insurance for Teen Drivers
Auto insurance for teenagers in Battle Creek can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Battle Creek, MI are listed here.
Annual Auto Insurance Rates for Teen Drivers in Battle Creek, Michigan
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $36,026 | $36,026 |
| Farmers | $9,386 | $9,386 |
| Geico | $14,807 | $14,807 |
| Liberty Mutual | $31,386 | $31,386 |
| Nationwide | $8,456 | $8,456 |
| Progressive | $10,415 | $11,144 |
| State Farm | $22,649 | $22,649 |
| Travelers | $16,530 | $16,530 |
| USAA | $5,702 | $5,431 |
Buy Cheap Battle Creek, MI Auto Insurance for Seniors
You can save on senior auto insurance rates in Battle Creek, Michigan by comparing Battle Creek senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Battle Creek, MI here.
Annual Auto Insurance Rates for Senior Drivers in Battle Creek, Michigan
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $13,188 | $13,188 |
| Farmers | $3,961 | $3,961 |
| Geico | $5,344 | $5,344 |
| Liberty Mutual | $13,275 | $13,275 |
| Nationwide | $2,912 | $2,912 |
| Progressive | $2,503 | $2,779 |
| State Farm | $5,960 | $5,960 |
| Travelers | $4,697 | $4,697 |
| USAA | $2,197 | $2,077 |
Find Cheap Auto Insurance Rates in Battle Creek, MI by Coverage Level
The amount of coverage you choose is a big factor in the cost of Battle Creek, Michigan auto insurance. Compare Battle Creek, MI auto insurance rates by coverage level.
Annual Auto Insurance Rates by Coverage Level in Battle Creek, Michigan
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $19,151 | $19,668 | $20,058 |
| Farmers | $5,473 | $5,581 | $5,720 |
| Geico | $7,234 | $7,566 | $8,051 |
| Liberty Mutual | $17,488 | $17,832 | $18,286 |
| Nationwide | $4,740 | $4,478 | $4,432 |
| Progressive | $4,698 | $4,838 | $4,963 |
| State Farm | $10,160 | $10,710 | $11,080 |
| Travelers | $8,078 | $8,170 | $8,239 |
| USAA | $3,096 | $3,198 | $3,279 |
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Find Cheap Battle Creek, MI Auto Insurance Rates by Commute
How long you’re in your car each day affects the cost of auto insurance in Battle Creek. Compare auto insurance rates in Battle Creek, MI by commute length to see how your daily commute impacts your rates.
Annual Auto Insurance Rates by Commute Length in Battle Creek, Michigan
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $19,625 | $19,625 |
| Farmers | $5,591 | $5,591 |
| Geico | $7,440 | $7,794 |
| Liberty Mutual | $17,258 | $18,480 |
| Nationwide | $4,550 | $4,550 |
| Progressive | $4,833 | $4,833 |
| State Farm | $10,372 | $10,927 |
| Travelers | $8,115 | $8,209 |
| USAA | $3,155 | $3,227 |
Find Cheap Battle Creek, MI Auto Insurance Rates by ZIP Code
Auto insurance rates in Battle Creek, Michigan can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Battle Creek, MI to see how much where you live in Battle Creek affects the cost of car insurance.
Annual Auto Insurance Rates by ZIP Code in Battle Creek, Michigan
| ZIP Code | Average Annual Rates |
|---|---|
| 49014 | $6,324 |
| 49015 | $6,084 |
| 49017 | $6,455 |
| 49037 | $7,085 |
Find Cheap Battle Creek, MI Auto Insurance Rates by Driving Record
Auto insurance rates in Battle Creek, Michigan are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Battle Creek, MI, take a look at the average cost for various violations versus rates for a clean driving record in Battle Creek.
Annual Battle Creek, Michigan Auto Insurance Rates by Driving Record
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $9,635 | $12,824 | $42,616 | $13,426 |
| Farmers | $4,696 | $5,983 | $5,909 | $5,777 |
| Geico | $2,666 | $5,650 | $17,199 | $4,954 |
| Liberty Mutual | $12,364 | $15,034 | $28,154 | $15,923 |
| Nationwide | $3,920 | $5,166 | $4,721 | $4,393 |
| Progressive | $4,111 | $5,376 | $4,831 | $5,013 |
| State Farm | $6,734 | $8,096 | $17,630 | $10,139 |
| Travelers | $5,532 | $7,889 | $12,690 | $6,538 |
| USAA | $2,573 | $3,203 | $4,186 | $2,802 |
Find Cheap Battle Creek, MI Auto Insurance Rates After a DUI
The cost of DUI auto insurance in Battle Creek, Michigan is higher than for a clean driving record. You can buy auto insurance after a DUI in Battle Creek for less when you shop around and compare rates from multiple Battle Creek, MI auto insurance companies.
Annual Auto Insurance Rates After a DUI in Battle Creek, Michigan
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $42,616 |
| Farmers | $5,909 |
| Geico | $17,199 |
| Liberty Mutual | $28,154 |
| Nationwide | $4,721 |
| Progressive | $4,831 |
| State Farm | $17,630 |
| Travelers | $12,690 |
| USAA | $4,186 |
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Winners by Category: Where to Buy Cheap Auto Insurance in Battle Creek, MI
Compare rates from the cheapest auto insurance companies in Battle Creek, MI for your needs. Take a look at how Battle Creek, Michigan auto insurance companies stack up for each category.
Best Annual Auto Insurance Rates by Company in Battle Creek, Michigan
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | USAA |
| With 1 Speeding Violation | USAA |
Find Cheap Battle Creek, Michigan Auto Insurance Companies
If you’re looking for the cheapest Battle Creek, MI auto insurance companies overall, you can compare them here. Find the best price for Battle Creek, Michigan car insurance by company.
Average Annual Auto Insurance Rates by Company in Battle Creek, Michigan
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $19,625 |
| Farmers | $5,591 |
| Geico | $7,617 |
| Liberty Mutual | $17,869 |
| Nationwide | $4,550 |
| Progressive | $4,833 |
| State Farm | $10,650 |
| Travelers | $8,162 |
| USAA | $3,191 |
What affects Battle Creek, Michigan auto insurance rates?
Local factors affect auto insurance rates in Battle Creek, MI, including traffic, theft statistics, and commute length. Take a look at the things that impact Battle Creek auto insurance rates.
Auto Theft in Battle Creek
When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Battle Creek, MI auto theft show a total of 77 vehicle thefts annually.
Commute Times in Battle Creek
Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Battle Creek, MI is 18.6 minutes according to City-Data.
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Compare Auto Insurance Quotes in Battle Creek, MI
You can buy cheap Battle Creek, MI auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Battle Creek, Michigan auto insurance quotes from top companies.
Frequently Asked Questions
Why should I buy auto insurance in Battle Creek, MI?
Auto insurance is essential to protect yourself financially in case of an accident. It provides coverage for damage to your vehicle, medical expenses, and liability if you cause injury or property damage to others.
What are the minimum auto insurance requirements in Battle Creek, MI?
In Battle Creek, MI, the minimum auto insurance requirements include $20,000 bodily injury liability per person, $40,000 bodily injury liability per accident, and $10,000 property damage liability.
Can I find cheap auto insurance in Battle Creek, MI?
Yes, it’s possible to find affordable auto insurance in Battle Creek, MI. Many insurance companies offer competitive rates, and factors such as your driving record, vehicle type, and coverage options can affect the cost.
What factors can affect my auto insurance premium in Battle Creek, MI?
Several factors can influence your auto insurance premium, including your age, driving record, credit score, vehicle type, mileage, and the coverage limits and deductibles you choose.
How can I lower my auto insurance premium in Battle Creek, MI?
To potentially lower your auto insurance premium in Battle Creek, MI, you can consider raising your deductibles, maintaining a good driving record, bundling multiple policies with the same insurance company, and taking advantage of available discounts.
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Brandon Frady
Licensed Insurance Agent
Brandon Frady has been a licensed insurance agent and insurance office manager since 2018. He has experience in ventures from retail to finance, working positions from cashier to management, but it wasn’t until Brandon started working in the insurance industry that he truly felt at home in his career. In his day-to-day interactions, he aims to live out his business philosophy in how he treats hi...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.