Buy Cheap Rockville, MD Auto Insurance in 2024
Rockville, MD auto insurance rates average $397 a month. Minimum auto insurance requirements in Rockville, Maryland are 30/60/15 to comply with Maryland laws. To buy cheap auto insurance in Rockville, MD, compare Rockville auto insurance quotes from top companies.
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Laura Gunn
Insurance and Finance Writer
Laura Gunn is a former teacher who uses her passion for writing and learning to help others make the best decisions regarding finance and insurance. After stepping away from the classroom, Laura used her skills to write across many different industries including insurance, finance, real estate, home improvement, and healthcare. Her experience in various industries has helped develop both her ...
Insurance and Finance Writer
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average auto insurance rates in Rockville, MD for teens drivers are $8,312/year
- Average auto insurance rates in Rockville, MD after a DUI are $5,598/year
- The most expensive auto insurance company in Rockville is Liberty Mutual
Finding affordable Rockville, Maryland auto insurance can be challenging, but everything you need to know to buy cheap Rockville, MD auto insurance with confidence is right here. Auto insurance rates in Rockville are affected by local factors as well as personal ones like your driving record.
See how Rockville, MD car insurance rates compare to Bowie auto insurance rates, Gaithersburg auto insurance rates, and Frederick auto insurance rates before you read more about the cost of auto insurance in Rockville.
Don’t buy Rockville, MD auto insurance until you’ve compared rates. Get free Rockville, Maryland auto insurance quotes when you enter your ZIP code above.
Rockville, MD Minimum Auto Insurance Requirements
The required auto insurance in Rockville, MD is 30/60/15 according to the auto insurance laws in Maryland. The minimum auto insurance in Rockville, Maryland is outlined here.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $30,000 per person $60,000 per accident |
| Property Damage Liability Coverage | $15,000 minimum |
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Find Cheap Rockville, MD Auto Insurance by Credit History
Your credit can have an impact on what you pay for auto insurance in Rockville, MD. Take a look at Rockville, Maryland auto insurance rates by credit history.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $7,269 | $5,071 | $4,485 |
| Geico | $4,244 | $3,516 | $3,473 |
| Liberty Mutual | $13,586 | $8,743 | $6,157 |
| Nationwide | $3,899 | $2,758 | $2,492 |
| Progressive | $5,149 | $3,873 | $3,245 |
| State Farm | $6,586 | $3,909 | $3,015 |
| USAA | $3,807 | $2,620 | $2,160 |
Buy Cheap Rockville, MD Auto Insurance by Age, Gender, and Marital Status
Do age, gender, and marital status affect Rockville, Maryland auto insurance rates? Find out how car insurance rates in Rockville, MD are impacted by demographics.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,680 | $3,522 | $3,520 | $3,612 | $10,990 | $12,918 | $3,292 | $3,333 |
| Geico | $2,318 | $2,542 | $2,645 | $3,066 | $7,142 | $8,148 | $1,992 | $2,099 |
| Liberty Mutual | $6,832 | $6,832 | $6,755 | $6,755 | $13,213 | $19,557 | $6,832 | $9,184 |
| Nationwide | $2,086 | $2,090 | $1,891 | $1,941 | $4,927 | $6,446 | $2,418 | $2,598 |
| Progressive | $2,428 | $2,180 | $2,120 | $2,168 | $8,748 | $9,522 | $2,818 | $2,728 |
| State Farm | $2,655 | $2,655 | $2,458 | $2,458 | $8,547 | $10,935 | $2,974 | $3,346 |
| USAA | $2,050 | $2,008 | $1,922 | $1,907 | $4,618 | $5,437 | $2,346 | $2,611 |
Buy Cheap Rockville, MD Auto Insurance for Teen Drivers
Auto insurance for teenagers in Rockville can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Rockville, MD are listed here.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $10,990 | $12,918 |
| Geico | $7,142 | $8,148 |
| Liberty Mutual | $13,213 | $19,557 |
| Nationwide | $4,927 | $6,446 |
| Progressive | $8,748 | $9,522 |
| State Farm | $8,547 | $10,935 |
| USAA | $4,618 | $5,437 |
Buy Cheap Rockville, MD Auto Insurance for Seniors
You can save on senior auto insurance rates in Rockville, Maryland by comparing Rockville senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Rockville, MD here.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,520 | $3,612 |
| Geico | $2,645 | $3,066 |
| Liberty Mutual | $6,755 | $6,755 |
| Nationwide | $1,891 | $1,941 |
| Progressive | $2,120 | $2,168 |
| State Farm | $2,458 | $2,458 |
| USAA | $1,922 | $1,907 |
Find Cheap Auto Insurance Rates in Rockville, MD by Coverage Level
The amount of coverage you choose is a big factor in the cost of Rockville, Maryland auto insurance. Compare Rockville, MD auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $5,474 | $5,577 | $5,775 |
| Geico | $3,618 | $3,725 | $3,890 |
| Liberty Mutual | $9,205 | $9,471 | $9,809 |
| Nationwide | $2,922 | $3,059 | $3,168 |
| Progressive | $3,896 | $4,093 | $4,279 |
| State Farm | $4,248 | $4,517 | $4,745 |
| USAA | $2,714 | $2,872 | $3,002 |
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Find Cheap Rockville, MD Auto Insurance Rates by Commute
How long you’re in your car each day affects the cost of auto insurance in Rockville. Compare auto insurance rates in Rockville, MD by commute length to see how your daily commute impacts your rates.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $5,529 | $5,688 |
| Geico | $3,683 | $3,805 |
| Liberty Mutual | $9,243 | $9,747 |
| Nationwide | $3,050 | $3,050 |
| Progressive | $4,089 | $4,089 |
| State Farm | $4,388 | $4,618 |
| USAA | $2,775 | $2,950 |
Find Cheap Rockville, MD Auto Insurance Rates by ZIP Code
Auto insurance rates in Rockville, Maryland can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Rockville, MD to see how much where you live in Rockville affects the cost of car insurance.
| ZIP Code | Average Annual Rates |
|---|---|
| 20851 | $4,037 |
| 20852 | $3,890 |
| 20853 | $4,067 |
| 20854 | $3,871 |
Find Cheap Rockville, MD Auto Insurance Rates by Driving Record
Auto insurance rates in Rockville, Maryland are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Rockville, MD, take a look at the average cost for various violations versus rates for a clean driving record in Rockville.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,954 | $6,617 | $4,954 | $5,909 |
| Geico | $2,645 | $4,136 | $5,067 | $3,129 |
| Liberty Mutual | $6,780 | $8,968 | $13,612 | $8,620 |
| Nationwide | $2,686 | $3,598 | $2,873 | $3,042 |
| Progressive | $3,492 | $4,639 | $4,211 | $4,015 |
| State Farm | $4,026 | $5,087 | $4,450 | $4,450 |
| USAA | $2,247 | $2,768 | $4,016 | $2,419 |
Find Cheap Rockville, MD Auto Insurance Rates After a DUI
The cost of DUI auto insurance in Rockville, Maryland is higher than for a clean driving record. You can buy auto insurance after a DUI in Rockville for less when you shop around and compare rates from multiple Rockville, MD auto insurance companies.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $4,954 |
| Geico | $5,067 |
| Liberty Mutual | $13,612 |
| Nationwide | $2,873 |
| Progressive | $4,211 |
| State Farm | $4,450 |
| USAA | $4,016 |
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Winners by Category: Where to Buy Cheap Auto Insurance in Rockville, MD
Compare rates from the cheapest auto insurance companies in Rockville, MD for your needs. Take a look at how Rockville, Maryland auto insurance companies stack up for each category.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | Nationwide |
| With 1 Speeding Violation | USAA |
Find Cheap Rockville, Maryland Auto Insurance Companies
If you’re looking for the cheapest Rockville, MD auto insurance companies overall, you can compare them here. Find the best price for Rockville, Maryland car insurance by company.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,609 |
| Geico | $3,744 |
| Liberty Mutual | $9,495 |
| Nationwide | $3,050 |
| Progressive | $4,089 |
| State Farm | $4,503 |
| USAA | $2,862 |
What affects Rockville, Maryland auto insurance rates?
Local factors affect auto insurance rates in Rockville, MD, including traffic, theft statistics, and commute length. Take a look at the things that impact Rockville auto insurance rates.
Commute Times in Rockville
Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Rockville, MD is 32.4 minutes according to City-Data.
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Compare Auto Insurance Quotes in Rockville, MD
You can buy cheap Rockville, MD auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Rockville, Maryland auto insurance quotes from top companies.
Frequently Asked Questions
What factors can affect the cost of auto insurance in Rockville, MD?
Several factors can impact the cost of auto insurance in Rockville, MD. These include your driving record, age, gender, type of vehicle, location, coverage limits, deductible amount, and any additional coverage options you choose.
How can I find cheap auto insurance in Rockville, MD?
To find affordable auto insurance in Rockville, MD, consider the following tips:
- Compare quotes from multiple insurance providers to get the best rates.
- Maintain a clean driving record to demonstrate responsible driving habits.
- Opt for a higher deductible, which can lower your premium but also increase your out-of-pocket expenses in the event of a claim.
- Look for discounts that may be available, such as safe driver discounts, multi-policy discounts, or discounts for taking defensive driving courses.
Are there any disadvantages to buying cheap auto insurance?
While buying cheap auto insurance can save you money upfront, it’s essential to consider the potential disadvantages, such as:
- Limited coverage options: Cheap policies may provide minimal coverage, leaving you vulnerable to financial losses in the event of an accident.
- Higher deductibles: Cheap insurance often comes with higher deductibles, meaning you’ll have to pay more out of pocket before your coverage kicks in.
- Less reliable customer service: Some low-cost insurers may not offer the same level of customer service or claims support as larger, more established companies.
What are the advantages of buying cheap auto insurance?
The benefits of buying cheap auto insurance may include:
- Lower premiums: Cheap insurance typically offers lower monthly or annual premiums, allowing you to save money on your coverage.
- Compliance with legal requirements: Even with cheaper insurance, you can still meet the minimum coverage requirements mandated by the state of Maryland.
- Basic coverage: If you have an older vehicle with less value, cheap insurance can provide basic coverage to protect against significant financial losses.
Should I prioritize price over coverage when buying auto insurance?
It’s important to strike a balance between price and coverage when purchasing auto insurance. While price is a crucial consideration, ensure that the policy provides adequate coverage for your needs. Cheaper policies may offer limited coverage, leaving you exposed to substantial financial risks in case of an accident. Consider your individual circumstances and consult with insurance professionals to determine the optimal coverage level for your situation.
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Laura Gunn
Insurance and Finance Writer
Laura Gunn is a former teacher who uses her passion for writing and learning to help others make the best decisions regarding finance and insurance. After stepping away from the classroom, Laura used her skills to write across many different industries including insurance, finance, real estate, home improvement, and healthcare. Her experience in various industries has helped develop both her ...
Insurance and Finance Writer
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.