Buy Cheap Auburn Hills, MI Auto Insurance in 2024
Auburn Hills, MI auto insurance rates average $970 a month. Minimum auto insurance requirements in Auburn Hills, Michigan are 20/40/10 to comply with Michigan laws. To buy cheap auto insurance in Auburn Hills, MI, compare Auburn Hills auto insurance quotes from top companies.
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Kristen Gryglik
Licensed Insurance Agent
Kristen is a licensed insurance agent working in the greater Boston area. She has over 20 years of experience counseling individuals and businesses on which insurance policies best fit their needs and budgets. She knows everyone has their own unique needs and circumstances, and she is passionate about counseling others on which policy is right for them. Licensed in Massachusetts, New Hampshire,...
Licensed Insurance Agent
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The most expensive auto insurance company in Auburn Hills is Allstate
- The most expensive auto insurance company in Auburn Hills after a DUI is Allstate
- Average auto insurance rates in Auburn Hills, MI after a DUI are $19,245/year
Finding affordable Auburn Hills, Michigan auto insurance can be challenging, but everything you need to know to buy cheap Auburn Hills, MI auto insurance with confidence is right here. Auto insurance rates in Auburn Hills are affected by local factors as well as personal ones like your driving record.
See how Auburn Hills, MI car insurance rates compare to Flint auto insurance rates, Lansing auto insurance rates, and Sterling Heights auto insurance rates before you read more about the cost of auto insurance in Auburn Hills.
Don’t buy Auburn Hills, MI auto insurance until you’ve compared rates. Get free Auburn Hills, Michigan auto insurance quotes when you enter your ZIP code above.
Auburn Hills, MI Minimum Auto Insurance Requirements
The required auto insurance in Auburn Hills, MI is 20/40/10 according to the auto insurance laws in Michigan. The minimum auto insurance in Auburn Hills, Michigan is outlined here.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $20,000 per person $40,000 per accident |
| Property Damage Liability Coverage | $10,000 minimum |
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Find Cheap Auburn Hills, MI Auto Insurance by Credit History
Your credit can have an impact on what you pay for auto insurance in Auburn Hills, MI. Take a look at Auburn Hills, Michigan auto insurance rates by credit history.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $39,197 | $21,773 | $16,812 |
| Farmers | $15,133 | $8,409 | $7,793 |
| Geico | $8,330 | $6,117 | $4,972 |
| Liberty Mutual | $38,173 | $22,023 | $12,134 |
| Nationwide | $8,263 | $6,196 | $5,251 |
| Progressive | $6,833 | $5,740 | $5,146 |
| State Farm | $20,407 | $10,321 | $7,007 |
| Travelers | $8,206 | $7,958 | $7,858 |
| USAA | $7,158 | $4,062 | $3,040 |
Buy Cheap Auburn Hills, MI Auto Insurance by Age, Gender, and Marital Status
Do age, gender, and marital status affect Auburn Hills, Michigan auto insurance rates? Find out how car insurance rates in Auburn Hills, MI are impacted by demographics.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $18,693 | $18,693 | $17,295 | $17,295 | $48,001 | $48,001 | $19,721 | $19,721 |
| Farmers | $7,885 | $7,885 | $7,286 | $7,286 | $17,665 | $17,665 | $8,944 | $8,944 |
| Geico | $4,434 | $4,434 | $4,552 | $4,552 | $12,667 | $12,667 | $4,238 | $4,238 |
| Liberty Mutual | $18,073 | $18,073 | $17,895 | $17,895 | $42,398 | $42,398 | $18,073 | $18,073 |
| Nationwide | $4,689 | $4,689 | $4,177 | $4,177 | $12,275 | $12,275 | $5,139 | $5,139 |
| Progressive | $3,466 | $3,187 | $3,059 | $3,451 | $12,822 | $13,573 | $4,032 | $3,661 |
| State Farm | $7,544 | $7,544 | $7,013 | $7,013 | $26,875 | $26,875 | $8,880 | $8,880 |
| Travelers | $5,380 | $5,380 | $4,626 | $4,626 | $16,180 | $16,180 | $5,842 | $5,842 |
| USAA | $3,489 | $3,241 | $3,288 | $3,057 | $8,675 | $8,086 | $4,224 | $3,965 |
Buy Cheap Auburn Hills, MI Auto Insurance for Teen Drivers
Auto insurance for teenagers in Auburn Hills can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Auburn Hills, MI are listed here.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $48,001 | $48,001 |
| Farmers | $17,665 | $17,665 |
| Geico | $12,667 | $12,667 |
| Liberty Mutual | $42,398 | $42,398 |
| Nationwide | $12,275 | $12,275 |
| Progressive | $12,822 | $13,573 |
| State Farm | $26,875 | $26,875 |
| Travelers | $16,180 | $16,180 |
| USAA | $8,675 | $8,086 |
Buy Cheap Auburn Hills, MI Auto Insurance for Seniors
You can save on senior auto insurance rates in Auburn Hills, Michigan by comparing Auburn Hills senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Auburn Hills, MI here.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $17,295 | $17,295 |
| Farmers | $7,286 | $7,286 |
| Geico | $4,552 | $4,552 |
| Liberty Mutual | $17,895 | $17,895 |
| Nationwide | $4,177 | $4,177 |
| Progressive | $3,059 | $3,451 |
| State Farm | $7,013 | $7,013 |
| Travelers | $4,626 | $4,626 |
| USAA | $3,288 | $3,057 |
Find Cheap Auto Insurance Rates in Auburn Hills, MI by Coverage Level
The amount of coverage you choose is a big factor in the cost of Auburn Hills, Michigan auto insurance. Compare Auburn Hills, MI auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $25,284 | $25,985 | $26,514 |
| Farmers | $10,116 | $10,412 | $10,806 |
| Geico | $6,062 | $6,418 | $6,939 |
| Liberty Mutual | $23,577 | $24,058 | $24,694 |
| Nationwide | $6,857 | $6,464 | $6,388 |
| Progressive | $5,730 | $5,913 | $6,076 |
| State Farm | $11,972 | $12,653 | $13,110 |
| Travelers | $7,920 | $8,016 | $8,086 |
| USAA | $4,611 | $4,766 | $4,882 |
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Find Cheap Auburn Hills, MI Auto Insurance Rates by Commute
How long you’re in your car each day affects the cost of auto insurance in Auburn Hills. Compare auto insurance rates in Auburn Hills, MI by commute length to see how your daily commute impacts your rates.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $25,927 | $25,927 |
| Farmers | $10,445 | $10,445 |
| Geico | $6,328 | $6,618 |
| Liberty Mutual | $23,283 | $24,937 |
| Nationwide | $6,570 | $6,570 |
| Progressive | $5,906 | $5,906 |
| State Farm | $12,246 | $12,910 |
| Travelers | $7,961 | $8,053 |
| USAA | $4,697 | $4,809 |
Find Cheap Auburn Hills, MI Auto Insurance Rates by Driving Record
Auto insurance rates in Auburn Hills, Michigan are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Auburn Hills, MI, take a look at the average cost for various violations versus rates for a clean driving record in Auburn Hills.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $12,459 | $16,639 | $57,011 | $17,600 |
| Farmers | $8,688 | $11,256 | $11,049 | $10,786 |
| Geico | $2,227 | $4,811 | $14,674 | $4,179 |
| Liberty Mutual | $16,649 | $20,263 | $38,064 | $21,464 |
| Nationwide | $5,605 | $7,530 | $6,821 | $6,323 |
| Progressive | $4,980 | $6,600 | $5,917 | $6,128 |
| State Farm | $7,895 | $9,524 | $20,926 | $11,967 |
| Travelers | $5,416 | $7,736 | $12,473 | $6,404 |
| USAA | $3,802 | $4,795 | $6,267 | $4,149 |
Find Cheap Auburn Hills, MI Auto Insurance Rates After a DUI
The cost of DUI auto insurance in Auburn Hills, Michigan is higher than for a clean driving record. You can buy auto insurance after a DUI in Auburn Hills for less when you shop around and compare rates from multiple Auburn Hills, MI auto insurance companies.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $57,011 |
| Farmers | $11,049 |
| Geico | $14,674 |
| Liberty Mutual | $38,064 |
| Nationwide | $6,821 |
| Progressive | $5,917 |
| State Farm | $20,926 |
| Travelers | $12,473 |
| USAA | $6,267 |
Winners by Category: Where to Buy Cheap Auto Insurance in Auburn Hills, MI
Compare rates from the cheapest auto insurance companies in Auburn Hills, MI for your needs. Take a look at how Auburn Hills, Michigan auto insurance companies stack up for each category.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | Geico |
| With 1 Accident | USAA |
| With 1 DUI | Progressive |
| With 1 Speeding Violation | USAA |
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Find Cheap Auburn Hills, Michigan Auto Insurance Companies
If you’re looking for the cheapest Auburn Hills, MI auto insurance companies overall, you can compare them here. Find the best price for Auburn Hills, Michigan car insurance by company.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $25,927 |
| Farmers | $10,445 |
| Geico | $6,473 |
| Liberty Mutual | $24,110 |
| Nationwide | $6,570 |
| Progressive | $5,906 |
| State Farm | $12,578 |
| Travelers | $8,007 |
| USAA | $4,753 |
What affects Auburn Hills, Michigan auto insurance rates?
Local factors affect auto insurance rates in Auburn Hills, MI, including traffic, theft statistics, and commute length. Take a look at the things that impact Auburn Hills auto insurance rates.
Auto Theft in Auburn Hills
When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Auburn Hills, MI auto theft show a total of 18 vehicle thefts annually.
Commute Times in Auburn Hills
Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Auburn Hills, MI is 22.1 minutes according to City-Data.
Compare Auto Insurance Quotes in Auburn Hills, MI
You can buy cheap Auburn Hills, MI auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Auburn Hills, Michigan auto insurance quotes from top companies.
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Frequently Asked Questions
Why is it important to have auto insurance in Auburn Hills, MI?
Auto insurance is a legal requirement in Auburn Hills, MI, and it serves as a financial safety net in case of accidents or damages. It provides coverage for medical expenses, property damage, and liability costs that may arise from a car accident.
How can I find cheap auto insurance in Auburn Hills, MI?
To find cheap auto insurance in Auburn Hills, MI, you can follow these tips:
- Shop around and compare quotes from multiple insurance companies.
- Maintain a clean driving record, as insurance rates are often influenced by your driving history.
- Consider raising your deductible, which can lower your premium.
- Look for discounts offered by insurance companies, such as multi-policy discounts or good driver discounts.
- Ask about usage-based insurance programs that offer discounts based on your driving habits.
What factors influence the cost of auto insurance in Auburn Hills, MI?
Several factors can influence the cost of auto insurance in Auburn Hills, MI, including:
- Your driving record: A history of accidents or traffic violations can increase your insurance rates.
- Vehicle type: The make, model, and age of your vehicle can affect your premium.
- Coverage and deductible: The type and amount of coverage you choose, as well as your deductible, can impact your insurance cost.
- Location: The area where you live, including Auburn Hills, MI, can affect your rates due to factors like crime rates and accident statistics.
- Credit history: In some states, insurance companies may consider your credit history when determining premiums.
- Annual mileage: The number of miles you drive annually can influence your rates.
Are there any discounts available to help lower auto insurance costs in Auburn Hills, MI?
Yes, there are several discounts that can help lower auto insurance costs in Auburn Hills, MI. Some common discounts include:
- Good driver discount: If you have a clean driving record without any accidents or violations, you may be eligible for this discount.
- Multi-policy discount: If you have multiple insurance policies with the same company, such as auto and home insurance, you could receive a discount.
- Good student discount: Full-time students with good grades may qualify for this discount.
- Safety features discount: Vehicles equipped with safety features such as anti-lock brakes, airbags, and anti-theft systems may be eligible for a discount.
- Usage-based discount: Some insurance companies offer discounts for using telematics devices that monitor your driving habits.
Is the minimum required coverage enough for Auburn Hills, MI auto insurance?
The minimum required coverage for auto insurance in Auburn Hills, MI may not provide sufficient protection in certain situations. While meeting the legal requirements is important, it’s recommended to consider additional coverage options to adequately protect yourself and your assets. Liability coverage helps cover damages to others, but it doesn’t cover your own vehicle or medical expenses. Adding collision and comprehensive coverage can provide additional protection in case of accidents, theft, or damage to your vehicle.
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Kristen Gryglik
Licensed Insurance Agent
Kristen is a licensed insurance agent working in the greater Boston area. She has over 20 years of experience counseling individuals and businesses on which insurance policies best fit their needs and budgets. She knows everyone has their own unique needs and circumstances, and she is passionate about counseling others on which policy is right for them. Licensed in Massachusetts, New Hampshire,...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.